Guest post by Sarah Mae
My husband has been dreaming of having a truck since I married him nine years ago. He not only loves the idea of having a truck, but it is actually quite practical for a handyman like my man.
But alas, we had no money to spare for a truck. We shared our used van and a motorcycle my dad gave to him as a gift early in our marriage. We lived on about $300 a month for groceries for our growing family of five, and every spare penny went to paying off school loans and collecting homeschooling supplies.
Did I mention my husband cut up all my credit cards when we got married? Oh, yes he did.
Of course, he had them paid off a few months later through his diligence with our budget and not spending what we didn’t have. There were nights I begged him to order a pizza because it was so much more convenient than cooking up a meal, but he stood his ground. We didn’t have the money, period.
My husband’s vision was that if we could scrape by, save, and not spend what we didn’t have in the bank, we would one day be able to pay off debt and have the opportunity to give more. His goal has always been to be able to be generous givers, but it wasn’t going to be possible if we were in debt.
So he worked hard, and he worked overtime, and he stayed focused.
Eventually, I began to earn some money through blogging, and that money went towards books for the babes while he continued to add whatever extra he made to our savings to plan ahead for the unforeseeable.
We had $12,000 of school loan debt and it felt like we were wasting our time just putting an extra $10 towards it here and there, but over the course of the year he was able to look back and see that we were making progress. I’m telling you, the man was diligent and determined.
I’m so proud of him.
The truth is, had I been in charge of our finances (I was for a while — bad idea), we’d be sunk. I’m the spontaneous “oh, we’ll get the money” type. I’d probably have ten credit cards and piles of debt by now.
Thankfully, that man of mine stayed true to taking care of our family and providing. I love him so much for his steadfastness. Because of his focus and self-discipline, our loans were decreasing and he kept us out of additional debt.
All of this allowed me to buy him a truck!
Wait, back up the truck (funny, no?). How did I possibly have the money to buy my husband a truck in cash?
The very fact that my husband kept us out of debt and paid down our debt every step of the way paved the way for the purchase. Through blogging and writing a successful eBook that led to publishing deals, I was able to use one of my advance checks to buy him the truck (a used truck, mind you).
I never would have been able to do so if we still had debt. By this time, we had paid off our used van and school loan debt. I had the freedom to give him a very special gift, one that I had always wanted dreamed of giving him.
Not only are we out of debt except for our mortgage (that’s next!), but he has his dream work truck and we now have the freedom to give more! It’s wonderful, and I have my husband to thank.
Sarah Mae is the author of several eBooks and two soon-to-be-published books, Desperate (Thomas Nelson) and Having a Martha House the Mary Way (Tyndale). She is the owner of the community site Allume.com and the co-host of the national Christian women’s social media conference, Allume Social. Sarah Mae spends her days homemaking, home-educating, writing, reading, and drinking smoothies (now that she’s given up coffee). Her family embraces life in the beautiful Amish countryside of Pennsylvania. You can find her writing almost daily at sarahmae.com.