I’m honored to have an article up on AllYou.com today titled 5 Ways a Cash Budgeting System Will Change Your Life.
Whether you’re struggling to stay afloat financially, or just trying to save money and make smarter spending choices, you should consider a cash budgeting system.
In our family, we use cash-only for most expenses, including groceries, gifts, clothing, miscellaneous items and eating out. This means we allot a set amount to each category monthly, then place that exact amount of cash in individual envelopes labeled for each expense at the beginning of every month.
Here are five reasons I’d encourage you to consider setting up your own cash budgeting system:
1. A Cash Budget Gives You Freedom
For many, just the word “budget” has negative connotations. However, a budget doesn’t have to be restrictive. In fact, for my husband and me, it has had the opposite effect — the boundaries of a budget have given us a freedom we didn’t have before. For example, we don’t have to worry that if we buy groceries, we won’t be able to pay our electric bill.
Head on over to AllYou.com to read the full article.
PSST! Want to chat with other frugal folks about ways to spend less this summer? I’ll be hosting a live chat on the All You Facebook Page next Wednesday at 2 p.m. EST and we’ll be talking about how to save money on summer activities and family road trips!




















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