Quote from my soon-to-be-released book, Say Goodbye to Survival Mode; Graphic credit: Brian Dixon
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Swagbucks Paid for Major League Baseball Tickets
Today’s Swagbucks success story is from Tiara:
My husband and I have been on a pretty tight budget ever since I quit my job to stay at home with our dog when she was diagnosed with diabetes (who sadly passed away recently.) She was like our “child” so it was and still is a pretty rough patch in our lives.
We didn’t have enough money saved up to take a nice vacation this summer, but with Swagbucks, I was able to get us tickets to see our favorite Major League Baseball team, the Kansas City Royals, for a night of getting away and having some fun. Baseball, hotdogs, fireworks… and it was all “free” thanks to Swagbucks!
I had never heard of Swagbucks until following MoneySavingMom.com. One day I was reading a Swagbucks Success Story and thought, if they can get free stuff, then why can’t I?
I signed up immediately and started doing surveys, getting search wins, and doing anything extra on the site that I could to reach the daily goal each day. The Encrave and Jun videos on there are a really fast way to earn extra points on the side.
Even if you only get one single point for doing something, I tell myself every point counts! I also read through their Facebook page to watch for codes and special offers. Before I knew it, I had enough points for my first Paypal reward of $25 cash!
I’m so thankful that through MoneySavingMom.com I found a way to help us still enjoy the “extras” in life.
Tiara: Could you email me so I can send you your $50 Amazon gift card for submitting your story? Thanks so much!
Year-Round Holiday Shopping… With No Out-Of-Pocket Expense
Guest post from Annie
For my family, Christmas shopping is a leisurely year-long event. We are always on the lookout for gift ideas and bargains, and usually have most of our presents purchased by the end of October.
We have found this to be advantageous for several reasons:
- We end up spending less money on presents while being able to give more.
- We avoid the holiday shopping crowds in November and December.
- Gifts are a part of our monthly budget instead of an end-of-the-year burden.
- We have more time and energy to spend on family activities, developing holiday traditions, and focusing on the true Joy of Christmas.
I’m excited to share how MoneySavingMom.com helped me to purchase some very nice gifts this year without actually spending any of our income:
1. After about two years of clicking on emails and taking surveys, I earned a $45.51 check from Inbox Dollars in March.
2. When Crystal posted the Cents of Style Chevron scarf in June, I purchased it for $7.95.
3. I created a beautiful Shutterfly photo album of our daughter in August and paid only the shipping cost of $7.99.
4. I started using Viggle earlier this year, and just recently began shopping through Ebates – both thanks to MSM’s recommendations. Today I used a $25 JCPenney gift card that I earned through Viggle to buy nice sweater and a shirt to match the Chevron scarf. Shipping to the store was free. I spent nothing out-of-pocket, Ebates gave me $1.49 cash back, and I’ll receive a $10 Target gift card from Ebates as my sign-up bonus.
5. When I receive my $10 Target gift card from Ebates, I’ll browse the dollar bins and combine sales, Cartwheel discounts, and coupons to purchase stocking-stuffers such as toiletries, candy, nail polish, and note cards. (Okay, so I’m not QUITE done yet)!
6. Recyclebank is currently offering a digital subscription to All You for 400 points and a subscription to Real Simple for 475 points. I have more than enough points from completing free activities to order both of these.
In summary, we’re giving my mom a scarf, a shirt, a sweater, a photo album, two magazine subscriptions, and a stocking full of stuffers without even scratching the surface of our budget.
Between our year-long bargain hunting, leftover Inbox Dollars earnings, and gift cards from Viggle, Recyclebank, Swagbucks, and MyPoints, we may not need to spend any of our income on gifts this season! And that means more money in our savings account to meet our long-term financial goals. Thank you Crystal, for sharing the information that has enabled our family to do this!
Annie is a wife and stay-at-home mom who enjoys watching football, volunteering through her church and local ministries, and spending time with her family.
How We Sent My Husband Back to School
Testimonial from Caroline of The Modest Mom Blog
For a variety of reasons, my husband dropped out of college when we married, almost 11 years ago. We became entrepreneurs, owning a cabinet shop and a lawn care company, we had five children, and we started homeschooling.
Then, one day, he came home and said he had been thinking about going back to college and finishing the graphic design degree he had originally started. I was excited and supportive of that decision — but actually making it all work seemed a bit overwhelming!
So how have we made this work financially?
