31 Ways to Earn Extra Cash Before Christmas

We’ve talked about a lot of ways to earn extra cash before Christmas in this series. Many of you have written in and shared stories via email how you’ve implemented the ideas successfully! That makes me so happy to hear!

Before we close off this series, though, I wanted to end by talking about the flipside of earning extra cash. Because it is even more important than earning extra cash when you have a strapped budget.

The Flipside: Managing the Money You Already Have

If you earn more money, but you don’t manage it well, your bottom line isn’t going to change. Instead, you’ll just end up spending more than you used to — and no financial traction will be gained.

If you’re struggling financially, can I encourage you to first focus on getting on a written budget and maximizing the mileage of the money you already have before you go out and try to make more money? Not only will this help you to achieve better financial traction if your income increases, but you might find out that you don’t need a pay increase in the first place — you just need to manage what you already have!

The Best Way to Save Money: Stop Spending It

I’ve got a surefire, proven method to help you save more money. This method has been concocted from years of my own personal experience and years of observing other people’s money management.

It’s very simple: Just. Stop. Spending. It.

It works every time. :)

Yes, you definitely need to spend money on necessities like making sure everyone has warm clothes to wear, food in their bellies, and a roof over their heads. But beyond that, there’s very little that we actually need to survive.

There are many things that make survival more comfortable or enjoyable, but when we boil it down, many of these things would be considered incredible extravagances to most of the world.

Our culture is constantly sending us messages that we “need” this or that. Tune out those messages and train yourself to focus on the blessings you already have. Buying more stuff might give you short-term enjoyment, but it will never satisfy you long-term.

Two Things to Do Before Trying to Increase Your Income

If you’re feeling financially strapped this Christmas, make sure you’re already doing these two things before you put time and energy into increasing your income:

1) Commit to getting on a budget and sticking with it. It’ll be the best Christmas present you’ve ever given yourself and your family.

2) Be content with what you already have. “Gratitude turns what we have into enough.”

I’ll be posting a lot of the best deals I find this weekend to help you save money on Christmas presents, but I want you to keep these things in mind before you buy anything. Evaluate every purchase to make sure it’s a good deal for you and your gift recipient. Don’t buy something if you’re not completely sure that it’s going to work or if it’s not in the budget, okay?

photo credit

Welcome to our series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash over the next few weeks for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

We’ve talked about a lot of ways to earn extra cash before Christmas in this series, but I wanted to also include a post in this series with some ideas of ways to get Christmas gifts for free.

1. Recyclebank

Complete quizzes, watch videos, and more on Recyclebank to earn points. You can use these points to earn high-value coupons, magazine subscriptions, and gift cards.

There are typically opportunities to earn at least 200 to 400 points each month, meaning you could earn at least a gift card or two each year. You could also request magazine subscriptions for people who live in your home (at this time, it doesn’t appear like you can have subscriptions sent to addresses other than your own).

2. Mailbox Freebies

Sign up for the mailbox freebies that I post and some of these might work for a stocking stuffer or to make a fun gift basket for someone! There are free bath & beauty products, free hair products, free tea/coffee/cappuccino samples, and sometimes even free gift cards!

3. Swagbucks

I’ve already blogged about Swagbucks in this series, but I wanted to plug it again here as it’s an excellent way to earn free gift cards for just a little bit of effort each day. If you’ve not signed up for Swagbucks, go find out all about it here.

4. MyPoints

You can earn points by reading emails, playing games, searching the web, or taking surveys through MyPoints. Cash in your points for free gift cards and more! Just by doing simple exercises each day, you should easily be able to earn at least a few gift cards each year.

5. Coupon/Drugstore Freebies

So many of the freebies that you can pick up by playing the drugstore game or using coupons could be turned into gift baskets or stocking stuffers.

6. Blog Giveaways

Liz emailed in and said: “I earn Christmas gifts by entering blog contests daily. I shoot for one hour a day, usually at night when watching tv. I follow about 100 blogs through email and they usually do giveaways weekly. I have won gift cards to grocery stores, lots of kids’ dvds, toys, body washes, free coupons, etc. I enter contests for pretty much everything. You never know when you will need an infant gift, toddler gift, or gift for your mother.”

Read more about how to save money on Christmas gifts by entering contests.

7. Pampers Gifts to Grow

Lori emailed in and said: “This isn’t earning cash, but it helps me fulfill my Christmas list without costing anything out of my budget at all! I just enter all the free Pampers Gift to Grow points throughout the year and cash them in for some gift cards at Christmas. This year, I got two $10 Applebees gift cards. I’ll be able to cross two people off my list with no money out of pocket.”

