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Shared Apr 26, 2012 comment

4 Weeks to a More Organized Home: Assignment #19

Published: by Crystal Paine on April 26, 2012 | This post may contain affiliate links. Read my disclosure policy here.

We’re almost to the finish line of this 4 Weeks to a More Organized Home Challenge! Thanks to those of you who have diligently joined me in this month-long challenge. And thanks to the rest of you for following along — or being willing to skip over so many home organization posts! 😉

I have another fun challenge planned for next month… but you’ll have to wait a few days to see what that’s going to be. 🙂

Day 19 Assignment

::Get dressed in something that makes you feel great {there’s something about dressing in clothes that make you feel great that just gives you more energy and zest for life! Get your free copy of SarahMae’s ebook, Frumps to Pumps, if you need more motivation in this.}

::Sit down with a cup of coffee or tea, refer to your list of weekly goals, and make a list of no more than 5-7 specific things you want to accomplish today.

::Complete your morning routine {if you don’t have a morning routine, take some time to create one today! Read my How to Develop a Routine That Works–And Stick With It series for step-by-step help.}

::Set the timer for 15 minutes and wipe down your windowsills and trim around your windows (if you didn’t wipe these when we wiped down the baseboards earlier this month).

::Clean your windows and blinds and/or window treatments. If you want to get really ambitious, you can take the screens off (if you have screens) and clean the outside of your windows. Or, you can just use window cleaner and clean your windows on the inside. Dust or wash your blinds. Remove any washable window treatments and launder them.

::Find 7 items to get rid of today. Throw them out, stick them in a donate or garage sale box, give them to a friend who can use them, or list them on Craigslist or eBay.

Note: If you work outside the home or have a really busy week with little time for extra projects, just do the bolded project above.

Around 9 p.m. ET tonight, I’ll be posting my progress and pictures, along with a link-up for you to share your progress and pictures, too. Here’s to our productivity today!

Shared Apr 25, 2012 comment

4 Weeks to a More Organized Home: Assignment #18 Update

Published: by Crystal Paine on April 25, 2012 | This post may contain affiliate links. Read my disclosure policy here.

My day began with a splash — literally. One of the children decided to get up early and help themselves to a bowl of cereal and milk. In the process of trying to get the milk out of the fridge, they somehow managed to spill the entire gallon of milk all over the kitchen floor.

So, we pulled the refrigerator out and it took seven towels to mop everything up. The upside? The floor underneath our refrigerator is now spic and span! 🙂

Gratefully, the day got better from there.

We had Egg in a Hole for breakfast, by Kathrynne’s request (what’s with me not following the menu this week?!?).

After our morning homeschooling and chores, I pulled down the sock basket and the children matched socks while I read to them.

Apparently, a number of socks have grown legs and walked off to live where the lone shoe lives because this was the pile of socks without a match! Argh! It’s like we have a sock-eater here or something. 🙂

{The pile of mismatched socks is counting for my 7+ items I’m getting rid of today, by the way. Now watch, as soon as I get rid of these, all their matches will mysteriously appear!}

Late this afternoon, I did the vacuuming and worked on the closets.

None of them were disastrous, but Silas’ closet was in need of some cleaning out.

I moved some of the books and toys downstairs since he’s a creature of habit and only has a few favorite things/books he plays with/reads during quiet time. I figured I might as well move the rest of the things to the toy closet downstairs so the girls can play with them since he really doesn’t.

Jesse had to work late tonight, so I did another impromptu freezer cooking session and made homemade poptarts, homemade cinnamon rolls, plus three bags of cooked beans, two bags of cooked wild rice, and ground up two big bags of whole-wheat flour. It’s so good to be filling my freezer again! {I’ll post about my homemade poptart experiment and my freezer cooking session tomorrow, for those who are interested.}

How did you do on Assignment #18? I’d love to have you share your progress and success with us so we can be inspired. Either post a link to your blog post below or leave a comment with your update.

