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	<title>Comments on: Becoming a Work-At-Home Mom: Introduction</title>
	<atom:link href="http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/feed" rel="self" type="application/rss+xml" />
	<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html</link>
	<description>Helping You Be a Better Home Economist</description>
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		<title>By: Louise</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149527</link>
		<dc:creator>Louise</dc:creator>
		<pubDate>Sat, 17 Oct 2009 22:28:18 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149527</guid>
		<description>Just want to share some thoughts for those who did get laid off, etc., and need a little extra cash.  When I worked full-time, I also was raising three children alone.  One Christmas, I was working non-stop &amp; needed some cookies for Christmas; a friend who worked part-time offered to bake them; I paid her well; she got extra $s; my family enjoyed the same Christmas treats as when I had time to do them myself.

I also hired part-time housecleaning help (windows, floors, etc.) when I could not get it done - holidays, birthday parties, etc.  Extra $s for the person I hired.

Also I hired babysitters (both teenagers and adults) to help w/the children when it was necessary.  Stay-at-home Moms babysat my eldest daughter when I worked.  I had a reliable babysitter and they got paid well.  When the girls were both in orthodontics, I paid someone to take them occasionally when I simply could not take off work to go.

If I were unemployed unexpectedly, I&#039;d let people know what I am open to doing, and for how much.  I would not only search the job listings, but let everyone know I am willing to help the busy households and how I could help.  And sometimes, these contacts can let you know of job opportunities you may not otherwise know of.

My daughter today pays $15 an hour for a babysitter when she has to go run errands and go to the grocery store.  That occasional $30-$45 for her is worth it - she gets her errands and shopping done in minimal time.  The little ones stay home; their routines and naps are not interrupted.

These ideas may not be for everyone, but if you get even one idea from all this - then you are on your way to creative ways to make $s.  This economy is tough, but America was built by our &quot;tough&quot; ancestors.  People helped one another then and by helping each other, people will get through this as well.




</description>
		<content:encoded><![CDATA[<p>Just want to share some thoughts for those who did get laid off, etc., and need a little extra cash.  When I worked full-time, I also was raising three children alone.  One Christmas, I was working non-stop &#038; needed some cookies for Christmas; a friend who worked part-time offered to bake them; I paid her well; she got extra $s; my family enjoyed the same Christmas treats as when I had time to do them myself.</p>
<p>I also hired part-time housecleaning help (windows, floors, etc.) when I could not get it done &#8211; holidays, birthday parties, etc.  Extra $s for the person I hired.</p>
<p>Also I hired babysitters (both teenagers and adults) to help w/the children when it was necessary.  Stay-at-home Moms babysat my eldest daughter when I worked.  I had a reliable babysitter and they got paid well.  When the girls were both in orthodontics, I paid someone to take them occasionally when I simply could not take off work to go.</p>
<p>If I were unemployed unexpectedly, I&#8217;d let people know what I am open to doing, and for how much.  I would not only search the job listings, but let everyone know I am willing to help the busy households and how I could help.  And sometimes, these contacts can let you know of job opportunities you may not otherwise know of.</p>
<p>My daughter today pays $15 an hour for a babysitter when she has to go run errands and go to the grocery store.  That occasional $30-$45 for her is worth it &#8211; she gets her errands and shopping done in minimal time.  The little ones stay home; their routines and naps are not interrupted.</p>
<p>These ideas may not be for everyone, but if you get even one idea from all this &#8211; then you are on your way to creative ways to make $s.  This economy is tough, but America was built by our &#8220;tough&#8221; ancestors.  People helped one another then and by helping each other, people will get through this as well.</p>
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		<title>By: Frugal.Homemaker.Plus</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149526</link>
		<dc:creator>Frugal.Homemaker.Plus</dc:creator>
		<pubDate>Wed, 14 Oct 2009 10:07:18 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149526</guid>
		<description>I can&#039;t wait to see this series!  If you still need a guest poster, I&#039;d be happy to write about teaching online for local colleges.  Let me know.  Either way, I can&#039;t wait! :)
</description>
		<content:encoded><![CDATA[<p>I can&#8217;t wait to see this series!  If you still need a guest poster, I&#8217;d be happy to write about teaching online for local colleges.  Let me know.  Either way, I can&#8217;t wait! <img src='http://moneysavingmom.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Spend Less &#38; Save More</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149525</link>
		<dc:creator>Spend Less &#38; Save More</dc:creator>
		<pubDate>Tue, 13 Oct 2009 07:22:25 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149525</guid>
		<description>Great idea! I am a SAHM who has had to come up with creative ideas to bring in extra money each month. I&#039;d be happy to share some of these with your readers.
</description>
		<content:encoded><![CDATA[<p>Great idea! I am a SAHM who has had to come up with creative ideas to bring in extra money each month. I&#8217;d be happy to share some of these with your readers.</p>
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		<title>By: Katy</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149524</link>
		<dc:creator>Katy</dc:creator>
		<pubDate>Mon, 12 Oct 2009 13:02:08 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149524</guid>
		<description>This is such a great topic to write on!  I can&#039;t wait to read your thoughts and suggestions!  I would like to be a stay at home mom when my husband and I decide to start a family.  We both work full-time, and I am having troubles figuring out just how it will work.  We follow a budget each month, and I&#039;m trying to find some &quot;on-the-side&quot; things to do for a bit of extra income.  Can&#039;t wait to hear what you have to say!
</description>
		<content:encoded><![CDATA[<p>This is such a great topic to write on!  I can&#8217;t wait to read your thoughts and suggestions!  I would like to be a stay at home mom when my husband and I decide to start a family.  We both work full-time, and I am having troubles figuring out just how it will work.  We follow a budget each month, and I&#8217;m trying to find some &#8220;on-the-side&#8221; things to do for a bit of extra income.  Can&#8217;t wait to hear what you have to say!</p>
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		<title>By: kelly</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149523</link>
		<dc:creator>kelly</dc:creator>
		<pubDate>Thu, 08 Oct 2009 22:52:24 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149523</guid>
		<description>I cook meals for 3 working moms that I know. This makes me between 50 and 75 dollars a week income. This is not much, but it is helping me save for a van without touching my husbands income to do it.  I love to cook and use new recipes so for me this is fun.
</description>
		<content:encoded><![CDATA[<p>I cook meals for 3 working moms that I know. This makes me between 50 and 75 dollars a week income. This is not much, but it is helping me save for a van without touching my husbands income to do it.  I love to cook and use new recipes so for me this is fun.</p>
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		<title>By: Sophia</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149522</link>
		<dc:creator>Sophia</dc:creator>
		<pubDate>Thu, 08 Oct 2009 08:14:29 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149522</guid>
		<description>I&#039;m really looking forward to this series! I&#039;m going to be married next spring, and I&#039;ve always had an income stream of my own. For the last several years that has been babysitting and caretaking. My man said he didn&#039;t mind me continuing with those jobs after we were married until kids come. Neither of us expect that to take very long, so I&#039;m very interested in finding ways to keep an income stream going even when I have to be at home to look after little ones.