We sold our business and our house.
We advertised his lawn care company on Craigslist and found the perfect buyers for it.
We also put our house up for sale, and while it didn’t sell before he started college, it sold after his first semester. We moved into a small rental house that some friends of ours have graciously given us a good deal on.
I started an online business and a blog.
About five years ago I started an online clothing company called Deborah & Co. I also started The Modest Mom Blog, and signed up as a consultant with Lilla Rose (beautiful yet practical hair clips) and L’BRI (all natural skincare products).
Those four income sources have provided for our family of seven while Sean finishes college. We don’t live on student loans for our monthly bills, and we made sure we had plenty of money in savings for emergencies before he started the four year college.
We utilized a community college to save on core classes.
Sean started attending some classes at a local community college, getting some basic requirements done before he went back to the 4-year college. He was able to fit those classes into his schedule while he still owned and operated his lawn care company. Plus, those classes (including books) were totally covered by the Pell Grant.
We applied for every scholarship and grant we could find!
We do have one small college loan we have had to take each year, but most of his college is paid through grants and scholarships. He is attending a private college that is not cheap, but it was the best fit for what he is needing.
We were told to apply for the Pell Grant, and each year have received the full amount possible. We don’t use any other forms of government assistance, and feel grateful that this is there.
Sean received a large transfer scholarship, since he was coming from a different four year college. Then he applied for the art grant and received the full amount, plus a Missouri grant.
Those grants and scholarships cover most of his tuition; and we took out a no-interest loan for the remainder. We have enough money sitting in savings to pay off loan if need be; but our plan is for him to graduate in May, find a job, use his first few months of salary to pay off the loan, and for us to continue on my “online income”.
We live very simply.
It is not easy being a work-at-home, homeschooling mom. I get asked all the time how I do it all. My answer is that I keep things very simple! I can’t over-commit myself, and we don’t do lots of extra-curricular homeschooling type things right now.
We have told our children that we are in a unique season of life, and we are all looking forward to Sean’s graduation this May!
While we wouldn’t suggest every family in our season of life do the same thing, we feel that Sean has been blessed with a gift in art, and we wanted to see him use that talent instead of sitting on a lawnmower. 🙂 We feel incredibly blessed that the Lord is providing for our family through our online businesses and given Sean this opportunity!
Caroline has been married to the only love of her life for almost 11 years. Together they have five children, ages 9 and under, which keeps them busy! In her late night moments, she blogs at The Modest Mom Blog.
How (and Why) To Do Budget Meetings
Guest post by Carrie of CarrieWillard.com
Last Sunday, at 6:30 A.M, hubby and I stumbled out of bed, trudged to the kitchen to start the coffee, then started our weekly budget meeting. Why would we choose to do this, of all the other activities we could be doing while the kids are sleeping (such as sleeping in ourselves!)?
Good question.
The answer? Because budget meetings make our marriage and our family life, to say nothing of our finances, better.
Here’s why…
The Benefits of Budget Meeting
My husband and I began weekly budget meetings four years ago, after attending Dave Ramsey’s Financial Peace University classes. At first, we really didn’t know what we were doing. We just knew that “Dave said” we should do this. We made a budget, made a list of debt (very painful for my husband to face), and began developing a plan for our money.
Those first budget meetings weren’t easy. While we never got into a fight during one — which is very common — there were definitely tense moments. Talking about money forces you to address your deeply held beliefs. It makes you confront issues in your marriage. And it really helped us get to know one another more deeply.
We quickly learned about one another’s values, fears, and dreams in a way that may have taken years to discern otherwise. Talking about our money is like a lamp that lights up the path to good communication. It makes it easier to really work together more to meet goals.
On a practical level, budget meetings have provided instant feedback into our financial health. We get to celebrate together each time a debt is paid, or when our income jumps. We find places where we can save.
Example: Determined to lower our “fixed” monthly expenses, we recently negotiated with our internet provider to lower our bill from $70 to $30. That’s $480 a year for one phone call!
After tallying up the grocery spending for last month, we found that we spent $120 less in that category. At first I scratched my head to figure out why. Then I remembered that I created a menu plan based on what I had in my freezer and pantry. That explained the savings, and motivated me to do that each month!
In preparation for this article, I asked my husband what he appreciated most about budget meetings. He said, “It really helps me to know where our money is going. I feel more in control of things. Since I’m the free spirit, I’m not as likely to take time to do this. But since we do budget meeting, the organization is happening in my life, and that gives me a feeling of contentment and ease.”