Shared Apr 25, 2012 comment

Ask the Organizer: Organizing Children’s Clothing

Published: by Crystal Paine on April 25, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Earlier this month, I posed the question, What is your biggest issue when it comes to clothes clutter? and the majority of your answers implied that children’s clothing was a pretty big issue in your home.

So today, I’m excited to read Andrea’s tips to help us declutter and better organize our children’s closets. Over the last several years, Andrea has worked with many moms with different ages of children (and different sizes of closets). She also has a 5-month-old daughter… so she should bring some interesting perspectives to the whole topic of clothes clutter!

If you’re overwhelmed with your children’s clothing, here are a few tips that might help you gain control of their closets. (These tips also work for adult closets too! :))

1. Purge

The first step in dealing with any type of clothing clutter is to look over everything you have and start purging. I know firsthand how quickly the amount of children’s clothing grows — especially with all the different sizes and seasons — so there’s a pretty good chance you’ll have plenty to purge.

Only keep the items you absolutely love, unless you have a younger child who will soon be wearing the hand-me-downs. And unless you have vast amounts of extra storage space, I would strongly encourage you not to hang onto clothing for the possibility that you might have another child, who might be the same gender, and who might be born the same time of year as your current child/children. It’s just not worth the space it takes.

Try to eliminate your emotional attachment to the items and instead, come at it from the perspective that by getting rid of the clothing, you will free-up more space for items you actually need.

I’ve also found it can be easier to purge if you give/sell the items to another mom who could use them for her child. We have received tons of hand-me-down clothes gifts and are so thankful every time.

2. Evaluate

Now that your children’s closets and dressers have a little more breathing room, don’t rush out to the store to fill them back up again. Step back and take a moment to evaluate what you actually need for each child.

If you do laundry regularly (which I assume you do), your children probably won’t need more than a few nice outfits, a handful of play clothes, and some PJ’s. See if you can get by with the clothing you have. If there is something you need, jot it down and take that list with you to your next neighborhood garage sale.

3. Rotate

If you have multiple children, it’s almost inevitable that you’ll end up with all different sizes and seasons of clothing. Plus, you know that the size on the tag isn’t always accurate — for this reason, it’s important to regularly rotate your children’s clothing!

Since I still have a small infant, I try to rotate her clothes every 6-8 weeks (or as she grows out of them). With older children, you’ll probably only have to do this every season or every year.

I simply put bins on one of the shelves in her closet and any time she grows out of something, I add it to the “too-small” bin. As she grows I pull clothing from the “too-big” bin — which contains any hand-me-downs, garage sale finds, and clothes gifts we’ve gotten.

When the “too-small” bin is full, I purge the items I don’t love, and store the rest.

4. Store

Unless you are finished having children (and have absolutely no sentimental attachment to your baby clothes), you will probably need to store some of your children’s clothing. If possible, it’s always the most convenient if you can store the clothes right in the child’s room who will wear them next — in the bottom drawer of a dresser, under the bed, or on the top shelf of the closet.

If you don’t have room in the bedrooms, I’d suggest using large clear plastic tubs or vacuum-seal bags to roughly sort the clothing by gender, season, and size. Oh, and make sure you clearly label the contents so you can actually find the clothes when you need them.

And as you put items away for storage, remember to continually question whether it’s really worth the space you are taking up to store the item… oftentimes it makes more sense to purge the items now and borrow or buy used if you need them again in the future.

I think Crystal shares my same philosophy when she says, “It’s just not worth it to keep items you aren’t using if you don’t have anywhere to store them”.

5. Repeat!

Unfortunately, your children’s closets will not magically stay organized after just one purging session! So as they grow, you’ll have to repeat these steps on a regular basis.

However, keep in mind that you don’t always have to do all the “dirty work”. Encourage your children to get involved in the process — I can almost guarantee they will be more likely to keep their space organized if they helped in the process!

Of course it’s never fun to get rid of cute baby and children’s clothing, but I always remind myself that by keeping less “stuff”, I then have more space, time, energy, and money. Plus, by donating some of the items we no longer need, I’m helping other moms too!

What are your tips to organize children’s clothing?

