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I Paid Cash… and You Can, Too!

new car

A testimony from Sarah from

I’m guessing that by now, you’ve read a few articles about how a family saves up to pay cash for a car. I myself always see those stories and get excited!

Maybe you get excited about the possibility of doing this yourself, but secretly think, “There’s no way I could do that. They are so much better off financially than me.”

Well, I’m here to tell you that you CAN!

You see, I’m a single stay-at-home-mom with an $18,000 per year income, and even still, I saved up $7,000 to pay cash for my new-to-me car in just one year. No loans, no financial assistance… and no welfare checks.

During the year I was saving for a car and didn’t have one to drive, a few kind people from my church sacrificially played car rotation and let me borrow theirs for a short time. It was an extremely difficult time for me, but their generosity was a huge blessing.

I was able to save for an entire year without having to pay for insurance… and after the year was up, I had a cool $7,000 to put down on a new (to me) car.

My point is simple. If I can do it, anyone can!

Don’t talk yourself out of your ability to make something happen. As the saying goes “Where’s there’s a will, there’s a way” and boy was I motivated! I didn’t have family to help me, just the kindness of a few church members and my belief that God would provide for my needs.

If you’re stuck in a place where you feel trapped, like nothing will ever change, don’t lose hope. No matter what life throws at you, you CAN make it. I stand here to inspire you, to encourage you, and to tell you that hard work goes a long way.

I believe in you… and sometimes, that’s all we really need. Just knowing someone out there truly believes in us, and I do!

You can do it! Don’t give up on your dreams of living within your means, no matter what the situation.

Sarah is a stay-at-home mom of two wonderful children. Her passion is showing other women in practical ways, how to quit the 9-5 and be able to be home with their little ones as well. From homeless to well-off, this single debt-free mom is most known for her ability to live on $18k/year. Sarah loves encouraging others that dreams do come true if they are willing to consistently work for it. Follow her blog: Saving Money Never Goes Out of Style.

Have you saved up and paid cash for something — large or small? Submit your story for possible publication here.