Thinking of trying your hand at making some crock pot freezer meals?
Check out Jamerrill’s thorough post with the recipes she made, how it went down, plus some things she learned from her first crock pot freezer cooking experience.

100 Creative Ideas for Frugal Fun with Kids!
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.
Thinking of trying your hand at making some crock pot freezer meals?
Check out Jamerrill’s thorough post with the recipes she made, how it went down, plus some things she learned from her first crock pot freezer cooking experience.
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.
It’s Monday and guess what that means? That means it’s time for our weekly deep-cleaning project! Every Monday morning this year, I’ll be assigning us all a deep-cleaning project to tackle (well, that is, if want to join us!)
Today’s project is to go through your purse/handbag/diaper bag. Clean it out, toss at the trash, re-organize it, and add anything to it that you’ve been meaning to or that you’re always wishing you had when you are out and about.
{Thanks to the #Choose30 Challenge, I already have some “big rocks” done for today!}
This evening, I’ll share a post about how my morning well and give you an update (with pictures) on how my purse-cleaning project went.
Need some motivation? Check out my post on 10 Ways to Make Cleaning More Fun.
Want to join me? Leave a comment to let us know you’re participating! If you have time, tell us what your morning plan is, too.
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.
It was a full but good week this past week.
I finished my book edits and turned them into my editor on Monday… and what sweet relief that was! I didn’t realize how much they’d been hanging over my head until I turned them in and she approved them later in the week.
These were the substantive edits — which means that this was the hardest edit. The next rounds of editing will be more for grammar/typos, etc. Those kinds of edits are much easier to go through than this round where I needed to completely redo a few of the sections!
We’ve been loving the new addition of Morning Time to our homeschooling. You can head over here to see a video I posted of our Morning Time on Tuesday. And you can read a little more about Morning Time here.
On Wednesday, we had our usual morning routine and then I ended up having back-to-back meetings all afternoon and then Jesse, Brian (one of my business managers), and I met with a potential new hire that evening at our house. So it made for a long day, but it was productive and worth it.
I spent Thursday afternoon getting ready for our first Say Goodbye to Survival Mode event on Friday while the girls had a play date at a friend’s house. I decided to completely revamped one of my talks for it — which is always a time-consuming, but rewarding task.
Earlier in the week, I had felt like I had zero creative ideas for this presentation. I knew what I wanted to communicate, I just couldn’t figure out how to effectively communicate it. So I’m so grateful that it all came together on Wednesday and Thursday and it will definitely be a talk I’ll be tweaking and re-sharing again and again.
I left on Friday morning to fly to Mississippi for the event. We were thrilled that over 140 people showed up for our first ever Say Goodbye to Survival Mode event — especially because the church that hosted it was in the tiny town of Purvis, MS!
{There are a number of other churches and groups very interested in hosting a similar event in other areas of the country, so stayed tuned for more details on where our next event will be held. I’d love to get to meet you there!}
The women in Purvis were amazing! So warm, friendly, gracious, and welcoming. I was incredible blessed and encouraged to be there. Thank you, all, for having me!
While I was gone, Jesse took the kids to Movie Night at our church on Friday night. They were supposed to wear PJ’s and had all sorts of fun kid-friendly things and yummy snacks. The kids had fun at the photo booth, as you can tell. 🙂
Jesse surprised me by cleaning out the garage, taking a bunch of stuff to Goodwill and completely reorganizing it today. The garage had been the one part of our house that had been neglected pretty much ever since we moved in here. It felt amazing to come home to a spic-and-span garage!
I arrived home late this afternoon and we spent the rest of the day just hanging out, catching up on the events of the past day, and having a Family Movie Night tonight. And now we’re looking forward to a restful Sunday to refresh and recharge for the coming week.
I told you earlier this week that my #Choose30 Goal was to get up and exercise, shower, get dressed, and read my Bible first thing every morning. For those of you who have to get up really early to leave for work, this might seem like an easy-peasy thing to do. But for me, since I work on my own time schedule and don’t have to clock in at a certain time and can dress however I want to, committing to get up, exercise/shower/dress/read my Bible first thing takes some effort and discipline.
I’m happy to report that, so far, I’ve been really committed to this goal this week. I’ve slipped up a tiny little bit and gotten a little distracted here and there, but only for a few minutes and then I’ve gotten back on task.
And I’ve noticed a big difference in making this change. Not only do I seem to get more done every day, but I feel better about myself and feel more energetic since I’m starting the day off with exercise, making myself look presentable, and quiet time to read and pray. Yay!
How was YOUR week this past week? Anything interesting or eventful happen?
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.
Published: by Gretchen on | This post may contain affiliate links. Read my disclosure policy here.
We were out of town all last week and I had used up most everything in our refrigerator before we left so this week I had a LOT of items to buy!
2 pkg Strawberries – $1.29 each
1 pkg Cauliflower – $1.69
1 pkg Celery – $1.29
1 pkg Asparagus – $1.49
1 pkg Green Peppers – $1.49
1 pkg (3 lbs) Navel Oranges – $1.68
1 pkg (5 lbs) Potatoes – $0.99 (I was so excited about this price!)
1 dozen Large Eggs – $1.49
1 pkg Carrots – $1.49
1 pkg Baby Carrots – $0.99
1 pkg Trail Mix – $1.99 (My 3 year old son is growing like a weed and is constantly hungry. I saw this and thought it would be a great snack for him on those days we are out and about.)
1 pkg Ocean Spray Craisins – $1.29
1 pkg Spinach – $1.79
1 pkg Rice Cakes – $1.29
1 pkg Frozen Peas – $0.89
1 frozen Orange Juice – $1.19
1 pkg Mozzarella Cheese – $1.79
1 Mild Salsa – $1.69
1 Grape Jelly – $1.45
1 Natural Peanut Butter – $1.69
Total with tax ($2.16): $32.40
1 Green Leaf Lettuce – $0.99
2 pkg Tyson Frozen Chicken Breast – $5.57 each (This was NOT on my list to get this week, but when I saw it was on sale for my target price, I ended up buying 2 bags and going over my grocery budget this week. I will spend less next week to even out this month’s grocery budget and will save money in the long run. 🙂 )
2 half gallons Dillons Milk – $1 each
0.32 lbs Broccoli Crowns – $0.60
1.64 lbs Bananas – $0.97
1 South Beach Diet Bars – $6.99, used Free e-coupon (no longer available) – Free after coupon
1 Chobani Greek Yogurt – $1.25, used Free e-coupon (no longer available) – Free after coupon
2 Kroger Shredded Cheese – $1.99 each (These were advertised as $1.67, so I was disappointed they did not ring up correctly.)
2 Cantaloupe – $0.99 each
Total with tax ($1.61): $24.07

