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Shared Jul 20, 2011 comment

Reader Tip: How I saved $200 per year on textbooks

Published: by Crystal Paine on July 20, 2011 | This post may contain affiliate links. Read my disclosure policy here.

Lana emailed in the following tip:

One of the ways that I survived the high costs of textbooks through my five years as an undergraduate was by using CampusBooks. The website was suggested to me by my dorm floor’s Resident Assistants in their “welcome” sheet, and saved me at least $200 each year.

CampusBooks allows you to enter the title, author, or ISBN of any book. It then compares the cost of the book between all online sources who stock the title. This makes it really easy to know where the best deal is.

Also, the breakdown shows previous editions, which are often much less expensive than the most current version of the book a professor requires. Many instructors are fine with students using older editions, but it’s always best to ask first.

On top of the initial savings that CampusBooks provides, the same database that shows how much you’d pay for the book is also available when you want to sell your textbooks back. Simply click “sell,” rather than “buy,” and enter the ISBN, title, or author. All of the online sources who I’ve sold books to have provided postage free labels for shipping, and paid at least 50% more than the campus locations.

One semester, I made back $90 of the $140 I’d spent on textbooks, simply by using this single website’s database! It certainly beats
paying $400 every four months for texts that the campus bookstores then pay $35 during buy-back season.

Plus, the money paid for books is already “gone” from my budget, so the money that I get from selling the books back gives some unexpected funds when things are always tightest. Having an extra $50-$120 at the end of the Fall term has made Christmas much more relaxed, and the extra money at the end of May has made a considerable difference in my Summer budget. -Lana

photo credit

(Note: The link in this post is my referral link. Read our disclosure policy here.)

Shared Jul 19, 2011 comment

Q&A Tuesday: Advice for first-time renters?

Published: by Crystal Paine on July 19, 2011 | This post may contain affiliate links. Read my disclosure policy here.

My husband and I will be selling our home soon and relocating for his job. We plan to rent until we know for sure if the new position will be permanent. Neither one of us has ever rented. Do you have any advice or tips for first-time renters? We have two small children so we envision a house or condo.

Would you recommend a storage unit for items not used everyday or a home with enough storage to accommodate those items? We would appreciate any advice you can give us. Thank you! -Beth

Hi, Beth!

A lot of people give renting a bad rap, but personally, I think renting can be a great financial move if you are just moving to a new city, aren’t in a position to put a large down payment on a home, or only plan to live in the same area for around two years or less. We rented for the first seven and a half years of marriage and my husband and I both have no regrets about our decision to do so.

Here are a few things I’d encourage you to consider as a first-time renter:

1) Make Sure You Have a Good Landlord

Whether you’re renting an apartment, house, duplex, or condo, your landlord can either make or break your renting experience. We’ve had great landlords and we’ve had really pathetic landlords (one who made many false promises and took over a year to deal with issues).

When you’re considering a potential house or condo, do a search online to see if there is any information on the landlord or property management company. If we had thought to do this in one of our housing situations, it would have saved enormous headache.

If you’re renting an apartment or condo and there are on-site property managers, make sure you feel like they genuinely have your best interests at heart. They are the go-between for landlord and tenant, so if they truly care about their tenants, you’ll likely end up with much quicker service if your hot water tank breaks or your plumbing is clogged.

2) Consider Your Surroundings

For us, this was especially imperative because we had young children. You might love the house, apartment, or condo, but if there’s no place for your children to go out and play, it can become very difficult — especially if you’re squeezed into a cracker box house.

If possible, drive by the house, condo, or apartment at night and during the day to get a feel for what the neighbors and neighborhood is typically like. Also, ask your landlord or property manager what their policy is on loud or obnoxious neighbors. You definitely don’t want someone blaring their music in a room right next to yours at 3 a.m. in the morning if you have young children trying to sleep!

3) Look at the Fine Print on the Lease

Make sure you know the exact terms of your lease. For instance, some leases have strict rules about how many children or pets you can have. If you are planning on having another baby or getting a new pet anytime soon, they could require you to move out because you no longer abide by their rules.

