kojo-design.com shows you how to make a homemade sprinkled cake topper.
Do you have a fun and frugal DIY idea to share? I’d love to hear about it! Read the submission guidelines and submit it here.
2hr Cleaning Checklist
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Pinterest Experiment: Pink Sugar Hand Scrub
I find a lot of great ideas on Pinterest… but pinning something doesn’t do anything unless I actually, you know, try the idea. So I thought it’d be fun to challenge myself to do at least one Pinterest experiment every week — and blog my results.
I can’t promise that I’ll always have a Pinterest Experiment post up each week, because you know how I sometimes get distracted or on blog tangents. But I’m at least going to try. By the way, you can follow my personal Pinterest account here, if you’re interested.
Silas and I whipped up some Sugar Hand Scrub tonight. I had gotten a bottle of Dawn Hand Renewal for $0.50 at Dillon’s recently and was excited to use it to make this recipe.
I only had raw sugar on hand so my end result wasn’t as pretty as it would have been with white sugar, but this stuff works and smells so good.
Someone mentioned putting a few drops of peppermint oil in the scrub and I think that would make this even more amazing!
If you wanted to make it for gifts, I’d recommend putting more sugar in it so that it’s not as watery. This should help it keep a good consistency and last longer.
Have you tried any ideas or recipes you’ve found on Pinterest recently? If so, I’d love to hear how they worked out for you. Feel free to leave your blog link in the comments if you blogged about your experiment!
Shared Sep 12, 2012
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Our “New Normal”: Finding Ways to Save Time and Money as a Special Needs Parent
Our “New Normal”: Finding Ways to Save Time and Money as a Special Needs Parent
Testimony from Megan
In April 2011, we were blessed with our second child — a little boy named Whit. He was precious and perfectly formed. But there was an unexpected complication… Whit was born with brain damage.
We soon found out his reality: he does not walk, talk, eat, roll over, reach, laugh, or purposefully do anything. He came home with an array of equipment, a curious big sister, and nervous parents!
It didn’t take us long to realize we had to figure out our “new normal.” We were thankful we had two precious children, my husband had a job, and I had a home to run, but the special needs world can be difficult to navigate and we found the two commodities we often lacked were time and money!
Through trial and error, we have learned a few tips for saving some of each:
1. Take One Day At A Time
The nature of our life is unpredictable. Whit gets sick often and quickly! No two days are ever alike.
My desire for some semblance of normalcy, however, is still there. After trying many different schedules, it finally dawned on me! We live day-to-day, so that’s how we should plan!
Every morning, my daughter and I sit together to make “our list.” She enjoys the freedom to add some of her favorite things, too! Things get accomplished, daily life is streamlined, and everyone seems more content.
2. Simplify
Things are boring around here — aside from the kids! Meals are simple. We have downsized to one car. Outings consist of the library or a walk outside. Whit’s tragic situation has given us some perspective: not only is simplicity okay, we love it!
3. Give Yourself Some Grace
I can’t remember the last time I scrubbed baseboards… I have no idea when it was! And I am completely okay with that!
I have learned to let go of some things in order to hold my family closer. Sure, we hit the basics (no one wants to live in a dirty house!), but have I vacuumed under the couch cushions lately? Not a chance! And sometimes, that’s okay!
4. When In Doubt, Bring Food
We go to appointments… All. The. Time. It is worth it to spend the money on groceries our family enjoys versus paying much more for a single meal in a drive-thru. We have saved so much just by having a picnic in the car!
5. Bring Those Siblings
Our daughter often accompanies us to appointments for Whit. We save money on a sitter, but I firmly believe this is opening her eyes to a world often unseen by other children. Yes, it saves money, but the lesson in compassion is worth more.
6. Why Spend If You Can Borrow?
Our town is relatively small, but there is a wealth of organizations that have loaned us equipment. It’s often second-hand, but always serves it’s purpose. Before you spend all that money, just ask someone! The worst they can do is say no.
Megan is a lover of Jesus, Bret, and her precious babies! She’s living her dream as a stay-at-home wife and mother. Since having Whit, her desire is to encourage families as they journey through the world of special needs.
Jingit: Get paid to watch ads online
Jingit is a simple way to earn a little money online for watching ads or for taking surveys.
Just sign up for a free account, complete a 30-second registration process, and you can then click on ads available to watch. You’re not going to get rich watching ads from Jingit, but it’s a nice way to earn a little extra side money!
