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Reader Tips: Barnes and Noble Summer Reading Program, Bank of America “Keep the Change” Program

Barnes and Noble: Summer Reading Program – From Jenny:

If your children (Grades 1-6) reads eight books this Summer, they can earn a free book from Barnes and Noble. Details here.We did this last year with the kids. There is a list of books to choose from and both of my children were both able to find a book they enjoyed. 

Bank of America: Keep the Change – From Lena:

Bank of America offers a program called Keep the Change. It’s
where anything you spend gets rounded to the nearest dollar and that
extra change gets put into a savings account. So, if you spend $20.01,
then $0.99 would be transferred to savings.

Here’s the cool part:
For the first three months you are enrolled, Bank of America will match
what you transferred to savings. So, you get FREE MONEY just for
signing up for the service. I already banked with Bank of America, so
I don’t know if it would be worth it if you don’t already bank there,
but I thought maybe someone else could use the tip!

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  • Steph says:

    Just a comment on the Barnes and Noble one… you can do it twice a summer.

  • Cherilyn says:

    We have always banked with BOA and have been using this program for the last year. We have saved over $150 mindlessly – and we’re in line for our rebate/match check this month (they don’t match it until you’ve been in the program for a year)

  • Jen B says:

    We started this last year, and Bank of America recently put $87 into our account. You have to wait a year for it though.

  • Stepha says:

    If you have a small business and a personal account at BOA, you can open a free business checking, saving and credit line and make $120 or more. I wrote about it on my blog.

  • Kelly says:

    We just got our books from the Barnes and Noble summer reading program. The lady who worked there told us that the kids could keep reading and hand in their lists twice at each Barnes and Noble location.

  • W says:

    BOA does that 100% match up to $250 for the first 90 days. A great way to max it out is to stop at a gas station for frequent small fill-ups, and make sure your total ends in .01, whether 1.01, 3.01, 10.01, etc. Then 99c will be transfered to your savings, and BOA will match it 99c FREE! You can transfer the 99c (the orig amt, not the match) from savings back into checking, which we did on a weekly basis, since we didn’t really want our savings in their small-interest-earning acct. Be sure to read the fine print on whether you are supposed to use your card as a debit or credit card at the pump; only 1 of the 2 ways works for the transfer and match, and I am almost certain it was credit (use your debit card but without the pin) but I don’t want to steer anyone wrong. Also if I remember correctly, we got our initial 100% match in less than a year, like maybe 6-8 weeks after the 90 days ended, and then the regular 5% match was deposited on our 1 year anniversary.

  • Martha says:

    I’ve also been enrolled one year and have saved $96. I should be receiving $27 from BOA this month with the 100% match for the first three months and 5% match thereafter!

  • Kisha says:

    We have been signed up for this program for a couple of years now at I think last year we put over $500 into our daughter’s saving account from our two accounts. It’s so worth it.

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