Budget meeting has become an important priority to us. We see so much value in it that we’re willing to forgo Sunday morning snoozing to hold it at a time when we won’t be interrupted.
How To Do Budget Meeting
My husband and I, like many couples, have different money styles. He’s good at earning money and is the primary income earner… and the free spirit.
I’m definitely the nerd! I love tracking things, creating documents, and crunching numbers. We’ve learned to leverage our strengths to make budget meeting work.
5 Tips For Holding Budget Meetings
1. Create a quiet environment.
While we have held plenty of money discussions around the kids (we feel it’s good to be somewhat open about these things so the kids will learn good lessons, both about money and about healthy communication), we generally hold budget meeting at a time when we won’t be interrupted.
2. Set a definite time.
If you leave it for “whenever it’s convenient”, it’s not as likely to happen. If you set a specific time and day of the week or month, you’ll stick to it more. If you’re working towards an important goal such as getting out of debt, you may want to meet weekly to keep each other informed and encouraged.
3. Come prepared.
When we meet, my husband gives me the totals he’s tabulated for his income and his spending so we can update our records. It’s also good to have your statements and bills handy. We also have “homework” assignments that we’ve completed.
4. Be organized.
Have one place where you store what you need for budget meeting. We use the box that came with our Financial Peace University supplies. Inside the box are the forms we use for our budget, a notebook, pencil (so we don’t have to hunt these things down each time), and other materials related to finances.
5. Create a new budget every month.
This is one thing that we didn’t figure out until we had been doing budget meetings for a very long time, and it would have saved us so much frustration if we had understood this principle of budgeting from the get-go.
Each month brings about different needs. In August, you’ll have back-to-school shopping. In summer, you may have vacation. In April, taxes need to be paid. And your income likely changes a little each month, as well. Your budget is a tool that serves you, not the other way around!
Do you do budget meetings with your spouse? What benefits have you enjoyed?
Carrie Willard is a blogger, writer, wife and homeschooling mom of seven curious kiddos. You can find her writing about books, self-publishing, happiness and money at CarrieWillard.com
Do It Yourself: Fitted Shirt Tutorial
BrownSugarToast.com shows you how to make a baggy shirt into a fitted shirt.
Do you have a fun and frugal DIY idea to share? I’d love to hear about it! Read the submission guidelines and submit it here.
Gretchen’s $35 Grocery Shopping Trip and Weekly Menu Plan
Health Food Store
6 Navel Oranges @ $0.39 each – $2.34
4 Organic Fuji Apples – $2.59
1 Brown Cow Vanilla Yogurt – Marked down to $1.49
Total with tax ($0.46): $6.88
Dillons
1 Kroger Tortilla Chips – $1
1 gallon Dillons Milk – $2.98
1 Kroger Frozen Peas – $1, used Free e-coupon – Free after coupon
3 Beech Nut Fruities – $1 each, used 3 $1/1 printable – Free after coupon (Only 2 are pictured above because my little guy devoured one of them before we even got home!)
Emerald Breakfast On the Go – $2.89, used Free e-coupon (no longer available) – Free after coupon
1 Kroger Just Fruit Jelly – $2.45
1.09 lbs Broccoli @ $0.99/lb – $1.08
1.03 lbs Roma Tomatoes @ $0.99/lb – $1.02
1 Romaine Lettuce – $0.99
1 Kroger Shredded Cheese (16 oz) – $2.99 (Dillons consistently has the Kroger brand of cheese cheaper than I can get it at our local Aldi which is why I almost always buy cheese at Dillons.)
1 Kroger Value Sugar – $2.07
1 Kroger Flour – $1.64, used $0.40/1 e-coupon – $1.24 after coupon
2 Kroger canned Green Beans – $0.69 each
1 Nature’s Harvest – $2.49, used $0.75/1 printable – $1.74 after coupon
1 Kroger Baking Powder – $1.29
1.14 lbs Pears @ $0.99/lb – $1.13
Items Part of the Mega Sale (Buy 5, Save $5 at checkout):
1 Edy’s Ice Cream – $2.49
2 Kettle Chips – $1.49, used 2 $1/1 printable – $0.49 each after coupons
1 Gillette Shave Gel – $0.99, used $0.75/1 coupon from the 9/8 RedPlum insert – $0.24 after coupon
1 Kraft Italian Dressing – $1.19, used $0.55/1 coupon from the September All You magazine – $0.64 after coupon
Total before sales and coupons: $51.97
Total with tax ($2.34) after sales and coupons: $28.05
Total for all grocery items: $34.93
Menu Plan for this Week
Breakfasts
Oatmeal, Cereal, Toast, Applesauce (We picked a bunch of apples a few weeks ago and canned them so now we have lots of yummy homemade applesauce in our pantry!)