1.11 lbs Tomatoes – $1.43
2 Cucumbers – $0.69 each
1 Farmland Sausage – $1.25, used $0.55/1 printable (doubled) (no longer available) – $0.15 after coupon
1 Hiland Cottage Cheese – $1.94, used $0.50/1 printable (doubled) – $0.94 after coupon
1 Motts Applesauce – $2.89, used $1/1 printable (doubled) – $0.89 after coupon
2 Kellogg’s Pop Tarts – $1.29 each, used $1/2 printable (doubled) – $0.29 each after coupon
2 Wishbone Salad Dressing – $1.69 each, used $1/2 coupon from the 1/11 SmartSource insert – $0.69 each after coupon
Total with tax ($0.69): $7.95
Total for all grocery items: $64.42
Cereal x 3, Scrambled Eggs & Juice, Oatmeal, Cranberry Almond Scones & Fruit (We are having a playdate at our house this week and I will be serving this.)
Grilled Cheese Sandwiches/Veggies, Turkey Meat/Cheese/Fruit/Crackers, Peanut Butter & Jelly Sandwiches/Carrots x 2, Leftovers, Vegetable/Banana Smoothies x 5 (I will be eating this for lunch every day.)
Hawaiian Haystacks (Brown Rice, Chicken, Gravy, Canned Pineapple, Coconut, Cheese)
Venison Stew, Steamed Asparagus, Leftover Scones
Hamburgers & Fish (A church friend kindly gave us a bag full of fish he had caught, cleaned and frozen for us!), Tossed Salad, Homemade French Fries
German Pancakes, Eggs, Sausage, Cantaloupe
Venison Roast, Potatoes, Carrots, 30 Minute Rolls, Steamed Asparagus
Homemade Cheese Pizza, Tossed Salad
Dinner with family
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.

