Sign Up for Blogelina’s Build Your Own Profitable Blog Class for just $0.99!

Build Your Own Blog Class for $0.99!

Create Your Own Profitable Blog in 2015 for Just $0.99!

Have you ever wondered what it would be like to have your own money-making blog? You want to start – but you just don’t know how? Or, maybe you have a blog that would like to take to the next level and start earning an income from it?

Through September 1st, Blogelina is offering a special deal for my readers who want to start a money-making blog. Enroll in their popular 4-week blogging class—Build Your Own Profitable Blog—for just $0.99!

If you want to learn the basics of how to set up a blog, how to take your blogging to the next level, or how to begin earning money from your blog, you’ll want to check out this class!

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When you sign up for this class, here’s what you’ll get:

  • A 60-Page How-To Manual – packed with information that will help take the overwhelming out of starting your own blog
  • 4 weekly online class sessions where you can ask your questions and get personalized feedback
  • A FREE Year of Web Hosting
  • Blogelina Does Your Blog Set-Up For You – they’ll take care of the techie side of the set-up so you don’t have to. All you have to do is just have to start blogging!
  • Blueprints, step-by-step tutorials, networking with other bloggers — everything you need to grow your blog.

This class will cover:

  • How to Get Your Blog Started on the Right Foot
  • Questions to ask as you begin blogging
  • How To Actually Set Up A Blog
  • Why Your Blog Design is So Important
  • 9 Different Ways to Easily Monetize Your Blog
  • How to Draw Visitors to Your Blog
  • and so much more!

Blogelina has been featured on the Dave Ramsey show, and is well-known for their ability to help bloggers make a successful start. Many of my readers here have gone through this course in the past and have great reviews to share with me.

And for $0.99? That’s a steal! But this offer is only valid for the next 5 days!

Sign up for the Blogelina Build Your Own Profitable Blog class today!

*If you’re not 100% satisfied with your experience with Blogelina, you are free to walk away at any time during the class session! PLUS, you’ll get to keep your copy of the class manual and your free year of hosting – Blogelina will refund your money!

Note: This post was underwritten by Blogelina. Read our disclosure policy here.

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3 Things To Do When You Feel Hopeless and Discouraged

3 Things to Do When You Feel Hopeless and Overwhelmed

As many of you already know, this past week was a whirlwind of unexpected, frightening news for me and my family. When a routine doctor’s visit turned my life upside down, I was left feeling very hopeless and discouraged. (You can read the details in this blog post, if you’d like more of the backstory.)

Through this experience over the past week, I have a newfound appreciation and empathy for those of you who are enduring major life struggles each and every day. I know that what I went through last week pales in comparison to some of the situations you find yourselves in, but in these moments I felt emotions I have never felt before.

I did not have the emotional or physical strength to do much of anything. I felt stuck, unable to move.

I want to encourage those of you who are feeling hopeless and discouraged. Maybe you have a difficult child, financial struggles, broken relationships, medical issues, marriage problems, or you just feel plain stuck in life right now. Whatever it is, I want to help you find and choose hope in the midst of pain and discouragement.

If you’re feeling overwhelmed today, here are 3 things to do when you feel hopeless and discouraged:

1. Choose Joy.

Focus on your problems and you’ll feel discouraged. Focus on your blessings and you’ll feel encouraged. You have a choice in every situation.

We don’t know what tomorrow will bring, or if the news we receive will change the course of our lives. We do know that we have today to embrace life and live as vibrantly and fully as we possibly can. I encourage you to choose the moment as much as possible, dwell in the present, and embrace the beauty surrounding you.

When I experienced my surprise medical issues, I had four blogging friends staying with me. I felt, at first, like it was the worst timing possible. I realized very quickly, though, that God had brought them to me at the perfect moment. Having them surround me with love, prayers, support, and encouragement was amazing.

Having my friends pour into me in that way helped me choose joy in a very scary and hopeless moment. I chose to be thankful for not only my friends surrounding me, but also for my husband, my children, my life of 33 healthy years, and so much more.

