photo by Forbes Creative
I will be getting married in the spring of next year, and, needless to say, I am very overwhelmed by the exorbitant amount of money that can be shelled out for a wedding. We have a very limited budget, and I am adamant about not going into debt to have my “dream wedding.”
While most people tell us that we’ll never be able to afford a wedding with so little money, I am determined to do so. I was hoping that you would be able to provide some tips on planning a wedding with a limited budget and ways one can be frugal without the end result looking cheap. -Angel
First off, congratulations on your upcoming wedding! Wedding planning and preparation for life as a wife is such an exciting time. Also, I’m very impressed with your desire to stay within budget and not go into debt for your wedding. Starting off a marriage with mountains of wedding debt is just plain unwise in my estimation.
I’m no wedding expert, but I have helped plan a few weddings on a budget — one of which was my own. From those experiences, I’ll share with you a few thoughts. Take them or leave them as they are useful to you in your situation:
1) Plan ahead and start looking for deals now.
We had 5 1/2 months to plan our wedding and this afforded us the necessary time to get everything we bought on sale — mostly at 50% or more off the retail price.
By planning ahead and figuring out what we needed and how much of it we needed, we were able to capitalize on the deals and sales over the months leading up to our wedding. Instead of buying everything all at once, we patiently waited until the item went on sale (which most items do over the course of a four-month period) and then we bought it at a discount.
I bought the majority of the items we needed at Hobby Lobby during their regular 50% off sales. Every week, I’d check the ad online and then check it against my list of items I needed to buy. Hobby Lobby also often offers 40% off coupons which you can print out online and use on any item which is full-price. These came in handy for those items which didn’t routinely go on sale.
We bought all of the tulle for decorating and fabric for sewing the bridesmaid’s dresses when it was on sale at 50% off or using the 40% off coupons we got in our fabric store fliers. We were able to get dozens of yards of tulle and all the fabric and notions very inexpensively this way.
2) Shop around for the best price.
Whether it’s cake decorators, florists, or photographers, don’t settle on the first one you contact. Get at least three different price quotes before making your final pick. The prices can often vary quite a bit and many of them will work with your budget if you ask them to.
I found that it was best to tell them your budget upfront. For instance, “I only have $150 to spend on personal flowers, what can you do for that?” It often surprised me what they could pull off while working with my budget!
However, do not just make your decision based on price alone. Make sure the person or company you are hiring is not only qualified for the job but that they will get it done well. Sometimes it’s worth it to pay a little more for something in order to guarantee the end result is what you want.
For supplies you need to buy, think outside the box. Don’t overlook dollar stores, overstock stores (such as BigLots) or online websites. I found that a number of things were less expensive if I ordered them online — even when paying shipping and handling — than I could find in any of our local stores.
photo by sifu renka
3) Put your money where it matters to you.
Just because someone else thinks it’s important you have a stunning dress or an elaborate cake, doesn’t mean you need to. Focus on what is most important to you and invest the most time and money there.
Since I’m a minimalist by nature, many of the traditional wedding things didn’t matter to me. And Jesse’s the same way. We didn’t particularly care whether we had hundreds of incredible wedding photos, we just wanted to have a few pictures of us and our families on our wedding day. So, with this in mind, we chose one of the least-expensive photography services we found whose personalities and photography work we liked.
On the other hand, having fresh and beautifully-arranged personal flowers, were more important to me, and so we spent a bit more there (even though it was still quite inexpensive by most people’s standards!).
4) Keep it simple.
As I alluded to above, I like to keep things simple. I like things to be efficient and streamlined and organized. And our wedding was no different. We cut costs in a lot of ways because of this. Just a few examples:
::I wore my mom’s wedding dress. No, it wasn’t any incredible dress and yes, it was dated, but it fit and it was special for me to be able to wear. Best of all, we saved a chunk of money and headache by me doing so.
::We didn’t have a flower girl or ring-bearer. I know some people think these are absolute essentials, but since I didn’t have any little nieces and nephews to fill the part, we decided to just skip this altogether.
::Instead of a fancy multiple-tiered cake, we opted for sheet cakes and a simple little two-tiered cake for the center of the table. Sheet cakes are much less expensive and since the cakes are going to be consumed anyway, I figured people wouldn’t care whether they came from a fancy multi-tiered cake or a simple sheet cake. Honestly, I don’t think anyone even noticed!
::We only had a cake reception. I know in some parts of the country, only having a cake reception is like a travesty, but in the Midwest it’s quite common and much more frugal than serving a big dinner to all your guests.
::We kept our wedding party small. Simple is good, remember? We were actually going to just have one attendant each, but we changed our minds halfway through in order to include our younger sisters as bridesmaids. As a result, we had three attendants each.
::My sister made the three bridesmaid’s dresses. By doing this, we were able to get all three dresses for less than $100 total–which is often the cost of just one bridesmaid dress.
5) Borrow things from others.
My philosophy: if you’re only going to use it for one day, why go out and buy it if you know someone else you can borrow it from?
We borrowed a number of things for our wedding — many of which were actually offered to us and we gladly accepted. Some friends of ours had recently married off two of their daughters, and had had very large weddings for both. They asked if we wanted to borrow any of the leftover decorations and tulle they had from those weddings and that’s where the majority of our decorating supplies for the reception hall and the sanctuary came from. It saved us another big chunk of money and no one could tell they were “recycled.”
6) Utilize friends and family.
If you know someone who is great at decorating cakes, arranging flowers or photography, don’t hesitate to ask them if they might be willing to help out with your wedding. Likely you could work out a great deal this way and save a bundle of money in the process.
Just be sure ahead of time that whoever you ask really and truly is experienced in the area and not just someone who hasn’t much of a clue but generously offered anyway. You don’t want to create a huge headache if the supposedly “wonderful cake decorator” who is also your aunt ends up ruining half of the cakes while attempting to decorating them the morning of the wedding.
Those are just a few of my thoughts on the subject of planning a wedding on a budget. I’d love to hear from the rest of you who have experience in this area. Any words of wisdom or practical ideas for Angel or others who are in the midst of wedding planning right now?
Subscribe for free email updates from Money Saving Mom® and get my Guide to Freezer Cooking for free!