My friend, Ruth, emailed me last night with the following. I thought some of you would be encouraged by reading it so I asked her permission to share it here:
Last night, someone stole the catalytic converter off my car. Apparently they’ve got some kind of precious metal in them, so thieves use a saw to cut them off people’s car super quickly–they got 4 in our apt complex.
I went through the process of filing a police report, insurance claim, and driving the car over to the repair shop. As we were driving home, David (my husband) said something like, “Well, at least we have our emergency fund and this won’t make much of a dent in it.”
And I realized that in all the stress of those hours, I hadn’t worried once about how we were going to pay for the repair. The power of being mostly-debt free (we just have a small student loan left to pay off)! -Ruth




























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