Guest post from Kaly Sullivan
It was 2004 and the housing market was hot. Everyone around us was buying. People were making money buying a home and selling it a few years later. The prices kept going up and up. You couldn’t lose. We jumped on the bandwagon and decided to buy before the prices went any higher.
Couple that with the path our parents and grandparents had paved for us. You get a degree, you get a job with a pension, you get married, buy a house, build equity, have kids, trade up into a bigger house, and retire.
Following that blue print, my husband and I removed ourselves from the urban center we had come to love, and traded in our car-less life for a red shingled house with a two-car garage.
We bought on a five-year ARM because that is what everyone was doing. We bought a small fixer upper with potential because you’re supposed to buy the smallest house in a nice neighborhood (for resale value). We started the process of turning it into a home.
The list of tasks that we undertook is now unimaginable.
Over the next nine years we spent thousands of hours and dollars upgrading systems, putting in new features, shopping for the perfect item to complete a room. Our evenings and weekends were filled with tasks, Home Depot shopping lists, and annual attempts to grow lush grass.
Meanwhile our children were born, and we adapted to life as suburban home owners.
Don’t get me wrong. I loved that house. I loved every creak and every brick in the patio we had installed. But it’s quite possible that the little red house is the only house that we will ever own.
My husband took a job in a different city, and we made the decision to relocate. We sold our house fairly easily (we did not make any money, but we did break even).
Because we were unfamiliar our new area, we thought renting would be a good way to get the lay of the land and settle in before buying a new home.
Now that we are well into the second year of our lease, I’m not convinced that I ever want to own a home again. Although it isn’t always as easy as “Call your landlord and they fix it,” we have thoroughly enjoyed this time off from home ownership.
I can’t imagine walking into Home Depot anymore than I can imagine landing on the moon because as renters we have more…
Weekends are used for adventures, naps, downtime, and new experiences not upkeep and chores.
Our rent is more expensive than our previous mortgage but the money we save in home maintenance and purchases has us saving money every month. And we have zero debt!
We don’t worry about systems, resale value, and lists of repairs so we have more room in our heads to pursue our true interests.
My husband feels a little differently about the rent vs. own situation. He worries that as renters were not part of our community because we haven’t put our money where our mouth is and invested in a more substantial way. That maybe if we’re not buying, we’re transients that aren’t going to stick around and are not worth getting to know.
I see his point. People ask me, “Are you going to stick around? Have you started looking at houses?” I still challenge my husband to think about it differently.
If you ask yourself, “What am I going to do with my one life?” Does owning a home make the list? Your top ten?
If you think, “What legacy do we want to leave in this world?” Is the answer, “I was a good homeowner” part of your response?
Since we’ve been renting, we’ve put less of our resources into our home. We’ve used our time and money to start a company, travel more, and explore our new city. We spend more time together as a family and our overall stress level has decreased.
As a family, we will continue to consider what home ownership can offer us. But we are definitely looking at our options through a more critical lens and will not be buying just to buy this time.
In the meantime, we’ll keep renting. And enjoying every second of it and the freedom it brings.
When Kaly doesn’t have her nose in a book, she wrangles and referees two elementary age boys and blogs about her often humorous efforts to lead a mindful, connected life. She’s the co-founder of Harlow Park Media and is the author of Good Move: Strategy and Advice for Your Family’s Relocation.
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.

