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Shared Jun 24, 2013 comment

8 Goals For This Week

Published: by Crystal Paine on June 24, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Goals from two weeks ago (since I skipped posting last week):

Family/Marriage/Mothering Goals

~~1. Read two chapters of The Trumpet of the Swan to the children. Start Number the Stars with Kathrynne, start A Nest for Celeste with Kaitlynn, read a few picture books with Silas.~~

~~2. Write a love note to Jesse.~~

Personal Goals

~~3. Memorize Romans 1:16. Review Romans 1:1-15.~~

~~4. Exercise five times.~~

5. Finish a few books in my current book stack. {I didn’t end up finishing any, but I did make some good headway on a few of them.}

6. Get at least 7 to 8 hours of sleep every night. {I almost did this every night.}

Homemaking Goals

~~7. Start our new summer routine.~~

Business Goals

~~8. Finish the copy edits for my manuscript.~~

This week’s goals:

Family/Marriage/Mothering Goals

1. Read three chapters of The Trumpet of the Swan to the children. Read three chapters of Number the Stars with Kathrynne, read three chapters of A Nest for Celeste with Kaitlynn, read a few picture books with Silas.

2. Write a love note to Jesse.

Personal Goals

3. Review Romans 1:1-16.

4. Exercise six times. Run 12 miles.

5. Finish The Charge, The Immortal Life of Henrietta Lacks, The Resolution for Women, Hidden Places, and I Still Believe.

6. Get at least 7 to 8 hours of sleep every night.

Homemaking Goals

7. Work for 30 minutes on my embroidery project.

Business Goals

8. Finish making the edits to the recipes for the new recipes page (I’m hoping to finally finish this project!)

How did you do on last week’s goals? What are your goals for this week? I’d love to have you share your progress on last week’s goals and your goals for this coming week in the comments. Of, if you’ve blogged about it, leave your direct link below. Let’s cheer each other on to live purposeful and productive lives!

You can download a free customizable weekly goal-planning sheet here.

Shared Jun 24, 2013 comment

This Week’s Menu (and 5 new Pinterest recipes I’m trying this week!)

Published: by Crystal Paine on June 24, 2013 | This post may contain affiliate links. Read my disclosure policy here.

I’ve missed getting to tinker around in the kitchen these past few weeks as I’ve been working feverishly on finishing up my book, amongst other things. So I’m remedying that this week by trying five different recipes I found on Pinterest.

I’ll post a report each evening on the new recipe I made and let you know how it goes. It should be fun!

Breakfasts

Oatmeal, Cereal, Eggs, and/or Fruit

Lunches

Mac & cheese, fruit
Snack-y lunch
PB&J, carrot sticks, apples
Cheese quesadillas, carrot sticks
Leftovers x 3

Snacks

Fruit/veggies
Popcorn
The Best No-Bake Bars
Boiled eggs

Pinterest Recipes to Try (I’ll report on how these work!)

Homemade Bath Bombs
Chocolate Chip Cookie in a Cup
No Knead Make Ahead Dinner Rolls
The Best No-Bake Bars
No Knead Dinner Rolls

Dinners

Smoothies & mac n’ cheese (yes, it was one of those kinds of Mondays!)
Breakfast for dinner: Pancakes, scrambled eggs, fruit
Steak on the grill, potatoes, veggies, fruit
Meatballs, steamed veggies, grapefruit, No Knead Dinner Rolls
Dinner out
Dinner with extended family x 2

What’s on your menu this week? Tell us in the comments or leave a link to your menu plan post.

Want to cut your grocery bill? Try these 2 simple tips -- they're SO ridiculously easy!

Shared Jun 24, 2013 comment

Two Simple Ways We’re Cutting Our Grocery Bill

Published: by Crystal Paine on June 24, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Guest post from Amy

My husband and I are saving money to buy a home, so we have been cutting back on our expenses. Right now, we are tackling our grocery budget and trying to make it smaller. Crystal has often mentioned a book called Miserly Moms.

I was curious to check it out, so I ordered a copy for $0.01. It’s been the best cent I’ve spent in years.

