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My Interview on The 700 Club

My Interview on The 700 Club

It was so fun to have the chance to be on the The 700 Club on Friday morning talking about my new book, financial lessons my parents taught me, our early beans-and-rice-budget years, advice for moms who want to start a business… and more!

My Interview on The 700 Club
It was the first time I’ve done a TV interview where I’ve actually felt fairly relaxed before and during the whole thing — which is HUGE for this once shy, introverted girl who thought I’d rather poke my eyeballs out with hot steel rods than go on live TV!

My Interview With The 700 Club
It’s exciting to remember my first interview with the 700 Club from 2012 compared to this interview and to realize how much all this punching-fear-in-the-face stuff is growing me as a person!

My Interview With The 700 Club
I really want to inspire moms to step outside their comfort zone and to not live life held back by fear… and that means that I have to practice what I preach and keep putting myself out there, keep stepping outside my comfort zone, and keep doing things that scare me!

If you missed it, you can go here to watch my interview on The 700 Club.

And be sure to go here to download chapter one of my book, Money-Making Mom, if you haven’t done so already!

6 Non-Monetary Ways to Give

ways to give

Guest post from Reelika Financially Wise On Heels

This time of year, we’re often hit up by сhаritаblе оrgаnizаtiоnѕ аѕking uѕ tо “give, and give gеnеrоuѕlу”. If you’re like me, you usually assume they’re referring to monetary donations.

While I’m certain anу nоnрrоfit can mаkе use of саѕh dоnаtiоnѕ, money iѕn’t thе оnlу thing thаt уоu саn givе. In fасt, it mау not even bе thе mоѕt uѕеful.

If you’re currently tight on cash, consider thеѕе non-monetary ways to give inѕtеаd:

1. Give your Timе

Hоwеvеr riсh оr рооr уоu аrе, you’ve gоt 24 hоurѕ in every dау аnd 7 dауѕ in еvеrу wееk. Cаn уоu givе аn hоur оr twо оf timе tо ѕоmеоnе whо rеаllу nееdѕ it?

Thаt might mеаn:

  • Tаking саrе оf a friеnd’ѕ children ѕо he or ѕhе can hаvе a brеаthеr
  • Vоluntееring fоr a lосаl сhаritу
  • Hеlрing оut аt a соmmunitу еvеnt
  • Viѕiting a friеnd оr nеighbоr in hоѕрitаl
  • Liѕtеning tо a relative whо nееdѕ tо tаlk

2. Give your Skillѕ

We all have uѕеful ѕkillѕ, whether we rеаlizе it or not.

Inѕtеаd of giving mоnеу, lооk fоr wауѕ tо givе рrасtiсаl help. In ѕоmе саѕеѕ, уоur ѕkillѕ соuld ѕаvе ѕоmеоnе a lоt оf mоnеу mаking miѕtаkеѕ оr hiring ѕоmеоnе else tо dо thingѕ fоr thеm.

Pеrhарѕ уоu соuld:

  • Teach a friend or relative hоw tо сооk ѕimрlе mеаlѕ
  • Edit a friend’s réѕumé
  • Dеѕign a lоgо fоr a friеnd’ѕ nеw business
  • Drive аn еldеrlу nеighbоr tо the ѕtоrе

3. Give Encouragement

Think оf a timе in уоur lifе when ѕоmеоnе’ѕ еnсоurаgеmеnt mаdе аll the diffеrеnсе. Pеrhарѕ уоu weren’t ѕurе whеthеr оr nоt tо аррlу for соllеgе, but a tеасhеr оr relative ѕuрроrtеd уоu. Mауbе уоu were fееling frаzzlеd as a nеw раrеnt, but friеndѕ rаlliеd arоund you to help.

Yоu dоn’t nееd аnу ѕресiаl ѕkillѕ tо еnсоurаgе ѕоmеоnе, or еvеn muсh time. A fеw kind words оr a ѕimрlе nоtе соuld mаkе a hugе diffеrеnсе.

4. Give your Stuff

Dо уоu own аnу tооlѕ оr еԛuiрmеnt thаt you соuld givе (оr lеnd) tо someone whо needs thеm? Fоr inѕtаnсе, inѕtеаd оf kеерing оld computers оr mоnitоrѕ сluttеring up уоur hоmе, trу lооking for a local сhаritу оr a nеighbоr whо’d bе glаd to have thеm.