Looking for more income-earning ideas and opportunities? Check out this page.
Thanks, Moms By Heart!
(Note: Some of the links in this post are my referral links. Read our disclosure policy here.)
Freezer-Friendly Bean & Cheese Burritos
Looking for an easy make-ahead lunch or dinner idea that’s frugal and will fill you up? How about a quick meal for busy weekdays? This freezer-friendly recipe for bean & cheese burritos checks all the boxes, and your family will love it too!
After the amazing success I had with Crockpot Refried Beans, I decided to try making Freezer-Friendly Bean & Cheese Burritos (adapted from Pennies & Pancakes). They were SO easy to make, and very inexpensive too!
These burritos aren’t anything spectacular and, if you’re a foodie, you just might be appalled that I’m posting such a crazily basic recipe.
But I’m all about keeping it simple — especially when it comes to quick lunches on the go!
Ingredients for Bean and Cheese Burritos
- 24 medium flour tortillas (you can make your own)
- 1/2 recipe Crockpot Refried Beans (or 4 16-ounce cans of refried beans)
- 1 jar salsa of your choice
- 1 package taco seasoning mix (or homemade taco seasoning)
- 8-12 ounces of cheddar cheese, grated
How to Make Bean and Cheese Burritos
1. In a large bowl, mix beans, salsa, and seasoning together.
2. Spread 2-3 Tablespoons of the mixture into center of a tortilla.
3. Sprinkle with cheese and roll up (folding the sides in to keep all the filling inside).
4. Place assembled burritos in a freezer bag OR cook burritos to eat immediately.
5. Serve with salsa and sour cream if desired.
How to Re-Heat Frozen Burritos
Microwave Baking Instructions:
- Pull 1-3 burritos out of the freezer and put on a microwave-safe plate
- Warm in the microwave on 50% heat for 2-3 minutes, or until cheese is melted.
- If you want a crispy tortilla, place warmed burritos in a hot frying pan for 30-60 seconds on each side.
Oven Baking Instructions:
- Pull out desired number of burritos and thaw for 1-3 hours.
- Bake at 350º for 20 to 30 minutes, or until heated through.
- You can top with additional cheese before baking.
Other Burrito Recipes You Might Like:
Recipe
Freezer-Friendly Bean & Cheese Burritos
Ingredients
- 24 medium flour tortillas you can make your own
- 1/2 recipe Crockpot Refried Beans or 4 16-ounce cans of refried beans
- 1 jar salsa of your choice
- 1 package taco seasoning mix or homemade taco seasoning
- 8-12 ounces of cheddar cheese grated
Instructions
- In a large bowl, mix beans, salsa, and seasoning together.
- Spread 2-3 Tablespoons of the mixture into center of a tortilla.
- Sprinkle with cheese and roll up (folding the sides in to keep all the filling inside).
- Place assembled burritos in a freezer bag OR cook burritos to eat immediately.
- Serve with salsa and sour cream if desired.
Microwave Baking Instructions:
- Pull 1-3 burritos out of the freezer and put on a microwave-safe plate
- Warm in the microwave on 50% heat for 2-3 minutes, or until cheese is melted.
- If you want a crispy tortilla, place warmed burritos in a hot frying pan for 30-60 seconds on each side.
Oven Baking Instructions:
- Pull out desired number of burritos and thaw for 1-3 hours.
- Bake at 350º for 20 to 30 minutes, or until heated through.
- You can top with additional cheese before baking.
Notes
You can easily make this recipe with all store-bought ingredients, but if you’re trying to do more from scratch, here are a few links that should be helpful for you!
Homemade Refried Beans
Homemade Taco Seasoning
Homemade Tortillas
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When You Want to Give Up
Is your life feeling hopeless and overwhelming right now? My guest post on Hope for Women today might encourage you:
I flung myself into a heap on the floor in our little basement apartment.
“What am I supposed to do, God?” I cried aloud. “I’m so thankful for this baby, but I’m so sick with this pregnancy. And being so sick means I can’t work. How are we going to survive?”
I felt helpless and at the end of my rope. My morning-noon-and-night sickness had hung on for weeks, keeping me from working at the part-time jobs I had before I got pregnant.
While my husband was in law school, those part-time jobs were keeping us afloat. Combining both of our incomes, we were already barely making it. With the absence of my income, our finances suffered a huge blow – and so did my faith.
Read the full post over on Hope for Women.