I have been implementing two of the book’s principles so far:

1. Make things from scratch.

2. Don’t waste food.

After reading those chapters, I realized we throw away food all the time! My two young children often only eat half of their meals. We save the food in the refrigerator for “later”, but later never comes. So we end up throwing it away. This book suggests that we re-purpose that food for later use by freezing it.

We also buy unnecessary items in order to “make things from scratch”. I make things from scratch all the time, but I buy convenient foods to make those things. We love smoothies and I’ve been buying frozen fruit to make them. As I show in the following example, I could buy in season fruit at a cheaper price and cut it up myself, then freeze it for later.

Based off of these two principles, I would like to share my recent savings.

Make things from scratch:

I love buying organic whenever possible. My warehouse club is currently carrying delicious, sweet organic strawberries at 2lbs for $4.99. Let’s just round it out and say it costs $2.50 a pound. When I buy frozen organic strawberries for smoothies, I spend $4.65 for a pound!

Buying it fresh (and in this case in bulk), and spending 5-10 minutes washing and cutting it myself gives me a savings of $2.15. Imagine the savings if you don’t buy organic!

Don’t waste food:

My children ate strawberries for a snack, and didn’t completely eat any one. So I took those half-eaten strawberries and quickly chopped them up and added them to my frozen strawberries bag. That adds up to a lot of strawberries that would have normally been thrown away!

My daughter always takes the crust off of her toast, and instead of throwing it away as normal, I’ve been putting them in a freezer bag to make bread crumbs, French toast, or for use in casseroles for the future. You would not believe how many bread crumbs I save in only a few days!

Through this book I’ve realized that there is more we can do to save money and stretch our dollars. I hope these principles will be helpful to someone as it was to me.

Amy is a stay-at-home, part-time working mom of two adorable and precocious preschoolers. She loves saving money, gardening, and reading good books.

photo credit

Shared Jun 22, 2013 comment

Where I’ve been the last 10 days (and a little sneak peek of my exciting book project!)

Published: by Crystal Paine on June 22, 2013 | This post may contain affiliate links. Read my disclosure policy here.

You may or may not have noticed, but I took the past week and a half “off” from blogging. I still posted deals and shared a few guest posts, but I didn’t write any personal posts or the regular weekly features.

I started the week feeling very much in need of a “brain break”. I usually am very inspired with post ideas, but I just felt creatively tapped out this week.

And I know exactly why.

You see, the last nine months, I’ve been pouring my heart and soul into my book-writing project. I finally got the last of the copy edits turned in on Monday evening, so it’s officially “done” on my end.

By the time I reached the book-writing finish line on Monday, I had nothing left in my creative juices tank. So I decided to followed my own advice to not worry about what the right or wrong way to blog is, and just took an unannounced break from all blog-writing.

Instead of my usual blogging hours, I spent a lot of time offline soaking up the sunshine, reading, hanging out with friends, celebrating our birthday girl, camping out with friends (even a little target practice), and just enjoying more intentional quiet.

It was exactly what my brain and spirit needed and I’m feeling so refreshed and ready to get back into the swing of my usual blogging again. So be prepared for lots of posts coming your way again on Monday. 🙂

Wondering what my new book is about? After years of mulling over this project and months of work, I can finally give you a little sneak peek…

Say Goodbye to Survival Mode is the story of my struggles and journey from living in survival mode to finding margin, passion, and purpose in life. It’s filled with practical strategies and big picture perspective to help exhausted and overwhelmed women climb off the hamster wheel of survival mode and get on the path of living all of life on purpose.

This book is slated to release in January 2014 and will be a hardcover book. And yes, I’m kind of a wee bit excited about it — if you can’t tell. 😉

For more information, you can check out the description on Amazon here. More details and all sorts of fun things coming closer to the launch date.

Thank you so very much for sharing in my excitement. Your support and cheerleading of the past many months of working on this project means the world to me!

Shared Jun 21, 2013 comment

Johanna’s Shopping Trip: 11 items for free at Kroger, Dollar Tree, and Walmart!

Published: by Crystal Paine on June 21, 2013 | This post may contain affiliate links. Read my disclosure policy here.

I thought you’d enjoy seeing Johanna’s shopping trip that she emailed into me. Here’s what she wrote:

I just wanted to share with you my shopping trip from tonight. I haven’t been using coupons for a while due to the all of couponing changes in several stores. But this trip, and another shopping trip I had earlier this week, really got me back into couponing 🙂 Thanks for all you do, I really appreciate it!