Also, look at the details of what is and isn’t your responsibility as a tenant. What utilities do they pay for? What is their typical process if something breaks? Can you get out of your lease, if need be? What shape do they expect the house or condo to be in after you move out (we forgot to ask this once and ended up getting a few crazy things deducted from our security deposit that they didn’t tell us we needed to make sure and take care of before we moved out)?

4) Downsize Your Belongings

If you’re going to be downsizing in home, it’s the perfect opportunity to take a good, hard look at everything you own and see what you can get rid of. The price of storage units can add up pretty quickly, so it will save you money to just get rid of items you no longer love and/or use at least every few weeks.

Not only will this make your move simpler since you’ll have less stuff to pack and relocate, but de-cluttering your home will help you streamline your life and improve your productivity.

What are your best tips and suggestions for first-timer renters to consider?

Shared Jul 19, 2011 comment

How My Husband is Going to Law School Without Massive Debt

Published: by Crystal Paine on July 19, 2011 | This post may contain affiliate links. Read my disclosure policy here.

Guest post by Brittany Fowler from The High-Heeled Housewife

My husband is in law school, and we’re surrounded by friends who are going into thousands of dollars of debt to afford a law degree. As graduation approaches, we’re both so glad that we don’t have massive amounts of student debt.

When my husband decided to go to law school, we knew that we needed to make sacrifices. With hard work and some smart decisions, we’ve been able to lessen the financial impact of professional school. Here’s how we did it:

My husband chose a state school where he was offered a scholarship.

I can’t emphasize how important it was to choose the right school at the right price. Of course, the scholarship was a result of my husband’s hard work, which earned him a high GPA and LSAT score. Hard work pays off!

I worked for the first two years.

Although I’m now a homemaker and blogger, I worked for the first two years of law school. Through those years, we lived off of my husband’s summer income and saved every penny I made so that I would be able to stay at home.

We live on a budget.

Since cash flow is irregular, we have planned out our monthly expenses a year in advance. Having a plan gives me assurance for months when we don’t have any income.

We save money whenever possible.

I use coupons at the grocery store, play the drugstore game, and do anything I can myself. For example, I wash and iron my husband’s clothes at home to save on our dry cleaning bill.

In a world where debt is a necessity, it’s still possible to go to graduate or professional school without loans! We’ve learned that the right decisions, accompanied by hard work, will pay off in the end.

Brittany is a 24-year-old stay-at-home wife on a mission to be the best wife that she can possibly be. She is married to her hardworking hubby, Charles, who will graduate from law school in 2012. You can read more about her homemaking tips & tricks at The High-Heeled Housewife.

photo credit

Shared Jul 18, 2011 comment

This Week’s Menu Plan

Published: by Crystal Paine on July 18, 2011 | This post may contain affiliate links. Read my disclosure policy here.

I didn’t get last week’s Freezer Cooking in an Hour post written on Thursday like I’d planned (it was just one of those weeks where I was behind on pretty much everything all week long!), but I did make the Bread Machine Bread Sticks, Lemon Garlic Marinated Chicken, and All Natural No Bake Energy Bites (as evidenced from the photo above).

We didn’t love the Lemon Garlic Chicken, but the Bread Machine Bread Sticks were a BIG hit (notice that half of them are already missing from the picture above?) and I’ll definitely be making them again. The No Bake Energy Bites also went over well and the children had a blast helping me roll the balls.

We’re still experiencing pretty high temperatures, but it’s supposed to cool down later in the week, so I’m hopeful it will be cool enough for me to use the oven a little more. We’ll see!