Choose joy in the moments when you feel hopeless. Look for the blessings.

There is always, always something to be grateful for. You just have to look for it.

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2. Reach Out for Help.

I’m a very driven, Type-A, do it all by myself kind of person. Allowing people to help me can be very difficult sometimes, but I have truly learned the beauty in reaching out and letting people pour into you and help you through a time when you can not do it alone.

We were built for community. Sometimes it feels easier to keep it locked away inside, but sharing our struggles with others gives us an opportunity to open up and have authentic, vulnerable relationships. You never know when your story will impact somebody else in a relatable way, and it is such a blessing to see that unfold when the time comes.

If you don’t feel like you have someone to reach out to, think about the people around you, even if you don’t know them extremely well. I encourage you to reach out — today.

If you cannot think of anyone to reach out to, I’d love for you to reach out to me. You can e-mail me, tweet me, or leave a comment on this post. I do not want you to feel alone, and I would love to pray for you and give you a virtual hug.

I’m sure others here at the MoneySavingMom.com community would love to do the same for you. I want this to be a community where we are here to help, inspire, bless, and encourage one another.

3. Do the Next Small Thing.

I will never forget hearing Elisabeth Elliot’s story after her husband, Jim Elliot, was brutally murdered by the people group they were trying to serve and love. After an elaborate plan to minister to this people group ended in radio silence, Elisabeth Elliot said she had a choice in that heartbreaking moment — a choice to keep moving. She chose to do the next small thing, which was changing her daughter’s diaper.

Do the next thing to help yourself feel unstuck and less overwhelmed. Whatever that one small thing is, just strive to do it.

It usually feels so much easier to sit, wallow, and be discouraged. But if we just get up and do the next thing — whatever that might be — we will be able to start moving forward and not feel so stuck.

Doing the little things will help us beat the feeling of being overwhelmed. Taking it a baby step at a time will help us have the courage to do the next thing, and then the next thing, and so on. For me this past week, it was loving on my family and being a host to my friends.

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For those of you going through a seemingly hopeless time, I wanted to recommend two books to encourage you. Being the minimalist that I am, you know that I do not own many books. If a book stays on my shelf, it has deeply impacted me. Both of these books have been on my shelf for a long time, so you know that I love them. :)

I highly recommend these two books to help those of you who are going through a difficult time right now:

  • Evidence Not Seen by Darlene Deibler Rose. This book shares the story of a woman’s miraculous faith in the jungles of WWII. I read it when I was about 13 years old. I read it multiple times because it had such a profound effect on me to see this woman’s faith in the middle of confinement and horrendous situations as a prisoner of war. She chose joy over and over again and reminded herself of the truth. Even in some of the lowest points in my life, I always told myself that if Darlene could find joy and hope, so could I.
  • Calm My Anxious Heart by Linda Dillow. This is one of the absolute best books I’ve read about having a calm, restful, and trusting spirit during the trials of life. I highly recommend it.

Do any of you have other suggestions or ideas on what helps you overcome feelings of hopelessness and despair? I’d love for you to leave a comment.

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Why We LOVE YouNeedABudget

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Around Christmastime, Jesse was chatting with his sister’s husband, Justin, about budgets. They are both what I’d lovingly refer to as “nerds”.

You know the kind of people… those people who think spreadsheets are fun. And who geek out over features in Excel. Yup, those kinds of people.

You might as well poke my eyeballs out with a hot iron rod than get to me be giddy over creating spreadsheets. But nevertheless, I love Spreadsheet Nerds because they help keep people like me in line and on track! :)

Anyway, Justin started telling Jesse about YouNeedaBudget (YNAB). We’d both heard of it before had been good with using Quicken for so long that we’d not considered changing to anything else.

Well, when Jesse saw the features of YNAB, he was intrigued enough to sign up for the free trial. And it was pretty much love at first sight.

Truthfully, I can’t even begin to tell you how often I’ve heard him exclaiming to me, to friends, or just to himself something about, “How cool and helpful YNAB is!”