Andrea Dekker is a wife, mom, blogger, organizer, speaker, and founder of Simple Organized Living. Her goal is to motivate and encourage others to “create their best life” through simplicity and organization.

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Shared Apr 25, 2012 comment

Reader Tip: Check manufacturer’s websites for namebrand prescription coupons

Published: by Crystal Paine on April 25, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Karrie emailed in the following tip:

I don’t know if a lot of people realize it, but many name-brand prescriptions have coupons on their website.

For example, I use a prescription that doesn’t come in generic form. I went on their website and found there was a coupon available for $15 off my purchase of this prescription. Also, I can use the coupon up to six times!

It’s definitely worth a shot to check out the websites for your medications to see if they also offer coupons. One minute worth of my time to check is saving me $90! -Karrie

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Shared Apr 25, 2012 comment

Ask the Readers: Do-it-Yourself Laundry Pre-Treater

Published: by Crystal Paine on April 25, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Today’s question is from Emily:

Is there an all-natural, do-it-yourself pre-treater that works well for small-children’s stains? -Emily

Do you have a question you’d like to ask Money Saving Mom® readers? Read the submission guidelines and submit it here.

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Shared Apr 25, 2012 comment

4 Weeks to a More Organized Home: Assignment #18

Published: by Crystal Paine on April 25, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Day 18 Assignment

::Get dressed in something that makes you feel great {there’s something about dressing in clothes that make you feel great that just gives you more energy and zest for life! Get your free copy of SarahMae’s ebook, Frumps to Pumps, if you need more motivation in this.}

::Sit down with a cup of coffee or tea, refer to your list of weekly goals, and make a list of no more than 5-7 specific things you want to accomplish today.

::Complete your morning routine {if you don’t have a morning routine, take some time to create one today! Read my How to Develop a Routine That Works–And Stick With It series for step-by-step help.}

::Set the timer for 15 minutes and vacuum the main living areas of your home.

::Vacuum your carpeted closets. Sweep or mop the floor in those closets without carpet. Remove all items from the closet floor and get rid of clutter, trash, and items that don’t belong in that closet.

::Find 7 items to get rid of today. Throw them out, stick them in a donate or garage sale box, give them to a friend who can use them, or list them on Craigslist or eBay.

Note: If you work outside the home or have a really busy week with little time for extra projects, just do the bolded project above.

At 9 p.m. ET tonight, I’ll be posting my progress and pictures, along with a link-up for you to share your progress and pictures, too. Here’s to our productivity today!

Shared Apr 24, 2012 comment

Today’s 30-minute Freezer Cooking session

Published: by Crystal Paine on April 24, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Since I decided to switch my plans and make homemade pizza for dinner tonight, I figured if I was already going to be in the kitchen making pizza, I might as well make a few extra things.

So, I browned two pounds of ground beef and then mixed up the pizza dough.

While the pizza dough was resting for five minutes, I set aside some of the cooked ground beef for the pizza and added some taco seasoning, beans, and a can of tomatoes to the rest of it.

This made two dinners’ worth of taco meat for the freezer — perfect for Haystacks!

I also threw the ingredients for my sister’s Easy Whole Wheat Bread in the bread machine and let the dough mix up while I put together the pizza and baked it. I stuck the bread in a loaf pan to rise during dinner and baked it after dinner.

So, for just a little bit of extra time in the kitchen, I was able to make dinner and plus put two dinners’ worth of taco meat plus a loaf homemade bread in the freezer.

It wasn’t anything spectacular, but by using the little minutes here and there to work ahead like this, it really helps you to be able to pull together homemade dinners in no time later on in the week or month.

Use your minutes well and you’ll soon find you have more margin, more peace, and more sanity in your life!

Shared Apr 24, 2012 comment

4 Weeks to a More Organized Home: Assignment #17 Update

Published: by Crystal Paine on April 24, 2012 | This post may contain affiliate links. Read my disclosure policy here.

We had another good day today. This new routine is going so well — and I even got up later than usual this morning! Yay!

Silas and Kaitlynn tackled the bathroom with me this morning during our morning chore time. They are responsible for cleaning the toilet and sink every day, so I just helped make sure it was done really thoroughly today.

Silas’ attention to detail cracks me up.

He would not leave the bathroom until ever square centimeter of the toilet had been scrubbed.

After our morning homeschooling was done, we had a “picnic” lunch inside and I read Amelia Bedelia stories aloud while the children ate.

Of course, they had to get a silly faces picture, too! 🙂

Later on in the day, I tackled the kitchen cupboards. After looking through them, I rearranged a few things, but decided that it was mainly the pantry that needed cleaning and re-organizing, as the others were in good shape as I’ve cleaned all of them in the last two months.

It wasn’t all that bad, except the snack bin which was in desperate need of help! {Pictured above is what the bottom of the bin looked like! Yikes!}

Much better!

After cleaning out the pantry, I did an impromptu 30-minute freezer cooking session while making homemade pizza for dinner (I know, I know, homemade pizza totally wasn’t on the menu this week. But I decided it sounded better than meatballs for dinner tonight and Jesse agreed. So I just went with it!)

More on the impromptu cooking session in a bit. For now, here’s my pile of 7 items I got rid of today. Actually, there are only six items shown, but I threw out a few things from the pantry that were expired, so I’m counting those, too.

How did you do on Assignment #17? I’d love to have you share your progress and success with us so we can be inspired. Either post a link to your blog post below or leave a comment with your update.

Shared Apr 24, 2012 comment

How can we save money without feeling like we’re broke all the time?

Published: by Crystal Paine on April 24, 2012 | This post may contain affiliate links. Read my disclosure policy here.

My husband and I recently got amazing jobs after not working for months and now our income is something we have only ever dreamed of earning. We’ve scraped by these past months and now with this extra money we want to spend, spend, spend.

How can we save money and not feel like we are still broke all the time? I guess I am not sure how to budget spending money since I’m not even sure what percentage should go where after our main bills are taken out. We are newbies at saving and really need help. -Samantha

Congratulations on your new jobs and higher income! How exciting!

Here’s some advice I would have for you:

1. Sit Down Together and Set Goals

Before you even think of setting up a budget, I encourage you to sit down as a couple and talk about your goals. Where do you want to be financially in a year from now? What about five years from now?

Do you have debt that needs to be paid off? If so, this should be one of your top priorities when you set goals. Do you have an emergency fund of 3-6 months’ worth of expenses in place? If not, this should be your second goal.

In addition, talk about what things you need to save to pay cash for: Is your car on its last leg? Are you setting aside money for retirement? Is there something fun you’d like to do as a couple in the not-too-distant future (go on a trip, purchase something, etc.)?

Discuss all of these things and make a prioritized goal list denoting your top three goals to work toward right now. These goals will give you purpose for implementing money-saving tactics and they will also give you momentum to make wise choices financially.

2. Break Your Goals Down Into Bite-sized Pieces

After you’ve determined your goals, you need to take those big goals and break them down into manageable pieces. I recommend that you set yearly goals and then break those down into monthly goals. Then, take those monthly goals and break those down into weekly goals.

For instance, if you want to save $2500 this year, you’ll need to save a little over $208 per month. That means, you’ll need to save $52 per week — or around $10.50 each weekday.

When you break your goals down into these small pieces, they become much less daunting and much more manageable. Plus, you have a very concrete number to work toward instead of a huge, seemingly overwhelming goal.

3. Create a Written Budget

Once you have your goals in place, it’s time to set up your budget. If you’ve never had a budget before, my book, The Money Saving Mom®’s Budget, outlines how to set up a grocery budget, then a barebones budget, and then a full-fledged budget. I included spreadsheets and step-by-step help to walk you through how to do it. This process is especially beneficial for people who are brand-new to budgeting and completely stressed out over how to pull it off successfully.

If you’re ready to jump in with two feet, Dave Ramsey offers a free online budgeting tool that walks you through setting up your budget and includes suggested percentages to include for each category. Remember to budget for your financial goals before budgeting for fun stuff and extras. Short-term sacrifices will always pay off in the long run!

4. Plan for Strategic Splurging

Once you’ve set up your budget and covered all your necessary bases and your financial goals, now comes the fun part: budgeting for strategic splurging! A lot of people have this idea that a budget is a straight jacket that removes all of the excitement and spontaneity from your life and instead relegates you to a miserable existence.

I heartily disagree. A budget actually gives you freedom!

When you make your money work for you, you have more to work with. In turn, this means you can budget for fun and splurging — and you can enjoy it more because you know that going out to dinner or that occasional coffee at Starbucks is something you planned for, not something that’s going to wreck your finances or keep you from being able to pay your electric bill.

Life is meant to be savored — and a budget can be a tool to help you enjoy life a lot more, without the guilt!

What advice do the rest of you have for Samantha and her husband? I’d love to hear!

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Shared Apr 24, 2012 comment

Do It Yourself: Gluten and Dairy Free Chocolate Coconut Cups

Published: by Crystal Paine on April 24, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Smashed Peas and Carrots shows you how to make homemade gluten and dairy free chocolate coconut cups.

Do you have a fun and frugal DIY idea to share? I’d love to hear about it! Read the submission guidelines and submit it here.

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Shared Apr 24, 2012 comment

4 Weeks to a More Organized Home: Assignment #17

Published: by Crystal Paine on April 24, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Day 17 Assignment

::Get dressed in something that makes you feel great {there’s something about dressing in clothes that make you feel great that just gives you more energy and zest for life! Get your free copy of SarahMae’s ebook, Frumps to Pumps, if you need more motivation in this.}

::Sit down with a cup of coffee or tea, refer to your list of weekly goals, and make a list of no more than 5-7 specific things you want to accomplish today.

::Complete your morning routine {if you don’t have a morning routine, take some time to create one today! Read my How to Develop a Routine That Works–And Stick With It series for step-by-step help.}

::Set the timer for 15 minutes and do a quick-clean of your bathroom. Need specific directions? Read this article on How to Clean Your Bathroom in 15 Minutes.

::Clean out and reorganized your kitchen cupboards and pantry.

::Find 7 items to get rid of today. Throw them out, stick them in a donate or garage sale box, give them to a friend who can use them, or list them on Craigslist or eBay.

Note: If you work outside the home or have a really busy week with little time for extra projects, just do the bolded project above.

At 9 p.m. ET tonight, I’ll be posting my progress and pictures, along with a link-up for you to share your progress and pictures, too. Here’s to our productivity today!

Shared Apr 23, 2012 comment

4 Weeks to a More Organized Home: Assignment #16 Update

Published: by Crystal Paine on April 23, 2012 | This post may contain affiliate links. Read my disclosure policy here.

We had a good day today. I slept for 12 hours last night (I guess I was a bit exhausted after our busy weekend!) and woke up feeling very refreshed this morning.

I had re-arranged our daily routine some, so we started that new routine today and it went incredibly well. Silas was especially excited to start his preschool lessons with me (he’s been talking about getting to start “pwe-schuul” for months!)

After homeschooling was finished, I was able to get the house picked up and most all of the unpacking done. And then it was time to tackle the vents.

When I pulled up the first vent in the kitchen and saw all of the dirt, I knew I was in for a nice little cleaning challenge.

Let’s just say, I saw a whole lot more dirt and ick than I had bargained for.

But after washing the vents in the sink and scrubbing around the vent openings with a Mr. Clean Eraser, I felt much better.

The project as a whole took me about 45 minutes. I gave up on trying to vacuum every little nook and cranny and just got the vents cleaned and the worst offenders vacuumed out.

My pile of 7+ things to get rid of: a very old Swiffer that I got free and should have discarded a long time ago, some books, and a shoe that has somehow lost its mate (I kept hoping the other shoe would turn up in all the cleaning, but so far, it’s been a lost cause!).

How did you do on Assignment #16? I’d love to have you share your progress and success with us so we can be inspired. Either post a link to your blog post below or leave a comment with your update.

