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Weekend Giveaway: 5 Savvycents Budgeting Wallet Systems


Savvycents was first formed in January of 2009 after Melinda Claudpierre read a book about becoming debt-free and following the cash envelope system of budgeting.

Frustrated with paper envelopes and disorganization with her wallet, she wanted to create a wallet that would allow her to keep her cash in separate categories and also give quick access to her drivers license, coin holder and all of her discount cards and coupons. So she created the Savvycents Wallet which allows you to have all these thing in an attractive wallet!

The Savvycents Wallet is not only functional but also fashionable. It contains everything you need to organize your monthly or weekly budget using a cash system. With an accordion style file system inside the wallet you can separate money and coupons by categories.

The wallet also comes with file cards where you can label each category with pre-printed labels. There are also blank labels where you can customize your wallet based on your personal categories. You no longer have to carry envelopes to separate your money and deal with loose change in the envelopes. A coin pocket is located on the backside of the wallet. Plus, it also has 6 pockets for debit cards and store discount cards. On the opposite side there is a place for your driver’s license and a place for your checkbook.

I think this idea is brilliant and loved the idea as soon as I heard about it! However, when Melinda sent me one, I noticed one big flaw: there aren’t enough category slots. The five available in this wallet just don’t cut it for us since we actually actually have 12 different cash envelopes categories!

The more I thought about it, though, I realized that you could choose five of your most-used categories to keep in this wallet and that would likely work fairly well. Or, you could store the rest of your envelopes in the wallet and just pull them out as needed. We’re still deciding what might work best for us. For the time being, we have five of our envelopes in The Savvycents Wallet and the rest are still in our other cash envelope wallet system.

Another idea I had for using this wallet would be to use it as a coupon organizer of sorts. If you clip your coupons and put them in individual envelopes with your store lists, you could create a category slot for each store you regularly shop at and then keep your ECBs, Register Rewards and store coupons in the individual slot.

When you get ready to go shopping, you could stick the coupons you’re planning to use, along with the store list in each store’s slot and your grocery money and you’d be all set for a very organized shopping trip. I’m beginning to think that this is how I’ll settle on using it as it seems it would work really well for that.

Would you like to try out a Savvycents Wallet to see if it helps you stay more organized? I’m giving away 5 wallets this weekend to readers here. To enter to win one, just leave a comment on this post (click here to do so). Five winners will be randomly chosen and posted on Monday.

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  • Melissa Dunn says:

    Wow! I love that. It would be nice to have a few more pockets, but it is pretty darned snazzy as is.

  • Sarah says:

    Neat! I’d love one!

  • Kara Cox says:

    I might be a little late… I’m on a different schedule than most, I think. 🙂 Anyway, my husband and I use our envelope system (it has saved us so much financially and relationally), and this seems like a wonderful idea. I’ve always wanted something that looks a heck of a lot cuter than a bunch of envelopes. This also looks far more convenient. I also wonder if it would work well for coupons! I’m pregnant with our first child, and am excited that I get to stay home and get creative with everything!! Great idea!!

  • Tracy says:

    I would love to have this. My wallet is full of stuff and a mess. It would be a dream come true for my purse.

  • Barbara Johnson says:

    I just started using the cash system and I think this would work great for me . Thanks for giving me an chance to win 🙂

    Thanks, Barbara

  • Shannon says:

    I like the coupon idea. Count me in!

  • Janelle Nickelson says:

    This sounds like a great idea, I have been trying to figure out how to organize all these coupons I have started to save and this would help a lot.

  • Emily Schwartz says:

    I have been looking for a wallet to keep me organized, this looks like what I have been looking for but can not find

  • Brenda says:

    Hey, this looks like a really functional item. Sure would be great to have one of my own!

  • Cary says:

    Please consider me. I used to be extremely organized and had no problem staying that way. Now I am having a hard time due to an accident. Any help getting back to being organized would be greatly appreciated.

  • Lolo says:

    If only I could send you a picture of my current wallet with all of it’s coupons and receipts and such hanging out all over the place you would definitely say “She NEEDS one!” LOL
    (on a side note I was embarrassed when I got pulled over for a headlight being out and the officer asked to see my registration. He got tired of waiting and went back to his car to run my license while I searched through all my papers looking for it. (blush) I did find it and was on my way shortly, but still felt embarrassed that I had so much junk stuffed into my wallet. I need a better organization tool!)

  • katy nelson says:

    With 4 kids, keeping everything organized is a challenge at the store. My daughter said to me, “Mom, you just throw everything in here-my current system.” I would love to show her how to keep it organized. Great idea.

  • Melody Price says:

    I need to become more organized and would LOVE to get my hands on one of these.

  • Lisa says:

    I would be so excited to win this wallet. I have been working hard to get organized and this would be a great help.

  • Sherrie Pruitt says:

    Wow!! I need this so bad to get me orgainize. Please pick me. Thank You, Sherrie

  • Slawebb says:

    we just started using the envelop system. This would be great!!

  • Would love to try one of these, but I see that over 2500 people want one also!

  • Celia Goodell says:

    I would love a better system than I have!

  • Becky Hansen says:

    I think this would make my life so much easier. would love to win this.

  • gmarie says:

    I have been looking for something like this. Convenient and organized. Perferct.

  • DELZENA B. says:

    I would love to try this new wallet out. I’ve had an old organizer for about three years now that I cant find another one like it. Reading money saving tips for mom, I’ve found something thats better and more functional to my everyday shopping needs!

  • Teresa says:

    This looks great! And I soooo need to be more organized.

  • Jenny says:

    These are awesome! I could totally use one of these and would love to get one for my mom too as the envelope system has been a life saver for them when my dad suddenly lost his job. 🙂 Great idea!

  • kari says:

    I would love to give it a try!!!!

  • Allison Picone says:

    wow! i hope i’m not too late for this one! i sure could use this. thanks for sharing!

  • Patty G says:

    Hoping I’m not too late for this either…..who couldn’t use a wallet like this?? LOL

  • melissa martinez says:

    I love the cash envelopes idea..but hate the paper envelopes…I would really like to win that wallet..sounds like a great item.

  • Lauren says:

    this would be perfect for coupons.

  • Christine Conrath says:

    I would love to have this! I really need a new wallet and this looks like just the thing!

  • Pam Frohn says:

    Am I too late to enter? I’d love one.


  • Kate says:

    I would love to try one! This would be very handy on quick errand runs.

  • Jennifer Nick says:

    I would really love to win this!! I am just starting Dave Ramsey’s program and this seems so nice and organized for the cash envelopes! Thanks so much!

  • Kim says:

    Crossing my fingers for this one!

  • Caitlin says:

    These are so cool!

  • Grace says:

    This would be a great gift for my mom for mother’s day!

  • Amber says:

    I’d love to try this! I’m currently using the paper envelopes and have reinforced them with packing tape because they were falling apart.

  • Natalie says:

    Awesome! Thanks!!

  • Connie Corey says:

    I would love one of these!

  • Natalie B says:

    Would love this!

  • Brett Marie says:

    would love to win this!

  • Paula says:

    I’d love to win this!

  • mommalovesmee says:

    I would love to win this. I love couponing so this would be great addition for that…..I really hope to win this. 🙂

  • Brenda says:

    This would be great and would really help organize my purse. Thanks for your great info!

  • Cherie says:

    Now why didn’t I think of that? 🙂

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