Ask the Readers: How do you lower your water costs?

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Today’s questions is from Lisa:

The cost of water in our town is extremely high. We are always looking for ways to lower it… so I’m looking for any creative ways to keep our water bill down. Does anyone have suggestions? -Lisa

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Ask the Readers: How much should I save for a trip to Disney?

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Today’s questions is from Michelle:

Your blog has inspired me to start saving for something that I really want to do, and feel like it’s just way too expensive: a Disney World vacation!

I have coworkers who travel there all the time, but our budget makes a vacation like that a once-in-a-lifetime trip for us. However, I have NO IDEA what my saving goal would/should be!

I live in Pennsylvania, so we would need airfare for 3 plus a hotel, park tickets, and whatever else you have to pay for when you’re there (food, a few souvenirs, etc.)

So I’m wondering what a practical budget with be for this type of trip… and I’m looking for frugal tips for taking a trip like that without breaking the bank.

Also, I have a couple years to save as my daughter is barely 2, and I think she’d need to be 3 or 4 for it to be worth it. I just really want to be able to do this for my family! -Michelle

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Ask the Readers: Best price-checking websites?

Today’s question is from Alrena:

Do you have any suggestions for websites I could use to check prices before buying things?

I just bought a new dishwasher and did a web search by name and model number — in the process, I found a different store not far away that had the same model for over $100 cheaper!

I told the store I was at, and they matched the price — but I’m wondering if there is an easier way to do these types of searches? -Alrena

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Ask the Readers: Ebates or Swagbucks?

Today’s question is from Katie:

I was wondering if you or your readers had a preference for online shopping using either Ebates or Swagbucks? I usually go through Ebates to get the cash back, but it is more profitable to go through Swagbucks and earn the points?

I understand it varies depending on any special points/percent back, but I was just looking for opinions. Thanks!

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Ask The Readers: When is the best time to buy electronics?

Today’s question is from Angie:

My daughter is now a freshman in high school and needs a laptop. We want to get her one for Christmas, but our budget is pretty tight.

We probably won’t be able to take advantage of the Black Friday electronic sales because the quantities are always so limited. So I’m wondering, is it better to buy electronics before Black Friday or wait until Black Friday sales and hope that we can get something more affordable?

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Ask The Readers: Target’s markdown policy?


Today’s question is from Jay:

There are a lot of sites that explain Target’s markdown schedule, but I recently came across some info on Buzz Feed that said:

If the price of a marked down item at Target ends in 8, it will be marked down again. If it ends in a 4, it’s the lowest it will be. (It’s #30 on this list.)

I’ve never see this information posted anywhere else so I’m wondering if it’s true or not? Have you ever seen this before? -Jay

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