I’m such a pen and paper and cash girl, but after all his raving reviews, I finally gave in and downloaded it on my phone and had him show me how it works. It’s really, really impressive. I’m pretty sure I’ll forever be connected to my green cash, but I love how we can see exactly how we’re doing in every budget in just one glance. unnamed

And since we have multiple budgets for our businesses and personal, it allows us to track them all in one app. Which is so handy!

I asked Jesse to share what he loves about YNAB most. Here’s what he said:

  • I love having mobile access to my budgets.
  • I love being able to access all of my budgets on demand.
  • YouNeedABudget makes budgeting easy by assigning each expense to a category and automatically takes it out of the budget when you record the transaction.
  • If you record the transaction from your phone using the mobile app, YNAB will update the balance and display the new category balance once the transaction is entered.
  • All budgets stay synced on all devices through Dropbox so you always look at the most recent numbers.
  • You can easily import transactions at one time from your bank by importing a downloaded statement on your computer.

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I asked the folks at YNAB to share what sets their Budgeting Software apart from others out there and here’s what they shared:

1) You only budget money you have right now.

2) It is flexible. Rule Three: Roll with the Punches – removes any shame in overspending in a particular category any given month. It will happen. All the time. That doesn’t make you a failure. Just adjust, address it and move on.

3) There is a manual component. We are asking you to be hands on, to be aware of every dollar, to be involved with your budget. This requires a little bit of time (although once you get used to it, it’s super quick and easy), but this is also why it works. Without awareness nothing will change.

4) We want you to live on last month’s income. Yes, this takes some time to achieve for most people, but once you can do this you will be shocked at how little stress you have about money. Once you live on last month’s income, you’ll never go back!

5) A lot of people think of budgeting as restriction, but what YNAB will give you is control over your finances, and that control translates to freedom.

6) A lot of people come to YNAB because they are drowning in credit card debt or paying overdraft fees every month – and YNAB changes their lives.

7) YNAB has a killer support team and offers free, online daily budgeting classes.

ynab4_account_split_trans ynab4_account_import ynab4_report_net_worth ynab4_budget{The four screen grabs above are fictitious examples provided by YNAB.}

Sign Up for a Free Trial

Want to try out YouNeedABudget? Sign up for a free trial here. {Psst! YNAB is free for college students. Details are here.}

Have you used YNAB or another budgeting software before? I’d love to hear about your experiences — both positive or negative.

This post was underwritten by YNAB. We were so happy to share honestly about a product that we’ve found to be a wonderful tool in our home and for our finances. Read my disclosure policy here

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Reader Tip: Earn Free Gift Cards with the Shopkick App

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Ramona emailed in the following tip:

I use the Shopkick App to earn free gift cards to my favorite stores, and thought many of your readers might be interested in using it as well.

It’s kind of like Swagbucks where you earn points and then redeem those points for gift cards — however, you earn the points simply by walking into various stores and scanning product bar codes.

I recently earned a $50 gift card to Lowes’ (for 12,500 points) which I used with a $20 Lowes’ coupon and a price reduction of $20 to save myself a total of $90 for a miter saw.

It takes some time to earn point, but I am willing to work at it for a good gift card!

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Going through a really rough time right now?

Going through a really rough time right now?

If you are struggling and feeling discouraged and overwhelmed right now, I think you might be encouraged by this video I recorded live this morning on Periscope. I shared more of what’s been going on in my life right now and the lessons I’m learning from it.

This video is only available to view until tomorrow morning. You can watch it here. Just click the “Play” button to watch the broadcast. Or download the Periscope app on your device and search for @MoneySavingMom to find my profile and my most recent video.

{Ignore the trolls and few crazy, icky comments on this video. I didn’t catch all of them to block today, so a some of them got through!}

By the way, in case you missed my other post about it, I usually do a short 10-15 minute long Morning Motivation video each weekday morning at around 7 a.m. CT. I’d love for you to join me, if it works for your schedule. It’s fun to get to interact with you all live!

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