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19 Feb 2019   ·   2

The Year That Changed the Trajectory of Our Lives

Guess what? Thanks to popular demand, Jesse is back on today’s episode of The Crystal Paine Show! And this time, he’s joining me for the entire episode. We didn’t really plan it… he was just sitting across from me when I went live and his mic was turned on. As you’ll hear… he jumped right in! 😉

We disagree about the weather, we talk about our new shower filter and how it’s made such a difference in our lives, and I ask Jesse to share about the books he’s been reading.

And then we pick up right where we left off in our story last time. If you remember back to our last episode, we told you about a hard place that we were in, both personally and financially.

Jesse had just lost his job, our second daughter had just been born, I was suffering from postpartum depression, and our marriage was on the rocks. That’s the point where we pick up the story today. In this episode, we share about how Jesse’s struggle to find a job and our desperate place of needing to pay the bills actually inspired us to do some outside-the-box things.

Little did we dream that what we would experiment with and set up during that dark time in our lives would end up changing the entire trajectory of our lives. In fact, there is a very good chance I wouldn’t have this podcast or run MoneySavingMom.com or be living in TN or have the opportunity to help and impact millions around the world or have the wonderful friendships here we do if it weren’t for that dark season of our lives.

You never know what how God might use a really difficult season in your life to prepare you for something bigger and greater than you could ever dream or imagine!

In This Episode:

[01:48] – Jesse’s mic is live — surprise! (I didn’t even realize it when we went live. I thought he was just going to wait to go live until later on in the show. But nope… that’s not his style if he’s sitting in front of a live mic! And I loved that he got to jump in at various parts to share!)

[02:24] – My hair had been looking icky ever since we moved into our new house… I finally figured out what the problem was and share in this episode the inexpensive solution we came up with!

[06:39] – I asked Jesse to share what he’s reading right now. And we explain why I don’t ask him this question every month, unlike my other guests. I love how honest he is and how we are so different when it comes to books and reading.

[08:11] – Jesse and I talk about why we love You Need a Budget, this episode’s amazing sponsor, and Jesse shares more about how it works for him.

[11:09] – We recount the time in our lives when Jesse was unemployed and I ask Jesse to share more how it was for him to walk through that dark time.

[16:05] – I share about how that time in our lives propelled me to start MoneySavingMom.com — and how I envisioned it was just going to be this little extra thing I did on the side.

[18:02] – Jesse got a contract position at a big law firm right around the time I started MoneySavingMom.com and he shares more about that and how he grew so much from the various audiobooks and podcasts he listened to while doing pretty mindless document review at the law firm.

[18:56] – MoneySavingMom.com took off from the get-go and far exceeded our wildest expectations. Within a year, we were making a full-time income from it. 

[22:34] – Jesse and I open up about how so many people expected us to buy a house right out of law school and how people thought we were kind of nuts to keep renting. But we look back and are so glad that we did.

[25:15:] – We share more about our crazy goal to pay cash for a house in 5 years and how this motivated us to continue to live as frugally as possible. 

[26:08] – In hindsight, we can see so clearly how God used that difficult year to humble us, shape us, strengthen our marriage, and teach us to dream bigger. And to lead us on this journey we never anticipated… we’ll share more about that in our next episode!

Links and Resources:

How to Listen to The Crystal Paine Show

The podcast is available on iTunesAndroidStitcher, and Spotify. You can listen online through the direct player we’ll include in the show notes of each episode. OR, a much easier way to listen is by subscribing to the podcast through a free podcast app on your phone. (Find instructions for how to subscribe to a podcast here.)

Ready to dive in and listen? Hit the player above or search for “The Crystal Paine Show” on your favorite podcast app.

Sponsor Spotlight

This episode is sponsored by YouNeedaBudget.com — the budgeting software we have personally used for the past two years and absolutely love.

We were introduced to this budgeting software by my brother-in-law, Justin, a few years ago. He and my husband, Jesse, are both what I would lovingly refer to as “nerds”.

