I’m honored to have an article up on AllYou.com today titled 5 Ways a Cash Budgeting System Will Change Your Life.

Whether you’re struggling to stay afloat financially, or just trying to save money and make smarter spending choices, you should consider a cash budgeting system.

In our family, we use cash-only for most expenses, including groceries, gifts, clothing, miscellaneous items and eating out. This means we allot a set amount to each category monthly, then place that exact amount of cash in individual envelopes labeled for each expense at the beginning of every month.

Here are five reasons I’d encourage you to consider setting up your own cash budgeting system:

1. A Cash Budget Gives You Freedom

For many, just the word “budget” has negative connotations. However, a budget doesn’t have to be restrictive. In fact, for my husband and me, it has had the opposite effect — the boundaries of a budget have given us a freedom we didn’t have before. For example, we don’t have to worry that if we buy groceries, we won’t be able to pay our electric bill.

Head on over to AllYou.com to read the full article.

PSST! Want to chat with other frugal folks about ways to spend less this summer? I’ll be hosting a live chat on the All You Facebook Page next Wednesday at 2 p.m. EST and we’ll be talking about how to save money on summer activities and family road trips! 

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Feeling like you’ll never get a handle on all the paper clutter in your home? Lisa from Warrior Mama has written an ebook called 10 Steps to Organized Paper that might be just the resource you need!

I bought this ebook yesterday to check out (before posting about it) and thought it would be really beneficial to many of you, especially those of you who feel hopelessly buried under papers. It includes step-by-step instructions to help you get your paper clutter in order — and keep it that way!

Lisa is offering a 50% discount on her ebook through tomorrow night at midnight (May 17, 2012). Just use coupon code MSMsave50 to get the 10 Steps to Organized Paper ebook for half price — making it just $2.50.

(Note: The link in this post is my referral link. Read my disclosure policy here.)

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In response to last week’s question about frugal summer activities for toddlers, today’s question is from Heather:

I seem to see lots of free and discounted activities for younger kids (parks, zoos, kids eat free nights, etc) but I would love to know about any creative and frugal ideas for OLDER kids — ages 8-13.

We try to take advantage of BOGO food coupons and discounted movies, but we’re past the swinging-in-the-park days. I can only afford 1 week of camp for each kid so any suggestions would be awesome!

Do you have a question you’d like to ask Money Saving Mom® readers? Read the submission guidelines and submit it here.

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Guest post from Laura of Green Legacy Farm

One of the easiest ways to save money on groceries is to avoid the grocery store! Historically, grocery stores didn’t exist until the 1940s.  Families raised much of their own food, bought it locally, or even traded with friends and neighbors.

Although I appreciate the convenience the grocery store offers, I’ve discovered the financial and health benefits of stocking my pantry from either my yard or local farmers.

Knowing where our food comes from can help reduce sickness, as food that is heavily processed or travels long distances is often void of essential nutrients. In addition, buying locally what you can’t grow or raise at home stimulates local economies.  For example, The Virginia Department of Agriculture states that if every household spent $10 per week on local food, 1.65 billion dollars would be generated annually into the local economy!

I often hear many excuses as to why people can’t raise some of their own food, but there are solutions to almost all of those excuses!

Not Enough Space:

Container gardening, square foot gardening, and community gardening are all possibilities for those with limited space.

Not Enough Sun:

Is your lot wooded, or partially wooded? Consider planting edibles in your front yard, replacing ornamentals with fruit-bearing trees or bushes, or looking into shade-tolerant edibles. EdibleLandscaping.com is a great resource, or you can find many edible plants at your local nursery.

I have one friend who plants her garden along her driveway because it’s the only place that gets sun. Again, Square Foot Gardening gives some great suggestions for working with small spaces.

Not Enough Time:

Start small! Were you turned off by the mealy tomato at the grocery store? Try growing tomatoes this year. Next year, add in something else. Gardens are great projects for kids, too; they will learn much and take some of the responsibility off your hands.

Not Enough Money:

Prices of local meats and eggs are often more than their conventionally-raised counterparts at the store, though still often less than organics. Personally, we live on a teacher’s salary, so this hits close to home for us. Consider getting egg-laying hens (female chickens). This was a common backyard animal up until the 1940s. Chickens are easy to care for and relatively quiet.

In addition, buy in bulk. We got an extra freezer on Craigslist that can easily hold a quarter of a cow and several whole chickens.

Not in the Country:

Got an HOA, or a city that restrains how you can use your yard? Could you help change that? Our local city has a petition circulating right now to allow hens and honey bees within city limits!

Not a Good Cook:

Eating in season and simple recipes can make this task less daunting. Simply in Season is a wonderful cookbook to help you get started!

Laura is a wife and homeschooling mom to two children. She enjoys writing, reading, art, photography, gardening, and farming and blogs about it at Green Legacy Farm.

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At 1 p.m. EST, you can request one of 10,000 $1/1 Charmin Basic Toilet Paper coupons on the Charmin Facebook Page.

These coupons will be sent via mail.

Thanks, Freebies 4 Mom!

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Print a Buy One, Get One Free Ocean Spray Juice coupon.