8. Kellogg’s Family Rewards

Have you signed up for Kellogg’s Family Rewards? You can earn points by inputting the codes from Kellogg’s products or by using the free coupon codes they are regularly releasing. You can use this points toward high-value coupons, magazines, toys, and other rewards.

9. Nielsen Homescan

If you are accepted as a panel member with Nielsen Home Scan, you will be sent a small hand-held scanner and will scan all the bar codes of everything you purchase. Once a week, you’ll transmit this information to Nielsen and you’ll earn points that can be redeemed for a variety of items from the Nielsen Gift Catalog.

If you get started on some of these things now, you should be in good shape for Christmas next year!

What creative ideas do you have for earning free Christmas gifts? I’d love to hear your ideas!

photo from BigStock

Welcome to our series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash over the next few weeks for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest post by Carrie Hurst at My Favorite Finds

For about four years, I have been cleaning out my closet every season with the goal of taking items to our local consignment shop. At first, I thought it was cool that I could go in there with a lot of stuff I didn’t want, maybe make a little bit of money and they would donate for me what wouldn’t sell. It was a win-win situation.

Within the last two years or so, I’ve become more serious and focused on what I take to our local consignment shop or our local kid’s consignment sale and what I donate so that I can get the best value for my time and money. Here are some ideas if you are considering consignment:

Always be sorting your clothes.

I sort our clothes (kids and adults) in three ways: a) To sell b) to donate and c) to throw out. I don’t wait until the end or beginning of a season to sort clothes into the above three categories; I do this on an ongoing basis.

I am also fairly realistic with my clothes. If I haven’t worn it at all that season or if it doesn’t fit right, I don’t keep it.

Be organized about it.

I keep a bin in my daughter’s room for things which will go to the yearly consignment sale. Anytime the kids outgrow something, or it is out of season, it goes in the bin if it’s able to be sold.

I keep a garbage bag or a big shopping bag in the laundry room for the clothes I donate to our local thrift shop. Finally, I also keep a storage bin in the laundry room for the adult clothes that I take to the consignment store.

Be loyal to one or two stores.

When I walk into Worth Repeating, the local adult consignment shop I sell my extra clothes to, the lovely ladies there know me by name. They also know that I want to know what my store credit is, and they know that I’ll probably saunter through the kids’ section and probably find something. I love that.

I am also signed up for their email list and their Facebook page. That way, I know for sure when they are taking items. Since I typically have a few things sorted and ready to go, I can easily take them with me and drop them off at Worth Repeating when I’m out driving.

Buy new with resale in mind.

If I’m going to make an investment in my clothes, I’m going to get my money’s worth. That also means that when I buy something, I consider the brand and quality of the item because chances are, it’ll end up at the consignment shop in a few seasons.

This is especially true of my kids’ clothes. I have learned that the brands such as Carter’s, Gymboree, GAP, Children’s Place, etc., not only yield more at the consignment shop, they also sell faster. That doesn’t mean I pay full price at these stores — I shopped at the Children’s Place last summer and bought a few things for my daughter during their Monster Sale for $0.99. I am sure that I can easily sell those items and gain $3 at least at Worth Repeating.

Also, I don’t take the tags off of something until I know for sure my children or I am going to wear it. Clothes with tags attached yield more because they are “brand new”.

Inspect your items before taking them in.

I consider if I would buy the item or not. I make sure the zippers work, the buttons are buttoned and that most of the clothes are on hangers. Not only is the consignment shop trying to make a profit, but so am I. The better condition the clothes are in, the higher they’ll price the item, making it more profit for me.

Be realistic about your profit.

I don’t consign my items to make additional income. If I get a month’s worth of weekly Starbucks visits out of the deal, I’m happy.

I don’t like having or going to garage sales — so I have the ladies at Worth Repeating do the job for me! Thankfully, they’re honest and will tell me what will sell and what won’t and I have learned to be okay with that.

I will call them about every two weeks and ask what my store credit is. Sometimes it’s $12, sometimes it’s $30. It just varies.

Take your seasonal items in as soon as you know they are accepting them.

When I get an email or see on Facebook that Worth Repeating is accepting items for the upcoming season, I’ll be ready within a few days to drop the bulk of my items off. I consider the fact that my items could spend a few days to possibly a week — depending how much they have to sort through and price — in the back room before it reaches the floor.

I want to get it there ASAP so that they can get it out and hopefully it can sell soon. They are on a 90-day consignment. So, after 30/60/90 days, the price is reduced.

If I take a lot of summer items in mid July — even though they’re still accepting them — more than likely I’ll get them back because they didn’t sell. Ninety days from mid-July is mid-October. By then, my items could be supremely discounted and people aren’t shopping for summer clothes anymore.