Here’s our planned menu for the week:

Breakfasts
French Toast Casserole, Chocolate Peanut Butter Banana Smoothies (used carob rice milk instead of chocolate milk; this was still very yummy!)
Granola bars, fruit salad
Scrambled eggs and toast, fruit
Blueberry waffles, fruit smoothies
Steel Cut Oatmeal, Fruit
Hard-boiled eggs, toast, fruit
Whole-Wheat Banana Chocolate Chip Muffins

Lunches
Lunch at church (our church provided lunch for everyone)
Pizza, peaches, All Natural No Bake Energy Bites
Lunch out as a family
Salad with hard-boiled eggs, bagels, fruit
Refried beans with rice, carrot sticks, fruit
Leftovers x 2

Snacks
Banana Almond Smoothie
All Natural No Bake Energy Bites
Fruit/Veggies

Dinners
Dinner at extended family’s house
Crockpot Barbecue Chicken, Crusty Baguettes, green salad, fruit
Lemon Garlic Grilled Chicken, fruit, Bread Machine Bread Sticks
Hamburgers, Oven Baked Parmesan Seasoned Fries, Steamed vegetables, fruit
Build-Your-Own Haystacks, fruit
Asian Barbecue Chicken, rice, steamed veggies, fruit salad
Dinner out

Freezer-Cooking-In-An-Hour Plan (I’ll share pictures/details on how this goes on Thursday!)
Strawberry Freezer Jam
Crockpot Barbecue Chicken
Whole-Wheat Banana Chocolate Chip Muffins

Did you make a menu plan this week? If so, I’d love to have you share your link in the comments.

Shared Jul 15, 2011 comment

We Paid Cash: Getting Right Side Up on our Upside Down Mortgage

Published: by Crystal Paine on July 15, 2011 | This post may contain affiliate links. Read my disclosure policy here.

A testimony from Jen from Yard Sale Mommy

A year and a half ago I was having hot chocolate with a dear friend over Christmas break, and she told me about this guy named Dave Ramsey and about his Total Money Makeover. Stop using credit cards, pay cash for everything, never take out a loan, even for a car? We could never do that, I told her.

Three days later we drank the Dave Ramsey Kool-Aid. And I’m so glad we did. In six months, we fairly easily paid off all of our credit card debt and medical bills, built an emergency fund, started giving more to church, and got our debt down to nothing but two mortgages.

Wait… what? Yes, we had two mortgages — one more than we needed.

In 2003, my husband got a new job and we had to rent out our house instead of selling it because we stood to lose money on the sale. Fast forward eight years to 2011 — to sell the house now would mean losing even more money than before. We were underwater on this mortgage, not covering the payment and maintenance with the rent, and facing major repairs in the near future on our twelve-year-old home.

We needed to sell it. But in order to sell it, we had to save and we had to prepare to lose an unknown amount of money.

We put the house up for sale this past February. After three weeks, we were willing to lose five thousand dollars. After six weeks, we were willing to lose ten thousand dollars. After nine weeks, we finally got an offer: $20,000 below what we needed to break even.

I’m happy to say that we were able to bring $19,076.00 in cash to the closing of our upside down mortgage last month.

It took a year to save this much, but I got zealous about buying and reselling things on ebay, spent hours on MoneySavingMom.com learning how to better my grocery budget, and decided that a trip to Target should be an errand instead of an activity.

We cut back and did without and we were able to pay cash to get out of our upside down, underwater mortgage. It feels so good to be free from that extra mortgage!

Jen Wise is a SAHM of three sweet girls and the wife of one handsome engineer! Every Saturday morning she can be found hitting the yard sales in Raleigh, North Carolina. You can follow her yard-saleing, eBaying adventures at Yard Sale Mommy.

Have you saved up and paid cash for something — large or small? Submit your story for possible publication here.

WANT TO SAVE $100 FAST?!Join the FREE 14-Day Savings Challenge!

Click here to sign up!

Shared Jul 15, 2011 comment

4 More Favorite Children’s Read-Alouds

Published: by Crystal Paine on July 15, 2011 | This post may contain affiliate links. Read my disclosure policy here.

Last year I shared 15 of our favorite picture books. We still love those 15, but we’ve added a few new favorites in the last year:
Papa’s Pastries — Every once in a while, we come across a children’s book that we all just love. And that we read over and over and over again — until almost everyone has it memorized word-for-word. Papa’s Pastries is one such book.

