A testimony from Jessica
Our “We Paid Cash” victory this past year came in the form of a baby!
I know, it’s a little odd for a “We Paid Cash” story, but as many other moms know, having a baby can be expensive! With no health insurance, and as a stay-at-home mom, we knew from the beginning that our 4th baby would be a stretch for us financially.
We were able to utilize a health discount program available in our state, with the only contingency being that all fees (doctor, hospital, lab work, etc.) were paid in advance. This meant that we needed to come up with roughly $5000 for my 4th c-section, in just 9 months, on an already very tight budget!
Here’s how we did it:
We continued to stick to our budget.
I did a lot of freezer cooking and stock piled great deals from my local grocery stores.
I sold stuff.
I sold old books and children’s clothing on Craigslist and eBay. While it didn’t amount to a ton, it was something!
My husband took on extra jobs.
My husband was able to perform about 2 weddings each month. This money went straight to the hospital, and also gave us some built-in date nights as we celebrated with the lovely couples getting married!
I used Swagbucks to earn Amazon gift cards to pay for diapers, which freed up my diaper budget to go towards the new baby.
We sold our second car.
With my husband working 5 minutes from home, and with me homeschooling our children, we figured we didn’t presently need to be a two-car family.
This sale gave us cash in hand, as well as cut our monthly car insurance bill by $25.
My husband sold a guitar.
Sigh. This one was a little harder… BUT, the day after he decided he would sell his guitar to help pay for the baby, he was gifted another one that he really loves!
By the time our fourth child was born, we had paid off the doctor, the surgical assistant, the anesthesiologist, the hospital, all lab fees, two unexpected hospital visits, and the pediatrician!
The financial freedom after our little Levi was born was SO nice, and now we get to enjoy and love on the very best thing we could’ve ever “paid cash” for… our son!
Jessica is a wife and homeschooling mom of four children under 7. She blogs regularly about parenting, homeschooling, crafts, DIY, and yummy recipes at Mothering With Creativity.
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