What will happen to your items that don’t sell?

At Worth Repeating, they’ll either donate them to a worthy local cause, or they’ll give them back to you. I decide based on the group of items I have dropped off if I want them donated or returned.

Most of the time, I have the kids’ clothes returned so I can possibly sell them at the local consignment sale. I usually have the adult clothes donated.

I figure that if I didn’t want to wear it so much that I was hoping to consign it, or if it didn’t fit, I don’t want it back. But since I have a possibility of selling the kids’ clothes at the consignment sale or at the consignment store the next season, I go ahead and take them back to hopefully sell later.

Store your items neatly at the end of the season.

As I weed out what my children will be able to wear next fall/winter, I store the out-of-season clothes in plastic bins with lids. I wash, dry and neatly fold their clothes that are going to the consignment shop next fall and put them in a stack in the basement.

I won’t remember what’s in those containers two weeks from now, let alone next fall. So, I make sure they are folded and ready to go when the season rolls around to take them to the shop.

My name is Carrie. I am a pastor’s wife, mom to twin boys and an 18-month-old daughter. I also work full-time outside of our home. I love to find ways to save money, be a better parent and a better Christian example to others. I’ve been a MSM reader/follower for over a year, and I’ve learned so much. If you have a chance, I’d love for you to visit my blog, My Favorite Finds.

Welcome to our series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next two months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest post by Mary

One easy way to earn an income is donating plasma. Now, before you all say “EWW!” and stop reading, hear me out…

Yes, I realize that plasma collection centers don’t always have the best reputations. And, for some of them, this reputation is rightfully earned. However, most of them (like the one I work at, for example) certainly do not fall in to this category.

Our donor population, for example, is made up of mostly college students, soldiers, and locals who are simply looking for a way to put extra cash in their pocket while doing something that helps people.

Here are a few things you should know if you are interested in earning a little more money in this way.

It is a perfectly safe process.

Plasma donation is highly regulated by the FDA, as well as several other agencies. (Many of our medical staff employees have told us that we have more regulations than hospitals they have worked at).

When you donate, you only come in contact with sterile supplies. All lancets, sample collecting tools, and supplies for our machines are brand new and thrown away after each use, eliminating any possibility of transmission of a disease.

Now, that being said, there are some people who aren’t not suitable for donating due to health reasons. This is why every donor goes through a screening and physical process consisting of medical history, examination, and testing of a sample of blood.

And, for this reason, it is crucial that you are fully honest with the employees so they can be sure you are a suitable candidate. Also, each center is overseen by a licensed physician and there is always a nurse on site.

You are saving lives.

I mean this quite literally. Plasma is filled with proteins and clotting factors. These can be used to help people with primary immune deficiencies, certain protein deficiencies, clotting disorders, burn victims, babies born with hemolytic disease of the newborn, shock victims, and the list goes on and on.

For most of these conditions, there is absolutely no synthetic substitute for plasma, which is why it is in such demand — these people would either die or have a significantly reduced quality of life without these donations.

The money you earn is worth it.

You go through a screening process and then sit in a bed while you read, watch a movie, or surf the Internet for about an hour and get paid for it. The amount you earn per donation varies by location, company, and the weight of the donor, but our center pays anywhere from $20-$50 per donation, and you can do this twice a week! That is quite a chunk of change in your pocket!

Yes, I know this incoming earning ideas isn’t for everyone; but I really encourage you think beyond rumors you have heard about the process and check it out for yourself, for your own good and for the sake of the people you could be helping.

If you are interested, find a plasma center in your area and check it out.

Because plasma centers are run by separate companies, there is no one good way to find a center in your area. But, if you just run a google search “plasma center in (your town)” you should be able to find one easily if there is one around you.

Welcome to our 31 Ways to Earn Extra Cash Before Christmas series. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next two months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest Post by Carrie from SpringsBargains.com and DenverBargins.com

Have you been to Craigslist? It’s like the ultimate online garage sale! We’ve used it for several years now and have bought and sold pretty extensively. It’s a great way to make a few extra bucks and de-clutter at the same time.

In all the transactions we’ve done, I’ve learned a few tips on selling that I hope are helpful to you:

1. Post good photos.

Use a “real” digital camera, not your phone or otherwise poor quality camera. A fuzzy photo makes people wonder what you are trying to hide, even if you’re not trying to hide anything!

Take several different photos (the maximum is four) from various angles. I can’t tell you how many times I’ve seen a horizontal photo and a vertical photo taken from the exact same angle.