The things I&#039;d be most interested in would be:

Lots of creative ideas to try out!

How do you manage the tax aspect? a lot of &quot;work at home&quot; jobs aren&#039;t exactly traditional.

What about balancing family time? Especially with more than one little one!

In the same line, how did you manage to keep the income stream going when you had your baby? wouldn&#039;t a lot of &quot;work at home&quot; things (such as the blogging) automatically dwindle when you can&#039;t pay close attention?


</description>
		<content:encoded><![CDATA[<p>I&#8217;m really looking forward to this series! I&#8217;m going to be married next spring, and I&#8217;ve always had an income stream of my own. For the last several years that has been babysitting and caretaking. My man said he didn&#8217;t mind me continuing with those jobs after we were married until kids come. Neither of us expect that to take very long, so I&#8217;m very interested in finding ways to keep an income stream going even when I have to be at home to look after little ones.</p>
<p>The things I&#8217;d be most interested in would be:</p>
<p>Lots of creative ideas to try out!</p>
<p>How do you manage the tax aspect? a lot of &#8220;work at home&#8221; jobs aren&#8217;t exactly traditional.</p>
<p>What about balancing family time? Especially with more than one little one!</p>
<p>In the same line, how did you manage to keep the income stream going when you had your baby? wouldn&#8217;t a lot of &#8220;work at home&#8221; things (such as the blogging) automatically dwindle when you can&#8217;t pay close attention?</p>
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		<title>By: Amanda</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149521</link>
		<dc:creator>Amanda</dc:creator>
		<pubDate>Wed, 07 Oct 2009 15:23:28 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149521</guid>
		<description>Thank you so much for posting about this, I can&#039;t wait to here your advice!
</description>
		<content:encoded><![CDATA[<p>Thank you so much for posting about this, I can&#8217;t wait to here your advice!</p>
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		<title>By: Dawn @ Finding My Way at Home</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149520</link>
		<dc:creator>Dawn @ Finding My Way at Home</dc:creator>
		<pubDate>Wed, 07 Oct 2009 14:14:15 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149520</guid>
		<description>Wow I can&#039;t believe the number of comments you got on this subject.   I am really looking forward to you and others sharing their experiences as work at home moms.  My husband has a full time job and I have been out of work for 18 months now and really would like to continue being home for my 6 and 3 year old children.   I&#039;ve worked hard to reduce our expenses but am now trying to build ways to increase our income in a flexible manner.   DH has spurts of OT and I hate the idea of leaving my family at home each weeknight while I head out to a job - plus if it meant DH couldn&#039;t get OT then that would be a financially dumb move.

