Testimony from Aliesha of Feathers In Our Nest
When my husband and I were first married, we didn’t have a set grocery budget. It wasn’t until we started running into problems that we realized we needed to do something different.
There were weeks where I would spend a little too much on groceries and then we would be tight in other areas, and there were other weeks where, because money was tight, I didn’t have much (or any) money to spend on groceries until the next pay check.
My husband and I came up with a plan. Every week when he deposited his paycheck, he withdrew our weekly grocery money ($50). I placed this cash in an envelope, kept it in my wallet, and used it to buy groceries. If any was leftover, I kept it in the envelope and it rolled over to the next week.
The first few weeks were scary! What if I got up to the register and didn’t have enough cash? (Sometimes I shopped with a calculator just to make sure!) It always worked out just fine, though, and we discovered some great benefits to our new cash envelope plan!
- Instead of overspending, I now have a budget that I need to stay within, which helps me be a better steward of our family’s resources.
- Even if money is tight towards the end of the pay period, I am still able to buy groceries since we withdrew the money as soon as we got our pay check.
- I can shop at the time it is most convenient for me, not just right after pay day.
- Anytime I have extra grocery money, I can save it for the next week so I can stock up on a sale item or a great markdown.
- If I am able to skip a week of shopping (eating out of the pantry/freezer), I can save up for larger purchases, such as 50 lbs. of wheat or other bulk foods.
Currently, I have a good amount of money in our grocery cash envelope since I’ve been keeping our weekly budget significantly under $50. This will allow me to buy groceries for a big freezer cooking day and to stock up on holiday sale items (November and December are great months to buy pantry staples).
We have been using the cash envelope system for groceries successfully since January 2012!
It has worked so well that we have also started cash envelopes for several other funds and budget line items. In the near future, we hope to move to an exclusive cash envelope system for everything!
Aliesha is a stay-at-home wife and mom with three precious blessings ages three and under. Her blog home is Feathers In Our Nest, where she writes about family, ministry, food, and frugal living. Aliesha loves to read, shop thrift stores, drink coffee, and cook for her “foodie” husband.