2. Write an accurate description and price accordingly.

Your leather couch that your dog has chewed on is not going to go for the same price other leather couches without teeth marks are going for.

Disclose any flaws that you know of. Don’t say, “I paid $1,000 for it 5 years ago and I only want $750!”

If you think you can get that great of return on something you’ve used for 5 years, please don’t say how much you paid for it. In my opinion, it is rarely a good idea to quote the original price. It can almost always be used against you.

3. Note what area of town you are in.

There is a place on the form to do this. Are you north, south, east, west? What neighborhood? “Rockrimmon” gives a lot more information than “West Colorado Springs.”

And by the way, everyone else in the world is not a zip code geek like you so putting only your zip code down is silly because very few people are going to know what part of town that is!

4. Be ready to respond to inquiries.

It should be obvious that you should not leave on vacation an hour after posting your ad. But you may post it and be gone for a few hours. In that case, it’s not a bad idea to include your phone number. If you’re not going to be able to check your email for some reason, include your phone number.

5. Don’t waste time on difficult prospective buyers.

If your item is in high demand, you will often get ten or more emails in the first hour or two. If someone is already trying to ask for a lower price, or wants to know a hundred things more about it, I don’t waste time on them unless they are the only inquiry.

Although it is considered courteous to offer the item on a first-come, first-served basis, if there are more than a few responses I usually skip over anyone who gives any indication they will be difficult to work with, such as wanting a discount before seeing the item, difficulty in arranging a time to pick up the item, or asking a myriad of questions that are irrelevant for a used item that’s being sold for a fair price.

6. Specify when you want to get rid of it.

We had over 25 inquiries the Sunday afternoon we posted an ad for a mattress. I promised it to the first person I emailed, and they were going to pick it up that night. They called later and wanted to know if they could pick it up the next day, which was fine but then they didn’t show up.

We were finally able to sell it to someone else on Monday, but it was maddening to sit at home thinking someone is going to come by our house to buy something and then they don’t show. We started putting something like: “The first person who’s able to come get it by tonight gets dibs!” on the ad to prevent something like that from happening again.

7. Save your “back-up buyers” emails.

Sometimes you will have someone not show up, or cancel, or decide they don’t want it. In that case, you could post it again, or if you’ve saved the emails other people sent, you can just email them all directly and and re-offer it to them. If the item has already been promised to someone but hasn’t been picked up yet, I will usually email any further inquiries and tell them it’s pending pick up, but that if there is a no-show or something I will email them back.

8. Meet at a location other than your home.

There are two reasons for this. One, you never know what kind of person is going to show up to buy the baby crib you’re selling. Two, it is easier to tell someone to meet you at the McDonald’s at a certain intersection than to give them directions to your house. Be sure to pick a place that is convenient for you.

9. Follow the rules and be courteous.

If your item doesn’t sell, re-post it according to the guidelines. If you’ve posted it twice with no response, it probably means no one wants it or you are asking too much.

As a buyer, it gets really annoying to see the same exact postings get posted every couple of days with no change–no new pictures, same description, no price adjustments. I have seem people post the same thing every day for a month, and I have to wonder if they really want to sell it or if they just like posting stuff!

Carrie Isaac blogs about deals in Colorado Springs at SpringsBargains.com and deals in Denver at DenverBargains.com.

Welcome to October’s series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next three months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest post from Lindsey of Faithful Homemaking

A couple of years ago, an acquaintance called me and asked if I would like to take her cleaning job while she was in the South for the winter. I hadn’t cleaned professionally before, so I didn’t know what to expect. But once I started, I quickly found that cleaning can be a wonderful way to earn extra money.

Since then I have acquired three more cleaning jobs and have passed a few others on to my friends.

How to get started:

Talk to someone you know who cleans office buildings or homes. See if they have any jobs they can refer to you. If you aren’t able to clean regularly but need a little extra money, perhaps they would let you sub for them when they are sick or on vacation.

If you don’t know anyone in the cleaning business, make ads and flyers and pass them out to friends, neighbors, and local businesses.

Purchase some supplies:

Office buildings usually stock the cleaning supplies, but my residential clients prefer that I bring my own. I look for BOGO sales and coupon deals on cleaning solutions and stock up.

I make sure to have clorox wipes, clean rags, toilet bowl cleaner, Dr. Bronner’s soap, glass and window spray, bathroom cleaner, and disinfectant spray on hand. I also carry a little bucket for mopping and my Norwex cloths, which I LOVE!

Also, there’s no need to spend a fortune on cleaning tools.  I use my faithful old Dirt Devil vacuum that I’ve owned for 10 years and it works great.