Not only does this book have beautiful pictures and an engaging story that our girls have been captivated by, but it introduces children to the reality that so many people around the world are much needier than us. In our affluent and wasteful culture, it’s hard to even imagine what it would be like to not know where our next meal will come from or to be so poor that no one in your family has shoes.

Cousin Ruth’s Tooth — This book has become one of our most-often-requested read-alouds. It’s so much fun to read and all the children love laughing at the funny pictures and silly poem.

Junior Discover’s Spending (Series) — The children have really enjoyed this whole childrens’ series by Dave Ramsey. It teachers practical money management skills in a very fun and engaging manner, plus it’s sparked all sorts of great discussions in our home about wise stewardship. Even Silas (2) loves these books.

Millions of Cats — This is our newest favorite picture book. It’s a fun story about lonely couple who wants a cat and ends up with hundreds, millions, billions, and trillions of cats.

What are your favorite children’s picture books? I’d love to hear as we’re always looking for new books to read!

(Note: The links in this post are my referral links. Read our disclosure policy here.)

Shared Jul 14, 2011 comment

Easy Homemade Lemonade

Published: by Crystal Paine on July 14, 2011 | This post may contain affiliate links. Read my disclosure policy here.

Note from Crystal: I made this for my family last week and they all loved it. I used turbinado (raw sugar) instead of white sugar and it came out looking a little brown and funny, but it tasted great!

Guest Post by Holly from Sweeter Hours

In our house we always usher in summer with lemonade. It’s usually the drink we serve at parties in a big glass container with a tap or at playdates in sippy cups.

Even with coupons and sales, I don’t love the high price tag of all natural brands or the additives in the cheaper drinks. In addition, most lemonade drink mixes contain yellow food dye and high fructose corn syrup — both things our family tries to avoid.

So instead of buying lemonade, we make it ourselves. It’s not only easy, it is much less expensive and healthier, too! Here’s our recipe:

Rich Simple Syrup for Lemonade

2 cups sugar (you can use any type of white sugar)
1 cups water

Bring one cup of water to a slight boil and whisk in sugar until dissolved. Store in a mason jar once cooled in the refrigerator for up to a month. Use to whip up a batch of lemonade in no time.

You can jazz up simple syrup by adding fresh chopped ginger or fresh chopped mint leaves during the whisking. Strain ginger or mint out before bottling in the fridge. Simple syrup can also be used to sweeten ice tea for a yummy treat!

Note: I always double or triple this so that I don’t have to make it as often.

Easy Homemade Lemonade

1 cup lemon juice (you can purchase this at Aldi or the grocery store)
1/2 to 1 cup Simple Syrup (depending upon your desired sweetness)
4 cups of water

In a pitcher combine lemon juice and simple syrup, stir in water. Serve immediately over ice or refrigerate until ready to use.

For Holly Johnson, the sweet hours of life occur when she is practicing the art of mothering and making beautiful things. Sweeter Hours, her blog, chronicles a little bit of making stuff, a pinch of the green life, a whole can of amazing cookery, and of course, beautiful things for life.

Shared Jul 13, 2011 comment

Ask the Readers: Selling a house without a realtor?

Published: by Crystal Paine on July 13, 2011 | This post may contain affiliate links. Read my disclosure policy here.

Today’s question is from Holly:

We are currently trying to sell our house on our own. In this horrible housing market, we have only had one showing in a month. We would love any tips on how to sell a house on your own. We have a significant amount of money invested in our house, so we don’t want to pay the high realtor fees. We would rather invest that money in our next house. Any suggestions?

Do you have a question you’d like to ask Money Saving Mom® readers? Read the submission guidelines and submit it here.

Shared Jul 13, 2011 comment

31 Weeks to a Better Grocery Budget Video Series: 3 Tips for Saving Money on Meat

Published: by Crystal Paine on July 13, 2011 | This post may contain affiliate links. Read my disclosure policy here.