All of these items were free – only paid tax 🙂

Kroger
Bought 3 Kotex Tampons – $3.99 each
Used $4/1 on Facebook – (no longer available)
4 Huggies wipes – $1.99 each
Save $4.00 when you buy 4 (Kroger Mega Deal) -$4.00
Used 4 $1/1 coupons from Facebook link
FREE

Dollar Tree
2 Colgate toothpastes – $1.00 each
Used $2.00 off 2 Colgate coupon
FREE

Walmart
2 Langers Juices (only one pictured since kids drank part of the 2nd
juice!)
Used 2 FREE Langers coupons that came in the mail
FREE

Have you gotten a great deal thanks to a tip you’ve found here on MoneySavingMom.com? Take a picture of your deal/purchase and write a short post on the deal details and submit it here. If your submission is chosen to be posted, I’ll send you a $25 Amazon gift card! Note: the more creative, unique, and well-written your post, the more chance it will have of being posted.

WANT TO SAVE $100 FAST?!Join the FREE 14-Day Savings Challenge!

Click here to sign up!

Shared Jun 20, 2013 comment

Gretchen’s $45 Grocery Shopping Trip and Weekly Menu Plan

Published: by Crystal Paine on June 20, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Dillons

Items a part of the Buy 4, Get $4 off instantly promotion:

1 Glad Kitchen Bags (80 ct) – $5.99, used $0.50/1 printable (doubled) – $4.99 after coupon and sale

3 Smart Balance Butter – $1.59 each, used 3 $1/1 coupon from the 6/2 SmartSource insert – $0.49 each after coupons and sale

4 Ken’s Salad Dressing – $0.99 each, used 2 $1/2 coupon from the 5/5 SmartSource insert – $0.49 each after coupons and sale

2 Cascadian Farm Cereal – $1.99 each, used 2 $0.85/1 printable (doubled to $1) – $0.99 each after coupons and sale

2 Kraft Shredded Cheese – $1.99 each, used $0.50/2 printable (doubled) – $1.49 each after coupon and sale

2 Gillette Satin Care Shave Gel – $1 each, used 2 $0.55/1 coupon from the 6/2 P&G insert (doubled to $1) – Free after coupons and sale

1 Turkey Hill Natural Ice Cream – $2.49 after sale (We LOVE this new Turkey Hill ice cream with only 5 ingredients in it!)

1 Juicy Juice – $1.88, used $0.50/1 printable (doubled) – $0.88 after coupon and sale

4 Kraft Philadelphia Cream Cheese – $0.99 each, used 4 $0.50/2 printable (doubled) – $0.49 each after coupons and sale

Other items:

1.13 lbs Bananas @ $0.52/lb – $0.59

1.65 lbs Sweet Potatoes @ $1.09/lb – $1.80

1 Snickers Ice Cream Bars – $2.99, used $2/1 printable – $0.99 after coupon

1 Dove Ice Cream Bars – $2.99, used $2/1 printable – $0.99 after coupon

1 Kroger Toilet Paper – $2.95

1 Tostitos Cantina Chips – $3, used Free e-coupon (no longer available) – Free after coupon

1 Romaine Lettuce – $0.99

1 Kroger Potatoes (5 lbs) – $2.29

2 Driscoll’s Strawberries – $1.77 each, used 2 $0.50/1 printable (doubled) – $0.77 each after coupons

1 Kroger Flour – $1.69

1 Nature’s Harvest Bread – $2, used $0.55/1 printable (doubled to $1) – $1 after coupon

2 Brut Deodorant – $1 each, used 2 $1/1 coupon from the 6/9 SmartSource insert – Free after coupon

1.22 lbs Broccoli Crowns @ $0.99/lb – $1.21

1.22 lbs Roma Tomatoes @ $0.99/lb – $1.21

1 Kroger Buns – Marked down to $0.49

1 Kroger Tortillas – $1.59

1.04 lbs Peaches @ $0.99/lb – $1.03

1 Cucumber – $0.59

Total with tax before coupons and sales: $112.96

Total with tax after coupons and sales: $44.37

Menu Plan for this Week

Breakfasts

Cereal, Toast, Healthy Banana Muffins (I need to use up a bag of frozen bananas I found in my freezer.), Oatmeal

