MoneySavingMom.com
FREEBIE LIBRARY!
Join my email list and get FREE ACCESS to the MSM Freebie Library, including my top printables & eBooks.

Category: Money-Saving Ideas

Trying to be more intentional with your money? Grab this $1200 bundle of eResources for just $37!

This post may contain affiliate links. Read my disclosure policy here.

Are you trying to be more intentional with your money and hit some financial goals? If so, you’ll definitely want to check out this Master Your Money bundle that’s on sale right now!

Master Your Money Bundle INfo

This Master Your Money Bundle has everything you need to help you stick to a budget, pay down debt, save more money, and hit your financial goals — and you can get it for just $37 through next Monday, April 1st.

It contains $1206.41 worth of eBooks, printables, eCourses, and videos…and all you pay is $37 for all 45 resources!

Master Your Money Bundle Products

These resources are designed to help you:

  • Set up an easy budgeting system you can actually stick with.
  • Learn proven ways to save money no matter your income.
  • Take control of debt without feeling overwhelmed.
  • Find smart ways to grow your family’s income.
  • Create a clear plan for achieving your financial goals.
  • And more!

If you feel overwhelmed or stuck when it comes to your finances, this Master Your Money Bundle will help give you the practical tools and tips you need to take that first step in the right direction!

Bonus: If you order by the end of tomorrow, March 28th, you’ll get the Cheat Sheets for FREE as an Early Bird Bonus. The cheat sheets help you get started right away if you feel like you don’t want to wait until you have time to read eBooks, watch videos, or take eCourses.

Master Your Money Bundle

And since SO many of you loved the honest review I did of the productivity bundle last month, I plan to do another honest review with my favorite resources in the next couple of days! So stay tuned for that!

But if you’re ready to buy before hearing my honest review, just click the link below!

Go here to grab the Master Your Money Bundle for just $37.

I only spent $67.08 on groceries this week!!

I’m currently challenging myself to stick with a $70 grocery budget for our family of five. This includes almost all of our breakfasts, lunches, snacks, and dinners + most household products (toiletries, laundry soap, etc.). 

You can see all of my $70 Grocery Budget Update posts here. For live updates, be sure to follow my Instagram Stories.

Note: Some of the links in this post are affiliate links and we will be compensated if you click through and sign up. Read our disclosure policy here.

I only had $5.66 left in my $70 grocery budget to spend on Friday, so I had to be careful and use it sparingly. I only needed to pick up two items — distilled water for my sinus rinse (this has been the BEST thing ever — I no longer have to be on allergy meds or sinus meds because of using this daily and changing my diet!) and lemon water for my gallon of lemon water a day habit. 🙂

(I should have realized that I was almost out of both of these things earlier in the week, but I totally didn’t. That’s just life sometimes, isn’t it?!)

So, while I was at Kroger, I picked up my FREE Friday item — the picture shows the Doritos Blaze, but it’s actually good on ANY Doritos. I didn’t realize this until I got home and was talking about it on Facebook Live.

I also wanted to pick up some Kroger bandages. They are on sale for $1 per box right now AND there is a $1/2 digital coupon. Since I only had $5.66 left in my grocery budget, I just picked up two boxes since I thought they would be $0.50 each.

Well, when I went to check out, they rang up as $1 per box, but then the e-coupon took $4 off — making each box FREE! I couldn’t figure out why my total was so low until I looked carefully at my receipt.

Kroger Shopping Trip — spent $2.74

  • Doritos — Free with Free Friday Download digital coupon
  • Lemon Juice — $1.69
  • Distilled Water — $0.89
  • 4 boxes of bandages — on sale for $1 each, used $1/2 digital coupon (limit of 5 uses per card per transaction) — the coupon took off $4 (I’m not sure why!) making these FREE!
  • Total with tax: $2.74

See more details on the deals I got in the video above.

All totaled, I spent $2.74 at the store — bringing my final grocery spending total for this week to just $67.08, a few dollars under my $70 budget! YAY!

By the way, if these posts on my grocery budget have been making you frustrated or you’re feeling like, “I just can’t do what she’s doing!”, I want you to read this post I wrote.

I found an AMAZING deal on avocados (what should I do with them?)

As I told you in yesterday’s Kroger markdowns post, because I’m changing my morning routine, it means I have time to run by the store and shop for markdowns or great deals again in the mornings — which I have really missed having the margin to do.

