A testimony from Amanda
My husband and I bought a home in July. We put 25% down and are paying double payments each month. With the help of my parents, we were able to make some improvements and spruce up the house before we moved in.
Six months later, I was sitting on the floor with my daughter when I started to smell gas. I wasn’t sure what to do, but I called my husband for advice.
He said we should call the gas company and have them come out to investigate. I opened the windows and made the call. A technician arrived in less than 30 minutes.
Our House Was a Ticking Time Bomb
Long story short, our house was a ticking time bomb. We had leaks everywhere in our pipes, they red tagged our home, and they shut off the gas to the whole house.
The diagnosis? We had to have every single inch of gas pipe in our house replaced. Not exactly what you want to hear in the middle of February when you have gas heat!
So Much for the Home Warranty
We were really stressed out it, until I remembered we had a home warranty. When I called, the agent said this would be covered. We were thanking our realtor for making us include it in the deal.
However, when they finally gave us the estimate, most of it was not covered. There was a loophole about codes that left us stuck with the bill instead of it being our insurance company’s responsibility. As a result, the work was going to cost us nearly $1300 to complete and we had no choice but to come up with the money.
Our Emergency Fund Saves the Day
This was a time that I was beyond thankful for our emergency fund. We try to save as much money as possible each and every month, but we always make sure our emergency fund is completely funded. We were able to write a check for the work and didn’t have to worry about their “special financing options”.
Now we have brand new pipes throughout our house and can sleep soundly knowing we won’t have any issues like this in the near future!
Amanda is a part-time work-at-home mom to 9-month-old Allison and wife to Christian. She enjoys loving the Lord, finding ways to cut the chemicals in her family’s life, and experimenting in the kitchen.
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