Have you struggled to make a budget work for you? Do you wish you could set up and actually stick with a budget? Are you hoping that 2017 will be the year you actually figure out how to make budgeting work for you?
For my friend Jessi Fearon of The Budget Mama, facing the fear of needing to file for bankruptcy was the catalyst in her life changing decision to finally get her budget on track. I’ll let her tell her story…
At 21 years old, I was facing an eviction notice on my door and having to file for bankruptcy. I was flat broke, but you would have never known that by looking at me. In fact, not even my own parents knew how broke I really was because on the outside, I had a brand new sports, a luxury apartment, and a designer wardrobe.
All on an Administrative Assistant’s salary of about $18,000 a year.
I looked like I had it all, but in reality I had nothing. Despite growing up in a home where budgeting was made a priority I decided that I knew better than my mama’s wisdom and figured that budgeting was just for broke people.
It was budgeting that saved my life – literally. When I realized the severity of my situation, I finally made the decision to sit down and write out a budget like my mom had taught me.
It wasn’t easy, but by accepting responsibility for my money mistakes I was able to pay off all that debt and start breathing again.
Finally getting my budget on track was not easy and is still a continued work in progress, but through trial and error, my family and I now have a working budget. I can tell everyone with confidence that budgeting has saved my life.
This Thursday afternoon at 1 p.m. CT (2 p.m. EST), Crystal and I will be offering a free live workshop: Budgeting for Real Life: 3 Methods to Improve Your Budget Overnight.
We’ll teach you:
- How to overcome your fear of budgeting and how to get started right away.
- How to make sticking to a budget possible. (Yes! It’s possible!)
- How to avoid having to record a million and one transactions every month.
It doesn’t matter what stage of life you’re in, everyone needs a budget. I want to share with you my quick tips to a successful budget!
We are so excited to help you get started on your budgeting journey! See you there!
Note: If you can’t make it to the live class, register anyway and we’ll send you a link to replay after the class is finished.
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