Saving Families Money Since 2007
Today’s question is from Hope:
I’m wondering if anyone has been in a buying club with both United Foods and Azure Standard? If so, which is better and why? Does one have better prices or delivery times? Is it easier to return products with one or the other? -Hope
Do you have a question you’d like to ask Money Saving Mom® readers? Read the submission guidelines and submit it here.
Here are three more ways to have more energy (Missed the first three? Find them here.):
Food is your body’s fuel. If you’re mostly fueling yourself with donuts, candy bars, and carbonated beverages, that is probably the reason you’re feeling lethargic.
I recently read Energy Explosion (a quick and very practical read, by the way) and I loved the author’s encouragement to start each meal with protein and produce. Fill up on good fresh fruits and veggies and protein first, before eating sugars, fats, and carbs. This will not only give you more energy, but it will probably also help you more easily shed any extra pounds you’re carrying around.
I’ve found it helpful to make raw fruits and veggies really accessible. If I have a big bag of carrot sticks pre-washed and chopped in the fridge, fresh fruit already cut up, and eggs already hard-boiled, I have a lot fewer excuses for not grabbing a healthful snack or for not filling up on good foods at lunchtime instead of reaching for breads or sweets.
It’s completely okay to have some breads and sweets, but make sure that your diet is primarily made up of protein, fruits, and veggies. I find it helpful to track what I eat on SparkPeople to help me make sure I’m eating a balanced diet.
I used to be one of those people who felt like you could get all the nutrition your body needs from food alone. But my husband encouraged me to start taking a high-quality multi-vitamin and fish oil on a daily basis and I’ve been amazed at the difference that I’ve felt.
I encourage you to try taking a high-quality multi-vitamin for three months and see if you feel any difference. If you don’t, at least you know you’re not hurting anything to be getting some extra vitamins and minerals. 🙂
In addition, I would recommend scheduling an appointment with your doctor to have routine bloodwork done to see if there are other vitamins or nutrients you’re deficient in. It’s very possible that your lack of energy is due to anemia or some other vitamin deficiency you’re experiencing and simply adding some additional vitamins or supplements might make a major difference.
In Leading on Empty, the author talks about making a list of things that refill your tank and things that deplete your tank. And then he encourages you to look at your week and make sure that you aren’t lop-sided in your activities (i.e. only engaging in activities that deplete you and never taking time for things that energize you).
What will energize you versus deplete will be different for each and every person. Since I tend to be more of an introvert, I’m energized and refueled by quiet: reading a good book, watching a movie with my husband, writing, or even cleaning.
I also find that a change in scenery can do wonders for me. Getting out of the house and going grocery shopping, taking the children to the park, chucking the schedule for an afternoon and playing board games or meeting a friend for a playdate, can often be just the ticket I need to recharge my batteries.
Make a list of things that refill your tank and then make sure you are engaging in those activities on a regular basis. If not, you’re going to run around trying to survive on fumes — and that’s a surefire way to constantly feel zapped of energy.
…To be continued tomorrow.
photo courtesy of BigStock
Last week wasn’t exactly like I’d envisioned.
It was a quiet week and there were a lot fewer responsibilities than I usually have, but Kaitlynn was so sick for most of the week that I spent a lot of time in the cabin with her or at the doctor’s with her. And then I got sick with the stomach flu on Friday evening and it’s taken me until today to start really feeling back to more of my normal self again.
But it was good to get away — despite the sickness. I had a lot of time to think, process, and view my life and priorities from a more objective standpoint. And I came home feeling renewed and refreshed, albeit it nauseated! 🙂
At any rate, I basically set most of my six goals for last week on the back burner. Caring for my sick daughter and then trying to get well myself were my top priorities.
{By the way, I’m SO thankful that Kaitlynn is finally almost 100% back to normal again! She was such a trooper through the IV, bloodwork, and throwing up more times than I can count. She’s a brave girl and I’m so thankful and relieved that it appears she just had a really bad case of the stomach flu plus a UTI.
I usually am not a worrier and don’t get easily stressed, but I was so concerned about her last week that I think I spent all week living on pins and needles. It made me appreciate anew those of you who deal with special needs children and/or children who have longterm illnesses. You are amazing and I have no idea how you do it — but I will be praying for you with a much greater fervency now that I’ve experienced a tiny little drop of what you must experience on a daily basis.}
Now that we’re finally almost all well (and hoping that no one else comes down with it!), I’m ready to jump back into life and plugging away at my goals again.
