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Free ebook: The Secret Holocaust Diaries

Download a free copy of The Secret Holocaust Diaries. (Thanks, Coupon Cravings!)

Please note that the price is currently $0.00, but that could change at any time. Be sure to check the price before checking out to verify that it is still free.

This ebook is specifically for Kindles, but you can go here to download a free application that enables you to read Kindle ebooks on your PC.

Find more free ebooks here.

Setting Goals and Saving Money

The following is a guest post from Joy of Vim and Vigor:

source: RikkisRefugeOther

Whether you are a mom of one or of seven, whether you hare just married, or whether you are single, the demands of life are many. You know the old saying, “A woman’s work is never done.” That is so true!

Amidst the meal planning, dishes, work schedules, cleaning up of spills, errands, and laundry, we are real women with real needs–spiritually, physically, and emotionally. If these areas are being neglected in our lives, it affects us as woman and those around us.

Crystal has been such an inspiration to me in setting goals and accomplishing them. Seeing her lists of books to read, projects she wants to try, and also her monthly financial goals has been very motivating for me. I especially like how she doesn’t overload herself. Instead, her goals are doable.

One tangible way Crystal inspired me was to write down a budget for our family. To be honest, it was one of the most freeing things I’ve ever done. I think less about money now, because I know how much I can spend in each area of our lives. I don’t have to wonder, “Do we have enough money in the bank to cover this check?”

Creating a budget was like getting a raise: we can save so much more since we now know how much we can spend! And one goal I have regarding our budget for the New Year is to look at each category and see how I can spend less.

Here are some of the ways I am cutting back:

Clothing:

I have decided (for the time being) to only shop for myself at re-sale shops and rummage sales.

Cosmetics:

I have replaced my expensive, high-dollar face cream, and instead have started using a baking soda and water exfoliate. I’m also using avocado oil on my face, which is an inexpensive, natural and superior moisturizer. I now wash my hair with baking soda and rinse with vinegar. It cleans my hair, instead of stripping it, and it works wonderfully!

Beverages:

I had was in the habit of keeping a variety of store bought drinks at home–pop, juices, coffee, etc. However, I’ve decided we can easily save hundreds of dollars per year by choosing to drink water and milk. Juice is now a treat, and purchased only when on sale.

Eating Out:

One way we can save a ton of money is by setting a budget for eating out–and then sticking to it! If we go over budget in this area, I really feel it is my own doing.

I am the one in charge of meal planning, and I am now trying to have a few “fast food” meals handy in the freezer for those nights I don’t want to cook. (Crystal talks a lot about freezer cooking, which has been so helpful for me.)

It really is the little things that can make or break a budget. And as we approach another New Year, I hope this will be a springboard to help you think of a few areas where you too can cut back, so you can do more with your budget, and bless your family in this way.

Have you recently cut anything out of your budget?

Joy is a 33-year-old homeschooling mama to six kids. She is married to her wonderful husband, who lovingly looks past all her faults, and loves her for the wife, mama, and child of God she is striving to be. Through the trials and triumphs of marriage, having a large family, and living as naturally as possible on a budget, God is in the midst of it all. You can read about all the journeys Christ has been bringing this family through, and to be encouraged in your mothering on Joy’s blog.

Gardens Alive: $25 off $25 coupon = $17 worth of products for free after shipping

Sign up for a free Gardens Alive catalog and you’ll reportedly get a coupon for $25 off any $25 purchase with your catalog. They were offering this for awhile and then they stopped, but I’ve been hearing reports from readers that it’s back again!

Reader Carol emailed in and said that shipping is $8, so if your order is only $17, the $25 coupon will cover your order plus shipping, making it entirely free.

Please note: You may also get a $25 off $50 coupon via email after you sign up. The $25 off $25 coupon will come in the mail on the back of your catalog.