Hone your cleaning skills:

If I’m not sure how to clean something, I ask my fellow cleaning friends for tips or google it. I also occasionally watch cleaning videos on YouTube.

After cleaning sinks, counters, and toilets I will buff with a clean, dry cloth to make them extra-shiny. I prefer to dust with my Norwex dusting mitt and mop most floors by hand to be able to get the corners of the floor. I also try to be smart about my cleaning. If the building/home doesn’t truly need dusting every week, then one week I will dust, the next I will clean blinds.

Be choosy:

Some office cleaning jobs require that you carry insurance. Some residential homes are too filthy to handle. Some employers may expect more hours out of you than you can give or may not compensate you fairly.

Consider carefully each opportunity that comes your way. Will you have childcare during the hours you need to be cleaning? Will you be required to clean during late hours in areas that could possibly be dangerous? Will you be expected to be “on call” or will it be a set weekly time? If you have a baby keeping you up at night will you have the energy to handle even one cleaning job?

Most office jobs require that you come in when their business is not open, which means early mornings, evenings, or on weekends. Most residential clients want you to come in during daytime hours to clean when they are away at work. Figure out which option works best for your schedule. I only take jobs that allow for my husband to be home with our kids so we don’t have to pay childcare. I also don’t want to clean lonely office buildings when it’s dark out, it creeps me out!

How much to charge?

You don’t want to charge too low and be taken advantage of. After all, cleaning is hard work, it takes a lot of energy, and you are giving of your time to do it. But neither do you want to charge too high and lose all your possible-clients to other cleaners who charge less.

Figure out what the going rate is in your area. In my area people will pay at least $20 an hour. Office jobs generally pay $25-$30 an hour. Some businesses prefer to pay by the job. This is really nice because if you are motivated and fast you can get even more money per hour.

My friend, who also cleans, takes her teenage son with her and he helps gather all of the garbages. So she is able to do a 3 hour job in 2.5 hours and make really good money to help feed her 3 teen boys! Cleaning provides an excellent wage considering the flexible hours and the fact that you don’t need a college degree to do it!

If you are committed to excellence in your work, the jobs will continue flowing in via word-of-mouth recommendations. At this point I work 3-4.5 hours a week and bring in $60-$95 per week.

The kids get to spend time with Daddy while I’m gone and that little bit of extra money helps our tight budget out so much! I also enjoy being able to get out of the house and listen to music or have some quiet time while I clean.

Lindsey Swinborne is a homeschooling mom of four who lives in Wyoming.  She loves photography and is thankful for her cleaning jobs which helped her fulfill her dream of having a DSLR camera.  She blogs at Faithful Homemaking.

photo source

Welcome to October’s series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next two months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest post from Amy of Gabriel’s Good Tidings

Many of us can walk through our homes and find items to sell on Amazon, Ebay, or Craigslist, and we’ve read some excellent posts about how to make extra money from such items. However, if you are creative or have an eye for vintage items, consider selling on Etsy.

What can I sell?

Although I didn’t truly start selling until 2010, I have been a member of the Etsy community since 2006. Etsy requires all items to fall into one of three categories: handmade, vintage, or supplies.

  • Handmade  = obviously any item handmade by you, but it can also include digital items such as printables, website enhancements, etc
  • Vintage = must be at least 20 years old. I’ve had good luck selling vintage clothing, fabric, sewing supplies, and books.
  • Supplies = anything you would use to make something. This includes fabric, paper crafting tools, patterns, beads, etc.

I have successfully sold items in all three of these categories, but primarily focus on the handmade items.

Let’s say you have a creative bone (or two!) in your body. Think about items you’ve made in the past. What have friends requested from you for birthdays, weddings, new babies, or holidays? Are family members asking you to make them a gift instead of purchasing one? Consider making several of these items and listing them on Etsy.

Perhaps you have an eye for vintage items. Maybe you love going to estate sales and finding vintage clothing. By replacing a button or repairing a frayed hem, you could list items on Etsy in the vintage section and see a large return on investment.

When my husband’s great-grandmother passed away, we inherited a house full of vintage goodies. While I kept some sentimental items for our family, many of the items were sold in the vintage section of my Etsy shop.

Or maybe, as you’ve been cleaning your home, you’ve found some crafting supplies that are no longer being used. List them on Etsy and pass them on to someone who will bring new life to the items.

How do I sell?

Once you’ve chosen a product to sell on Etsy, set up a shop. Etsy allows each seller to have their own shop name, which correlates with a web address that allows others to type in the search bar of their browser. For example, my shop name is Gabriel’s Good Tidings, and my Etsy address is gabrielsgoodtidings.etsy.com.