We were at Cracker Barrel last week to celebrate Kathrynne’s 10th birthday. (I still cannot believe I have a daughter who is 10 years old. How did that happen?? I still feel like I’m 17!)
After we ate dinner as a family, we went out to the store to window shop for a bit. (My kids think Cracker Barrel is just about on the same level as the LEGO store! They love that place and I don’t blame them; they have such fun kid’s toys and games!)
I noticed Silas was on a mission in the toy section. He kept picking one toy up, looking at the price, and then putting it back. As he did this over and over again, I started following him around to try to determine what he was doing!

It was then that he picked a toy up and triumphantly exclaimed, “Yes!! This is in my budget!”
I about burst out laughing right there in the store. First, because I hadn’t heard him use the word “budget” before. And secondly, because it sounded so grown up and funny to be coming from the mouth of a 5-year-old.
But I held my laughter in and instead asked him more about this budget of his. He explained to me that he has $30 at home in his piggy bank — money he’s collected from doing chores, birthday gifts, etc. — and he decided that he had a $10 budget to spend on something from Cracker Barrel. He didn’t want to spend all of his money, so he’d set the $10 budget to make sure he didn’t spend all his money.

He said he hadn’t brought his money this time, so he was just looking to see what he could buy in his budget. Next time, he’d bring his money and buy the $10 or less toy.
As he recounted all of this to me, you can imagine how much I was grinning from ear to ear. I love that he’s learning money management skills from a young age.
But more than that, I was reminded of how much our kids are watching and learning. We’ve talked about basic money management with Silas (spending and saving, etc.), but we’ve never actually gone over what a budget is or why you should have one. So Silas has picked up the idea of budgeting from watching us and hearing things we’ve told to Kathrynne and Kaitlynn.
It also reminded me of how important it is that I set a good example before my kids. Because it’s not just the words I’m saying that they are paying attention to; the life I’m living before them is what they are paying the most attention to.
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.
This is a great tip! Head on over to read Early Bird Mom’s post on one simple change they made that is saving them around $75 on every electric bill.
Published: by Brigette on | This post may contain affiliate links. Read my disclosure policy here.
I usually enjoy grocery shopping (I know, I’m weird like that), but this week ended up being a less than ideal experience. Every store was completely out of the “best” deals (you know – the ones you go into the store excited to buy), and apparently “cold” weather puts everyone in a shopping mood, because the lines were ridiculously long. My preplanned list mostly went out the window and I just ended up doing the best I could, adjusting my weekly menu plan as needed. Some weeks in life are just like that, though! 🙂

1 3-ct package Romaine Hearts – $1.99
2 2-lb packages Carrots ($1.19 each) – $2.38
2 dozen Eggs ($1.19 each) – $2.38
1 bag Ceasar Salad Mix, reduced – $0.15
1 1-lb box Butter Quarters – $2.99
1 2-lb bag Lemons – $2.29
1 1-lb carton Strawberries – $1.49
16-oz bag frozen Peas – $0.89
1 head Cabbage – $1.29
1 3-lb bag Golden Delicious Apples (so disappointed they were out of the advertised Fuji Apples!) – $2.99
1 3-lb bag Gala Apples – $2.99
1 bunch Bananas (2.53lbs @ $0.44/lb) – $1.11, plus receive $0.25 back from Checkout 51 – $0.86 after rebate
1 12-oz bottle Hot Sauce – $0.85
2 16-oz cartons Eggs Whites ($1.99 each) – $3.98
1 gallon Milk – $3.29
Total after Rebate: $30.72

