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3 Sep 2008   ·   25
Money Saving Mom

BJ’s Wholesale Club

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For those of you with a BJ’s Wholesale Club nearby, did you know you can use manufacturer’s coupons there (including printable coupons)? You can also stack these with BJ’s store coupons found here.

But it gets even better: BJ’s allows multiple coupons to be redeemed on multi-packs of "individual-for-sale" packaged items (i.e. if you buy a pack of toothpaste that includes three individual toothpaste tubes, you can use three coupons on the one item, most store only accept one coupon on an item like this.)

If you are not already a member of BJ’s, it might be worth a trip to price compare and see if you could save money by becoming a member. You can go here to download a free one-day pass (you will be charged an extra 15% if you purchase anything, though, so it’s not exactly "free").

Have you shopped at BJ’s Wholesale Club? If so, I’d love to hear whether you think purchasing a membership is worth the investment.

3 Sep 2008   ·   6
Money Saving Mom

Panera Bread: Tenth Anniversary Deals (nationwide?)

Abby emailed to say she’d seen a sign at two of her Panera Bread locations in Central Florida with the following deals for Panera’s Tenth Anniversary Sale:

Sept 1-7 Purchase any sandwich or salad and receive a kids meal for 10 cents
Sept 8-14 Purchase any sandwich or salad and receive a fountain drink for 10 cents
Sept 15-21 Purchase any egg sandwich and receive a second egg sandwich for 10 cents
Sept 22-28 Purchase any hot espresso drink and receive a second hot espresso drink for 10 cents
Sept 29-Oct 5 Purchase any cookie and receive a second cookie for 10 cents
Oct 6-10 Receive a $10 gift card with and purchase of $50 or more.

I have not seen this advertised anywhere, nor can I find out any information about this anniversary celebration and the deals online. However, it’s possible it could be a nationwide deal or it could be at least good in more stores than two in Central Florida.

Has anyone else seen or heard anything about this? Let us know if your stores are also running this promotion!

3 Sep 2008   ·   5
Money Saving Mom

Rite Aid: Deals for this week

Here are the best deals at Rite Aid this week, with thanks to Nicole and Rachel for their help in compiling them!

L’Oreal Revitalift Anti-Wrinkle Concentrate, 1 oz.–on sale for $14.99

Use $3/1 coupon from 7/20 SmartSource insert
Get $14.99 Single Check Rebate (#21)
Free plus $3 overage after coupon and rebate

Crest Plus Scope or Multicare, 6.2 oz. or Pro-Health, 4.2 oz.–on sale for $2.49
Use $0.75/1 coupon from 08/31 P&G insert
Get $1.74 Single Check Rebate
Free after coupons and rebate

Pantene Expressions Shampoo or Conditioneron sale for $4.99
Use $2/1 coupon from 08/31 insert
Use $1/1 in-ad coupon
Get $1.99 Single Check Rebate
Free after coupons and rebate

Oral-B Toothbrushes, Advantage 1 ct.on sale for $2.99
Use $1/1 coupon from 08/31 insert 
Get $2 Single Check Rebate

Free after coupon and rebate

Luv’s Mega Pack Diapers–on sale for $9.99
Use $1/1 coupon from Sunday’s insert (or $5/1 coupon mailer, if you happen to still have that!)
Get $2 single check rebate
$6.99 (or $1.99) after coupons and rebate

Did you see any other great deals at Rite Aid this week?   

2 Sep 2008   ·   12
Money Saving Mom

Financial Shape in 2008: Monthly check-up

In case anyone was paying attention, I completely skipped this feature last month. Vacations, sickness, and other things got in the way and I just decided to take the month off from an official update. But never fear, Financial Shape in 2008 didn’t go away permanently and with the dawn of September, here’s a quick look back on how we’re doing on our goals for 2008:

Here’s our update:

Short Term Financial Goals for 2008

1) Have our fully-funded emergency fund in place (6 months’ worth of living expenses) by the end of April. As of March 11, 2008–DONE!
2) Switch health insurance plans and open an HSA. We
were approved for our new health insurance plans in April and have also
set up our HSA. Done!

3) Start up an IRA and invest at least 5-10% of Jesse’s income in this. Started in March. (We plan to increase this to 12-15% of Jesse’s income as soon as we purchase our home.)
4) Open up a mutual fund for each of our children and invest $50 per child per month in it. Started in March.