Lunches

Cheese Quesadillas, BLT Sandwiches, Peanut Butter and Jelly Sandwiches, Baked Potatoes, Homemade Mac & Cheese

Dinners

Tacos, Strawberries

Pepperoni Rolls, Tossed Salad, Green Beans

Baked Ziti (I’ll be making a few modifications since I can’t eat dairy), 30 Minute Rolls, Steamed Broccoli

Savory Crescent Chicken Squares, Tossed Salad, Fruit

Hamburgers, Homemade French Fries, Green Beans

World’s Best Pancakes, Eggs, Hashbrowns, Bacon

Steak (gift from Crystal), Texas Roadhouse Copycat Rolls (these are SO good!), Tossed Salad

Shared Jun 19, 2013 comment

Gretchen’s Target Shopping Trip: 12 items for $7.49

Published: by Crystal Paine on June 19, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Target Shopping Trip

Transaction #1

3 Stayfree Pads at $2.89 each – On Sale Buy 3, Get $5 Target gift card – used 3 $1/1 coupon from the 5/5 SmartSource insert and printable – $1.89 each after coupons

Total with tax (7.3%) after coupons: $6.44, Received $5 Target gift card

Transaction #2

2 Campbells Go Soup – $2, used 2 $1/1 Target printable AND used 2 $1/1 printable – Free after coupons

3 Jello Mixes – $0.74 each – used $1/3 printable – $0.41 each after coupon (These are great to have on hand for when we have company at the last minute.) 🙂

4 Jell-O Snack Pudding – $1.52 each, used 2 $1/2 printable – $1.02 each after coupons (My hubby loves these and I thought it would be a fun surprise for him since I rarely find a sale on them.)

Used $5 Target gift card from Transaction #1

Total with tax (7.3%) after coupons and gift card: $1.05

Total with tax for both transactions after coupons and gift card: $7.49

See the full list of deals at Target this week.

Shared Jun 19, 2013 comment

5 Ways to Save By Just Being You

Published: by Crystal Paine on June 19, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Guest post by Brenda from Recovered Identity

With the power of the internet comes the power of access and awareness. Everyday, we encounter pictorial ideas, free downloads, and printable coupons. We know the ins and outs of other people’s schedules, opinions, and habits.

But with this power comes extreme pressure… the pressure to implement every idea, download every free book, and print every coupon. We feel pressured to make our daily routines and habits reflect those that we read of online. All this doing and doing expends so much of our budgeted time, energy, and money that we’re left feeling frustrated and overwhelmed.

Getting a grasp of who we truly are protects our budgets. It allows us to say “no” to the things that don’t jive with who we are. But more importantly, it allows us to pour ourselves and our resources into those thing that are an extension of ourselves.

Five Ways to Save By Just Being You

1. Cut down on the repinning. Pinterest is inspiration overload. Go for high quality ideas that reflect you, not high quantity. You’ll be inspired to be yourself, not someone else.

2. Be choosey in your downloads. Will you really use every cleaning schedule posted on the internet? Will you truly use every preschool pack out there?

3. Stop comparing your life to the life of big-time bloggers. They’re not you. And unlike popular opinion, they do not “do it all”.

4. Don’t be afraid to let a good deal pass you by. Save your resources for the ones that fit your lifestyle.

5. Be the superwoman you are. In all your striving, don’t forget that you’re already superwoman. Find your power and practice it daily. Leave the other powers to those who possess them.

Brenda lives in Indiana with her husband and four children, ages 8, 6, 4, and 3. She blogs at Recovered Identity about the lessons she learns as she peels off label after label to find her real self.

photo credit

Shared Jun 18, 2013 comment

Gretchen’s Walgreens Shopping Trip: Spent $6.39, Saved $48.79

Published: by Crystal Paine on June 18, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Walgreens Shopping Trip

Transaction #1

1 Kios DS Upset Stomach Relief – $7
Used $2/1 printable (I have no idea why, but this coupon actually rang up as $3/1 and my cashier went ahead and let it take $3 off.)