Lunches
Macaroni & Cheese, Peanut Butter & Jelly Sandwiches, Cheese/Fruit/Veggies, Cheese Quesadillas, Leftovers
Dinners
Build-Your-Own Haystacks, Cornbread
Italian Chicken Drumsticks, Quick French Bread, Green Beans
French Toast, Scrambled Eggs, Fruit
Salad Bar, Biscuits, Steamed Broccoli
Crockpot Chicken & Noodles, Tossed Salad, Pumpkin Bread
Tin Foil Hobo Dinner, Chips
Dinner with friends
How we’re saving over $700 per year on prescriptions
Debi emailed in the following tip:
We have two Type 1 diabetics in our home: my husband and now our son.We have insurance, but since my husband is self-employed and diabetic, it’s very expensive.
Our prescriptions are also expensive and I noticed the price kept going up at Walgreens — and they couldn’t explain it. So after years of filling our prescriptions with Walgreens, I have been researching everything.
Someone mentioned Sam’s Club and Costco, so I decided to check into it. We have a Costco membership, but only go maybe one time a month. I never even thought to check into the pharmacy.
Long story short… after several phone calls and checking into it all, we opened a Sam’s Club business membership for $45 per year which we calculated will save about $700 PER YEAR just on one of our prescriptions!
And today, as I was in there getting our prescriptions, I noticed they also carry a product called Zanfel, which is an amazing poison ivy product and it’s $13 cheaper than Walgreens!
I had no idea how much it would save us to switch our pharmacy needs to Sam’s Club Pharmacy, but it’s been so worth it! -Debi
Ask The Readers: Which drugstore has the best deals?
Today’s question is from Michelle:
I have been easing into couponing slowly, but the drugstores have intimidated me. It just seems so much more complex than couponing at other stores. I think I am ready to try one of them. Which drugstore has the best deals? Which is easiest to figure out? -Michelle
Do you have a question you’d like to ask Money Saving Mom® readers? Read the submission guidelines and submit it here.
Shared Sep 17, 2013
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Gretchen’s Target Shopping Trip: $44 worth of products for $7.96 out of pocket
Gretchen’s Target Shopping Trip: $44 worth of products for $7.96 out of pocket
Transaction #1
2 Pantene Hair Products – $4.99
1 Pantene Hair Product – $3.99Used Buy One Get One Free coupon from the 9/15 SmartSource insert (took off $4.99)
And used $1/1 printableTotal with tax ($0.64): $7.96, Received $10 Target gift card
Transaction #2
6 Gerber Baby Food – $0.64 each, used 3 $1/2 coupon from the 9/8 RedPlum insert – $0.14 each after coupons
1 Green Giant Baby Carrots – $1.49, used $1/1 Target mobile coupon (Text LUNCHBOX to 827438) – $0.49 after coupon
1 SunSweet Prunes – $1.99, used $1.50/1 printable (no longer available) – $0.49 after coupon
2.23 lbs Bananas @ $0.54/lb – $1.20, used $1/1 Target mobile coupon (Text LUNCHBOX to 827438) – $0.20 after coupon
1 lb Ground Beef – $3.49, used $1/1 Target mobile coupon (Text LUNCHBOX to 827438) – $2.49 after coupon
2 GE Reveal Light Bulbs – $2.79, used 2 $2/1 Target printable AND 2 $1/1 coupon from the 9/15 SmartSource insert – Free after coupons
3 Right Guard Men’s Bodywash – $3.49 (On Sale Buy 2 Get 1 Free), used 3 $1.50/1 coupon from the 9/15 RedPlum insert – $0.83 each after coupons
Total with tax ($1.33): $7.90, Used gift card from Transaction #1
Free after gift card
Total for both transactions before coupons, sales and gift card: $44
Total for both transactions after coupons, sales and gift card: $7.96
OVER-SPENDING EVERY SINGLE MONTH?Grab these FREE Budgeting Sheets!