5) Save up and invest $30,000 this year towards paying cash (100% down) for a house in 3-5 years. Now
that Goals 1-4 are finished, we’re working super hard on Goal #5!

The past two months have been much more encouraging for us–which was a real blessing after a few months of car problems, unexpected expenses, and medical bills. Not only were we able to purchase a new-to-us van (thanks to the payout from our insurance after the wreck combined with some extra income-earning things we did), but we were also able to build our six-month emergency fund back up, and put a couple thousand dollars in our house savings.

We look back and aren’t exactly sure how all of that happened, but we are humbly grateful to God for His blessing and provision! He never fails us!

———————————–
How did you do in July and August? Whether
or not you posted financial goals for 2008, please take a moment to
post about your financial successes and failures in July and August and the areas
you hope to improve in September. Then, come back here and leave your link
below. If you don’t have a blog or would rather share anonymously, feel
free to leave your update in a comment. Let’s all keep each other
accountable to be better stewards of
our resources!

2 Sep 2008   ·   10
Money Saving Mom

Giveaways Galore!

Giving something away on your blog this week? Post your link below
and let all the readers here know so they can get in on the action!

To make it easy and fun for everyone, your link must be family-friendly, no-strings-attached, and must link directly to the giveaway post. Links
going to the homepage of your blog or any other part of your blog
besides the direct link to your giveaway post will be deleted.

2 Sep 2008   ·   37
Money Saving Mom

Target: Cheap snacks and free Poptarts!

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Target has selected snacks, including Rice Krispie
treats, Cheezits and Pop Tarts, on sale 4 for $9 and you get a $5 gift card when you buy 4!

Buy 4 and use 2 $1/2 coupons from the recent Kellogg’s circular and you’ll get four boxes of snacks for $2 after the gift card. Or, if you buy only Poptarts and use four $0.50/1 coupons here in addition to the two manufacturer’s coupons and you’ll get them free!

You can do multiples of this deal in one transaction or you can also roll this deal–using the gift card you earned to pay for more boxes of snacks and on and on.

If you have yet to send in for the $10 Kellogg’s rebate, this would be an excellent deal to do it on and would turn it into a nice money-maker!

Thanks, Mercedes and Chief Family Officer!

2 Sep 2008   ·   3
Money Saving Mom

Free 14-day supply of Nature Made vitamins and more!

Free Sample of Nature Made Liquid Softgel Vitamins

I’ve mentioned this freebie before, but if you haven’t yet requested your 14-day supply of NatureMade vitamins, you’ll want to run and do so here. You can choose from six different vitamins. My recommendation is the Super B complex; I always feel much more energized when I take extra vitamin B! So go get some here.

More freebies:

Get a free sample of Seventh Generation size 3 diapers (No longer available)
 

Get a free seed packet

1 Sep 2008   ·   32
Money Saving Mom

Walgreens: Deals for the week of August 31-September 6, 2008

Here are the best deals at Walgreens, with thanks to Mercedes from Common Sense with Money for her help in compiling them! You’ll want to stop by her blog and read her helpful tutorial on organizing and clipping multiple coupon inserts. She also did an excellent post examining warehouse clubs versus drug store shopping and what the cost difference might be. Check it out here.

 WEEKLY DEALS:

Lifesavers Peg Bags–on sale B1G1
Buy 2 bags and use 1 B1G1 coupon from 6/8 inserts

Get two bags for FREE

Flintstones Vitamins–on sale B1G1 50%

Use two $1/1 from 7/27 inserts
Stack with $1/1 from Walgreens coloring Book

Kleenex–on sale B1G1 or two for $1.99

Use B2G1 tearpad found at Kmart or $0.50/1 from 7/20 inserts

Get two boxes for $0.99 cents or three boxes for $1.99

REGISTER REWARD DEALS:

Buy 1 Excedrin 24 ct. at $1.99,
Get $1 in Register Rewards
Use $2/1 printable coupon
Free plus overage after coupon and Register Reward!

