MoneySavingMom.com
FREEBIE LIBRARY!
Join my email list and get FREE ACCESS to the MSM Freebie Library, including my top printables & eBooks.

Tag Archive: Reader Tip

Reader Tip: How to Make 30 Gifts in Under 30 Minutes for Under $30!

simple holiday gift idea

The following reader tip is from Andrea of AndreaDekker.com:

Do you still need gifts for teachers, coaches, leaders, instructors, directors, friends, neighbors, coworkers, etc.?

Use this simple gift idea from AndreaDekker.com and knock out 30 gifts in under 30 minutes for under $30.

Customize it to your preferences (or what you have on hand), and use her free printable gift tags to simplify the process even more!

What are your go-to gifts for teachers, coaches, etc.?

How to Save on Prescriptions With the Kroger Rx Savings Club

how to save on prescriptions

The following reader tip is from Rachel:

Our family has some insurance, but not on prescriptions. I shop a lot at Kroger and recently realized that we could save a BUNCH on our prescriptions if we joined the Kroger Rx Savings Club.

The club costs $32 per year for individuals and $72 per year for a family. This annual fee paid for itself when we filled my husband’s $100 prescription for only $28.50 at Kroger!

Their website allows you to enter your medication information and to figure out what the cost would be as part of the Kroger Rx Savings club.

NOTE: A family plan is good for up to 6 members (including pets!) and could potentially be a great option for those without traditional insurance.

What is your best advice for saving money on medical expenses?

Related Posts:

Reader Tip: 7 Ways to Capitalize on Free Photo Card Deals

free photo card deals

The following reader tip is from Andrea of AndreaDekker.com:

Have you seen any free photo card deals yet this seasons? If not, they’re bound to pop up soon, and whether or not you plan to order Christmas cards this year, you can still take advantage of the freebie cards with these creative ideas.

Instead of printing a handful of holiday cards, why not think outside the box and design your own custom thank-you notes, postcards, recipe cards, invitations, and more.

Don’t let your free photo cards go to waste, check out these 7 creative ways to capitalize on free photo card deals over on Andrea’s blog!

Reader Tip: Stretch Your Gift Budget with the Clearance Aisle

The following reader tip was submitted from Krystal of Rebel With A Good Cause:

Sometimes the clearance aisle is a forgotten treasure trove — I always keep a small amount of the budget to use in this aisle!

It does take a bit more planning to shop clearance items, for instance, I think about stocking stuffers all year long and keep a box in the closet just for these items (which I then get out during the holidays). I buy things like Legos, puzzles, fun jewelry, jump ropes, and slime that can be put be put into a stocking or as part of a larger gift. The stockings end up being unique during the holidays and are always a big hit.

After Easter, our clearance aisle had baby animal board books for $0.10 each! I have 3 coworkers who are currently expecting and these board books will make great baby gifts. I will add a new blanket and probably check for a nice second-hand sleeper. The whole gift will cost less than $10 and I will be able to bless them more than if I went straight to the baby section.

Our clearance section often has really fun candy bouquets after holidays too — these make great party gifts (this year I got them for $0.09 each!!!) You can pair a candy bouquet with other clearance items like bath bombs or slime kits and have a perfect gift for a middle schooler.

You can’t always predict what will be on the clearance aisle but with a little creativity, you can put together some fantastic (and frugal) gifts!

Krystal Strickland is a wife, mother, and nurse who enjoys blogging at Rebel With A Good Cause.

photo source

Generous Giving on a Tight Budget

Do you have a heart for generous giving but you’re on a really tight budget? These are some really creative ways to give generously — even when you’re barely squeaking by financially!

{Looking for more ways to give generously? Check out these Five Ways to Give on a Budget, How to Give Generously Through Couponing, and our 31 Days of Giving series!}

How to Give Generously on a Tight Budget

The following reader tip was submitted from Krystal of Rebel With A Good Cause

Generous giving is a value my husband and I are intentional about making a priority — but sometimes our budget feels like the biggest road block to embracing this value.

We’ve had to get creative about giving within the restraints of our budget. If you can relate to this struggle, here are 3 tips that allow us to give generously without breaking the bank.