Click here to download!
Swagbucks Paid for My Groceries
Today’s Swagbucks success story is from Danielle
What if I told you that you could walk into Walmart, put $50 worth of groceries in your cart, go through the checkout and not part with one single penny? Would you believe me?
You should, because on June 24 that’s exactly what I did!
A major part of our income comes from my husband’s monthly commissions and the last few months have been lean. After an anemic commission check in May, I was feeling very discouraged. How were we going to have groceries for June?
I logged onto my computer that morning and for the first time I noticed a Walmart gift card option on the side bar of the Swagbucks homepage. I have always cashed in my Swagbucks for Amazon gift cards, but now I had an idea. What if I could earn enough Swagbucks to help supplement our grocery budget using Walmart gift cards?
Here’s what I did every day to earn 5000 Swagbucks in 45 days:
1. Complete Toolbar, Daily Poll, and NOSO first.
2. Do a search.
3. Answer surveys. There were good and bad survey days. Sometimes I could qualify for two or three surveys in one day. Some days I couldn’t qualify for one. After I received my five Swagbucks for failing to qualify for five different surveys, I moved on.
4. Do a search.
5. Complete Special Offers. Just like with surveys, there were good and bad days. I did my very best for that day and then moved on.
6. Do a search.
7. Start SBTV on the computer. While SBTV on my computer played, I would pull up SBTV on my smartphone and start it. Then I would put my phone on the kitchen counter and check in periodically to make sure it was still going.
8. Do a search.
9. Pull up another window on my browser and complete tasks (under the Answer tab on Swagbucks main page.)
10. Do a search… for anything
I had a daily goal of 50 Swagbucks, knowing that the Daily Bonuses would help push me over the goal line. The day we paid for $50 of groceries with free gift cards was wonderful.
It wasn’t easy, but I was able to help supplement our grocery budget, all while keeping up with my homemaking and homeschooling responsibilities.
Danielle is married to her best friend, blessed with three fantastic children, and fulfilling her dream of living in Big Sky Country.
Do It Yourself: Etched Glass Water Bottle
CreativeGreenLiving.com shows you how to make an etched glass water bottle.
Shared Sep 16, 2013
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52 Different Ways to Save $100 Per Year: Buy Used Clothing {Week 29}
52 Different Ways to Save $100 Per Year: Buy Used Clothing {Week 29}
Every week in 2013, I’ll be sharing a different way you can save $100 this year. If you do all of these things, you’ll be able to save over $5,000 this year alone! Many of these things will likely be things you’re already doing, but hopefully all of you will pick up at least a few new ideas or some inspiration from this series.
Over the years, many of the clothes we’ve worn were purchased used. And no one has been the wiser. 🙂
I know that some of you might be turned off by the thought of wearing used clothes. While it doesn’t bother me at all — just wash them well before wearing! — I also find many new-with-tags clothes from used clothing stores and garage sales.
Here are some of my favorite places to get great buys on clothes:
1. Thrift Stores
Thrift stores are a treasure trove of bargains on used clothing. You have to dig, but if you are patient, you can find incredible deals.
One of my favorite ways to find good deals at thrift stores is to go on the dollar days. Not all thrift stores have them, but it’s definitely worth checking into to see if your local thrift stores offer fill a bag for $5 or $1 days.
Also, sign up for your thrift store’s email list to be notified of when they are having special offers and sales.
2. Garage Sales
Some areas have amazing garage sales where you can get nice clothing for $0.25 to $1 each. If you can find some of these sales and shop strategically, you can hit the deal gold mine!
I’d highly recommend reading this article on how to stockpile clothes by shopping at yard sales. If you want to be even more strategic, check out this article on How to Shop Yard Sales for Free.
3. Consignment Sales
We’ve gotten amazing deals at consignment sales over the years, especially on kid’s clothing. If you have extra time and energy, you can volunteer or sell at a consignment sale and you’ll usually be able to get first dibs on the deals — and possibly better pricing, too.
For more suggestions on how to maximize your consignment sale shopping experience, check out this article on Saving and Making Money With Consignment Sales and this article on How Selling on Consignment Works For Me.
4. Clothing Swaps
Our church regularly has what we call “Giveaways”. These are a one-day event where we all clean out our homes and bring the extra items to church for everyone to go through and take home whatever they want. Then, we donate the extra items to a local shelter.