Here are my 10 goals for this week:
Family/Mothering Goals
1. Finish reading Wilma Rudolph: Olympic Runner aloud to the children.
2. Continue with swimming lessons for all three children.
Personal Goals
3. Finish reading Beyond Bath Time plus one other book.
4. Sleep for at least 7.5 to 8 hours every night.
5. Continue on with the Choosing Gratitude 30-Day Devotional.
6. Exercise at least five times.
7. Finish listening to Stop Acting Rich.
Homemaking Goals
8. Organize my top dresser drawer.
9. Try at least two new recipes.
Business Goals
10. Edit and submit an article for publication on RooMag.com.
How did you do on last week’s goals? What are your goals for this week? I’d love to have you share your progress on last week’s goals and your goals for this coming week in the comments. Of, if you’ve blogged about it, leave your direct link below. Let’s cheer each other on to live purposeful and productive lives!
You can download a free customizable weekly goal-planning sheet here.
BrownSugarToast.com shows you how to make homemade canvas word art.
Do you have a fun and frugal DIY idea to share? I’d love to hear about it! Read the submission guidelines and submit it here.
So many people have been writing in recently and asking me, “How do you have so much energy?”
This question amuses me somewhat, because although I do try to live intentionally by setting goals and following through with them each week, I am not Superwoman or the Energizer Bunny and have friends who run circles around me (I’m looking at you, Angie, and you, Jessica!).
But since I’ve been getting this question so often recently, I sat down and made a list of 15 things I’ve personally found help me have more energy and zest for life. I can’t guarantee that by implementing this list you’re going to all of a sudden have this amazing transformation and feel like you could take on the world, but maybe my list will help give you some ideas and inspiration if you’re feeling lackluster and un-enthused about life right now.
I’ll be sharing three things from my list of 15 each week day this week in hopes that maybe something that has helped me will also be helpful to you. Here’s the first three:
I know, I know. It’s hard to get sleep when you have a hundred other things you feel you should be doing.
However, if you don’t take the time to rest, you’ll constantly be running on fumes. Rearrange your schedule, turn off the electronics, do relaxing things before bed, go to bed early (if at all possible), take a 30-minute nap in the afternoon, or do whatever else it takes to make sure you are getting good sleep at least 5-6 nights each week (I’ve found that if I sleep well at least five nights each week, I’m rested enough that I can have a late night once or twice a week without it really affecting me!)
Don’t know whether you’re getting adequate sleep? I’ve heard that a good barometer is to see if you’re tired at all midday or afternoon. If you are, you aren’t getting enough sleep at night. Keep extending your sleep at night by 15 to 30 minutes until you no longer feel tired in the afternoon.
Most of us suffer from dehydration, whether we know it or not. Make sure you’re drinking at least 64 to 80 ounces of water each day. If you think you’re currently drinking that much, track your water intake each day for two weeks. You might be surprised to realize you don’t drink as much as you think you do!
I’ve found it helpful to always have a glass of water nearby me, no matter where I am. And when I leave to go somewhere, I try to never leave the house without a big water bottle.
By make water readily accessible, I find I’m much more apt to drink. I also track my daily water intake on SparkPeople, just to verify that I’m staying well hydrated.
Exercise will refresh you, it will help you shed excess pounds that can be zapping your energy, and it will probably help you be more alert and focused. Plus, as a side benefit, it will likely help you sleep better at night!
There are a thousand excuses for why you can’t or don’t exercise, but I’m not buying any of them. Everyone can find at least 10 minutes a few times per week to go out on a brisk walk, ride the exercise bike, do jumping jacks, or pop in an exercise DVD.
If you can find time to read this post, you can find time to exercise. Make exercise a priority; your current and future health is worth the sacrifice of time and rearranging of schedule.
…To be continued tomorrow.
photo courtesy of BigStock
This delicious molten lava chocolate cake tastes as good as it looks… and it’s gluten, dairy, and egg-free! Oh, and it’s made in a slow cooker — meaning, you won’t heat up your kitchen!
Guest post from Michelle
Are you the type that unplugs the oven in the summer to avoid heating up your whole house and raising your cooling bill? You’re not alone in this endeavor.
It’s always great to have a few favorite recipes to use during these warm (and enjoyable) summer months that do not require the oven, but rather use alternative cooking devices like the slow cooker and grill! These are great ways to cook dinner most nights, but what about dessert? Yes, that very important course to every meal!
