How We’re Saving $50 Per Month on Our Bills (and it just took two simple phone calls!)

How We Negotiated Lower Monthly Bills

Guest post from Lydia of

There are some bills you have no control over, like your electric bill. Yes, you can turn the air conditioner off and not use as many lights, but you are still at the mercy of what the power company charges per KWH.

However, there are some bills you can negotiate down with your service provider.

Last week, my husband called our internet service provider and cell phone carrier to see if we could lower our rates. We have been long-term customers of both and thought it wouldn’t hurt to see what they could do. Two phone calls later and we were saving a little more than $50 a month… and we could all use an extra $600 a year, right?

If you’d like to lower a few of your monthly bills, here are some of our tips:

1. Look for a cheaper package.

If you have had your same package for a long time, rates may have change. We found that was the case with our service provider, Verizon.

They had recently upgraded us to a larger data plan for free as part of a promotion to get us to buy a new phone. But we were not using the extra data and don’t need a new phone and asked to be bumped to a lower plan. That saved us about $25 a month.

2. Find where you’re wasting money.

Our internet bill was the next place we looked and we realized we were wasting money by renting our modem. We could purchase a modem for about $75, while we had been renting it for $7.95 a month for the past 26 months! If you do the math, that’s over $200!

Of course, if something happens to your modem you have to replace it on your own dime.

3. See if a long-term contract is worth the money.

We have very few internet service providers where we live. And we have had the same one for over two years. We realized it was about $15 a month cheaper to just go ahead and sign one-year contract with them.

Since I use the internet to run a business from home, I don’t see us cutting that expense within the next year — so that simply change saved us another $180 per year.

4. Ask the right questions.

My husband just flat out said, “Your competitor has a cheaper rate and we are thinking about switching, what can you do to change our minds?” That got a quick response and a small discount!

You might also ask if they have a customer appreciation discount. Some providers will knock a few dollars off your bill as a one-time discount if you ask politely. Politeness goes a long way.

These are just a few of the ways we’ve successfully lowered our monthly bills. Have you tried anything similar? Or do you have other ideas and suggestions?

Lydia Senn is a Jesus-lover, wife, Mama, blogger, writer, small business owner and reluctant domestic. She’s a former stressed out newspaper reporter who turned in her reporter’s notebook for cloth diapers and a simpler life. She lives in rural Alabama with her husband and two sons. You can visit her at

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Gretchen’s $55 Grocery Shopping Trip and Weekly Menu Plan



1 Red Grapes – $3.18

1 loaf Bread – $1.29

1 gallon Milk – $2.68

1 Roma Tomatoes – $1.19

1 Baby Carrots – $0.69

1 bag Navel Oranges – $1.99

1 bag Tortilla Chips – $1.19

2 packages Cheese – $1.99 each

3 Cucumbers – $0.59 each (I will also get back $0.25 from Checkout 51!)

1 Italian Dressing – $1.39

1 Cauliflower – $1.69

1 Celery – $0.69

1 package Pecans – $2.99

1 can Refried Beans – $0.79

1 Flour Tortillas – $1.19

Total: $27.59


1 Kroger Unbleached Flour – $1.99, used $0.40/1 coupon from mailer – $1.59 after coupon

1 Triscuits – $2, used $1/1 printable - $1 after coupon (I will also get $1 back from Checkout 51 making this free!)

3 Annie’s Mac & Cheese – $1 each

1 Kroger Frozen Chicken Breasts – $6.99, used $1.45/1 coupon from mailer – $5.54 after coupon

1 Kroger Sandwich Slims – $1.79

1 Kroger Ice Cream – $2.50, used $0.40/1 e-coupon – $2.10 after coupon

1 Hormel Natural Oven Roasted Turkey – $3.59, used $0.50/1 coupon from the 3/16 SmartSource insert – $3.09 after coupon

1 Thomas English Muffins at $2.99 – On Sale Buy One Get One Free, used $0.50/1 printable - $0.99 after coupon

4 packages Carrots – Marked down to $0.25 each

1 Lettuce – $0.99

1 Kroger Brown Rice – $1

1 Kroger Cherry Tomatoes – $2.99

0.96 lbs Broccoli @ $1.59/lb – $1.53

1 Green Bell Pepper – $0.99

Total before coupons and sales: $41.38

Total after coupons and sales: $27.60

Total for all grocery items: $55.19

Menu Plan for this Week


Cereal, Homemade Granola, Homemade Veggie/Fruit Juice, Resurrection Cookies (I will be making these with my son on Saturday evening to eat Easter morning as a special treat!)


Mac & Cheese, Fruit/Veggies/Crackers, Cheese Quesadillas, Leftovers, Peanut Butter & Jelly Sandwiches


Turkey Sandwiches, Chips, Fruit

Dinner with family (I’m bringing Herbed Carrots.)

Homemade Cheese Pizza, Breadsticks, Tossed Salad

Rice & Beans, Steamed Broccoli, Sliced Oranges

Deer Steak, Biscuits, Peas

Lasagna Casserole, 30 Minute Rolls, Tossed Salad, Green Beans

Oven Fried Chicken, Toasted English Muffins, Steamed Cauliflower

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