Allergy-Free Buffalo Chicken Pasta Salad
Guest post from Michelle of The Willing Cook
As I’ve said before, coming up with something original and satisfying for lunch while still remaining food allergy-safe is not always an easy task.
The most common lunch menu in our home is leftovers. It is nice, though, to have other lunch options for those times when leftovers is not an option or you’re tired of the same ol’ thing.
I have come up with a recipe today that I hope will fit that bill for you. My intention in making this dish was for a quick and tasty lunch, but we ended up having it for dinner as well. So, whether you make up a batch to eat for lunch for a few days or have it as a lunch leftover from dinner, it is sure to satisfy.
An added bonus for many of you out there is that while this recipe is safe for food allergy sufferers, it’s also great for everyone else as well. So, give it a try and enjoy!
Buffalo Chicken Pasta Salad
Ingredients
- 2 cups cooked chicken, diced (I pulled out previously cooked chicken from the freezer and thawed.)
- 8 ounces pasta of choice, gluten-free or whole wheat
- 1/4 cup bell pepper, finely diced
- 1/4 cup sun-dried tomatoes, finely diced (regular tomatoes are fine too)
- 1/4 cup red onion, finely diced
- 1 celery rib, finely diced
- 1/4 cup cilantro, chopped
- 5 slices bacon, cooked and crumbled
- 1/2 cup cayenne pepper sauce, like Frank’s Red Hot Sauce
- 1/3 cup extra-virgin olive oil
- 1/2 teaspoon kosher salt
- 1/2 teaspoon black pepper
- shredded cheddar cheese (optional)
Directions:
- Cook your pasta according to package directions to al dente. Once cooked, rinse with cold water and pour into a large bowl.
- While pasta is cooking, prepare the rest of your ingredients. Dice your cooked chicken and put in bowl with pasta. Use any kind of chicken that works for you, whether grilled, leftover roasted whole chicken, baked, etc.
- Dice your bell pepper, tomatoes, onion, celery, cilantro. Cook the bacon. Pour all these ingredients into the large bowl with the chicken and pasta.
- Season the pasta salad with kosher salt and pepper.
- In a separate bowl, whisk together the hot sauce and olive oil. Pour sauce over the pasta salad. Toss gently to combine all the ingredients with the sauce. (If cheese is allowed, add desired amount to top of pasta salad.)
- Refrigerate pasta salad until ready to eat. Serve with fresh fruit. Enjoy!
Would you like more allergy-friendly brown bag lunch ideas? You can find more ideas at The Willing Cook by clicking on Lunch Ideas for School/Work.
Michelle is blessed to stay home with her three children (ages 10, 7, and 4), while her husband works to provide. When she’s not experimenting with allergy-friendly meals, she’s blogging about it at The Willing Cook. Through the Willing Cook, her hope is that you gain peace of mind in your kitchen (and your pocket book) and are able to serve those you love who suffer with food allergies.
18 Brilliant Re-Uses For Things You Already Have
Have a minute? You’ve got to go check out this post on BuzzFeed with 18 Brilliant Re-Uses For Things You Already Have. I’m sure you’ve seen some of these before, but many of them were new ideas to me.
Thanks, Emily!
Our wonderful September Sponsors
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Kroger Krazy is a blog where Katie shares weekly Kroger ad matchups, unadvertised Kroger finds (including a running list of everything you can get for FREE at Kroger) and general money-saving deals in a very detail oriented manner. If you are looking for one concise location for all your Kroger needs, then look no further. Kroger Krazy is here to do the heavy lifting, so to speak, and guide you through the process.
How often should you clean door handles and light switches? What’s the easiest way to clean fan blades? When is the best time to clean your oven? What’s the fastest way to wash windows? Spring Cleaning 365 will give you all the answers by prompting you to do one task, each day, all year. Each cleaning prompt will be season specific and should take 15 minutes or less — and we’ll focus on the less! It’s the easiest way to have a home that looks Spring Cleaned all year long. Sign up now to be notified when we begin!
The Modest Mom is a family owned online clothing store for women, girls, and moms to be. They specialize in custom made maternity and women’s skirts. They also offer modest cami’s, layering shells and nursing covers. If you are struggling to find feminine, cute, and comfortable clothing, or you just need something that is custom fitted to you, look no further than The Modest Mom.
Are you considering homeschooling but wonder if the costs are too high? Maybe you have been homeschooling for a while and want to find some areas where you can shave off some curriculum expense. Wherever you are in your homeschooling journey, check out the list of homeschool freebies at How To Homeschool For FREE!
