It’s Day 2 of the 21 Days to a Simple Christmas Challenge and we’re broaching the “B” word. Yes, we’re talking about budgets.
I know, I know. It’s not glamorous. It’s not fun. And it sounds restrictive.
But here’s the thing: A budget can best one of the best ways to save your sanity and simplify your Christmas. Knowing exactly how much (or little!) you have to spend, will help you to plan your gifts and your shopping accordingly. And will guarantee that you don’t begin the new year with the burden of credit card debt from your holiday spending.
A budget gives you freedom. It lets you be in control of your money — not the other way around. You get to choose how much you’re going to spend and then be intentional about spending it.
When you have a plan, you are empowered. No longer do you have to worry whether you’re going to have enough money to cover your expenditures or whether you’re going to max out your credit cards. You know what you have to spend and that’s what you spend.
Approach your Christmas budget with a can-do, creative attitude. Don’t be frustrated or stressed over how little you have to spend and how many gifts you need to buy. Instead, see it as a challenge: how far can you make your budget go? Your attitude will go a long way in whether or not you are successful at sticking with your budget!
You can do this. I’m cheering for you!
Day 2 Project
2. Decide on a workable, realistic Christmas budget. Don’t stress over this — just pick a number that you know is doable with the resources you currently have. If it feels too low but it’s all you have, don’t feel badly. We’re going to be talking about creative ways to maximize the mileage of your Christmas budget in the next week.
3. Come back at around 9 p.m. EST tonight and I’ll have a follow-up post sharing about our Christmas budget, plus encourage you to leave a comment telling us about yours.
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