So expect to be seeing a lot more posts about my shopping trips. Here’s what I got today (I just popped into Kroger on my home from school drop-offs):

Today’s Kroger Shopping Trip

  • 3 cartons of cottage cheese — marked down to $0.99 per carton
  • 1 yogurt whips — marked down $0.29
  • 3 bags (with 7 avocados each!) — marked down to just $0.99 each!!!!

Total with tax: $6.62

I froze the cottage cheese and we’ll use it in Berry Cottage Whip or smoothies.

I’m on the fence as to what to do with the avocados. As you may recall, I found a similar deal on avocados last year and we ended up freezing them! Truth be told, we didn’t love them that way.

So, this time around, I’m thinking that we’ll eat as many as we can in the next few days and make a big ole batch of guacamole, too!

Any other ideas for what we should do with the avocados? I’d love your suggestions!

Get The Better Budget Guide & Workbook for just $14.99!

This post may contain affiliate links. Read my disclosure policy here.

Is creating and sticking to a budget one of your financial goals for 2018?

If so, you can currently get The Better Budget Guide & Workbook for just $14.99!

This is a brand new budgeting guide written by Mara Strom — who went from stressing about money and overspending each month, to eliminating over $35,000 worth of debt and saving $20,000 for an emergency fund.

Inside this guide, you’ll learn:

  • Simple strategies for creating a budget you can actually stick to
  • Step-by-step instructions customized to your specific needs
  • Easy-to-follow assignments that put theory into practice
  • Lessons on tracking your expenses, learning to say no (so you can say yes later), saving for the future, and figuring out how to prioritize it all
  • Exercises to avoid budget meltdowns, improve communication, and clarify your goals

You’ll also receive a workbook with assignments to help you work through the guide at your own pace. When you’re done going through the workbook, you’ll have a budget that actually works and you can stick to!

Want to preview the guide before purchasing? Go here to download a FREE sample chapter of The Better Budget Guide!

Note: If you just want the guide and don’t think you need the workbook, there is also an option to just purchase The Better Budget Guide for $9.99!

Psst! Not sure if you’re ready to commit to the full budget guide yet? Check out the FREE Jumpstart Your Budget Challenge!

It’s your last chance to try Stitch Fix for FREE!

This post may contain affiliate links. Read my disclosure policy here.

Have you been wanting to try Stitch Fix, but you didn’t want to pay the $20 styling fee out of pocket?

Through tomorrow evening (January 31, 2018), Stitch Fix is waiving the styling fee for all new customers when you sign up through this link! I’ve never seen them offer this kind of deal!

Here’s how it works:

1. Sign up for a new Stitch Fix account.

2. Fill out your style profile. You’ll give very specific details on sizes you wear, styles you like, colors you like, types of clothes you like, and what types of clothing you are specifically looking for (more casual, all business, a mix of both, etc.) You can be very detailed in your descriptions and even share a Pinterest board with them to give Stitch Fix some ideas of your tastes in clothing. Also, I recommend leaving your stylist a note with specifics on your budget preferences and any other preferences you have (colors/what you’d really like for them to send/an occasion you’d like to be styled for, etc.)

3. Go to checkout and pay nothing out of pocket (you will need to add a method of payment but you won’t be charged).

4. One of the Stitch Fix stylists will take your style profile, sizes, and preferences and put together a box of clothing based upon what they think you’ll like and what they think will work well for you.

5. They’ll send you this box in the mail. You’ll have a few days to go through the box, try on the clothes, and then choose to keep any that you liked and ship back any that didn’t work (they provide a postage-paid envelope for you to use).

That’s it! If you decide to keep something, you’ll pay for what you keep. If you decide not to keep anything, you can just stick everything back into the postage-paid envelope and pop it in your mailbox and you’ll pay nothing out of pocket!

This outfit came in my latest box and I absolutely love it! (I took this late at night at our hotel last night. Jesse and I are on a quick getaway/business trip to NYC! I’ll share more details on what we were up to later this week!)

Go here to sign up for your first Fix for FREE! Remember, this deal ends on January 31, 2018!

P.S. This is your last chance to get in on this offer to try out Stitch Fix with no strings attached! You won’t be signed up for a subscription or anything. If you’ve always wanted to try it out, now’s your chance!

Motivate your kids to do chores with the Homey app + enter to win a FREE unlimited annual subscription!