I highly recommended designing or purchasing a logo for your shop as this will help familiarize others with your brand, but it is not mandatory for selling on Etsy. I would also encourage a Facebook page for your Etsy shop, as many of your Facebook friends will be interested to learn about your shop. Having a Facebook page has increased my sales and traffic tremendously. Etsy’s seller handbook and help section are outstanding resources to both the new and experienced seller.

To list an item on Etsy, it will cost $0.20. When the item sells, Etsy will charge 3.5% of the selling price. Payments are accepted by PayPal or by direct checkout (selected shops only). Listing on Etsy is easy and quick — I find it much faster than Ebay.

Photos are essential, and each listing is allowed up to five photos. Quality photos will boost sales quickly, and will likely get your items featured in a Treasury or on Etsy’s home page. Make sure to minimize background items, have good lighting, and portray accurate colors.

In the item description, write freely as if you were in a store, describing this item to someone on the phone. Give as many details as possible. Help buyers understand why this item is useful to them. Share a story behind the item.

4 Tips to Increase Your Sales on Etsy

1. Think Seasonally

Make sure that your shop follows the seasons. Although Etsy purchases can be made worldwide, 90% of my purchases are in the USA. Therefore, my accessories and clothing items follow the North American seasons.

I list leg warmers in August when the weather starts to cool off (in some parts of the country!). I list reusable snack bags in July, when back-to-school season is in full swing. I make sure to always have enough items in October and November for the holidays.

2. Keep Your Store Stocked

The biggest lesson I have learned about Etsy is to keep your store filled. The more items you have, the more you will sell.

I try to keep my shop at 100 items, and when I do, I consistently sell 10 or so items per week. When I let my inventory drop below 50, I see a major drop in sales. When others ask me the secret to selling on Etsy, I respond with this tip: Stock equals sales.

3. Price Your Items Fairly and Competitively

Etsy sellers are growing by the day, so the competition is steep. Make sure your items are not only high quality, accurately described, and include clear photos; but also make your prices reasonable and competitive.

Research similar items and how they are selling. You don’t have to be the cheapest item in a category, but a sale will be more likely if you aren’t the priciest item. Make sure your customers know that they can purchase with confidence from your store because you will provide outstanding customer service and high quality items.

4. Add Personal Touches to Your Packages

When you shop at Target, you expect the cashier to put your items in a white plastic bag. In the same way, shoppers expect a handmade item to be packaged nicely.

I wrap items in glitter tissue paper and include a personal note with each order. I’ll say something like, “Thanks for purchasing this clutch, Suzy. I hope it makes your next evening on the town extra special.” 

I also always include two business cards — one to keep and one to share. Adding these personal touches help customers to connect with your shop, and makes them likely to purchase from you again!

How much will I make?

I can’t say that you will make a full-time income on Etsy, but I can’t say you won’t either. There are certainly sellers who have thousands of sales per year and support their families from Etsy alone.

But for most of us, it’s a nice supplemental income that helps to pay for Christmas or other savings goals. I was recently able to pay cash for a kitchen update thanks in part to my Etsy sales. I have also purchased a new sewing machine from Etsy sales.

While many readers of this blog get a “coupon high” when they see a receipt that shows 75% (or more!) savings, I get an “Etsy high” when my phone makes a “cha-ching” sound and I know that means another Etsy sale!

Between loads of laundry and dirty dishes, Amy can be found at her sewing machine creating items for her Etsy shop. She loves her husband, her two kids, being a nurse, and of course, selling on Etsy. Find her in the blogging world at Gabriel’s Good Tidings, or at her Etsy shop.

Welcome to October’s series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next two months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest post from Alaina of Telecommuting Mommies

Are you interested in getting paid to share your knowledge? There are sites that will pay you for your answers to user’s questions. You won’t get rich, but with the holidays right around the corner, you could earn some extra cash by signing up with these sites below.

Who Can Qualify For This?

Anyone can qualify to make money answering questions online — as long as you have a computer, an internet connection, and are at least 18. Some sites only hire within the U.S., others hire in other countries as well. A few of these sites have an application process, while others just ask that you fill out a profile and sign up.

If you are particularly knowledgeable in a subject such as car repairs, some of these sites can help you put that knowledge to work. Other sites don’t require that you be particularly knowledgeable about a subject if you can research it quickly online.

Finding answers to most questions is easy if you know which sources to trust online for reliable information and can then summarize that information quickly  for someone.

How Does This Work?

This varies depending on which site you decide to sign up with. Some sites have users post questions and they are then notified once answers are posted. This means that you can log on, check to see what questions interest you, and decide if you want to answer them.