5 8-ct packages Pencils ($0.50 each) – $2.50, used $1.50/5 School Supplies printable – $1.00/5 after coupon
4 boxes Barilla Veggie Pasta ($1.16 each) – $4.64, used 2 $1/2 Barilla Proteinplus, Whole Grain, Veggie, White Fiber or Gluten Free Pasta, exp. 3/31/15 (RP 01/04/15) – $2.64/4 after coupon
2 bags Hormel Pepperoni ($2.84 each) – $5.68, used $1/2 Hormel Pepperoni Product, exp. 3/2/15 (SS 01/04/15 #2), plus $1/2 Target printable (NLA) – $3.68/2 after coupon
4 jars Ragu Pizza Sauce ($1.15 each) – $4.60, used 2 $0.75/2 Ragu Product, exp. 2/22/15 (RP 01/25/15 #2 R) – $3.10/4 after coupon
Received $5 Target Gift Card for buying 10 Select Items
Total after Tax, Coupons and Gift Card – $5.49

2 12-oz bags Eight O’clock Coffee (B1G1) – $6.25, used 2 $1.50/1 printable, plus receive back $1.50 from Ibotta – $1.75/2 after coupons and rebate
3 Lara Bars – $3.00, used $0.75/3 printable (doubled), plus receive $0.75 back from SavingStar – $0.75/3 after coupon and rebate
3 boxes Hamburger Helper – $3.00, used $0.75/3 printable (doubled), plus receive $1.00 back from SavingStar – $0.50/3 after coupon and rebate
2 18-oz jars KC Masterpiece BBQ Sauce (B1G1) – $2.39, used 2 $0.50/1 printable (doubled) – $0.39/2 after coupons
1 LA Looks Hair Gel – $1.50, used $0.75/1 printable (doubled) – FREE after coupon
1 Colgate Toothpaste – $1.00 (used raincheck), used $0.50/1 Colgate Toothpaste, exp. 2/14/15 (SS 02/01/15) (doubled) – FREE after coupon
1 Frozen Orange Juice concentrate (already made up into juice in the picture :)) – $1.67
2 12-oz packages Frozen Broccoli – $2.00
10 8-oz bags assorted Shredded Cheese (B2G3) – $13.00
2 packages Butterball Turkey Bacon – $5.00, used 2 $0.75/1 printable (doubled) – $2.00/2 after coupons
4 packages Gwaltney Hot Dogs -$3.88, used 2 $0.75/2 printable (doubled) – $0.88/4 after coupons (After trying many more expensive brands of hot dogs, my husband and children have declared these their “favorite.” I refuse to eat them, but my husband will buy them if I don’t – so I was happy to find a sale/coupon. These will go into our freezer in anticipation of warmer weather and cookouts over our fire pit!)
Total after Sales, Coupons, Rebates, and Tax – $22.78
Weekly Menu Plan
Breakfasts
Oatmeal and Fruit (using frozen fruit from the freezer stirred in) x 3
Scrambled Eggs/Veggie Omelettes and Toast x 2
Cereal x 2
Lunches
Peanut Butter and Honey Sandwiches, Carrot Sticks, Chips x 2
Build-Your-Own-Salad (Fresh Veggies, Tuna, Hard Boiled Eggs, Craisins, Sunflower Seeds, etc.) x 2
Fried Egg Sandwiches, Bananas, Carrot Sticks
Leftovers x 2
Dinners
Homemade Chili and Cornbread, Carrot Sticks
Date Night Out (Super excited about this! We haven’t had a date in…almost forever it seems. We got several gift cards to restaurants for Christmas, and will finally get to use one of those.)
Chili and Cheese over Baked Potatoes (using leftover chili), Homemade Applesauce
Homemade Pepperoni Pizza, Tossed Salad
Baked Chicken Nuggets, Steamed Peas, Baked French Fries, Apples
Egg Roll in a Bowl, Brown Rice, Green Beans
Leftovers
Snacks
Popcorn, Apples with Peanut Butter, Chewy No-Bake Granola Bars
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.