Sure, you can opt for ice cream and popsicles, but what if you want cake? You’re sunk without the oven. Or are you?
I’m here to tell you that you’re not sunk. I have come up with a recipe that does many things for many of you chocolate lovers out there.
Are you ready for it? Molten Chocolate Lava Cake made in the slow cooker that is free of gluten, dairy, and egg (among a few other top allergens).
Yes, my friends, it’s true!
It’s basically a chocolate lover’s delight — super rich!
Also… it’s a “lava cake” so while the outside rim surrounding the crock pot cooks up like a cake. The further you get towards the center of the crockpot, it turns to a pudding consistency, then an icing consistency. YUM!
I recommend serving the cake by spooning out some of the outer “cakey” rim, topped with a little of the pudding center, followed by the “icing”. Then, top it all with fresh berries and powdered sugar (that’s optional, but highly recommended).
Now for that recipe…
1. Grease the inside of a 6 qt. slow cooker.
2. In a large mixing bowl, mix together the flours, chia seed, baking powder, and salt.
3. In a medium size microwavable bowl, microwave coconut oil and chocolate chips until melted and smooth, stirring occasionally.
4. Stir in 1 cup of white sugar, 6 Tbsp cocoa, vanilla, milk, and prepared EnerG egg replacer, until well blended.
5. Pour the wet mixture into the mixing bowl with the flour mixture. Mix together on medium speed until well combined.
6. Spread this batter into a slow cooker sprayed with cooking spray.
7. In the microwave (using the same bowl from earlier), mix water with the remaining 1/2 cup white sugar and brown sugar and microwave until hot (about 2 minutes).
8. Add in the remaining 1/2 cup cocoa; stir until sugars dissolve.
9. Pour this mixture over top the cake batter already in the slow cooker. It will look like muddy water.
10. Cook on high for 1-2 hours (mine took about 1 hour 20 minutes). You’ll notice it’s done when the batter starts to pull away from the edges and it looks solid (at least on the outer rim).
11. Remove the lid from the slow cooker and turn it off (be careful not to let the water from the lid drip into the cake).
12. Allow the cake to sit without the lid for about 30 minutes before serving.
13. Scoop out the outer “cakey” rim of the lava cake, followed by the pudding and icing center. Top with your favorite summer fruit and powdered sugar.
14. Enjoy your allergy-friendly chocolate goodness!
Make sure to share and save it on your favorite platform below!
Michelle is blessed to stay home with her three children (ages 10, 7, and 4), while her husband works to provide. When she’s not experimenting with allergy-friendly meals, she’s blogging about it at The Willing Cook.
Meal time just got so much easier!
Guest post from Jennifer of When Pigs Fly
Recently my husband and I had the grueling task of revamping our budget. We had to make cuts across the board, due to an increase in one of our bills. As we went through the budget line by line, we began asking ourselves, “Do we really need this?”
One of the categories in question was our Gift Budget, which was taking $120 per month. We decided to drastically decrease this amount and implement creative ways to reduce spending for occasions such as birthdays, anniversaries, special holidays, and various events.
We came to the conclusion that anyone can run to the store and pick up a quick gift and card. We wanted to show our recipients that we put extra effort into creating something unique and personal, especially for them, saving us money along the way!
Most people really enjoy receiving homemade treats. Get creative and bake up a small sample platter showcasing your favorite desserts, a simple batch of cookies, or homemade cake pops.
Baked goods make great gifts, especially when you have to give several gifts at one time. Give it that extra touch by purchasing an decorative platter or container at your local Dollar Store.
As you receive cards for all occasions throughout the year, place them aside. When a need arises, cut the fronts off with decorative scissors, leaving the back blank for a special note or make into a gift tag.
If you’re really creative, use sections of the cards to create a whole new card, using scrap-booking supplies you already have on hand. Plus, don’t forget to utilize the free card promo codes, often offered on online card sites!
Forget about buying wrapping paper and gift bags, I love to use my Sunday Comics as wrapping paper. Not only is it fun, it is free!
Forgo expensive gift bags and consider packaging your item in a basket, crate, mason jar, or bin, that you already have laying around the house. Also, save the ribbons and special embellishments from gifts you receive, and reuse them to decorate your gift.
Okay, so I know this may be tacky to some, but don’t let a gift you received (and won’t use) go to waste. Place it aside for a future gift-giving occasion. Just make sure you remember who originally gave it to you!
A rule of thumb is not to regift anything that was especially handmade for you.