1 Holiday Soap (filler item) – $0.99 (It was marked down to $0.49, but in looking over my receipt afterward, it rang up as $0.99.)

Used $2 Register Rewards from my last shopping trip

Total with tax (7.3%): $3.57, Received $7 Register Rewards (for buying Kios Stomach Relief)

Transaction #2

1 H+ Care Hemorrhoid Cream – $7

Used $7 Register Rewards from Transaction #1

Total with tax (7.3%): $0.51, Received $7 Register Rewards

Transaction #3

2 Right Guard Deodorant at $4.49 each – On Sale Buy 1 Get 1 Free
Used 2 $2/1 coupon from the 6/16 RedPlum insert (There is also a $2/1 printable here.)

3 Purex UltraPacks Laundry Detergent at $4.79 each – On Sale Buy 1 Get 2 Free
Used 2 $2/1 printable (no longer available)

1 Colgate Total Advanced Toothpaste – $3
Used $1/1 printable

1 Reach Toothbrush (2 pk) – $2.99
Used $2/1 printable

1 Trident Layers Gum – $0.79 (The cash register wouldn’t take all my coupons/Register Rewards unless my total was slightly higher so I added this.)

Used $7 Register Rewards from Transaction #2

Total with tax (7.3%): $1.23, Received $2 Register Rewards (for buying Reach Toothbrush) and $2.50 Register Rewards (for buying Colgate Toothpaste)

Transaction #4

1 Reach Toothbrush (2 pk) – $2.99
Used $2/1 printable

2 Butterball Turkey Bacon – $1.29 each
Used 2 $1/1 printable

1 Scunci Bobby Pins (filler item) – Marked down to $0.50

1 Milky Way Bar – $0.99 (The cash register wouldn’t take all my coupons/Register Rewards unless my total was slightly higher so I added this.)

Used $2.50 Register Rewards from Transaction #2

Total with tax (7.3%): $1.08, Received $2 Register Rewards (for buying Reach Toothbrush)

Total before coupons and Register Rewards: $52.18

Total with tax after coupons and Register Rewards: $6.39 plus $4 Register Rewards leftover

See the full list of deals at Walgreens.

Shared Jun 18, 2013 comment

Swagbucks Paid for My Pressure Canner

Published: by Crystal Paine on June 18, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Today’s Swagbucks success story is from Becky:

I love Swagbucks! Not only has it helped us pay for 3 Christmases, it also helped me purchase my (normally over $100) pressure canner for just $6!

I have used my Pressure Canner hundreds of times now — it’s amazing. I know what’s going in those jars, and by utilizing sale prices on fruits, veggies and meat, I’m able to save hundreds and make healthier food for my family.

I am currently saving for a steam juicer. I can use it to preserve my own fruit juices to easily make jellies and jams.

My 2 favorite ways to earn extra Swagbucks are:

The short videos — they are easy for stay-at-home-moms to watch when I only have a minute or two — and the 1 or 2 bucks that I get for each video really add up during the course of the day.

The toolbar and search feature — it’s right there, and it’s easy to use.

Of all the online rewards programs I’ve ever tried, this one is the best and the easiest for me. I love Swagbucks, and am so glad I was referred to it.

Have you saved up and purchased something using your Swagbucks? If so, you could get a $50 gift card just for sharing your Swagbucks success stories with MoneySavingMom.com readers!

OVER-SPENDING EVERY SINGLE MONTH?Grab these FREE Budgeting Sheets!

Click here to download!

Shared Jun 18, 2013 comment

Do It Yourself: Homemade Grape Nuts Cereal

Published: by Crystal Paine on June 18, 2013 | This post may contain affiliate links. Read my disclosure policy here.

HeavenlyHomemakers.com shows you how to make homemade Grape Nuts Cereal.

Do you have a fun and frugal DIY idea to share? I’d love to hear about it! Read the submission guidelines and submit it here.

Are you married to your complete opposite financially? This post will encourage you!

Shared Jun 13, 2013 comment

Help! What do you do when you’re a saver who is married to a spender??