I like the idea of multiple streams of income and am curious how many people have them and how they juggle those &#039;business ventures&#039; along with being mom and wife.

</description>
		<content:encoded><![CDATA[<p>Wow I can&#8217;t believe the number of comments you got on this subject.   I am really looking forward to you and others sharing their experiences as work at home moms.  My husband has a full time job and I have been out of work for 18 months now and really would like to continue being home for my 6 and 3 year old children.   I&#8217;ve worked hard to reduce our expenses but am now trying to build ways to increase our income in a flexible manner.   DH has spurts of OT and I hate the idea of leaving my family at home each weeknight while I head out to a job &#8211; plus if it meant DH couldn&#8217;t get OT then that would be a financially dumb move.</p>
<p>I like the idea of multiple streams of income and am curious how many people have them and how they juggle those &#8216;business ventures&#8217; along with being mom and wife.</p>
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		<title>By: Notes From The Frugal Trenches</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149519</link>
		<dc:creator>Notes From The Frugal Trenches</dc:creator>
		<pubDate>Wed, 07 Oct 2009 06:03:43 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149519</guid>
		<description>Crystal I really love your blog, while I&#039;m in the UK so the coupons aren&#039;t something I can use, I like your upbeat attitude and service to others! Such a great example to me!

I have a question that pops into my head every time I see friends get jobs to work from home, that I hope you don&#039;t mind my asking you.
Where I struggle is, as moms and wives first, is there a contention with the idea of wanting to earn more money? I can 100% understand it when you are trying to go from 2 parents working outside the home, to having mom home, or getting out of significant debt, or when you first have a baby and feel your place is in the home. I guess where I struggle is, once a family has enough to pay their mortgage (if they have one), bills, have an emergency fund to get by for a year with no income and of course tithe, then why would a family want to earn more? Why would a mom want to spend an hour or two or three (+) a day doing things away from serving, taking care of her husband and children? I know that many do it over nap time and when the little ones are asleep, but I&#039;ve always wondered if less time on the computer and working would allow for more family time, less stress in the family, more time serving others? This is 100% not a criticism, it is just something I see a lot with friends whose husband&#039;s incomes more than provide and yet they feel the need I guess to work from home and not totally just be home with their children?
Thank you for your lovely blog!
</description>
		<content:encoded><![CDATA[<p>Crystal I really love your blog, while I&#8217;m in the UK so the coupons aren&#8217;t something I can use, I like your upbeat attitude and service to others! Such a great example to me!</p>
<p>I have a question that pops into my head every time I see friends get jobs to work from home, that I hope you don&#8217;t mind my asking you.<br />
Where I struggle is, as moms and wives first, is there a contention with the idea of wanting to earn more money? I can 100% understand it when you are trying to go from 2 parents working outside the home, to having mom home, or getting out of significant debt, or when you first have a baby and feel your place is in the home. I guess where I struggle is, once a family has enough to pay their mortgage (if they have one), bills, have an emergency fund to get by for a year with no income and of course tithe, then why would a family want to earn more? Why would a mom want to spend an hour or two or three (+) a day doing things away from serving, taking care of her husband and children? I know that many do it over nap time and when the little ones are asleep, but I&#8217;ve always wondered if less time on the computer and working would allow for more family time, less stress in the family, more time serving others? This is 100% not a criticism, it is just something I see a lot with friends whose husband&#8217;s incomes more than provide and yet they feel the need I guess to work from home and not totally just be home with their children?<br />
Thank you for your lovely blog!</p>
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		<title>By: Marie</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149518</link>
		<dc:creator>Marie</dc:creator>
		<pubDate>Wed, 07 Oct 2009 02:40:34 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149518</guid>
		<description>I don&#039;t know if what I do would interest any of your readers, but I teach piano/voice lessons out of my home. I have a music education degree and advanced certification in piano, but several very effective and talented teachers do not. I used to teach school and quit to start a family and to devote more time to my studio. It was a good decision, as I work almost 2/3 fewer hours each week and make more than I did as a teacher, and the personal rewards are great - building relationships with outstanding kids and being able to do what I love from home.