You know the kind of people… those people who think spreadsheets are fun. And who geek out over features in Excel. Yup, those kinds of people.

You might as well poke my eyeballs out with a hot iron rod than get to me be giddy over creating spreadsheets. But nevertheless, I love Spreadsheet Nerds because they help keep people like me in line and on track! 

Anyway, it was around Christmas time and Justin started telling Jesse about YouNeedaBudget — what we call YNAB for short. Jesse and I had both heard of this software before, but we had been using Quicken for so long that we’d not considered changing to anything else.

Well, when Jesse saw the features of YNAB, he was intrigued enough to sign up for the free trial. And it was pretty much love at first sight.

Truthfully, I can’t even begin to tell you how often I’ve heard him exclaiming to me, to friends, or just to himself something about, “How cool and helpful YNAB is!”

I’m such a pen and paper and cash girl, but after all his raving reviews, I finally gave in and downloaded it on my phone and had him show me how it works. It’s really, really impressive. I love how we can see exactly how we’re doing in every budget in just one glance.

And since we have multiple budgets for our businesses and personal, it allows us to track them all in one app. Which is so handy!

They usually only offer a 30-day trial, but they are giving you all a FREE 60-day trial so you can really get a feel for it and see how well it works. 

Go here to sign up for your FREE 60-Day YNAB trial.

Note: This post contains affiliate links. If you click through and make a purchase, we may receive a small commission — at no additional cost to you. Thank you so much for your support!

19 Feb 2019   ·   0

Want to save money and eat healthier?

19 Feb 2019   ·   0

Get an interactive Life and Goal Organizer for just $9!!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Get Organized Gal  is running a BIG sale on their Life and Goal Organizer right now! You can get it for just $9, which is a HUGE 82% savings off the regular price of $49!!

The Life and Goal Organizer is a motivating system of checklists, prompts, and ideas to help you take charge of your life, organize your goals, and free your mind.

And it’s an interactive PDF — meaning you can type in it, save it, and even print it with your information filled out!

It’s like a giant, 340-page checklist of things you might like to do, broken down into 12 Life Areas:

  • Personal Development
  • Health & Fitness
  • Business & Career
  • Recreation
  • Technology & Social Media
  • Home Organization
  • Personal Style
  • Happiness
  • Money & Finance
  • Relationships
  • Time Management
  • Family.

I haven’t tried this organizer yet, but I LOVED their Organize in 5 Diaries and I’m using it every day this year to get more organized!

This deal is valid for a limited time only, through March 2, 2019.

Go here to get this Life and Goal Organizer for just $9!

19 Feb 2019   ·   0

Carter’s: Extra 40% off Clearance {Today Only}

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Today only, Carter’s is offering an extra 40% off all clearance! This is a great time to stock up on kids clothing.

Here are some deals I spotted…

Get Baby Bodysuits and Pull On Joggers for only $2.99!

Get Girls Leggings for only $2.39!

Get Baby Jumpsuits for as low as $2.39!

Get Boys and Girls Tees for just $1.79!

Shipping is free on orders over $35.

Valid today only, February 19, 2019.

19 Feb 2019   ·   0

Women’s Adidas Edge Bounce Running Shoes only $29.50 shipped (Reg. $100!)

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Right now, FinishLine.com has these Adidas Women’s Edge Bounce Running Shoes for just $22.50 (regularly $99.99) when you use the promo code GET50AFF at checkout!

There are two colors eligible for this coupon code: Carbon/Core Black/Night Metallic and Core Black/Core Black/Night Metallic.

Shipping is $7 making these just $29.50 shipped after the code.

Adidas Women’s Edge Bounce Running Shoes – $45 (regularly $99.99)
Use the promo code GET50AFF
Shipping is $7
$29.50 after code

Thanks, Hip2Save!