I know it’s rather comical that I’m doing a video on saving money on meat when I just posted about the 20 pounds of grass-fed ground beef we bought last week. However, for years we ate very little meat as a way to save money. It was a sacrifice we both decided was worth it in order to stay out of debt and survive on a very small income.

The ideas I share in this video might not work for your family, but hopefully they’ll give you some inspiration for ways you might be able to spend less on meat. I’d love to hear your additional ideas and suggestions in the comments.

Shared Jul 12, 2011 comment

Q&A Tuesday: Sharing money when you have a cash envelope system?

Published: by Crystal Paine on July 12, 2011 | This post may contain affiliate links. Read my disclosure policy here.

We’ve been thinking of moving to a cash-only envelope system to better manage our spending, but I’m looking for ideas on how to “share” the cash with my spouse. Although I do the bulk of the shopping in our household, my husband often will often make a stop or two (e.g. to snag a great deal, pick up milk, etc.) on his way home from work.

I am curious how other people might handle this scenario when using cash. Do you have two sets of envelopes? Pass the cash back and forth? Any other strategies? -Becky

I cannot recommend a cash budgeting system highly enough. In fact, I wrote a whole chapter on it in my upcoming book! I truly believe it has been one of the keys to financial success for us.

But your question on how to share cash when you’re on a strict cash envelope system is excellent. We’ve also found that there are certain categories we’ll both spend in and this can pose a few issues. We’ve tried a few different things:

1. Pass the Envelopes Back and Forth

I typically do most of the grocery shopping, however, Jesse will sometimes make a quick run to Aldi for me. If I know in the morning that he’s likely going to be making a quick stop at the grocery store on his way home from work, I’ll send the grocery money envelope with him that day.

2. Rob Peter to Pay Paul

When in a bind, if we don’t have the envelope and one of us needs to buy groceries, we can borrow from another envelope and re-pay it from the grocery envelope that evening. It’s not the option I’d recommend, but it does happen around here sometimes.

3. Set Up His and Hers Envelopes

We’ve found it helpful to each have our own designated envelopes for certain budget categories. For instance, we each have our own clothing envelope and we each have our own blow envelopes. We added separate blow envelopes to our cash budgeting system last year and it’s been a great addition — it’s our fun money to spend however we like or to save for something extra that’s not in our current savings goals list.

If your husband routinely stops for groceries, it might be wise to set up a grocery envelope for him with a small portion of the grocery money so that you don’t have to mess with passing the envelopes back and forth, robbing Peter to pay Paul, or falling back on a debit or credit card because you don’t have an alternative.

If you have a cash budgeting system, I’d love to hear what you do for categories that are shared in your budget. Any great suggestions or ideas?

OVER-SPENDING EVERY SINGLE MONTH?Grab these FREE Budgeting Sheets!

Click here to download!

Shared Jul 12, 2011 comment

Today’s Target Trip

Published: by Crystal Paine on July 12, 2011 | This post may contain affiliate links. Read my disclosure policy here.

I stopped by Target today to pick up a few of the deals. Unfortunately, all the $2.50 pillows were already gone and the $1 Scotch tape bin was completely empty, but I was able to get a few other deals:

2 boxes of Up & Up Sheer Bandages (40-count) — $0.97 each
Used 2 $0.75/1 up & up™ First Aid Item Target coupons
$0.22 each after coupons

2 packages of Sharpie Permanent Markers Fine or Ultra-Fine (2-ct) – $1 each
Used 2 ~~$1/1 Target coupons~~
Free after coupons

2 Papermate Crystal pens (10-pack) — $1.02 each
Used 2 $1/1 Target coupons
$0.02 each after coupons

1 number foam stickers from the dollar spot (I’m going to use these for a homeschool project.)

After coupons, my total was $1.59.

Shared Jul 12, 2011 comment

10 Reasons to Cancel Your Credit Cards

Published: by Crystal Paine on July 12, 2011 | This post may contain affiliate links. Read my disclosure policy here.

