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10 Nov 2011   ·   1
Money Saving Mom

Free ebook: How to be a Writer

Download a free copy of How to Be a Writer by Barbara Baig.

Please note that the price is currently $0.00, but that could change at any time. Be sure to check the price before checking out to verify that it is still free.

This ebook is specifically for Kindles, but you can go here to download a free application that enables you to read Kindle ebooks on your PC.

Find more free ebooks here.

10 Nov 2011   ·   11
Money Saving Mom

Eversave: $25 voucher to Vitacost for $12 (natural, organic, gluten-free products)

Eversave is offering a $25 voucher to Vitacost for just $12 today. Vitacost offers a number of all-natural, organic, and gluten-free products.

This cannot be used toward shipping, but shipping is free on orders that are $49 or more.

(Note: The links in this post are my referral links. Read my disclosure policy here.)

9 Nov 2011   ·   141
Money Saving Mom

21 Days to a More Disciplined Life: Discipline is a Process

Yesterday we discussed how living a disciplined life is dependent solely upon me and the choices I make on a daily basis. You are not only the problem, you are also the solution.

So how do we change from the inside out? Well, first, we have to realize that it will be a process. You can’t just decide to go from zero discipline to 100% discipline overnight.

Unfortunately, there is no magic pill you can take that will suddenly make you a disciplined person. Instead, you need to just resolve to change something and then follow through with it–even if it’s as simple as resolving to put your purse away in a designated spot when you come home instead of dropping it wherever you feel like when you stumble into your front door.

It’s easy to want to overhaul our whole lives in a matter of hours or days. But I promise that if you set small, simple, and achievable goals to begin with and stick with these over the long haul, it will be much more beneficial and effective than trying to radically change within 24 hours and ending up exhausted and burnt out after three days.

I love how FlyLady encourages her readers to start changing their lives by shining their kitchen sink. Again, this task might seem so small that it’s hardly worth the effort. But it really can make a big difference.

For instance, not too long ago, we started making a big effort to go to bed every night with a spotless kitchen. I’ve been amazed at how much more peaceful my mornings are when I don’t wake up to a sink overflowing with dirty dishes. It just makes my whole day seem bright to walk out of my bedroom and into a sparkling kitchen in the early morning! The opposite effect is true if I wake up to a messy kitchen: I feel overwhelmed, defeated, and behind before my day has even begun.

It’s a simple thing to whip the kitchen into shape at night. In fact, if my husband and I work together, we can get it completely clean in ten minutes. But developing the habit of not going to bed unless the kitchen is clean can change my whole outlook on the following day.

Remember: Moving in the right direction–even at a microscopic rate–is still moving forward. Slowly making seemingly tiny changes can add up to major differences over a period of time.

Practical Application

Choose one small bad habit you will commit to reverse or one good habit you will aim to implement in your life for the next 20 days. Use the Habit-Forming Chart or Habit Tracker (if you’re ambitious, there’s a 3-habit 100 days chart here) if that helps. Or, you can track your progress online through DailyFeats and earn free gift cards!

After you’ve put some thought into it, come back and tell us what one small change you decided upon. I’ll share mine tomorrow.

Yesterday’s Progress: The laundry is DONE. Well, at least until tomorrow. 🙂 Yay! How did your project go? Did you get it finished?

photo credit

9 Nov 2011   ·   77
Money Saving Mom

Ask the Readers: How can we save on supplies for diabetes?

Today’s question is from Misty:

Is there any way to save money on supplies for diabetics? My husband and I are both unemployed. He is doing his best to start a new business, but as you know, it takes time to create an income. We do not have any health insurance and he has diabetes. The cost of this disease is killing our budget!

It costs upwards of 15 dollars per day just to do the minimum amount of testing, insulin injections, and pump supply change outs. I’ve not been able to find any way to decrease the cost. Does anyone have resources, ideas, or suggestions for us? -Misty

Do you have a question you’d like to ask Money Saving Mom® readers? Read the submission guidelines and submit it here.

9 Nov 2011   ·   35
Money Saving Mom

15-Minute Freezer Cooking: Cookie Dough Baked Oatmeal

This recipe was really quick and easy to whip up. I modified the original recipe some (no surprise there!) and took it times six so it would make enough for a 9×13-inch pan.

The final result was pretty good, though we didn’t love it. I think it was the bananas that made it a little on the weird side.

Yes, I know, we love bananas and chocolate when they are in desserts such as Black Bottom Banana Bars or Chocolate Banana Bread, but they just gave a little odd flavor and consistency to baked oatmeal.

I’m thinking we’d like it better if we used our regular baked oatmeal recipe and just added in chocolate chips for a twist.

But the good news is that we ate half the pan for breakfast and I froze the other half (cut in squares and stuck in a freezer bag) for breakfast next week. So this 15-Minute Freezer Cooking project actually made it into the freezer, unlike yesterday’s project. 🙂