You can use this coupon to get free Ocean Spray Juice at CVS next week:

Buy 2 Ocean Spray Juice — on sale Buy One, Get One Free
Use Buy One, Get One Free coupon
Get two bottles free after coupon and store sale

Thanks, My Frugal Adventures!

(Note: The link in this post is my referral link. Read my disclosure policy here.)

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Here are some of this week’s best grocery & household deals from Amazon.com, courtesy of Terry and Mandi from Jungle Deals & Steals. Many of these prices are higher than what you’d pay by combining coupons with sales, but they may be good deals for you if you live where there aren’t many stores or deals are scarce:

Looking for snacks to finish out the school year or for all of your summer adventures? This week there are a ton of great deals on popular snacks:

GoGoSqueez: Stock up on these GoGo SqueeZ Pouches in AppleCinnamon, ApplePeach or AppleBanana (48 ct.) for as low $23.87, or $0.50 each. These are our favorite on-the-go snack because they’re convenient and no-mess!

Annie’s Homegrown: Pick up Annie’s Homegrown Gluten Free Cocoa & Vanilla Bunny Cookies (6.75-Ounce Boxes) for $2.37 each. Everyone in our family likes these, and they were a staple in our pantry when our youngest was gluten-free.

Popchips: Pick up this Popchips All-Natural Potato Chips Variety Pack (0.8 ounce single serve bags) for $0.73 per bag.

Clif Bars: Clif Crunch Granola Bars (10 ct.) are on sale for $3.39 with Subscribe & Save, or $0.34 each. Choose from White Chocolate Macadamia Nut or Peanut Butter.

Slim Jim: I’m not sure how long it takes to go through 100 Slim Jims, but here’s a great deal if you want to share! Slim Jim Original Smoked Snack Sticks (100 ct.) are on sale for $17.53, or less than $0.18 each.

Wonderful Pistachios: Our family loves to sit around and snack on pistachios, and we can go through a big bag of them in no time. Right now you can get a 32-ounce bag of Wonderful Pistachios shipped to your door for $12.34!

Ghirardelli Brownie Mix: Make a yummy snack to share (or not…) with this yummy boxed mix. Pick up 4 boxes of Ghirardelli Dark Chocolate Brownie Mix for $8.94, or $2.24 each.

Terry & Mandi are a busy mother-daughter team that look for ways to save money without sacrificing a lot of time, and they share their love for all things Amazon.com at Jungle Deals & Steals.

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Here are some of the best deals at Target this week, with thanks to Marcy from Stretching a Buck for her help in compiling them:

Get a $5 Target Gift Card when you buy 4 of the following:

Vaseline Lotion (3 or 10 oz) – $2.79
$1.54 each after gift card

Tresemme Shampoo, Hairspray – $3.49
Use $1/1 printable
$1.24 each after coupon and gift card

Other Deals:

Buy 1 Spectracide Weed & Grass Killer at $3.49
Use $3/1 Target coupon
$0.49 after coupon

Buy 1 Up & Up Children’s Detangler at $1.34
Use $1/1 Target coupon
$0.34 after coupon

Buy 1 Up and Up Baby Shampoo and Body Wash at $1.37
Use $1/1 Target coupon
$0.37 after coupon

Buy 1 Sonia Kashuk Spoolie Brow Brush at $1.99
Use $2/1 Target coupon
Free after coupon

Revlon Beauty Tools — $2 or less
Use $2/1 Revlon Beauty Products coupon
Free after coupon

Welch’s Fruit Fizz – $2.50
Use $1/1 printable
Stack with $1/1 Target printable
$0.50 after coupons (Thanks, For the Mommas!)

See the full list of deals at Target this week here.

Find

Did you find a great deal at Target? Just post about it on your blog and leave your link below. To make it easy for everyone to navigate quickly through the links, your link must link directly to your Target deals post. Links going to the homepage of your blog or any other part of your blog besides the direct link to your Target deals post will be deleted.

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Right now, you can get a one year subscription to Family Handyman magazine for only $6.99 per year when you use coupon code MONEYSAVING at checkout. You can order up to four years at this price! This might be a great gift idea for Dad this Father’s Day!

About The Family Handyman magazine: Family Handyman magazine is for people who take an active interest in home improvement, yard and garden care, maintenance and repair, and remodeling. Family Handyman also features information on woodworking, auto maintenance, energy efficiency, and decorating.

This offer expires tonight 05/16/12 11:59 PM EST.

Are you looking for other magazine titles? You can use coupon code MONEYSAVING to save 20% off of most titles at DiscountMags!

(Note: The link in this post is my referral link. Read my disclosure policy here.)

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There’s a new $0.75/1 Gold Peak Tea coupon available. Many stores often have these on sale for around $1 per bottle, making them just $0.25 after the coupon.

More new printable coupons:

$0.75/1 Welch’s Juice
$0.55/1 Florida Crystals Sugar product
$0.55/1 Hillshire Farm Deli Carvers™ Lunchmeat
$3/1 any bag of Rachel Ray Food for Dogs

(Note: The link in this post is my referral link. Read my disclosure policy here.)

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