Shared Apr 23, 2012 comment

This week’s menu (& my plans to get back to regular freezer cooking sessions!)

Published: by Crystal Paine on April 23, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Chewy Granola Bars — these are SO good, especially for being so healthful!

One of the women stopped at our booth at the conference this past weekend and asked me to please bring back my freezer cooking session posts and non-gluten-free recipes.

Truth be told, I’ve been freezer cooking rather haphazardly the past few weeks and I really want to get back to being more intentional and organized with this — especially since our freezer is rather bare right now. So thanks to the motivation of this woman at the conference, I’m bringing back the freezer cooking session posts after putting them on the back burner for a while. Expect to see one later this week, hopefully. 🙂

Breakfasts

Cereal
Strawberry Pineapple Smoothies
Creamy Rice with toppings
Scrambled eggs, fruit salad
Healthy Homemade Poptarts, hard-boiled eggs, fruit
Carrot juice, Oatmeal
Breakfast with friends at couples’ campout (I’m thinking of bringing this Honey Bun Cake.)

Lunches

Leftovers
PB&J, carrot sticks, apples, granola bars
Snack-y lunch
Chips, refried beans, veggies, fruit
Hard-boiled eggs, toast, fruit
Salmon, veggies, fruit, corn chips
Leftovers

Snacks

Fruit/veggies
Chewy Granola Bars
Pumpkin Chocolate Chip Muffins
Healthy Homemade Poptarts

Pumpkin Chocolate Chip Muffins

Dinners

Macaroni & Cheese
Dinner out at Chili’s with Kid’s Eat Free coupon
Barbecued Meatballs, sweet potatoes, steamed broccoli, fruit salad, Easy Whole Wheat Bread
Parmesan Chicken, steamed veggies, fruit salad, Blueberry Biscuits
Steak, au gratin potatoes, fruit salad, steamed veggies
Dinner at couples’ campout (I’m bringing fruit salad.)
Dinner with extended family

Freezer Cooking/Make Ahead Projects

Chewy Granola Bars
Pumpkin Chocolate Chip Muffins
Healthy Homemade Poptarts
Meatloaf
Honey Bun Cake

What’s on your menu this week? Share details and/or your link to your menu plan in the comments.

Shared Apr 23, 2012 comment

10 goals for this week

Published: by Crystal Paine on April 23, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Last week’s goals:

Family/Mothering Goals

~~1. Read five chapters each of Quest for Truth:Taken and Thomas A Edison: Young Inventor aloud to the children.~~

~~2. Write a love note to Jesse.~~

Personal Goals

3. Finish reading One of Us Must Be Crazy and I’m Pretty Sure It’s You and The Three R’s.

~~4. Run at least two times.~~

5. Finish listening to The 10 Habits of Happy Mothers. Start listening to Integrity: The Courage to Meet the Demands of Reality.

Home Management

~~6. Follow my Spring Cleaning plan & blog about it every weekday.~~

Business Goals

~~7. Continue practicing my talks for the Midwest Homeschool Convention.~~

~~8. Attend and speak at the Midwest Homeschool Convention.~~

This week’s goals:

This week’s goals:

Family/Mothering Goals

1. Read five chapters each of Quest for Truth:Taken and Thomas A Edison: Young Inventor aloud to the children.

2. Start one-on-one homeschooling times with each of the children {I’ve been doing this with Kathrynne, but not consistently with Kaitlynn and Silas, so I re-did our daily routine this weekend so that I could start meeting one-one-one with each child every day.}

3. Go on an overnight date with Jesse. {We’re supposed to try camping out — if I don’t chicken out! Ahem. I’m not much of a camper!}

Personal Goals

4. Finish reading The Three R’s. Start another book. {I have a stack that I’m trying to decide from!}

5. Run at least five times.

6. Finish listening to Integrity: The Courage to Meet the Demands of Reality.

7. Write and send two handwritten notes.

Home Management

8. Follow my Spring Cleaning plan & blog about it every weekday.

9. Make Homemade Pop Tarts.

Business Goals

10. Go through my “To Answer” email file (that’s been quite neglected in recent weeks!) and answer all emails.

How did you do on last week’s goals? What are your goals for this week? I’d love to have you share your progress on last week’s goals and your goals for this coming week in the comments. Of, if you’ve blogged about it, leave your direct link below. Let’s cheer each other on to live purposeful and productive lives!