I know credit cards tend to be a controversial issue around here, and I’m probably opening up a can of worms in posting this, but reader Aimee sent over this article from Smart Money called “10 Reasons I’m Canceling My Credit Cards” this morning. I read it and loved it — especially since it had some points you don’t often see made in articles on why you should stop using credit cards.

I’d encourage everyone to take the time to read this article and consider the points made. You may not agree with it, but I hope it causes you to think about why you’ve chosen to use credit cards or why you’ve chosen not to use them.

Here’s a snippet:

The dollar bill needs you.

A growing number of merchants won’t accept cash anymore. That includes a lot of airlines, which insist you pay by credit card if you want to buy a drink or a sandwich on board. And now comes news that the U.S. Treasury is printing fewer dollars, as we move towards an all-plastic economy.

Great news for the banks. Great news for the card companies. Great news for the marketing establishment, which can now pore through our transactions and our personal lives in greater and greater detail.

Me? Call me a contrarian, or just call me ornery, but I view this with gloom. This is not a step forward. It’s a step backwards. Personally, I’ve been moving the other way. I’ve cut down on my use of credit cards and debit cards. The latest news is the final push I needed to get them out of my life completely. I’m going all cash.

Read the full article.

I’d love to hear your thoughts on this article. Since this can sometimes be a heated topic, please remember to be cordial in commenting.

Shared Jul 11, 2011 comment

This Week’s Menu Plan

Published: by Crystal Paine on July 11, 2011 | This post may contain affiliate links. Read my disclosure policy here.

We didn’t completely follow our menu last week because I was sick. I’m so grateful we had food in our freezer — it was a huge blessing when I didn’t feel like cooking. I’m finally on the mend and feeling more like myself again (thank you, God!).

It has been SO hot here — it was 111 degrees on Sunday! — so I’m not doing much cooking or baking in order to keep the house cooler. In fact, I’m hoping to only turn on the oven once or twice this week. Otherwise, we’re using the crock pot, grill, microwave, or eating something that doesn’t need to be heated.

Breakfasts
Blueberry Muffins
Oatmeal
Scrambled eggs and toast, fruit
Fruit Smoothies
Blueberry muffins, fruit, scrambled eggs
Mango Lassi, toast
Hard-boiled eggs, toast

Lunches
Lunch out with friends
Smoothies
Salad with hard-boiled eggs, bagels, fruit
Refried beans with rice, carrot sticks, fruit
Salad with chicken, fruit, peas
Leftovers x 2

Snacks
Watermelon Frosties
All Natural No Bake Energy Bites
Fruit/Veggies

Dinners
Leftovers
Southwest Rollups, steamed veggies, fruit salad
Italian Pasta Bake, Bread Machine Bread Sticks, edemame, fruit
Lemon Garlic Grilled Chicken, fruit, Bread Machine Bread Sticks
Steak, fruit, tossed salad, baked potatoes
Dinner with extended family
Asian Barbecue Chicken, rice, steamed veggies, fruit salad

Freezer-Cooking-In-An-Hour Plan (I’ll share pictures/details on how this goes on Thursday!)
Bread Machine Bread Sticks
Lemon Garlic Marinated Chicken
All Natural No Bake Energy Bites

Did you make a menu plan this week? If so, I’d love to have you share your link in the comments. Any great hot-weather recipe recommendations?

Shared Jul 11, 2011 comment

When Money is the Last Thing on Your Mind

Published: by Crystal Paine on July 11, 2011 | This post may contain affiliate links. Read my disclosure policy here.

Note from Crystal: I think this is the most touching guest post I’ve ever shared before. Dana’s blog and the story of her son’s sudden death has had a profound impact upon me as a mother. I encourage you to take time to visit her blog and read through some of the archives. You’ll be moved, touched, and blessed.

Guest Post by Dana from Roscommon Acres

On December 13, 2010 we were faced with the most difficult decision of our lives: Did we want the white casket or the brown casket for our twenty-one-month-old son?

The following weeks were a blur of activity hidden in a cloud of grief. We went out to eat because we were out and the children were hungry and no one really ever thought about dinner. There were the funeral bills and the co-pays.