Liz emailed the following tip:
As a new mama, I worked outside of the home and had a very nice income, so I took my daughter to a professional photographer for all her first year pictures without blinking an eye.
Once I started to stay at home and we added three more kiddos to our family, professional pictures were no longer the rule, but a very rare exception.
Although, we couldn’t afford professional pictures of our kids all of the time, I still wanted to have some sweet, quality pictures to hang on the wall. So, I began to experiment and research great ways to get high-quality photos of my kids, without breaking the bank.

Here few tips for taking great pictures in the comfort of your own home:
I hope you enjoyed these tips and found inspiration to take your own photos at home! Once you take the leap, you’ll never go back (or at least not very often!)
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.

Target Shopping Trip
2 Jergens Lotion – $1.84 each, used $3/2 printable – $0.34 each after coupon
2 Bic Ballpoint Pens – $0.99 each, used 2 $1/1 coupon from the 1/4 SmartSource insert – Free after coupons
2 Ziploc Bags – $1.25 each, used $1/2 printable AND $0.75/2 Target mobile coupon (Text SNACKS to 827438) AND $1/2 Ibotta rebate – Free plus overage after coupons and rebate
2 Barbara’s Cereal – $3.41 (On Sale Buy One Get One 50% off), used 2 $2/1 printable – $0.56 each after coupons
Total before coupons, sales and rebate: $20.47
Total with tax ($0.89) after coupons, sales and rebate: $2.41
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.

Against All Grain — Multiple friends have mentioned this book to me and suggested I read it. Truthfully, I was disappointed in it. Most of the recipes were complicated and not really the kind of recipes we’d typically fix. I also have decided, that barring some physical issue, I actually feel a lot better when I eat some grains.
I don’t eat at all as much gluten as I used to, but I still enjoy rice and oats and a few other grains and don’t see myself giving them up anytime soon. However, if you have some physical issues where you can’t eat grains or don’t want to eat grains, this book would be a great resource for you.
Surprise at Yorktown (Imagination Station Book 15) — This is our 15th book in the series to read and I think Silas is now the one who really gets into these books, but the girls still enjoy having me read these aloud.

Chocolate-Covered Katie — So I know this wasn’t on my list for last week, but I just couldn’t help myself. I had to read through this book and dog-ear a bunch of pages! Here’s what I posted on Instagram the day I got it in the mail last week:
Squee!!! My Amazon order just arrived and I couldn’t be more excited! If you aren’t already following Chocolate-Covered Katie, you are seriously missing out. And her cookbook looks even *better* than her blog — which I didn’t think was possible!
In a pretty much unheard of move, none of the recipes in this cookbook have ever been posted on her blog and they all look a-maz-ing (yes, there are mouth-watering pictures of each and every one recipe… Which is another reason I’m in love with this cookbook!)
Sorry, y’all, I know I sound like a total groupie, but I just really love this girl and her recipes!
(Disclosure: I don’t know Katie and I bought the cookbook myself… Because I’m a CCK fan girl like that!)
After reading through the book, I realized that I do think there are 2 recipes in it that have been posted on her blog and they were the two most popular recipes from her blog, so I think they totally deserve to be in this wonderful book! Okay, I’ll stop swooning now… 🙂
6 Books I’m Hoping to Read/Finish This Week:
Lizzy & Jane — Not sure what I’ll think of this book & I can’t even remember if someone recommended it to me or not, but I decided to try something a little different for my fiction reading this week. Have any of you read this book?
The Cricket in Times Square — I’m excited to read this to the kids. We started the first chapter today and, so far, it seems like the kind of book we’re all going to love. We’ll see!
The Grain-Free Table — This book showed up in my mailbox as a gift from the author and it looks good. I’m looking forward to diving into it this week!
Long Walk to Freedom & Kaffir Boy — I didn’t get these finished before my South Africa trip — hoping to finish them soon!
The Anxiety Cure — As someone who struggles with anxiety during different seasons of life, I’m on a mission to learn more about it and what I can do to help prevent or minimize it. I read Sleep: It Does a Family Good by Archibald Hart two years ago and learned so much from it that I picked up this title to check it out, too.
From This Day Forward — I saw an article about this book on Ann Voskamp’s site and was intrigued so I picked up a copy.
What did you read this past week? Any must-read book recommendations?
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.
CVS Shopping Trip1 Bengay – $4.49 (Buy 1, Get $3 ECBs)
Used $1/1 printable
1 Excedrin – $4.99 (Buy 1, Get $2 ECBs)
Used $2/1 CVS coupon from the in-store machine
And used $1.50/1 coupon from the 2/1 SmartSource insert
1 Colgate Toothpaste – $3
Used $2.50/1 CVS coupon from the in-store machine
And used $0.75/1 printable
3 Kleenex with Lotion – $0.99
Used $0.50/3 coupon from the 1/11 SmartSource insert
And used $1/2 CVS printable
Used $6 ECBs from previous shopping trip
Total before coupons, sales and ECBs: $23.48
Total with tax ($1.10) after coupons, sales and ECBs: $1.30, Received $5 ECBs
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.