Other sites such as ChaCha and KGB, where the answers are coming in from text messages, the questions must be answered right away. They do not require you to sign up for shifts, and you can hop on at any time.

What Companies Pay to Answer Questions?

1. Just Answer

This website hires experts in certain areas including law, home improvement, health, tech support and others. Check out the list of categories and see if you are an expert in one of these areas. Then, fill out an application, have your credentials verified, and start getting paid to answer questions.

Questions are not answered in real time but users post a question along with a price they are willing to pay for that answer. Questions may be priced from $5 to around $20. You only get 25% of the price being offered when you first start, but you can move up from there to 50%.

Once your answer is accepted, the money goes in to your account. The minimum payout threshold is $20 and they pay via Paypal.

2. Student of Fortune

This site is a combination of online tutoring and a question/answer site. Users post an academic or technical problem they need help with and how much they are willing to pay for that help. A preview of your tutorial will appear along with your price. When it is chosen, you get paid around 80% of what the user pays.

The downside is that you could write something, not be picked and not make any money. The upside is that once your tutorial us uploaded to the site, they keep it there and will show it for future questions. You have the ability to continue earning for a long time off of one tutorial.

3. ChaCha

ChaCha is a mobile texting service where users can text a question and ChaCha guides answer them (also via text message.) Guides are paid for every answer that is given. If you are 18 or over and eligible to work in the U.S. then you can apply to be a guide.

The pay is very minimal and has dropped significantly since they first started. Some might say it’s not worth the time, but if you are sitting on the couch watching TV and surfing the net, you could a little bit of money by answering a few questions now and then. Answers are given in real time so you have to attempt to find the answer as quickly as possible.

4. WebAnswers

This website is set up a little differently. Anyone can sign up and there is no application process — so you can sign up and start answering questions right away. You must answer 50 questions, however, before you become eligible to start earning anything. After that you are required to sign up for a Google Adsense account.

You can earn money several different ways. When your answer is chosen as the “Best Answer” you start earning advertising royalties on that question/answer thread. WebAnswers is also temporarily running a trial where it pays for you to ask questions as well. Your advertising is also displayed on other pages, not just on your questions and answers, and you earn on that as well.

5. KGB

KGB stands for “knowledge” — and it’s also the number you need to text message your questions to (KGBKGB = 542542). This service is very similar to ChaCha, and is also a two-way mobile texting service where users ask questions and agents provide the answers in real time. They pay $0.10  for each response that you answer and $0.05 for each response that you give where their database automatically populates the answer and you send it along.

You must pass a test to show your abilities to find an answer quickly online. Also, some of the content coming in through the text messages may be crude or inappropriate. Agents are not required to answer these questions but it is something to be aware of.

Have you worked for any of these question/answer sites before? If so, tell us about your experiences!

Alaina shares her twelve years of work-from-home experience at her blog Telecommuting Mommies. She also opens up her personal life as a homeschooling, blogging, work at home Mom of four at The Maestro Mom.

Welcome to October’s series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next two months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest post from Sara of Omaha Moms

As a single parent and work-from-home mom, I can definitely attest to the benefits of working freelance with outsourcing sites such as oDesk. When I first had my daughter and my then-husband and I were trying to work out finances after our business collapsed, I stumbled across several freelancing sites such as eLance.com, Guru.com, and oDesk.com.

After creating profiles on each, I snagged my first job on oDesk within 24 hours, and have never looked back!

What is oDesk?

oDesk is a site that allows companies and individuals to post a job listing for something that can be done through telecommuting. It could be the development of an iPhone app, a request for blog postings, or a desire to have someone transcribe a few audio files.

Then, contractors (the individuals wanting to work) are able to apply for these positions, interview for them, and complete them if hired for an agreed-upon amount of money. Some jobs are fixed price, while others are hourly.

oDesk gets a cut of the pay as their commission, and both contractor and employer have the ability to leave feedback — similar to that of eBay’s feedback system.

How can I get started with oDesk?

The key to getting started working on oDesk is to have a complete and enticing profile. When you’re just getting started, be sure to complete all of the information on your profile. Add an appropriate photo of yourself, fill out your employment history and work background, and upload a few samples of your past work.

There are so many avenues on oDesk that you can take. You can be a writer, a programmer, a desktop publisher, a graphic designer, or even voice talent. Providing samples of your work can give future employers a chance to view your work and determine if you have the abilities to handle their project or not. No one will want to hire someone that touts their amazing writing abilities but doesn’t have a single piece of work to prove it!

It is also a good idea to take several of their tests. These tests are taken online in your free time and can help qualify you for certain positions. They can also show future employers your abilities in a more “verified” way.