There was Christmas. And there were five children from whom so much had been taken that it was hard to say “no” to anything at all. To top it off, my husband didn’t go back to work for a month.

Before Mattias died, I had written up a Master Plan, a sheet of goals for the property prioritized by the expected return on the investment. It was a three-year plan but to cope with our grief and loss, the money belt was loosened as we ordered trees for our orchard, ducklings, keets, chicks, and bees. We started remodeling the basement, building a wall right through where the accident happened.

For a passing moment, it seemed to me as if we were running through money like water, but suddenly I didn’t care about the money that was being spent. In fact, for an entire month, we didn’t think about money because there were bigger things on our plate than a budget.

This was only possible because for fifteen years, we had thought about money. We have a credit card, but it has been paid off in full every month since I was nineteen. Our cars are old and a little beaten up but they are ours. We have a mortgage, but it is far less than the 25% of our income that Dave Ramsey recommends. And we had managed to save six months worth of expenses in our emergency fund.

For a month, we didn’t have to think about money, and could instead concentrate on wading through the difficult process of figuring out what comes next after burying a child because for fifteen years we had thought about money.

Dana Hanley writes at Roscommon Acres about life more abundantly, from the joy of a baby’s smile to the almost unbearable grief of losing a son. She is seeking beauty instead of ashes, the oil of joy instead of mourning, a garment of praise instead of the spirit of despair (Isaiah 61:3).

Shared Jul 9, 2011 comment

Super Savings Saturday: 20 pounds of grass-fed ground beef!

Published: by Crystal Paine on July 9, 2011 | This post may contain affiliate links. Read my disclosure policy here.

I’m super excited because, as I mentioned on my Facebook Page a few weeks ago, my husband surprised me with a new deep freezer! I’ve always just had over-the-fridge freezers (except for the short stint when we had the freezer disaster and ended up getting rid of the the blood-soaked and stinking freezer when we moved because we were too scared to try using it again!) so I was thrilled — especially because I wasn’t expecting that we were going to get a freezer for at least another year or two.

And one of the first things we did was buy twenty pounds of local grass-fed ground beef. My parents bought a cow a few weeks ago and they kindly let us buy some of the beef from them. It was $3.80 a pound — which is a great price for this high-quality beef. I can’t wait to make hamburgers, meatballs and meatloaf with it!

I also went to Target and purchased the items pictured above — you can see the full price breakdown here.

Also purchased and not pictured: chicken, butter, peanut butter, oats, fruit, and veggies from Aldi, farm-fresh eggs

Would you like to know what the best deals and coupon match-ups are for your local stores? Be sure to check out the Store Deals section of our site where we post the best deals and coupon match-ups each week for over 100 different stores across the country. You can sign up to receive the top deals in your email inbox each week as soon as they are posted!

Did you snag any great deals or bargains this week or save money in other ways? If so, be sure to post about them on your blog and leave your link below. Please remember that this weekly round-up is to share deals you personally got and/or money you were able to save this week. In order to keep this weekly round-up focused on helping and inspiring others in their efforts to save money, links which have little-to-no content other than promoting affiliate links, etc. will be deleted. Also, to make it easy for everyone to navigate quickly through the links, your link must link directly to your Super Savings Saturday post.

Summer Bucket List

Summer Bucket List

FREE Summer Bucket List!!

1) Make Sure You Have a Good Landlord

2) Consider Your Surroundings

3) Look at the Fine Print on the Lease

4) Downsize Your Belongings

My husband chose a state school where he was offered a scholarship.

I worked for the first two years.

We live on a budget.

We save money whenever possible.

WANT TO SAVE $100 FAST?!Join the FREE 14-Day Savings Challenge!

Rich Simple Syrup for Lemonade

Easy Homemade Lemonade

1. Pass the Envelopes Back and Forth

2. Rob Peter to Pay Paul

3. Set Up His and Hers Envelopes

OVER-SPENDING EVERY SINGLE MONTH?Grab these FREE Budgeting Sheets!

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