A testimony from Karen
After six years of living cash-only on a modest salary, I thought I had learned all the lessons this way of life had to teach.
I was wrong.
Two years ago we decided that with two aging cars, we needed to begin saving. After a year we were close to having enough for a decent used car.
However, while refinancing our house we discovered an outstanding credit card debt that somehow had fallen through the cracks. We needed to use the car savings to pay that debt.
While that was difficult, we knew for certain at that point that after three years of hard work we had paid off over $200,000 in debt and were now debt free except our mortgage.
With my teacher husband home for the summer, I took on a full time summer job so we could save more; and in 4 months we were able to save $4,000!
We began to get excited and projected that in a few months we would be able to buy a car.
And then we learned our daughter needed braces. Not the vanity kind of braces to make good teeth perfect, but the palette-expanding-there’s-not-enough-room kind of braces. After insurance we owed $4.700.
My husband and I had meltdowns. It wasn’t pretty. You see, along with a car there are many things on our wish-list. House projects. Vacations. Retirement funds. College Savings. Not braces.
We outlined our options and made the difficult decision to use the car savings to pay for the braces.
Here’s why:
So we start again at ground zero, armed with two valuable lessons.
It was through the experience that I was able to make a mental/spiritual shift from focusing on what I didn’t have to an honest, deep contentment for what I did have.
I realized that if I never had anything more than I had at that moment I would be happy because I was blessed beyond measure in so many ways. How could I truly think I needed more?
Making the tough decision to delay buying a car forced us to examine our values and make the choice that supported those values.
We have done it for years every month when we make our budget, but had never thought about the fact that we were doing it.
It feels good.
Much better than a new car would!
Karen Lasher is a chef and writer who teaches how to bring peace, calm and serious creativity to everyday meal preparation at Joyful Dinners.
Have you saved up and paid cash for something — large or small? Submit your story for possible publication here.
Published: by Crystal Paine on | This post may contain affiliate links. Read my disclosure policy here.
Lisa-Jo and I worked hard the last few days to put together a fun and very personal behind-the-scenes email newsletter sharing some of our favorite pictures, special memories, and a few surprising moments both of us had on our recent trip to South Africa.
Tomorrow evening, we’ll be sending out this behind-the-scenes email to those who are on our #ServeSouthAfrica email list.
If you’ve not signed up yet, you’ll want to be sure to head over here and subscribe today.
And then be watching your inbox tomorrow evening for this personal letter from both of us!
Note: We’ll only be using this list to share behind-the-scenes-updates like this, plus let you know about special projects we’re working on in South Africa and ways that you can get involved and make a difference, if you’re interested.
And I'll send you 1 to 2 daily emails with the best hand-picked hot deals as they become available!