Money Saving Mom®

Welcome to December’s series on 31 Days of Giving on a Budget. In this series, I’ll be sharing inspiring stories from my readers and posts with practical ways to give — even on a limited income.

If you have a Giving on a Budget story to share of a way you or your family has given to others this year or this holiday season, please email me your story (or a link to your post on your blog) and a picture to go along with it, if possible. I’d love to hear it and possibly share it during this series!

Last year, I shared with you how my daughter Kathrynne taught me about giving through her Operation Christmas Child Project. This fall, as we were considering what giving project we wanted to do as a family this Christmas, our daughters challenged us to think big.

Once again, we’re touched, blessed, and challenged by my children and their giving hearts. I think you will be, too. Head on over to Keeper of the Home to read about our family’s Christmas Giving Project this year.

Here’s a snippet from the post:

“…We’ve sought to model giving before our children, encouraging them from a young age to earn money so they can pay cash for things they want, as well as have money to give to our local church, to those in need, and to bless others with gifts.

We weren’t sure if all of our teaching was really sinking in until last year when we were blown away when our then six-year-old daughter said she wanted to invest all of her savings to put together 10 Operation Christmas Child boxes. It was such a joy to see her find so much fulfillment in giving her money away to bless others. And her selfless spirit challenged and convicted us!

This fall, as we were discussing the possibility of what giving project we wanted to do as a family, my daughters hatched a plan — all on their own — to fund a project through Samaritan’s Purse. They looked through the Samaritan’s Purse Gift Catalog and debated which of the giving opportunities would have the most lasting impact.

After some discussion and number-crunching, they came to us and presented their idea for our family to fund a…”

Read the full post over on Keeper of the Home.

Welcome to December’s series on 31 Days of Giving on a Budget. In this series, I’ll be sharing inspiring stories from my readers and posts with practical ways to give — even on a limited income.

If you have a Giving on a Budget story to share of a way you or your family has given to others this year or this holiday season, please email me your story (or a link to your post on your blog) and a picture to go along with it, if possible. I’d love to hear it and possibly share it during this series!

Guest post by Meredith from Like Merchant’s Ships

One of our biggest frugal pleasures is sharing our home and food with others.  I can almost always whip up a neighborhood coffee or deliver a meal during hard times.

But how are you supposed to budget for hospitality? Will your own family end up eating rice and beans because you sent too many chicken casseroles elsewhere?

I struggled with this question until I created a hospitality envelope. Using our Dave Ramsey system for cash, hospitality gets its own category. Because I know I have money just for this, I’m no longer afraid to spend it.

When you don’t budget for hospitality, money might always be your excuse for not sharing with others.

How I divide the money varies month to month. $50 could stretch to cover one big party, five $10 meal deliveries, or ten $5 muffin baskets. What we don’t use one month rolls over to the next.

How much you earmark is up to you. What I can tell you is that when I spend in a way that honors our budget, God has a way of multiplying His provision.

One day I raced through the grocery store, putting together a delivery for a sick family.  Deals jumped out at me left and right, from super-clearance gourmet soup to Buy One Get One Free crackers and perfectly ripe pears. I ended up with a beautiful basket worth well beyond its $10 price tag.

Here are some ideas for hospitality on any budget:

• Meet a new mother at the park. Bring the quilt, a jar of cold lemonade, and a listening ear.

• Open your home to a group meeting. You provide a clean, welcoming space, hot coffee, and muffins.

• Take a basket of sandwiches to the funeral home to help a family keep up their strength.

• Offer to watch your friend’s children during her next doctor visit, serving up encouragement, quick pizza bagels and fruit.

• Develop a repertoire of tasty but inexpensive meals for others and stock up when those ingredients go on sale.

Hospitality can be rewarding, but never more so than when you practice it with purpose. Here’s to sharing our blessings with those around us!

How do you practice hospitality on a budget?

-originally published in July 2009

Welcome to December’s series on 31 Days of Giving on a Budget. In this series, I’ll be sharing inspiring stories from my readers and posts with practical ways to give — even on a limited income.

If you have a Giving on a Budget story to share of a way you or your family has given to others this year or this holiday season, please email me your story (or a link to your post on your blog) and a picture to go along with it, if possible. I’d love to hear it and possibly share it during this series!

Guest post from Jennifer of When Pigs Fly

Recently my husband and I had the grueling task of revamping our budget. We had to make cuts across the board, due to an increase in one of our bills. As we went through the budget line by line, we began asking ourselves, “Do we really need this?”

One of the categories in question was our Gift Budget, which was taking $120 per month. We decided to drastically decrease this amount and implement creative ways to reduce spending for occasions such as birthdays, anniversaries, special holidays, and various events.

We came to the conclusion that anyone can run to the store and pick up a quick gift and card. We wanted to show our recipients that we put extra effort into creating something unique and personal, especially for them, saving us money along the way!

1. Find your inner Betty Crocker!

Most people really enjoy receiving homemade treats. Get creative and bake up a small sample platter showcasing your favorite desserts, a simple batch of cookies, or homemade cake pops.

Baked goods make great gifts, especially when you have to give several gifts at one time. Give it that extra touch by purchasing an decorative platter or container at your local Dollar Store.

2. Recycle cards.

As you receive cards for all occasions throughout the year, place them aside. When a need arises, cut the fronts off with decorative scissors, leaving the back blank for a special note or make into a gift tag.

If you’re really creative, use sections of the cards to create a whole new card, using scrap-booking supplies you already have on hand. Plus, don’t forget to utilize the free card promo codes, often offered on online card sites!

3. Substitute gift wrappings.

Forget about buying wrapping paper and gift bags, I love to use my Sunday Comics as wrapping paper. Not only is it fun, it is free!

Forgo expensive gift bags and consider packaging your item in a basket, crate, mason jar, or bin, that you already have laying around the house. Also, save the ribbons and special embellishments from gifts you receive, and reuse them to decorate your gift.

4. Re-gift.

Okay, so I know this may be tacky to some, but don’t let a gift you received (and won’t use) go to waste. Place it aside for a future gift-giving occasion. Just make sure you remember who originally gave it to you!

A rule of thumb is not to re-gift anything that was especially handmade for you.

5. Give recycled gifts.

Your home is full of gift ideas, so before you throw items out, think of your possibilities! Turn an empty wine bottle into a elegant Tiki Torch, an old window shutter into a photo frame, or a small wooden crate into a beautiful planter.

6. Use those freebies.

Opportunities to receive free items are readily available these days — store promotions, giveaways and contests, requested samples, etc. When you get such items, set them aside. Use them later to create themed gift baskets for unexpected events such as baby showers, house warming, or get-well.

What are your favorite ways to give on a budget?

Jennifer Van Dahm is a stay-at-home mom, who knew there was more to life than laundry and dishes! Her motto, “Taking the ordinary out, of everyday living”, is shown throughout her website, When Pigs Fly. There, she highlights her passion for cooking and providing a healthy life style for her family, while saving money in the process. Her goal is to refresh families and help them get out of their rut– physically, mentally, and spiritually!