SEPTEMBER FREE-AFTER-REBATE ITEMS:

Buy 1 Revlon Nail Color at $4.79
Use $2/1 coupon from the 8/24 SmartSource
Free plus $2 overage after coupon and rebate

Buy 1 L’oreal RevitaLift Anti-Wrinkle Concentrate at $16.49
Use $3/1 coupon from the 7/20 SmartSource
Free plus $3 overage after coupon and rebate

Buy 1 Acid Controller Complete at $7.99

Use $2/1 in Walgreens Pharmacy Booklet

Free plus $2 overage after coupon and rebate

Buy 1 Nivea for Men Body Wash at $4.99
Free after rebate

Buy 1 Crest Pro-Health toothpaste at $3.79
Use $0.75/1 coupon from 08/31 P&G insert
Free plus overage after rebate 

Buy 1 LypSyl Lip Moisturizer at $1.99
Free after rebate

Buy 1 Excedrin Express Gels 20-pack at 3.99 (in stores Sept. 7th)

Free after rebate

(Thanks, Shannon!)

Buy 1 Chemistry Hair Care product at $7.99

Free after rebate (Thanks, Shannon!)

Buy 1 Walgreens Pitcher Filter Replacement Cartridge at 6.99

Free after rebate

New to shopping at Walgreens? Start here.

What are you buying at Walgreens this week? What deals did you see?

1 Sep 2008   ·   32
Money Saving Mom

CVS: Deals for the week of August 31-September 6, 2008

Here are the best deals at CVS this week, with thanks to Erin from Coupon Cravings for her help in compiling these. Erin shared about five different places to find printable coupons this week, which you’ll want to be sure and check out.

******ECB
DEALS******

Buy 1 Accu-Check Diabetes Monitoring Kit at $9.99, Get $9.99 ECBs (Limit 1)

Free after ECBs!

Buy 1 CoverGirl Wetslicks at $5.99, Get $5.99 ECBs (Limit 1)

Buy 2 and use B1G1 coupon from 08/31 P&G insert plus $1/1 coupon from P&G insert
Get both free plus overage after coupons and ECBs!

**Buy 1 Goodys 6-pack Headache Powder at $1.29, Get $1.29 ECBs (Limit 5)** This was advertised in the Pensacola ad, but has been confirmed to work elsewhere. If you try it and it works in your area, please comment and let us know. Thank you, Thriftee Momee!

Buy 1 Colgate Toothpaste at $2.99, Get $2 ECBs (Limit 1)
Use $1.50 printable coupon, $1.50/1 coupon from All You
or $1/1 coupon from 8/24 SmartSource insert

Free plus overage after
coupon and ECBs!

Buy 3 Suave Products at
$6, Get $2 ECBs (Limit 5)
      

*DEAL*

      
Buy 2 Suave Body Wash at $2 each

      
Buy 1 Suave Deodorant at $2
Use B1G1 Suave Body Wash coupon from 6/22 RedPlum insert
Use $0.50/1 Suave bodywash coupon from recent RedPlum insert
Use $.75/1 Suave Deodorant coupon from 7/13 RedPlum insert

      
$0.25 each after coupons and ECBs

Buy 3 Pantene Pro-V
Products at $9.99, Get $2 ECBs (Limit 3)

Use 3 $2/1 coupons from 8/31 P&G insert
$1.99 for 3 bottles of Pantene after coupons and ECBs

******NON-ECB
DEALS******

I didn’t see any worth mentioning; let me know if you see anything!

See all deals for this week
along with coupon match-ups
here.

******SEPTEMBER
ECB DEALS******

Buy 1 Arnicare Homeopathic
Pain Relief Gel at $8.99, Get $8 ECBs (Limit 5)

Use $2/1 printable coupon
Free plus overage after
coupon and ECBs!

See all deals for this month
along with coupon match-up
s
here. 

******ESPECIALLY
FOR BEGINNERS******

New to CVS-ing? Don’t try to
make heads or tails of this post because it probably won’t make a lot
of sense to you. Instead, go
here
where I explain the CVS program in full detail. Want to join in the
fun and incredible savings? Then go
here
where I share more about how to make it work for you. 

———————–

Share Your
Scenarios!
 

Have your shopping trip planned
or did you come up with a great deal scenario/idea? Just post about
it on your blog and leave your link below. Please include full details
on coupons you are using, etc. so that those who are just beginning
to get the hang of CVS can especially benefit from seeing things broken
down for them like this. If you don’t have a blog, feel free to share
your scenarios in the comment section.

Note: So as not to confuse
the newbies, please only post deal scenarios/deals which are applicable
at CVS this week. Thanks so much!