Great Homeschool Conventions is hosting two huge homeschooling events in 2013! March 14–16, 2013 will be the SouthEast Homeschool Convention in Greenville, SC, at the TD Convention Center and April 4–6, 2013 will be the MidWest Homeschool Convention in Cincinnati, OH, at the Duke Energy Center There will be lineup of incredible speakers (including Crystal Paine from MoneySavingMom.com!), hundreds of workshops, and a wealth of exhibitors! Back for 2013: Christian Comedian Tim Hawkins will be performing live! Find out more information at our website.
Do It Yourself: Melted Crayon Art
SimplyRebekah.com shows you how to make homemade melted crayon art.
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My Lunchbox Freezer Cooking Plan
School is back in session and many of you are packing lunches to send with your children. Or, you might be packing a lunch for your spouse or yourself to take to work.
Packing your own lunch is a great way to save money, but trying to put together lunches at the last minute can be time-consuming. And that’s where freezer cooking comes in!
For the next two weeks, we’ll be doing a Lunchbox Freezer Cooking series here on MoneySavingMom.com. I’ll be making a different freezer-friendly Lunchbox item each day — and I’ll be blogging about it, with pictures, and encouraging you to join in and make what I make or another recipe that would work for brown-bagging it.
I’m not 100% sure of all of the recipes I’m making, but here’s what I think I’m going to make (most of these are new to me, so I can’t vouch for them!):
Individual Mac & Cheese
Peanut Butter & Jelly Sushi Rolls
Pizza Lunchables
Broccoli Chicken & Rice Cups
Corn Dog Muffins
Homemade Pizza Rolls
Bean & Cheese Burritos (here’s another option for Burritos, if you want something with a little more variety in it)
Mighty Tasty Mini Lasagnas
Chocolate Chips Granola Bites
Pumpkin Chocolate Chip Muffins
Other Freezer-Friendly Lunchbox Ideas:
Barbecued Meatballs
Peanut Butter & Jelly Sandwiches
Brown Bag Burritos
Homemade Pizza Pockets
Ham & Cheese Pockets
Southwest Rollups
Will you be joining us for some or all of the cooking/ What are you plannign to make? Leave a comment with your list and links to your recipes!
10 Goals For This Week
We had a hard week last week. And, as a result, most of my goals went by the wayside. But that’s okay… goals aren’t the be all, end all of life.
And sometimes, you just have to set aside all of your ambitions and focus on just doing the basic things — like making sure everyone has food to eat, clothes to wear, and knows that they are loved and cared for.
Last week’s goals:
Family/Marriage/Mothering Goals
1. Start reading A Way Through the Sea aloud to the kids. Continue reading one chapter of The Borrowers aloud at dinner each night. {I did not read at all as much as I usually do last week and all of the reading was pretty much picture books from the library.}
2. Write a love note to Jesse. {Gulp… does texting count??!}
3. Read together with Jesse before bed at least three nights. {Um, this totally did not happen}
Personal Goals
4. Finish reading Running For My Life, Eats, Shoots, and Leaves, Now, Discover Your Strengths, Unglued, Abundant Simplicity, and Happier at Home. {I had all of this big plans to read while I was on my trip to and back to Illinois last week, but I ended up reading through my stack of magazines and some of the ebook I’d downloaded for free recently. Yes, I know, I’m so easily distracted and so good at starting new things instead of working on finishing the things I already have started.}
5. Listen to two chapters of Switch: How to Change Things When Change Is Hard. {I think I only listed to about 20 minutes total.}
6. Exercise at least five times. {I only managed to exercise four times.}
Homemaking Goals
7. Try at least two new recipes. {Progress here: a big fat zero.}
8. Finish at least 25 rows on the scarf I’m working on knitting. {I think I got a grand total of 12 rows done. Hey, at least it’s something, right?}
Business Goals
9. Write at least two articles for other blogs/sites.10. Prep for my speaking engagement in Bloomington, IL on Saturday.
This week’s goals:
Family/Marriage/Mothering Goals
1. Start reading A Way Through the Sea aloud to the kids. Continue reading one chapter of The Borrowers aloud at dinner each night.
2. Write a love note to Jesse.
3. Work on getting back on our Fall routine after falling off the bandwagon last week.
Personal Goals
4. Finish reading Running For My Life, Eats, Shoots, and Leaves, Now, Discover Your Strengths, Unglued, Abundant Simplicity, and Happier at Home.