Published: by Crystal Paine on June 13, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Maybe you or some of your readers can help me out! My husband, while very supportive of my efforts to bring our expenses down, really doesn’t have a frugal bone in his body! Our main issue is eating out, and even if I plan ahead for such occasions with restaurant deals and coupons, when it comes right down to it, he’s rarely in the mood for whatever deal I’ve found. :-/

I’m tired of being the “Budget Nazi”! He wants to do this, in theory, but in the day to day stuff… Yikes! Help! -Amanda

Amanda, I have a good feeling you’re not alone! In fact, in most marriages, one spouse is the spender and the other spouse is the saver. Yes, opposites often attract! 🙂

In our marriage, I’m the saver and my husband is the spender. Needless to say, over the ten years we’ve been married, our completely different approaches to money have resulted in numerous disagreements and misunderstandings.

As we’ve worked through these, we’ve learned some lessons along the way. And while I don’t have a magic wand I can wave to fix your marriage, I do have some suggestions from things I’ve learned as a spender married to a saver.

Appreciate His Strengths

I used to get frustrated when Jesse would go out and spend money on what I deemed “frivolous” or “extravagant” things. And he would get frustrated by the fact that I didn’t seem to ever want to spend money at all unless it was a necessity.

It’s taken us years, but we’ve really come to appreciate the strengths that each other bring to the table. We now readily admit — and laugh about! — the fact that if we didn’t have the other to help balance us out, we’d be really lopsided.

So instead of getting frustrated that your husband likes to spend money, focus on the positive qualities he has and how his differences help bring balance to your relationship. If you start out with appreciation versus frustration, you’re well on your way to harmony in your marriage.

Discuss Your Differences

One of the greatest absences in many marriages is candid communication. A husband and wife should be able to freely share their thoughts, struggles, and hurts without fear of how their spouse will respond and without worrying what their spouse will think of them.

Marriage was designed for intimacy and this intimacy should permeate all areas: physical, emotional, and spiritual. We are to be one with each other. Nothing held back. Nothing hidden.

The more you can openly communicate about your differences and work toward understanding the other’s viewpoint, the stronger your marriage will become. Share your heart with your husband and tell him graciously and lovingly how you’re feeling about the budget and his lack of excitement with staying on track.

Then, truly hear his heart. Don’t pounce on him or try to nag and drag him along with your point of view. Listen and take to heart what he says. Ask him if he has any ideas or solutions. Conversations like this will help deepen your relationship and will allow you both to have a better understanding of each other and will go a long way in helping you to come to a mutual understanding and agreement.

A Special Word For Those Of You in Difficult Marriages

I know that some of you are already in difficult marriages right now and you would love to have this openness and oneness but your spouse has no desire for this. If that’s you, my heart breaks for you.

But as long as your spouse is alive, there is hope, so don’t lose heart! Love your spouse, give to them–even when they don’t deserve it, look for things to thank them for, and, if possible, seek marriage counseling. And focus on doing all you can to improve yourself and become the spouse for them that you would love to have yourself. Becoming a victim in a difficult relationship will never do anything good for you — or your spouse.

That said, if you are in an abusive relationship, please seek immediate help. Do not put yourself or your children in danger. Email me if you don’t know where to turn and I’ll do my best to put you in contact with someone who can help you.

Devise a Plan

Once you’ve taken time to focus on his strengths and talk openly with each other, it’s time to devise a plan of action. I can’t tell you exactly what this will be because no two couples are alike. What might work for us probably won’t work for you.

Only you both can figure out what works best for the two of you. However, the one rule you must follow when it comes to creating a plan is that it must be based upon mutual agreement and compromise.

If you are not drawing up the plan together and both agreeing together about it, your spouse is going to feel like they have no voice. And they are probably also going to feel miserable trying to stick with your plan.

3 Keys to Successful Spender/Saver Marriage Harmony

1. Stop Trying to Make Your Spouse Something They Aren’t

Spenders need to spend money. It’s not because they are necessarily extravagant; it’s because of how they are wired. We savers need to accept this and stop trying to squeeze the spenders into our little frugal box. (It sounds so basic, I know, but it’s hard for a saver to understand how it can be fun or exciting to spend money!).

At the same time, spenders also need to accept that savers want to have a plan for the money and that it can freak us out if they spend money without a plan. (Or maybe that’s just me?!)