Your home is full of gift ideas, so before you throw items out, think of your possibilities! Turn an empty wine bottle into a elegant Tiki Torch, an old window shutter into a photo frame, or a small wooden crate into a beautiful planter.
Opportunities to receive free items are readily available these days — store promotions, giveaways and contests, requested samples, etc. When you get such items, set them aside. Use them later to create themed gift baskets for unexpected events such as baby showers, house warming, or get-well.
Jennifer Van Dahm is a stay-at-home mom, who knew there was more to life than laundry and dishes! Her motto, “Taking the ordinary out, of everyday living”, is shown throughout her website, When Pigs Fly. There, she highlights her passion for cooking and providing a healthy life style for her family, while saving money in the process. Her goal is to refresh families and help them get out of their rut– physically, mentally, and spiritually!
Here’s a new-to-me tip from reader, Michelle:
I buy a couple of cartons of markers (broad-tipped) during the back-to-school sales every year and then “steal” the brown ones. I use these to touch up my wooden furniture that gets nicked or scratched.
Sometimes it doesn’t work (!), but usually I can doctor a new scar so that it doesn’t show by using a marker on that place and then rubbing off the excess with a soft cloth.
The rest of the pack(s) of markers are kept on hand for touching up ceramics that get nicked (use the same way as above) and for art projects or are given to youthful artists. (My daughter is nearly seventeen now, so doesn’t go through these the way she used to!) -Michelle
Guest post from Trisha of Finances With Funk:
I know! I know! The last thing you want to think about right now is back to school.
But if you don’t, you could be left scrambling for the extra expenditures and missing a great opportunity to teach your kids or grandkids about budgeting.
Here’s how we do it at our house:
Take a look at your own budget and set a dollar amount that you can afford to spend on each child for all back to school necessities.
Yes, if you have teenagers and 2nd graders there may be a difference between the amount each needs, and that’s OK. You know what’s appropriate for your family.
Start putting away a little bit every week or pay period for the next few months to fund those expenses come August.
Just take your total budgeted amount and divide that by the number of pay periods you have between now and then.
Plan a back-to-school shopping trip with your kids.
Discuss, with your kids specifically, what they are going to need, and then make a list to bring along on your trip.
Example: 2 pairs of shoes, 2 new pants, 2 new shorts, 2 nice shirts, 3 new t-shirts, new Backpack and lunch box.
Decide where you are going to shop and help them prioritize.
Are there some things you can look at higher end second hand shops for because they are set on a very specific more expensive shoe? Allow them to help with the decisions in that process.
With teens you can put their money into their own account (Like a MONEY account from ING) or on a Prepaid Visa Card that they will need to keep a record of in a checkbook register. If they choose to spend over and above what you have told them is their budget then they can use their own money to do so.
Go shopping and have fun.
Make a day out of it! Plan a fun breakfast out if you can or take a lunch for a picnic in the park to break up your trip. Or if you can afford to, make it a little weekend trip.
Immediately after your trip start, planning for next year.
It is much easier to find an extra $30 a month than to wait until June and need to come up with a $100 or more.
Trisha Funk is a momma to 4, wife to 1, small business owner x2, financial coach, and author at Finances With Funk. She is passionate about helping others gain control of their finances and living a life free to be obedient to their purpose God created them for.
I wrote about the importance of goal-setting over on MomLife Today:
As moms, it often seems like we do the same things over and over again.
We cook a meal, only to turn around and find that it’s all been eaten up before we even had time to finish the dishes! We scrub the floor, and by the afternoon, it’s hard to even notice any difference.
It’s hard to see progress amid the sea of never-ending responsibilities. We long to just actually finish something, anything.
If you’re feeling like you’re not really getting anywhere, never really finishing anything, and going to bed only to wake up and put out the same fires again the next day, may I encourage you to consider setting goals?
Most women have great ideas and huge ambitions, but very few actually turn those big ideas into tangible, realistic, bite-sized, doable goals.
…Read the full post over on MomLife Today.
photo source: BigStock
Jeni emailed in the following tip:
Several years ago I read The Tightwad Gazette by Amy Dacyczyn. One of her tightwad tips made a big impression on me, and has stayed with me over the years: use less.
Do you really need to fill the laundry detergent cap to the line determined by the manufacturer before you dump it in the washer? Or will your clothes get clean using a bit less?
Do you need to fill the palm of your hand with shampoo to wash your hair? Or will a smaller amount do the job?
