It’s never too early to start teaching wise money management!

Teaching Wise Financial Money Management From a Young Age

I walked into our bedroom this morning and the above is what I saw.

My husband was patiently explaining to Silas how much cash to put into each of our cash envelopes and then having Silas count it out. It melted my heart to see father and son working together on our family’s finances.

Truly, I am so blessed to be married to a man who is committed to not only being wise and intentional in how we spend our money, but who is also committed to passing on money management skills to our children.

Oftentimes, people will ask us when they think you should start teaching your children about good money management. My answer? It’s never too early to start. It’s amazing what children pick up from a young age.

Talk to your children about sticking with a budget. Let them see you paying with hard-earned cash. Explain why you’re waiting to purchase something until you have enough money to pay for it.

Give them opportunities to earn and spend money. It’s never too early to teach them to be wise with their money. It’s an amazing gift to give your children that will benefit them for the rest of their lives.

And also? They can pick up some great math skills in the process!

Share This:

I Paid Cash… and You Can, Too!

new car

A testimony from Sarah from SarahTitus.com

I’m guessing that by now, you’ve read a few articles about how a family saves up to pay cash for a car. I myself always see those stories and get excited!

Maybe you get excited about the possibility of doing this yourself, but secretly think, “There’s no way I could do that. They are so much better off financially than me.”

Well, I’m here to tell you that you CAN!

You see, I’m a single stay-at-home-mom with an $18,000 per year income, and even still, I saved up $7,000 to pay cash for my new-to-me car in just one year. No loans, no financial assistance… and no welfare checks.

During the year I was saving for a car and didn’t have one to drive, a few kind people from my church sacrificially played car rotation and let me borrow theirs for a short time. It was an extremely difficult time for me, but their generosity was a huge blessing.

I was able to save for an entire year without having to pay for insurance… and after the year was up, I had a cool $7,000 to put down on a new (to me) car.

My point is simple. If I can do it, anyone can!

Don’t talk yourself out of your ability to make something happen. As the saying goes “Where’s there’s a will, there’s a way” and boy was I motivated! I didn’t have family to help me, just the kindness of a few church members and my belief that God would provide for my needs.

If you’re stuck in a place where you feel trapped, like nothing will ever change, don’t lose hope. No matter what life throws at you, you CAN make it. I stand here to inspire you, to encourage you, and to tell you that hard work goes a long way.

I believe in you… and sometimes, that’s all we really need. Just knowing someone out there truly believes in us, and I do!

You can do it! Don’t give up on your dreams of living within your means, no matter what the situation.

Sarah is a stay-at-home mom of two wonderful children. Her passion is showing other women in practical ways, how to quit the 9-5 and be able to be home with their little ones as well. From homeless to well-off, this single debt-free mom is most known for her ability to live on $18k/year. Sarah loves encouraging others that dreams do come true if they are willing to consistently work for it. Follow her blog: Saving Money Never Goes Out of Style.

Have you saved up and paid cash for something — large or small? Submit your story for possible publication here.

Share This:

Frugal Fun: Free Krispy Kreme doughnuts!!

Free Krispy Kreme doughnuts

It was National Doughnut Day today and we celebrated by getting FREE Krispy Kreme doughnuts. Because who can resist free Krispy Kreme??!

It did my heart good to see so many other local folks crowded into Krispy Kreme getting their free doughnuts, too. And the staff at Krispy Kreme was doing such a fantastic job of warmly serving all the customers who were waiting in line to get free doughnuts. Based upon how many people who were there when we were, it had been a very busy day for them.

Did you stop by Krispy Kreme or Lamar’s for free doughnuts today??

Share This:

How we paid off $1000 in 2 months & got our lives in better order!

Screen Shot 2014-05-29 at 12.48.47 PM

Zan from FlourishingAtHome.com recently shared her Say Goodbye To Survival Mode testimonial over on her blog.

Read how my book helped them get more organized and, in-turn, pay off over $1000 in 2 months!

20140212_105014-300x225

Here’s the pile of mail she tackled — wow! I’m so proud of her!

If you feel overwhelmed with piles and projects, I think you’ll be really encouraged by her post! Go read it here.

Share This:

How to Have a Successful Yard Sale

The Art of Yard Sale-ing

I had the privilege of doing a Skype interview with Leigh Ann Towne from FOX 17 recently on yard sale tips and tricks. She put together a great article and fun video on the subject that anyone who loves yard sales will want to check out.

Here’s a snippet from her article:

“What is a typical day off for me? Getting up dark and early, even though I don’t have to, hopping on www.garagesalefinder.com or Craigslistto see where I will find the treasures of the day. The thrill of the hunt is probably similar to what many sports fanatics feel on game day. (I too love sports, but not as much as thrifting).

Here’s a helpful hint, too. Before you head out for the day, download a garage sale finding app on your phone. One of my favorites is called “Garage Sales, Everywhere!” Just type in the keywords “garage sale finder” and several pop up. They can pinpoint your location and then show little flags on a map with the ones nearest to you. Pretty cool! The app works best when you have a co-pilot, so one can look and direct, while the other drives. My husband and I had so much fun going on a spur of the moment adventure with the app one day.

Before heading out recently on a Friday, I spoke via Skype with blogger Crystal Paine of Money Saving Mom. I was really intrigued with one of her entries called 10 Secrets to Holding a Successful Garage Sale…”

Read the full article and watch the news piece I was featured in here.

What tips and suggestions for yard sale success would you add? I’d love to hear!

Share This: