This easy nacho dip is a great after-school snack, BBQ side dish, holiday appetizer, or game-day treat. It’s quick to whip up using frugal ingredients, and everyone loves it!

Guest post from Brigette Shevy
We love this Layered Nacho Dip!
This is a fantastic recipe to serve as an appetizer, a “finger food,” or as part of a Mexican meal any time of the year, but I make it often for gatherings around the holidays. People always appreciate something that’s not sweet, for a change!
Our family New Year’s Eve party was a much-anticipated yearly event in our household growing! My dad always planned a bunch of silly games that he made up (let’s just say the man is pretty creative using standard household items like toilet paper and shaving cream!)
When the games were over, the snacks began. After that, we watched old home movies and did more snacking, of course!
Although my mom didn’t serve this yummy nacho dip every New Year’s Eve, she often did – and it has always been one of my favorite snacks (and forever associated with New Year’s Eve in my mind!)
This recipe has been in our family for so long, and we have made it so many times that no one know can remember where it came from. I think I can safely say that this colorful, crowd-pleasing dip will continue to be a family favorite for many more years to come.
If you’re looking for a festive, yummy treat to bring in the New Year with, this is a recipe that won’t disappoint!
Ingredients for Layered Nacho Dip
- 16 oz. can refried beans
- ½ pkg. taco seasoning (or make your own)
- 6 oz. guacamole
- 8 oz. sour cream or plain yogurt
- 1/2 cup salsa (or 2 large tomatoes, diced)
- 4 ½ oz. can black olives, (optional)
- 4 oz. can chopped green chilies (optional)
- 1 small onion, finely chopped (optional)
- 1 ½ cups shredded Cheddar or Monterey Jack cheese

How to Make Layered Nacho Dip
1. In a medium size bowl, combine refried beans and taco seasoning.
2. Spread bean mixture in a 9″ pie plat or similarly sized dish.

3. Spread guacamole over beans.

4. Spread sour cream over guacamole.

5. Top with salsa or diced tomatoes.

6. Sprinkle with optional black olives, green chilis, and onions.
7. Top with cheese.

8. Serve with nacho chips.

Easy Layered Nacho Dip
Ingredients
- 16 oz. refried beans
- ½ pkg taco seasoning
- 6 oz. guacamole
- 8 oz. sour cream or plain yogurt
- 1/2 cup salsa diced
- 4 ½ oz. black olives (optional)
- 4 oz. chopped green chilies (optional)
- 1 small onion (optional)
- 1 ½ cups shredded Cheddar or Monterey Jack cheese
Instructions
- In a medium size bowl, combine refried beans and taco seasoning.
- Spread bean mixture in a 9″ pie plat or similarly sized dish.
- Spread guacamole over beans.
- Spread sour cream over guacamole.
- Top with salsa or diced tomatoes.
- Sprinkle with optional olives, green chilies, and onions.
- Top with cheese.
- Serve with nacho chips.
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Brigette is a full-time wife and mother who is blessed with three amazing bundles of energy and another on the way. She enjoys music, experimenting in the kitchen, homeschooling her children, finding great deals, long-distance running, and anything chocolate.
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We made a batch of this for New Year’s Eve and it was delicious!!! Definitely a hit! I wanted to share a little alteration we made. Instead of the refried beans, we used some black beans that we already had cooked up and leftover in our fridge. I’m sure it would be fantastic with refried beans as well, but just wanted to share that black beans work great too. 🙂
I am so glad you liked it! And happy to know that black beans work well too. 🙂 I am all about using what you already have or need to use up! 🙂
I made something similar for a Christmas party last year but put individual servings into clear plastic ‘punch’ cups. Made a great portable dip!
Ooh – good idea!!
About 24 years ago I was to attend the Christmas party with my husband’s company, and I was to bring appetizer. All these folks were great cooks, so I was pretty scared. And we were living on a beans and rice budget- as I was unemployed and we were paying off school loans. I found a recipe similar to this in the appetizer section of “The Betty Crocker Cookbook” and made it. To my surprise, everyone raved about it all night. And for the next several years I was asked to bring it again. Great recipe!!
What a great story -thanks for sharing!
Yum! We make a similar version of this. I combine the taco seasoning and sour cream, which really boosts the flavor. Definitely one of my favorite “party foods.”
Yum! Great idea!!
I have made this every New Year’s Eve and it is always a hit!
That’s so fun to hear someone else with a similar New Year’s Eve food tradition! Great minds think alike I guess. 😉
Saw this post today and realized I had all of the ingredients on hand. Whipped up a batch and it is delicious! Thank you for posting this. The kids and husband will enjoy this tonight.
You are welcome!