You can download a free customizable weekly goal-planning sheet here.

Shared Apr 23, 2012 comment

Reader Testimonial: After 14 months of hard work, we’re debt-free!

Published: by Crystal Paine on April 23, 2012 | This post may contain affiliate links. Read my disclosure policy here.

Testimony from Sarah

In December 2010, my husband (Brad) brought up the idea about us looking at our finances, creating a budget, and making some sacrifices so we could pay off our debt. I was a little skeptical as I felt we were already living tight. What more could we do?

He was teaching Financial Peace University classes and I just thought it was his emotional high from that. I wanted some proof that if I committed to this new way of life and gave up my cable it would actually mean something.

Even though we never argued much over money, the stress of debt touched our relationship in ways I never realized. I finally agreed to it, but still was not ready to make any of the major sacrifices Brad was proposing at the time.

The Moment of Realization

However, I had my moment of realization when I was building a humanitarian aid web site. I was entering in items you could purchase, and an option to feed a whole school in Rwanda for one week was $250.00.

Seriously, we could feed an entire school for a week and all it would cost us is one car payment! I felt almost sick to my stomach at our selfishness. We were surrounding ourselves with “things” that we told ourselves we needed or deserved, while that same amount could feed a school of 450 children.

I became mad that we had this debt and wanted to do something about it so that we could be free to give. I told Brad that I was ready to kick this debt… and fast.

Kicking Up Our Momentum

So we started with the budget and were determined to make this work. We had a garage sale and sold everything we could think of in that. We still weren’t satisfied — so we talked about Brad getting another job.

He became a referee and started reffing at our church. Then, an opportunity came along for me to give personal basketball lessons and regularly babysit two of my friend’s children. These were unexpected bonuses and we socked that money away towards debt.

Kissing Our Nice Car (and Car Payment!) Goodbye

At the start of this, Brad asked that I think about selling our car. I immediately rolled my eyes and said “no”. I explained to him that our car was a blessing. I mean, it has an automatic starter, we needed a reliable car, we only have two years left to pay it off… and on and on my excuses went.

We agreed that we would hold off on that. But what Brad didn’t know was I was seriously considering it and praying that God would give us direction. Finally, after a few months, I told myself and God that I was ready to sell the car if Brad brought it up.

Of course he did, and one week later, we kissed our Honda Accord goodbye and began that painful search for a new-to-us used car. After two weeks, we found a perfect car for our family, in our price range, that we purchased with cash.

It’s Official: We’re Debt-Free!

After 14 months of hard work, we paid off $23,000 and we’re celebrating a huge accomplishment: we’re officially debt-free! I actually feel more humbled than excited because I am so thankful for God’s goodness and grace this past year toward our family.

Sarah is a work-from-home wife and mom of a soon to be 3-year-old girl and another little girl due at the end of May. She works for www.hagcm.org a Christian non profit organization which focuses on radio overseas and humanitarian aid primarily in various African countries.

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Summer Bucket List

Summer Bucket List

FREE Summer Bucket List!!

Day 19 Assignment

1. Purge

2. Evaluate

3. Rotate

4. Store

5. Repeat!

What are your tips to organize children’s clothing?

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Day 18 Assignment

1. Sit Down Together and Set Goals

2. Break Your Goals Down Into Bite-sized Pieces

3. Create a Written Budget

4. Plan for Strategic Splurging

OVER-SPENDING EVERY SINGLE MONTH?Grab these FREE Budgeting Sheets!

Day 17 Assignment

Breakfasts

Lunches

Snacks

Dinners

Freezer Cooking/Make Ahead Projects

The Moment of Realization

Kicking Up Our Momentum

Kissing Our Nice Car (and Car Payment!) Goodbye

It’s Official: We’re Debt-Free!

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