I’ve come to the place where I really dislike “labels” — you know “stay-at-home mom” versus “working mom” and such. Honestly, I think that the so-called “Mommy Wars” really do nothing profitable and serve to just divide and frustrate women, rather than building up and encouraging women.
That said, I know some of you have written in recently asking about how to make the jump from work-outside-the-home mom to stay-at-home, homeschooling mom. So, I wanted to pass along this post I wrote in response to a question that my friend Tricia received recently on how to prepare financially to be a stay-at-home, homeschooling mom in the future. If this is a subject you’re currently considering, I thought you might find this post helpful:
Considering make the switch from a working woman to a stay-at-home homeschooling mom? While it might seem daunting, it can be done — if you’re willing to get creative, put forth some effort, and think outside the box:
1) Get on a Written Budget
This is vitally important. If you don’t tell your money where to go, it will just slip through your fingers like sand.
A written budget puts you in control. No longer is your money just slipping through your fingers like sand. Instead, you are telling it exactly where to go.
The beauty of a budget is that it gives you freedom. You don’t have to worry that by paying one bill, you’re not going to be able to pay another important bill. Why? Because you’ve already allotted enough money to cover both bills in your written budget.
If you’ve made the leap from working outside the home to staying home, I’d love to hear your advice and thoughts on this. Any words of encouragement or counsel for other moms considering making the switch? How have you pulled it off financially?
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