(Note: This post and giveaway were sponsored by Homey. Read our disclosure policy here.)

I believe that one of the greatest gifts you can give your kids is a strong work ethic.

I know it doesn’t feel like a gift when you are training and teaching and explaining and re-doing and inspecting their work over and over again when they are little.

I know it doesn’t feel like a gift when it takes 5 times as long for you to get anything done while they are working alongside you.

I know it doesn’t feel like a gift when they have bad attitudes and complain about having to work while their friends get to play.

I know it doesn’t feel like a gift when you are tired and worn out and it’d be so much easier and quicker for you to just do it yourself rather than having them help or do their chores.


But if you stick with it, someday they will be old enough to do all of the laundry for your family and you’ll just write it on their list and they will sort, wash, dry, fold, and put it away with zero help from you and with zero complaints from them because they just know it’s what is expected of them.

And (hopefully!) they’ll carry this same work ethic into the real world someday and it will take them far in life. Then, all those days, weeks, and months of effort and training will pay off in big dividends!

Mamas in the trenches: I know it’s tough. I know it feels like you aren’t making any headway and that your kids will never be old enough to do anything but make messes and need your help.

But the light is at the end of the tunnel… hang on and keep plodding forward. And you’ll have your own in-house laundry service before you know it! 😉

I’m so grateful that my parents taught me to work hard from a young age. Looking back, I realize how much doing chores as a child prepared me so well for being a wife, mom, and business owner!

That’s why I was excited when Homey asked me about doing a review of their new app that helps teach kids about money through completing chores and working toward goals.

I love that the Homey app not only encourages kids to develop a strong work ethic, but it teaches kids how money is earned, encourages long-term goal setting, instills real life financial skills, and connects the whole family with a fun approach to paid chores.

Here’s how the Homey app works:

1. Download the Homey app here for Android or iPhone. You can access its basic features for FREE, or you can opt to upgrade your account to premium for $3.99/month or $29.99 annually.

They even offer an unlimited feature for $6.99/month or $49.99 annually. {Scroll down to the bottom of this post for an opportunity to win a FREE year of the unlimited subscription!}

2. Set up your household and then a profile for each member within the app.

3. Decide on one device or multiple devices. If your kids are old enough to have their own mobile devices, you can have linked individual profiles on separate mobile devices. If your kids are younger, the individual profiles can all be shared on one family device. As the household creator, you also have the ability to set permissions and roles for each family member.

4. Set up chores for each child’s profile, and decide if the chores will be paid or unpaid. In our house, we have a system of paid chores and non-paid chores, so I LOVE this option!

:: You can choose to set a chore as a responsibility that is not paid to teach your child the importance of contributing to the family without getting paid.

:: If you choose to label a task as an extra paid chore, you’ll need to designate the amount of coins each chore is worth. Coins earned can be traded in for specified rewards within the app.

5. Set rewards for each child’s profile. Depending on your household system, there are options to set up a weekly allowance for chores, wishlist items (toys, screen time, etc.), or extra money.

Regardless, each reward requires a specified amount of coins that teaches children how to save up what they’ve earned from their hard work. Kids can even set up their own wishlists to practice setting long term goals for themselves.

6. Connect your children’s checking or savings bank accounts with the app, if so desired. Homey allows you to transfer the allowance or extra money earned directly to your child’s bank account.

I love this, because I think it’s SO important to teach kids real life financial skills at an early age, and I’d rather them make $3 mistakes now when they are little to hopefully prevent some $3,000 and $30,000 mistakes down the road.

7. Kids start doing chores, working towards their goals, and getting rewarded for their hard work through the Homey app! Each time a task is finished, they just take a photo of their progress or completion so that you know what got done at a glance. It’s that simple!

Go here to get started with the Homey app.

Win a FREE unlimited annual subscription to the Homey app!

The folks over at Homey decided to give away one FREE unlimited annual subscription to a one MoneySavingMom reader ($49.99 value) this week!

Just comment on this post about why you’d love to try the Homey app for your family. I will randomly pick one winner from all of the comments to win the annual subscription.

(In the meantime, you can go ahead and download the FREE version of Homey to explore its features. If you’re a winner, they’ll upgrade your account to the unlimited subscription for free when the giveaway ends!)

This giveaway will run through end of day on June 8, 2017.

Other Resources on Chores for Children:

How do you encourage and motivate children to do chores in your home? I’d love to hear!