How much can I make with oDesk?

The possibilities with oDesk are unlimited. However, if you really want to be a top earner on oDesk, you have to start small. So many newcomers to oDesk flood the site forums with questions such as, “Why am I not getting hired?” These individuals oftentimes have incomplete profiles, no resumes or samples, and are attempting to earn $20 an hour.

The key to getting your first job is to be realistic. Until you have developed positive rapport with a few employers on oDesk, you won’t have any feedback to fall back on. And in order to justify having the rate of $20 an hour, you need to have the positive feedback and work history to prove you’re worth it.

When you’re first starting out with oDesk, pick up a few smaller, lower priced jobs to get started. Pick a job that will take you just an hour or two to complete, something that you can turn around on the same day. Also, understand that you are competing against those who work overseas and will often be hired for much less than the average American.

Know that you will be working for less than minimum wage on your first few projects. However, if you step up to the plate and provide quality work from the very beginning, you will quickly be able to readjust your contracting wage after just a few jobs.

When I first got started, I was doing audio files for about $4 an hour. My employer was impressed with my work, left extremely positive feedback, and I was snagging better paying jobs soon after that.

Can I do this full-time?

There is the potential to make full-time income. When you start earning that positive feedback and working your way up the income ladder, you will find that you will do less job searching on oDesk. Instead of finding jobs that you are interested in doing, you will find that employers will be inviting you to their job postings instead.

You may begin to notice a steady increase in employment opportunities without even searching the job listings regularly. This is because, once you really get going, your profile, resume, and feedback will begin to speak for itself, and assist you in standing out from the crowd. You may be content working for hire for companies that need short-term projects completed, while you may also find a steady source of income through just one employer on oDesk.

With oDesk, the possibilities are endless. I have thoroughly enjoyed being able to freelance and work from home, which has allowed me the opportunity to make my own schedule in order to spend as much time as possible with my daughter.

It can be an amazing chance for stay-at-home moms and other parents to supplement their family income–or make it the only source of income for their household! I definitely suggest taking a peek at what oDesk has to offer, and encourage you to take the plunge!

Sara Haley is a freelance writer and desktop publisher who works from home with her four-year-old daughter, April. As a single mom providing the sole income for her household, she has found that freelancing online through sites such as oDesk.com gives her the ability to provide for herself and her daughter while being an active participant in her child’s life. Sara is the manager and writer for Omaha Moms and Happy Apping.

Welcome to October’s series on 31 Ways to Earn Extra Cash Before Christmas. In this series, I’m highlighting simple and legitimate ways you can earn extra cash in the next three months for those of you who could use a little extra cash to help you pay for Christmas — or just for your living expenses if you’re in a tight spot right now.

If you’ve found a great way to make extra cash before Christmas that doesn’t require an outlay of cash upfront, please email me your tip. I’d love to hear it and possibly share it during this series!

Guest post from Anna of Real Ways to Earn Money Online

If you are interested in earning some extra cash from home, you might consider getting involved with website usability testing. This type of work typically involves the use of a microphone and/or a webcam depending on the company you do it for.

Companies are willing to pay good money to have their websites tested by people like you and me to better understand what improvements could be made.

The wonderful thing about usability testing, besides the fact you can do it remotely from home, is that the pay is usually very generous for the time spent. Most usability tests take no more than 15 to 20 minutes to complete and you will typically be paid anywhere from $8 to $14 per test. The rate of course will vary depending on the company. Most usability testing sites pay within a few days or sooner after each test is completed.

Can you depend on usability testing to pay all of your bills? The short answer is no. Most of the tests will come to you via email and are on a first come, first serve basis — so you have to be quick to grab the tests before someone else does. This is why testing websites is usually no more than extra money for most people.

If testing websites sounds intriguing to you, here is a list of several companies that are often recruiting for testers:

TryMyUI - This company pays $10 per test completed with each test taking around 10 minutes to do.

User Testing - You can earn $10 per test at User Testing, paid via Paypal.

Userlytics - Userlytics will pay you $10 per test. For this site you will need both a webcam and microphone.

What Users Do - This company pays $8 per test, but they are are open worldwide (many of these companies are only open to the US).

YouEye - YouEye pays $12 per test paid via Paypal. You’ll need both a webcam and a microphone to complete the tests.

Even though the work is on a first come, first serve basis, your chances of continually earning extra money through website testing will increase if you are registered with more than one company.

The more companies you’re involved with, the more invitations you should receive!

Anna researches various online money-earning opportunities and work at home jobs. Her findings are published via her website, Real Ways to Earn Money Online.