Ask The Readers: Credit monitoring services?

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Today’s questions is from Anna:

I need to find a credit monitoring service and I was wondering if you or your readers have a particular service that stands apart from the others? -Anna

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Ask the Readers: How can I best utilize my iPhone?

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Today’s questions is from Jen:

My “not-smart” phone that I’ve had for 6 years just bit the dust and my husband bought me an iPhone. I’m wondering how people use these for meal plans, grocery lists, scheduling their days, etc.?

Not just apps to download, but using alarms, or other features, too. I really want this phone to be an effective tool that makes my life better and more efficient, not just another thing to distract me.

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Ask the Readers: Is a home warranty worth the cost?

Today’s questions is from Michele:

We are purchasing a home built in the early 80’s. Most of the appliances are more than 5 years old, but it has a new roof and new furnace.

I’m wondering if it’s worth the $400-$600 to buy a home warranty? I know that with a warranty, we might be tied to certain repair companies, be required to pay a flat fee for repair visits, and aren’t guaranteed replacements unless it’s completely unfixable. -Michele

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Ask the Readers: How can I save on college expenses?

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Today’s question is from Dorothy:

I am a married, 27-year-old who works full-time and has no kids.

I have decided that the time is right for me to go back to school and finally complete my bachelor’s degree online. I will be continuing to work full-time, as will my husband, so all of our typical expenses (rent, bills, groceries, etc.) will still be covered. However, I am worried about the cost of returning to school (tuition, books, supplies, etc.).

Do you or any of your readers have any ideas on how to keep my costs low so I will need as few student loans as possible? -Dorothy

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Ask The Readers: Tips to Transition to a Stay-At-Home-Mom

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Today’s questions is from Jessica:

I recently had my second child and left the corporate work force to stay at home with my children. Do your readers have any advice to make this transition go as smoothly as possible? I want to maximize my time with my children (2 years and 3 mo.) since I have been blessed with this opportunity.

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Ask The Readers: Frugal sack lunch ideas?

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Today’s questions is from Kim:

Do you have any suggestions for frugal lunches? My husband needs a break from PB & J, so I’m trying to find some other options. He doesn’t have access to a microwave, so leftovers aren’t an option, unfortunately. -Kim

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