1. Take an extra dish to a potluck.

I learned this from an elderly lady in our church as a fun way to be anonymously generous.

It’s always nice when there are extra dishes to choose from at potluck dinners. And if you want to reach out and invite someone else to join your meal, you can easily show that you have them covered. It can be as easy as a small box of brownies.

2. Share a meal.

It always cost less to make a little more food than to go out to eat.

This has been a great option with my parents as they have helped us in many ways over the years but they would not consider excepting any payment.

3. Hand Me Down Clothes.

Having been a recipient of this gift, I can not tell you how grateful I was to receive these clothes for my kids. These freebie clothes helped us save money and time.

Hand-me-down clothing are a great way to give to others without spending anything extra.

There are so many ways to be generous. These are just a few of the ways we can give a little bit more without noticing any extra strain on our budget.

What are YOUR favorite ways to give more on a tight budget?

Krystal is a mother, wife, nurse and blogger at Rebel With A Good Cause.

photo source

My Secret Hacks for Saving Money at Dollar General

This secret hack for saving money at Dollar General is amazing!!

The following reader tip is from Heidi of Heidi Naturally

I’ve found a way to save money with this Dollar General hack so we never have to pay full price again. We actually save 20% every time we buy toilet paper and other necessary items!

Extreme couponing used to be more popular, but even on my best couponing days I rarely saved much on paper products. Now I’ve found a way to not have to clip coupons or spend a lot of time planning my 20% off haul.

Here’s how we do it.

Dollar General Hack Step by Step:

1. Get the Dollar General app on your phone and click on “Digital Coupons” OR go to your local Dollar General store and spend at least $5.

This should print a $5 off $25 coupon on your receipt for you to use on the next Saturday. Our local store has been offering this every week for a couple of years, but I’m not sure what the policy is in your area. It’s worth checking out and using the system I am going to outline for you.

2. Go to the store on the designated date (with your printed or digital coupon) and choose whatever you need in the store.

I like to get this as close to $25 on the dot for the best savings.

3. Use any manufacturer or digital Dollar General coupons as well.

The app is very easy to navigate. You just click on “Digital Coupons” and click on the “+” sign next to any product coupons you might want to use. These coupons come off your purchase when you log in on the keypad at checkout.

If you don’t use the coupon it’s no big deal, so choose any and all coupons you think you might use so they are ready for you.

4. Remember that any coupons or sales come off first.

The $5 off $25 coupon won’t register if coupons take you below the $25 threshold. So make sure you figure out your total BEFORE you get to the checkout lane.

Or just have an extra item on hand to buy if you happen to figure wrong or don’t want to have to calculate your total.

This is such a great deal because you could actually buy an item on sale, use a manufacturer coupon, and still be able to qualify this product in the $5 off $25 deal. This works for clearance items too!

5. Choose any products in the store.

The best thing about this Dollar General hack is that it can be used for almost anything they sell. You can use this coupon for toilet paper, clearance items, produce, groceries, paper towels, tissues, laundry products, personal care products, towels, candy, gifts, and more.

All products in the store except gift cards, phone cards, pre-paid financial cards, prepaid wireless handsets, Rug Doctor rentals, propane, e-cigarettes, tobacco, and alcoholic beverages are eligible for these savings!

More Savings Tips

At our store, when I pay for these products, a new $5 off $25 store coupon prints on my receipt almost every time!!

So I technically don’t have to go back into the store again until the next Friday or Saturday when I can use my big coupon again.

Obviously, the key to the greatest savings is to stay as close to the $25 purchase as possible, but even if you spend $30, that’s still a 17% savings with this coupon.

I hope this post helps you see all the saving possibilities you can take advantage of at your local Dollar General store.

I love this store because it’s small and carries just about anything that the big box stores carry in less space. I know I can be in and out of there in just a few minutes with exactly what I need!

Heidi Johnson is an author, teacher, and reader of anything healthy or time-saving. She’s on a mission to help busy families make healthy choices in all aspects of life. Grab her free Healthy Living Checklist at Heidi Naturally.