Ask The Readers: Credit monitoring services?

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Today’s questions is from Anna:

I need to find a credit monitoring service and I was wondering if you or your readers have a particular service that stands apart from the others? -Anna

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Ask the Readers: How can I best utilize my iPhone?

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Today’s questions is from Jen:

My “not-smart” phone that I’ve had for 6 years just bit the dust and my husband bought me an iPhone. I’m wondering how people use these for meal plans, grocery lists, scheduling their days, etc.?

Not just apps to download, but using alarms, or other features, too. I really want this phone to be an effective tool that makes my life better and more efficient, not just another thing to distract me.

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Ask the Readers: Is a home warranty worth the cost?

Today’s questions is from Michele:

We are purchasing a home built in the early 80′s. Most of the appliances are more than 5 years old, but it has a new roof and new furnace.

I’m wondering if it’s worth the $400-$600 to buy a home warranty? I know that with a warranty, we might be tied to certain repair companies, be required to pay a flat fee for repair visits, and aren’t guaranteed replacements unless it’s completely unfixable. -Michele

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Ask The Readers: Tips to Transition to a Stay-At-Home-Mom

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Today’s questions is from Jessica:

I recently had my second child and left the corporate work force to stay at home with my children. Do your readers have any advice to make this transition go as smoothly as possible? I want to maximize my time with my children (2 years and 3 mo.) since I have been blessed with this opportunity.

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Ask The Readers: Frugal sack lunch ideas?

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Today’s questions is from Kim:

Do you have any suggestions for frugal lunches? My husband needs a break from PB & J, so I’m trying to find some other options. He doesn’t have access to a microwave, so leftovers aren’t an option, unfortunately. -Kim

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Ask the Readers: How do you lower your water costs?

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Today’s questions is from Lisa:

The cost of water in our town is extremely high. We are always looking for ways to lower it… so I’m looking for any creative ways to keep our water bill down. Does anyone have suggestions? -Lisa

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