19 Feb 2019   ·   3

Colgate Extra Clean Toothbrushes (6 pack) only $3.33 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has these Colgate Extra Clean Full Head Toothbrush, Medium (6 pack) for only $3.33 shipped when you clip the 20% off e-coupon and checkout through Subscribe & Save! That’s like paying only $0.56 per toothbrush, shipped!

You can also get this Colgate Extra Clean Full Head Toothbrush, Medium – 4 Count (Pack of 3) for only $6.66 shipped when you clip the 20% off e-coupon and checkout through Subscribe & Save!

Note: Once your order ships, you can go into your Amazon account and cancel your subscription if you don’t want recurring orders.

Thanks, Hip2Save!

19 Feb 2019   ·   0

PUMA Hello Kitty Preschool Sneakers only $24.99 shipped (Reg. $70), plus more!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Today only, PUMA is offering up to 70% off select items when you use the promo code SECRET at checkout! Plus, sign up for their rewards program (it’s free!) to score Free Shipping!

Get these PUMA x HELLO KITTY Preschool Suede Sneakers for just $24.99 shipped after the code!

Get these PUMA Vikky JR Sneakers for just $14.99 shipped after the code!

Get these PUMA Smash v2 Suede Preschool Sneakers for just $14.99 shipped after the code!

Valid today only, February 19, 2019.

Thanks, Hip2Save!

19 Feb 2019   ·   0

Hot Wheels Track Builder System Race Crate for just $31.42 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has this Hot Wheels Track Builder System Race Crate for just $31.42 shipped — a BIG price drop and the LOWEST price on record!

Sign up for a free trial of Amazon Prime to get free 2-day shipping. And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon.

Thanks, Hip2Save!

19 Feb 2019   ·   0

Milestone Pillow Cases only $4.99 shipped!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Jane has these Milestone Pillow Cases for just $4.99 shipped right now!

These pillowcases are the perfect alternative to blankets and can be propped up by your baby anywhere! Choose from four different designs.

A great gift idea!

19 Feb 2019   ·   0

LEGO Friends Drifting Diner Building Set for just $19.99!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has the LEGO Friends Drifting Diner Building Set for just $19.99 right now — the LOWEST price on record!

Sign up for a free trial of Amazon Prime to get free 2-day shipping. And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon.

Thanks, Passionate Penny Pincher!

19 Feb 2019   ·   0

H&R Block Tax Software Deluxe + State 2018 with 5% Refund Bonus just $18, plus more!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Today only, Amazon is offering up to 60% off H&R Block Software! Here are some great deals you can score:

Get this H&R Block Tax Software Deluxe + State 2018 with 5% Refund Bonus Offer for just $18 (regularly $44.99)!

Get this H&R Block Tax Software Premium 2018 with 5% Refund Bonus Offer for just $32.50 shipped (regularly $64.99)!

Get this H&R Block Tax Software Premium & Business 2018 with 5% Refund Bonus Offer for just $40 shipped (regularly $79.99)!

Get this H&R Block Tax Software Deluxe 2018 (Federal Only) with 5% Refund Bonus Offer for just $17.50 (regularly $34.99)!

Valid today only, February 19, 2019.

Sign up for a free trial of Amazon Prime to get free 2-day shipping. And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon.

Thanks, Hip2Save!

19 Feb 2019   ·   0

Clif Mojo Bars 12-Count Box only $7.74!

(Note: The links in this post are affiliate links, and we will be compensated when you make a purchase by clicking through our links. Read our disclosure policy here.)

Amazon has these Clif Mojo Bar Salty Sweet Snack Honey Srirocka, 12 Count for only $7.74 when you clip the 50% off e-coupon!

You can also get these Clif Mojo Bar Salty Sweet Snack Salted Caramel Flow, 12 Count for just $7.74 after you clip the 50% off e-coupon!

That’s like paying only $0.65 per bar!

Sign up for a free trial of Amazon Prime to get free 2-day shipping. And don’t forget you can sign up for Swagbucks to earn free gift cards to use on deals on Amazon.

Thanks, Hip2Save!