Mоѕt аrеаѕ hаvе a lосаl Frеесусlе grоuр whеrе уоu саn liѕt аnу unwаntеd роѕѕеѕѕiоnѕ. Whеn уоu dо thаt, уоu nоt оnlу gеt tо clear some сluttеr, уоu аlѕо help someone else in the process.

5. Given Infоrmаtiоn

Pеrhарѕ уоu knоw a lоt аbоut a раrtiсulаr tорiс. Yоu might hаvе ѕhеlvеѕ full оf bооkѕ tо lеnd оut, оr a bunсh оf grеаt blоg роѕtѕ bооkmаrkеd оn уоur соmрutеr. Friеndѕ аnd rеlаtivеѕ mау bе рurѕuing big gоаlѕ – but thеу might nоt knоw whеrе tо turn fоr аdviсе аnd infоrmаtiоn.

Lооk оut fоr орроrtunitiеѕ tо ѕhаrе uѕеful infоrmаtiоn: that might bе in уоur community, in уоur wоrkрlасе, оr еvеn within your fаmilу.

6. Give а Listening Ear

How many people do you know who juѕt nееd ѕоmеоnе willing tо liѕtеn tо thе fruѕtrаtiоnѕ and diffiсultiеѕ thеу еnсоuntеr in their home, their job, with a difficult child, etc. A littlе ѕуmраthу gоеѕ a lоng way.

We can all afford to give a listening ear (and REALLY liѕtеn whеn thеу talk). Whеn thеу’rе dоnе, tеll them уоu undеrѕtаnd and уоu аdmirе аnd аррrесiаtе thеir еffоrtѕ.

These are just a few of the MANY non-monetary ways to give…

What would you add to my list?

Reelika Tiik is an entrepreneur and the founder of Financially Wise On Heels. She is a happy wife and mom, Christian, financial management lover, and passionate about coaching. She provides inspiration, tools and resources to Moms to better plan, budget and manage their finances without sacrificing the needs and dreams of their families.

photo source

5 Things I’m Loving This Week

5 Things I'm Loving This Week

1. This Picture of My Kids

These three got themselves up, dressed, washed their hair, fixed it, fed themselves, and got themselves out the door for early service with Jesse at church last week — all on their own! Which meant I ended up having a completely quiet morning all to myself to read and pray and then met them at church for the second service!

Moms of littles: hang in there. I know that it feels like the day will never come when you won’t be overwhelmed with changing and bathing and dressing and feeding little people, but the day will come soon when that will all be a memory of the past. And you’ll look at your kids and wonder how on earth they grew up and became so self-sufficient!

5 Things I'm Loving This Week

2. Fun New About My New Book

So, I kind of had a big week last week… not only did I launch my new book, Money-Making Mom, but I also got some very fun and unexpected news related to the book:

5 Things I'm Loving This Week

3. Thought-Provoking Books

Speaking of books, I finished two different books this past week that I just loved and that really challenged and inspired me — Rising Strong by Brene Brown and Breaking Busy by Alli Worthington. I’ll be scoping more about both of these this coming week.

You can see snippets of what I gleaned from quotes I posted on my Instagram feed recently.

5 Things I'm Loving This Week

4. Your Money-Making Mom Pictures on Social Media

Oh my goodness! I am just loving all of the pictures you all are posting on social media with my book. Honestly, it’s a humbling and surreal thing for others to be holding and reading a book that you wrote.

And I just cannot believe that there are already 173 reviews on Amazon!! The way you all have been cheerleading and championing me in this book launch just floors and touches me so much. Thank you for proving, once again, that I have the best readers on the planet. You mean the world to me!

5 Things I'm Loving This Week

5. My Husband’s Kindness to Shop for Me

I posted this on Instagram earlier this week:

How I shop…

Step 1: Make a list of what I need to buy.

Step 2: Text said list to @jessepaine with photos of ideas of what I’m sort of thinking.

Step 3: Sit at home in my comfy pants and comfy chair and get blogging work done while @jessepaine texts me pictures of Silas holding up various items that fit my list criteria.

Step 4: Have a phone call with @jessepaine to decide on the final picks.

Step 5: Try on clothes at home. Be very, very grateful that my husband loves shopping. Celebrate the fact that I stayed out of stores yet another day.