5. Listen to two chapters of Switch: How to Change Things When Change Is Hard.
6. Exercise at least five times.
Homemaking Goals
7. Fill freezer using Lunchbox Freezer Cooking Plan. (More on that in a bit.)
8. Spot clean and wash curtains in kitchen.
Business Goals
9. Write at least two articles for other blogs/sites.
10. Blog four posts in the Lunchbox Freezer Cooking series.
How did you do on last week’s goals? What are your goals for this week? I’d love to have you share your progress on last week’s goals and your goals for this coming week in the comments. Of, if you’ve blogged about it, leave your direct link below. Let’s cheer each other on to live purposeful and productive lives!
You can download a free customizable weekly goal-planning sheet here.
This week’s menu
Breakfasts
Homemade Instant Oatmeal Packets, Cereal, Toast, Eggs, and/or Fruit
Lunches
Cheese Quesadillas, Raspberries
Snack-y lunch
Chicken Noodle Soup, carrot sticks, apple slices
Peanut Butter & Jelly Sandwiches from the freezer, veggies, apple slices
Mini Deep Dish Barbecue Chicken Pizza Muffins, raw veggies, peaches
Leftovers x 2Snacks
Fruit/Veggies
Homemade Bagels
Homemade Wheat Thins
Homemade Instant Oatmeal Packets
Pumpkin PancakesFreezer Cooking:
Homemade Bagels
Homemade Wheat Thins
Homemade Instant Oatmeal Packets
Pumpkin Pancakes
Lunchbox Freezer Cooking (more details coming in just a bit)
World’s Easiest Marinated Chicken
Dinners
Dinner with extended family
Dinner out
World’s Easiest Marinated Chicken, Bread Machine Bread Sticks, mashed potatoes, fruit, steamed veggies
Chicken Noodle Soup, Soft 100% Whole Wheat Dinner Rolls, fruit salad
Steak Fajitas, fruit
Breakfast for dinner: Pumpkin Pancakes, Scrambled Eggs, Fruit
Dinner with extended family
What’s on your menu this week? Share details and/or your link to your menu plan in the comments.
2012 Goals: August Update
How are you doing on your goals for 2012? I’m excited about the progress I made in August…
Personal
Read through the Bible in a year. {I’ve been keeping up with this faithfully.}
Read through the 24 books on my 2012 booklist. {Finished through August. I have also read quite a few other books!}
Listen to 12 audiobooks. {I’m still finishing up listening to August’s audiobook!}
Run in at least one 5K race. {I’ve been running at least a few 3.1+ mile runs on the treadmill each week and am slowly working on getting my time down. I’m hoping to sign up for an official race soon — hopefully this month.}
Complete the Couch to 10K program. {I’m hoping to start this soon.}
Tackle 12 Do-It-Yourself Projects. {I’m hoping to make June through September’s projects this month. I’ll keep you posted!}
Focus on one habit per month. {We didn’t get everywhere early in August, but we’ve been making huge strides in getting places on time — and we’ve been early multiple times, too! Yay! I’m so excited to see this habit starting to stick!}
Learn to use my new DSLR camera (huge surprise Christmas present from Jesse!!) & improve my photography skills. {I’m excited to be seeing some improvement and progress with this! And I’m also excited that I’m beginning to feel more and more comfortable using my camera!}
Take at least one photo a day and put together a page every week for my Project Life album. {I didn’t do as well with this in August, hoping to improve in this area in September.}
Memorize Colossians using the plan and free download here. {I didn’t do very well on this one this past month; must make this more of a priority!}Marriage
Go on the Love Like You Mean It Cruise.{Done–read my recap here.}
Go on two Marriage Retreats (Went to Cincinnati together in April).