Not only is this a fun way to share from our abundance (and clean out our homes!) but it also has been a great way to find some kid’s clothes that we need — for free! If you want to put on your own swap meet, check out this article on How to Organize a Clothes Swap Meet.
5. ThredUp & Like Twice
I’ve been very impressed with the clothing from ThredUp and Like Twice. It’s gently used and it’s a little more expensive than what you’d pay at the thrift store, but you can shop at home and you don’t have to go dig through clothing racks! Best of all, they have a lot of clothes that are new with tags.
Do you buy used clothing? If so, where do you typically buy it from?
How I Turned Life Lessons & Mistakes Into an Online Business
Note from Crystal: I asked Joy if she’d share her story with you all, because I thought it was great example of how you can creatively take your life lessons, mistakes, and experience and turn it into a product and/or online business. Starting a preschool might not be the right idea for you, but I’m guessing you have other life lessons and experience that you could turn into a marketable product.
Guest post from Joy of StartAPreschool.com
I can’t believe it’s been 5 years — 5 years! — since I started my preschool. Some days, I can’t remember a time I didn’t have my preschool. Other times, it seems like just yesterday that I was having my first day.
But really, I’m truly humbled any time I think of our little home preschool. Especially when I remember that just 5 years ago, I had no clue how to start a preschool. Seriously!
I was a single mom, newly divorced, with 3 kids. And I was just weeks away from being broke. I thought my only option was to go to work and put my kids in daycare, or start a daycare of my own. As you can imagine, I was a nervous wreck.
Finally, this idea came to me: “Why don’t you START a preschool instead?”
I couldn’t believe it. Was it really that obvious? All I had to do was the opposite of everything I disliked about the idea of starting my own daycare.
I wouldn’t have to change diapers. Instead, I’d only teach 3 to 5-year-olds. I wouldn’t work all day long. Instead, I’d only teach for a few hours each day. Best of all, I’d be able to teach and play with my kids… and I’d get paid to do it!
Starting My Own Preschool
But within several weeks I made a lot of mistakes. Wasted a lot of time. And spent a lot of money. Why, you ask?
Because I had no “manual” to follow. No “checklist” to mark off. No one to hold my hand and tell me what to do. I had to figure it all out myself. And I learned (a lot) about what to do, when to do it, and how to do it.
And that’s when I committed that no other woman would have to struggle as much as I did trying to figure out how to start a preschool. So, I vowed that I would teach women how to start a preschool.
This quickly grew into my driving force and my mission in life. I wanted every woman to know about this great option!
So while I was busy running my own preschool at home, I launched my website and set to work writing down all my thoughts, tips, and processes. I asked myself over and over, “What did you need to know when you started your preschool?” and “What mistakes did you do that you’ll never do again?”
I found that writing down my thoughts took quite a long time (after all, editing is rough!) so I started creating training videos instead. I found it easier to just sit in front of a camera and talk for 30 minutes. Before I knew it, I had 10 hours of video coaching. Then, I watched the videos and wrote our business workbook, adding in anything I had forgotten in the videos.
After that, I asked myself, “What did I wish I had back then that would have made starting a preschool so much easier?” That’s when I created our curriculum, forms, licensing guidelines, marketing strategies, and website templates — because I knew those materials would save them so much heartache in the end.
Ultimately, I wanted to make sure that they had everything they needed to make sure their preschool was a big success.
Just like I learned what not to do as I started my preschool, I also learned what not to do when I started my online business. I learned that, more than anything, your family comes first. And I had to be careful not to let my online training business take over what precious family time I had left. There were days, weeks, and even some months when I had to “tone down” the amount of training I could provide, because I needed to devote more time to my family.
Though it’s been 5 years, every day I am just as thankful for the opportunity to stay home with my kids, teach preschool, and teach other women.
For the past 5 years, Joy Anderson has been on a mission to teach other women how to start their own preschools. As a single mother to 3 children, she discovered how she could start a preschool and also provide for her 3 children while only teaching a few hours each day. She currently owns two successful preschools and also helps women create a supplemental or full-time income through starting their own preschool businesses through her training materials at StartAPreschool.com
Join the 5-Week Living & Active Fitness Challenge
Clare from Peak 313 is hosting a 5-Week Living & Active Fitness Challenge that begins today.
If you could use some extra fitness motivation or accountability, I encourage you to head on over and check it out. The first post is up today here.