The End.

What are YOU loving this week? Tell us in the comments!

Gretchen’s $35 Grocery Shopping Trip and Menu Plan



2 lbs Asparagus – $1.69 each (Price matched to Aldi)

2 Avocados – $0.49 each (Price matched to Aldi)

Total: $4.36



3 Best Choice Cheese – $1.25 each

1 dozen Eggs – $2.79, used Free mobile coupon – Free after coupon

2 Chocolate Cheerios – $2 each, used $1/2 printable (doubled) – $1 each after coupon

1 Mission Corn Tortillas – $2.19, used $0.75/1 printable (doubled) – $0.69 after coupon

1 Puff Facial Tissue – $2.35, used Free mobile coupon – Free after coupon

Total after coupons: $6.44



2 Lettuce – $0.99 each

0.58 lbs Broccoli – $1.15

1 Kroger Peanut Butter – $1.79, used Free e-coupon – Free after coupon

2 Cucumbers – $0.49 each

1 Ham Steak – $2.50

2 Horizon Mac & Cheese – $1 each, used $0.75/2 printable – $0.63 each after coupon

1 Kroger Lasagna Noodles – $1.79

1 Green Bell Pepper – $0.99

1.88 lbs Bananas – $1.11, used $0.25/1 Checkout 51 rebate – $0.86 after rebate

1 loaf Nature’s Harvest Bread – $1.99, used $0.50/1 e-coupon – $1.49 after coupon

1 gallon Dillons Milk – $1.99, used $0.20/1 Ibotta rebate – $1.79 after rebate

1 Hershey’s Snacksters – $1, used Free e-coupon (no longer available) – Free after coupon

1 Danimal Smoothies – $2

1 Ragu Pasta Sauce – Marked down to $0.99, used $0.75/1 Ibotta rebate – $0.24 after rebate

Items a part of the Mega Sale (Buy 10 items, Get $5 off instantly):

1 Juicy Juice – $1.79, used $1/1 Ibotta rebate – $0.79 after rebate

2 Land O Lakes Butter – $1.99 each

1 Duncan Hines Cake Mix – $0.99 (I had a free e-coupon for this but it didn’t come off my card.) 🙁

4 Cottage Cheese – $0.79 each

1 Sour Cream – $0.79

1 Colgate Kids Toothpaste – $0.99, used $0.50/1 printable – $0.49 after coupon

Total after coupons and rebates: $24.68

Total for all stores: $35.48

Menu Plan for This Week


Scrambled Eggs & Toast x 3

Cereal x 2

Oatmeal, Fruit x 2


Macaroni & Cheese, Veggies

Peanut Butter & Jelly Sandwiches, Tossed Salad

Tossed Salad x 2

Cheese Quesadillas, Fruit

Leftovers x 2


Lasagna, Butterhorn Rolls, Sautéed Asparagus

Hawaiian Haystacks

Homemade Cheese Pizza, Tossed Salad

Mexican Lasagna, Steamed Asparagus

Ham and Hashbrown Casserole, Steamed Broccoli

French Toast, Scrambled Eggs, Applesauce (from the freezer)

Salad Bar with Grilled Chicken

How Crystal’s Blog Has Revolutionized My Life

rons wedding2

Testimonial from Keelie of Love Hope Adventure:

Just 7 short years ago, I was a desperate mess.

At the time, I was the momma of two young boys, frantically searching for ways to save money. My husband and I were drowning in bills and not enough income to pay for everything.

Our goal was and always has been, to stay out of debt as much as possible, but at the time, it felt like we were in a losing game.

Our Financial Problem

We moved to a new town in order for my husband to take on a job at a church. Unfortunately, we were stuck with a mortgage payment and no prospects of selling our home in the town we left.

Austin, my husband, was still in seminary. It was our goal to pay for all of his education with scholarships and cash; however, we had a lot of associated costs with him commuting to the school that we could not reduce.

I had tried several different ways to earn money from home in the years prior, but nothing I put time into produced any funds; and with two young children, the cost of childcare would take everything I could earn at a job outside of the home.

The First Revolution With Money Saving Mom

Since I was a frugal person by nature, I couldn’t find any real money saving tips. Every article said to stop eating out as much and cook from scratch. Those were no-brainers to me and not the least be helpful.