Have monthly date nights. {We had two dates in August.}
Read four books together. {We’ve done two books so far this year and we’re working on a third.}
Read at least 3 books on marriage. {I’ve read two so far this year.}Children/Homeschooling
Continue regular dates/outings with each of the children individually. {I went on at least one outing with each child individually in August.}
Continue Grace and Truth memory book. {The children memorized a few verses plus a few verses of a hymn in August.}
Ice-skating lessons for all three children.{The children finished up their third round of ice-skating lessons and we’re taking a break while we do swimming lessons!}
Swimming lessons for all three children.{We started our fourth round of lessons this month and the children are loving it!}
Finish second grade, begin third grade with Kathrynne.{Kathrynne finished second grade in May and we started third grade in August.}
Finish kindergarten, begin first grade with Kaitlynn.{Kaitlynn finished Kindergarten in May and we started first grade in August.}
Start preschool with Silas.{Started this in April.}
Go on at least one field trip every month. {We went on one field trip in August.}
Go on at least one family vacation.{We went to family camp in July.}
Finish at least 15 read-aloud books. {We’ve finished 22 read-alouds so far this year!}Ministry/Friendships/Extended Family
Write at least two handwritten notes every month to encourage someone. {I wrote & mailed five handwritten notes this month.}
Continue being involved in our local church, homeschool group, young couple’s group, and blogging accountability group. {Ongoing}
Continue with weekly get-togethers with both sides of our extended family. {Ongoing}Business/Blogging
Continue to take Sundays off from blogging/business work. {Ongoing}
Continue keeping strict Office Hours for the business/blogging time each day. {Still plugging away on this!}
Switch to a paperless planning system. {This is the one goal I think I’ve officially decided to drop this year as it just wasn’t working for me. Back to the paper.}
Follow my weekly blogging plan. {I mostly stuck with my blogging plan in August!}
Plan blog posts out at least a month in advance.
Write and schedule blog posts at least a week in advance.Financial
Continue to tithe 10% of our income. {Ongoing}
Give generously to needs in our community and around the world, as God prompts us. {Ongoing}
Pay cash for a new-to-us vehicle to replace our family’s van.{We bought a new-to-us vehicle in July — yay!}
Finish saving for and purchase a rental property with cash. {We’re in the process of investigating our options in our price range right now and deciding if we want to go ahead and purchase something or continue saving. At this point, it’s looking like there’s a good possibility we might be purchasing something very soon. I’ll keep you posted.}
How Are You Doing on Your Goals for 2012?
If you’ve posted goals for 2012, I’d love for you to post an update on how things are going and share your link in the comments. If you don’t have a blog, feel free to just leave your update as a comment. Let’s encourage one another to live lives of intention and purpose!
Organizing Your Important Documents: Final Thoughts (Part 5)
Guest post from Mandy White
There has been a lot of information given over the last week in this series. Compiling and typing everything will take some time. Don’t expect to get it all done in one sitting. Also, don’t be afraid to make adjustments to the index, adding or deleting sections if necessary. This is your book for your family, so put it together in a way that makes the most sense to you!
Over the last six years, I have occasionally noticed things I am missing, or make a change that makes it just a little better. I hope you do the same as you start to use your book.
Something I did recently that I have really liked is to create two additional parts of our Brain Book:
- The first is a three-prong folder that has a copy of our bill accounts page, bank accounts page, and debit card page. This makes paying bills online a lot easier than having to get out the entire 3” notebook.
- The other part is a second notebook. It is a 2” binder and contains three-ring zippered pockets, and the multi-page sheet protectors mentioned back in the suggested supplies on Day 1. I call it the Brain Book Supplement. In it, I keep our travel hard-drive, cash emergency fund, life insurance policies, and anything else that is bulky. This is totally not necessary, but moving these items makes handling the original Brain Book a lot easier.
I cannot overstate the importance of both a fire safe and a shredder! If you are going to invest in a fire safe, make sure it is large enough for your notebook. (The first one I ever got wasn’t – that’s how I know!) If you have one that is small enough to be carried, make sure that it is well hidden.
You can get an inexpensive shredder at Target or Walmart. though, Sam’s Club and Costco carry ones that are larger and more heavy-duty.
When you assemble your notebook, it is helpful to create section dividers and print them on cardstock. Put them in sheet protectors, and attach your index tabs. Avery has come out with great color-coded adhesive divider tabs that you can write on. I found mine at Target, but I saw a larger pack of them at Sam’s Club just the other day.
The cheapest place to buy your notebook is Sam’s Club or Costco. However, they come in either 2-packs or 4-packs depending on what size you get, so split the pack with a friend. Those two places are also the cheapest source of page protectors. The best place I found for multi-sheet page protectors to hold life insurance policies, etc. is Amazon.
Again, it is time consuming, but so worth it to have all of this information organized and readily accessible. If you have any other questions, feel free to leave a comment, and I will try to help!
Mandy White is blessed to be a stay-at-home wife and mother. She and her amazing husband have three amazing kids. She loves to serve others, and her favorite time of year is fall. Unfortunately, in Arizona, fall doesn’t start until November!