
Guest post from Debra.
Frugality is a lifestyle, right? It sure is. A lifestyle that involves thinking against the flow.
Here are five mindsets that I believe are imperative to living that frugal “against the flow” lifestyle:
1. Simplicity
Simplicity in meals means less exotic ingredients you have to buy. Simplicity in lifestyle means less gadgets you have to buy.
A friend recently told me to enjoy the journey. We were making dinner and I was feeling rushed. “She’s right” I thought… and making dinner became fun.
By embracing simplicity and remembering to enjoy the journey instead of rush through it we can save money on all those gadgets that really do not make our life easier and all the equipment we do not need for a slow and simple life.
2. Patience
It is tempting to go get something the moment I have the money for it, or see the need for it. But, oftentimes, a little patience is rewarded.
It takes time to find a good deal, so sit on it for a while. Often someone is actually giving away the thing that we were needing and praying about, so spending money on it was not even necessary.
3. Contentment
This one is huge! We live in a culture of stuff.
Be willing to be different and choose to be content. Before buying something, train yourself to think, “Do I really need this?”
Contentment saves far more money then being deal savvy. A person can go broke buying good deals. If you’re buying something you don’t need, then you are not saving money no matter how great the deal.
4. Student
Have the attitude of the student and always be willing to learn. Seek counsel from those wiser and more experienced. This one alone would have saved us about $20,000. We’ve learned to never make any big purchase without plentiful prayer and counsel.
5. Making Do
Have a need? Look around your house and see what can meet it. Don’t be afraid of a little elbow grease. In fact, we have purchased very few things all year because of making do and re-purposing.
Embracing these mindsets have saved us an incredible amount of money, and have made working on our debt, surviving grad school, two lay offs, two kids, and five moves in four years a possibility.
What about you? What are some mindsets you find important to the frugal lifestyle?
Debra is first and foremost a daughter of the King of kings. She spends her days being a helpmeet to her wonderful husband, loving on and teaching her children, cooking, keeping home, crafting, and writing.





















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