1 Sep 2008   ·   3
Money Saving Mom

FTD: Free flowers on September 3, 2008

Logo_gndaygif

On Wednesday, September 3, 2008, hundreds of FTD florists across the U.S. and Canada are celebrating Good Neighbor Day by offering free floral bouquets. The goal is that you keep one flower and distribute the rest to others to brighten their day! More details here.

Check to see if a local flower shop in your area is participating by visiting this link here. If they are, I’d recommend calling them up before stopping by to pick up your free flowers.

A special thanks to Lizzie for passing along this information to me!

29 Aug 2008   ·   21
Money Saving Mom

Super Savings Saturday: This week’s $40 shopping trip and menu

Back by popular demand and because I actually went shopping this week, here’s what $40 total bought at CVS, Aldi, and Hen House:

101_0569

Our CVS deal is worth mentioning since it would work well for a newbie:

Bought 2 Children’s Advils at $5.79 each, used 2 $1/1 coupons
Bought 2 boxes SmartStart priced at $4.59, on sale B1G1, used 2 $1/1 coupons
Paid with $12 in ECBs and $0.59, Got $11.98 ECBs back!

(Read more about these deals and where to find the coupons here.)

Another deal I was excited about from Hen House: we got Kathrynne’s ultimate favorite yogurt Yoplait yogurt drinks for $0.48 per pack of six. (They were on sale for $1.98 and we used the $1.50 coupon here.)

Our combined three-store trip wasn’t anything incredible, but we got enough groceries to last us for the week, along with a few extra treats, and we spent right at $39!

Here’s the menu for this week:

BREAKFASTS
Cereal, fruit
Yogurt, fruit, homemade bread
Banana bread, fruit, yogurt smoothies
Fresh juice, English muffins, scrambled eggs
Homemade cinnamon rolls, fruit, yogurt
Breakfast burritos, fruit
Cereal, fruit

LUNCHES
PB&J, fruit, carrots
Cheese quesadillas, veggies
Baked potatoes with broccoli and cheese
Leftovers x 2
Split peas, brown rice, cottage cheese
Yogurt, banana bread, veggies

DINNERS
Lasagna casserole, homemade bread, salad, green beans
Beef hot dogs, potato salad, veggies, fruit, icecream bars
Italian meatballs over rice, homemade breadsticks, salad, steamed veggies
Beef sausage and onions, scalloped potatoes, grapefruit, homemade bread
Burritos, salad, fruit, corn
Grilled chicken, salad, homemade bread, fruit
Leftovers or dinner out

SNACKS–Veggies, banana bread, yogurt, fruit, cereal, cheese quesadillas, toast, cheese

::::::::::::

How’d you do this week? Post about the deals and
bargains you were able to snag this week or other ways you saved money
on your blog (with pictures, if possible!) and then come back here and
leave your link below. **To make it easy for everyone to navigate quickly through the links, your link must link directly to your Super Savings Saturday post. Links
going to the homepage of your blog or any other part of your blog
besides the direct link to your Super Savings Saturday post will be deleted.**

29 Aug 2008   ·   3
Money Saving Mom

Frugal Friday: Fresh juice, winners, politics, and a short break

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It’s Frugal Friday right over here. You won’t want to miss

my post on making fresh juice on a budget and the over a hundred other great contributions by penny-pinching zealots around the blogosphere!

Oh and I said I was going to announce some winners last night, didn’t I? Well, I’ve sort of been wrapped up in politics the last 24 hours (My hubby and I are self-described "political junkies" and this election go-around has certainly kept us on the edge of our seats!) so it slipped my mind to do the drawing. Sorry about that!

Without further ado, the five winners of Celebrate Simply are: Blaire (blaireruch@); Bethany (bethany.schenk@); Alison (alisongentry@); Holly (hrosener@); and czukowski (czukowski@). I’ve sent an email to each of you with further information. Thanks to everyone who participated!

Since this is Labor Day weekend and my husband is off from work for the long weekend, I’ll post the usual Super Savings Saturday and Saturday evening deal posts but will likely not be around much besides that so we can enjoy lots of quality family time. I hope you all have a wonderful weekend!

101_0541
(Just had to share this picture of the girls taken last Saturday while we were out having a family day! Kaitlynn–in the stroller–just wasn’t quite so sure about the whole hat-wearing thing. It was hot and we were outside most of the day at an airshow and we had quite the time trying to keep it on her!)