2. Set Up a Cash Envelope System

The cash envelope system has worked beautifully for our marriage because once we both agree on the cash envelope amounts, I don’t have to worry that when Jesse spends money it’s putting us over-budget. On the flip side, the cash envelope system has relieved a lot of stress and potential frustration for Jesse since it provides him with money to spend. 🙂

We purposefully added some extra cushion into some of the budget categories that Jesse likes to spend more on so that it gives him more wiggle room. If you don’t have any extra wiggle room in your budget, then this might not be an option. But as soon as it is an option, do it. You’ll find that it results in a lot less tension in your marriage.

If your husband specifically likes to spend money on eating out, budget extra for the eating out envelope and discuss letting him be completely in charge of it each month. If he wants to spend it on a nice dinner out, that’s his choice. Don’t cringe over his choices. Accept them excitedly knowing that he’s in control of that envelope and it’s his to choose how it is spent.

3. Create a Blow Category

I highly recommend that you budget for a blow cash envelope for each of you. This is cash that can be spent on whatever you like… be it a treat, something for your hobby, or to put into savings for a larger ticket item.

For a spender, this greatly reduces the stress of sticking with a budget since they get splurge money allotted to them every month! For the saver, this greatly reduces their stress because they know that whatever their spouse is splurging on isn’t blowing the budget.

What advice and suggestions do you have for Amanda? Leave your thoughts in the comments.

photo credit

Shared Jun 13, 2013 comment

Katie’s Dillon’s Shopping Trip: Spent $9.76, Saved $44.29

Published: by Crystal Paine on June 13, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Katie sent me the details of her shopping trip at Dillon’s yesterday. I was so impressed that I thought I’d share it with you all:

2 Pampers sensitive tub wipes $0.99 each, used 2 coupons $0.50/1 doubled = FREE
2 Pampers fresh scent tub wipes $0.99 each, used 2 coupons $0.50/1 doubled = FREE
3 Satin Care shave gel $1 each, used 3 $0.55/1 doubled = FREE
1 Secret Deodorant $1.29, used $1/1 coupon = $0.29
2 Secret Expressions Body Sprays $2.49 each, used 2 $1/1 coupons = $2.98
2 Denali Old Spice Deordorant $2.49 each, used 2 $1/1 coupons = $2.98
3 Gillette Body Wash $2.99 each, used 3 $1/1 coupons = $5.97
1 Old Spice Body Wash $2.99, used $1/1 coupon = $1.99

Used $5 Catalina from last week
Before Dillon’s card and coupons: $54.05
16 items with the save $4 when you buy four took off $16
Paid $8.17 + $1.59 tax = $9.76

Great job, Katie!

Shared Jun 13, 2013 comment

Get a copy of Taken, Risk, and Unleash for just $5.99 each

Published: by Crystal Paine on June 13, 2013 | This post may contain affiliate links. Read my disclosure policy here.

Brock Eastman, co-author of one our family’s favorite Imagination Station books, found out we love the Imagination Station books so he asked if he could send us one of his other books. And I’m so glad he did!

From the moment I picked up Taken, I was pretty sure it was going to be a book Kathrynne would enjoy. Boy, was I right!

The characters are fascinating, especially if you love mystery, science fiction, and high-tech gadgets. The storyline is fast-paced and packed with adventure and cliff-hangers. (Kathrynne was on the edge of her seat while I was reading aloud. She kept begging for “Just another chapter, please!”)

Because we loved Taken so much, we were excited to read the next book in the series, Risk. And once again, we were not disappointed! We’re excited that Brock has another book in the series coming out very soon called Unleash.

Get a Copy of Taken, Risk, or Unleash for just $5.99 + Shipping!

If your family is looking for a family-friendly science fiction novel, you’ll definitely want to consider getting a copy of Taken, Risk, and Unleash. Best of all, Brock has discounted all three of these books to just $5.99 each right now.

Go read more details and order your copies for just $5.99 here.

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Do It Yourself: Fruit Fly Trap

Published: by Crystal Paine on June 13, 2013 | This post may contain affiliate links. Read my disclosure policy here.

MyBlessedLife.net shows you how to make a homemade fruit fly trap.

Do you have a fun and frugal DIY idea to share? I’d love to hear about it! Read the submission guidelines and submit it here.

2hr Cleaning Checklist

2hr Cleaning Checklist

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