A friend sent me a message suggesting I check out Crystal’s blog. After browsing the site for a few minutes, I knew I had found a resource that would help us make it.

Crystal didn’t post the usual things I read about saving money. She outlined exactly how to coupon. Her information was astounding to me.

Without her practical helps, I wouldn’t have been able to feed my family during those years. We relied heavily on my ability to snag free and almost free items.

The couponing community she established changed the way we look at life. In addition, Crystal’s ideas on life shaped our attitude towards benevolence and we have incorporated those ideas into our jobs today.

Back In a Desperate Place

A few years later, we were on the move again. This time, we were in a better financial place as we did not have an extra mortgage payment and Austin was out of seminary.

However, we moved to an area with a huge couponing community. Rarely have I been able to make deal scenarios work because stores are always out of the products I needed and wanted to buy. We had little choice but to increase our expenditures.

It was a year into the job at the new church that I realized our days were numbered. Austin was feeling a pull to step out of pastoral ministry and I knew a major income loss was on the horizon.

The Second Revolution From Money Saving Mom

Around that time, Crystal started challenging her readers to find ways to earn an income from home. She had always had a push for that, but I think she was turning the focus even more.

Can I be honest? I was really angry with her for “pushing”. I knew she was right, but I didn’t want to keep trying make money from home. I had failed in this area so many times.

Even after I started following the Money Saving Mom blog, I would sign up for everything they suggested to earn a few extra dollars. None of those outlets brought me success. I thought earning just wasn’t something I was meant to do.

Crystal posted a series on ways to earn extra cash before Christmas. One of the days was about selling your services on a platform called Fiverr.

Reluctantly, I signed up for an account over there and created a writing gig. I didn’t expect anything to come of it since I had tried so many other ideas. However, after I created a gig, I started taking orders almost immediately!

Over the last 2 years, I have built a successful freelance writing business. I didn’t set out to do this through Fiverr, but it fell on me!

The Third Revolution From Money Saving Mom

About a year ago, I finally had the courage to start my own blog. This is a venture that my husband had been after me to do for many years as I have always wanted to be a writer.

Working on other entrepreneur’s websites gave me the confidence and skills I needed to start my own blog.

My biggest passion is to help married couples grow in intimacy with one another — healthy couples make for healthy homes. I launched Love Hope Adventure a little over a year ago and I’ve been nurturing it in my spare time.

I’m at another pivotal point in my life, and Crystal’s influence has come into play once again. With her latest book, Money Making Mom: How Every Woman Can Earn More and Make a Difference, I know I will get the valuable helps I need to take my blog to the next level.

Why I Trust Crystal

In the online world, it can be hard to know who to trust and who is fake. Crystal is a person that I have always identified with and trusted.

She is the same age that I am and has three kids that are all about the same age as my boys. Not only that, she is a homeschool mom that committed to putting her husband through his degree without taking on debt. I’ve watched her live out her convictions, which happen to be in line with my own.

Crystal is very transparent with her struggles and gives hope to others at every turn. She is a real person that has found ways to stay true to herself and keep her passions at the forefront of life.

Thank you Crystal for building this amazing community and bringing us all together to encourage each other!

Keelie is married to her highschool sweetheart and is the mom of three awesome boys. She is a creator and loves sharing with the world around her. One of her biggest passions is to help married couples fall deeper in love with one another. You can read her marriage tips at Love Hope Adventure.

A Letter to the Mama Who is Freaking Out That She Isn’t Doing Enough


My good friend, Amy, wrote a letter to the mama who is freaking out that she isn’t doing enough. It is SO good — especially in light of what we’ve been talking about around here recently.

While I think earning an income from home can be a wonderful thing, I don’t ever want it to be done at the expense of the more important — the people who live in your home, your health, your marriage.

Here’s a snippet of her amazing post:

Dear Mama,

You are doing enough.

YOU ARE enough.

Making money from home amid the already full everyday is an amazing opportunity. I know, because I’m doing it and I have been on various monetary levels with a few different streams of income since I left my teaching job 11 years and 4 children ago. It is a gift to be able to work from home, full or part-time, contributing to the family income.

The trick is to make sure that gift doesn’t turn into a burden. A longing for more. A taunting, insisting that you could do more and be more without the weight of what’s right in front of you. If only…

Read the full post here.