This idea can be applied to everything from condiments to cleaning products. Experiment in your home to see if using smaller amounts of products will give acceptable results.
The great thing is, you have nothing to lose. If your clothes don’t seem to get as clean with less detergent, or you don’t have enough lather to wash your hair properly using less shampoo, you can always go back to using more product. But you may just find that less is enough, thereby making those products last longer and ultimately your money go further.
A testimony from Kayse from Finding Hope
My husband and I had a stressful year. He was in grad school and worked three jobs, and I worked full time from home and took care of our daughter.
That didn’t leave much time for each other, and we needed to get away together for a few days! However, we already had a tight budget and didn’t know how we could possible afford a three-day trip.
Here’s what we did:
Although I knew about and helped contribute to the money saving, my husband did all the planning, keeping the trip a complete surprise for me! He scoured the internet and found all the best deals! He also planned the trip mid-week for the best hotel prices!
Here’s what we got to enjoy:
It was so much fun to be able to go on a trip and not worry about how we were going to pay for everything when we got home!
The freedom of paying for everything in cash really added to the relaxation of our trip! It allowed us to spend time together and take advantage of enjoyable opportunities, without having to worry about the cost. We were able to invest in the weekend and each other! You can read more about our trip here.
We’ll never do it another way again!
Kayse is a wife, mommy, and teacher. She writes over at Finding Hope about finding hope among the day-to-day realities of dinners, dishes, and diapers.
Have you saved up and paid cash for something — large or small? Submit your story for possible publication here.
Want to get your kids to willingly eat veggies for breakfast? Try this delicious (and super healthy) sweet potato smoothie recipe. They’ll never guess they are enjoying veggies in the morning!
Guest post from Brigette Shevy
I don’t know about you, but there’s just something about getting in a serving of vegetables at breakfast that makes me happy. It gives me a sense of accomplishment by 8 a.m, especially when it tastes delicious!
The sweet potato in this smoothie recipe adds that extra “oomph,” not only boosting the nutritional qualities (hello, beta carotene!) but increasing the “fill factor” as well. (If you’re wondering what “fill factor” is, I define it as something that keeps me full for longer than 1-2 hours!)
I realize adding sweet potato to a smoothie might seem like an odd combination, but it blends in quite nicely. For those of you who don’t care for sweet potatoes, this is a great way to consume them almost effortlessly… or you can substitute cooked carrots, pumpkin, or butternut squash in place of the sweet potato.
The easiest, quickest way to cook a sweet potato is in the microwave.
Simply scrub the potato skin, pierce it several times with a fork, and pop it in the microwave until soft (about 5-6 minutes).
You can store it in your refrigerator until ready to use for this recipe.
1. Place all ingredients in a high-powered blender (we use a Vita-mix).
2. Blend on high until smooth.
3. Pour into 2 cups and serve immediately.
Make sure to share and save it on your favorite platform below!
Brigette is a full-time wife and mother who is blessed with three amazing bundles of energy. She enjoys music, experimenting in the kitchen, homeschooling her children, finding great deals, long-distance running, and anything chocolate.
Mornings just got so much easier with this FREE list of 50+ Easy & Cheap Breakfast Ideas for Busy Weekday Mornings!
SimpleOrganizedLiving.com shows you how to make homemade First Aid Kits out of sample-size products.
Self Discipline via Bigstock
Tessa emailed in the following tip:
Quick: what’s the first word that comes to your mind when you hear the word discipline? Yuck? Difficult? Unappealing?
If you are like me, then I’m sure you at least thought of a synonym of the above words. In our culture of entertainment, discipline gets a bad rap. You hear, “You don’t need to be disciplined… everything will work itself out.”
Yeah right.
When has sitting on the couch ever gotten you anywhere?
Exactly. I believe that if we just change the way we think when we hear the word discipline, then we can stop buying into the myth that laziness is an acceptable option.
Start thinking about disciplines that you do every day… otherwise known as, chores. That’s right. You are already disciplined in some areas. Congratulations! If you start pairing the word discipline to sweeping or doing the dishes (or something that you do every day/night), then you start to associate it with action items that are doable.
Start with a small, new discipline to add to your life. For example, if eventually you want to run a marathon, you’re going to have to build up your endurance. So, you could start by walking a mile. Before you know it, you have a new discipline in your life. TA-DA!
Being disciplined is not as bad as it seems. If you look around, you’ll see that discipline does not have to have the negative connotations that society gives it. Today, let’s change the way we think about discipline and take action.