I realize that this is a very specific skill, but I also think that anybody with a special talent or interest has the ability to turn it into an opportunity to assist in their family&#039;s finances. If you are interested or would like me to share more about this let me know. I&#039;d be happy to.
</description>
		<content:encoded><![CDATA[<p>I don&#8217;t know if what I do would interest any of your readers, but I teach piano/voice lessons out of my home. I have a music education degree and advanced certification in piano, but several very effective and talented teachers do not. I used to teach school and quit to start a family and to devote more time to my studio. It was a good decision, as I work almost 2/3 fewer hours each week and make more than I did as a teacher, and the personal rewards are great &#8211; building relationships with outstanding kids and being able to do what I love from home.</p>
<p>I realize that this is a very specific skill, but I also think that anybody with a special talent or interest has the ability to turn it into an opportunity to assist in their family&#8217;s finances. If you are interested or would like me to share more about this let me know. I&#8217;d be happy to.</p>
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		<title>By: colleen</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149517</link>
		<dc:creator>colleen</dc:creator>
		<pubDate>Tue, 06 Oct 2009 22:56:13 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149517</guid>
		<description>I found my current part-time job on the wahm.com website.  This site is full of great information!
</description>
		<content:encoded><![CDATA[<p>I found my current part-time job on the wahm.com website.  This site is full of great information!</p>
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		<title>By: John</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149516</link>
		<dc:creator>John</dc:creator>
		<pubDate>Tue, 06 Oct 2009 20:59:48 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149516</guid>
		<description>Great to hear you have 3.  We have 6 and more people seem to have a part time hobbies on the net nowadays. One way we have found to monetise ours is with affiliate marketing.  Thanks for the article... John...   &lt;a href=&quot;http://InternetMarketingWithJohn.com&quot; rel=&quot;nofollow&quot;&gt;http://InternetMarketingWithJohn.com&lt;/a&gt;
</description>
		<content:encoded><![CDATA[<p>Great to hear you have 3.  We have 6 and more people seem to have a part time hobbies on the net nowadays. One way we have found to monetise ours is with affiliate marketing.  Thanks for the article&#8230; John&#8230;   <a href="http://InternetMarketingWithJohn.com" rel="nofollow">http://InternetMarketingWithJohn.com</a></p>
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		<title>By: heather</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149515</link>
		<dc:creator>heather</dc:creator>
		<pubDate>Tue, 06 Oct 2009 19:44:33 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149515</guid>
		<description>Yeah, I can&#039;t wait!  I just had baby #3 2 days ago.   I am a registered nurse and can work just prn (as needed) but was really hoping to not go back at all.  I would love to hear your wonderful ideas.  You have been such an inspiration over the last year since I found your blog.  We have gone down to just $60/week on our grocery budget thanks to all of your wonderful advice.  God bless!
Heather
</description>
		<content:encoded><![CDATA[<p>Yeah, I can&#8217;t wait!  I just had baby #3 2 days ago.   I am a registered nurse and can work just prn (as needed) but was really hoping to not go back at all.  I would love to hear your wonderful ideas.  You have been such an inspiration over the last year since I found your blog.  We have gone down to just $60/week on our grocery budget thanks to all of your wonderful advice.  God bless!<br />
Heather</p>
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		<title>By: Twin Mom</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149514</link>
		<dc:creator>Twin Mom</dc:creator>
		<pubDate>Tue, 06 Oct 2009 17:13:48 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149514</guid>
		<description>I think in-home childcare is the most viable business for at-home moms.  It&#039;s a lot of work and commitment, but if you&#039;re serious about a significant income stream, it&#039;s the only one I&#039;ve seen work for most people.

Make sure your medical insurance covers NICU care.  Our bill was over $100,000 for preterm twins and insurance covers over 85%.  Think about the potential of a six figure bill BEFORE you let yourself get pregnant.
</description>
		<content:encoded><![CDATA[<p>I think in-home childcare is the most viable business for at-home moms.  It&#8217;s a lot of work and commitment, but if you&#8217;re serious about a significant income stream, it&#8217;s the only one I&#8217;ve seen work for most people.</p>
<p>Make sure your medical insurance covers NICU care.  Our bill was over $100,000 for preterm twins and insurance covers over 85%.  Think about the potential of a six figure bill BEFORE you let yourself get pregnant.</p>
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		<title>By: Christina</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149513</link>
		<dc:creator>Christina</dc:creator>
		<pubDate>Tue, 06 Oct 2009 14:16:21 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149513</guid>
		<description>Thank you to everyone who has chimed in about individual health plans! I won&#039;t post any more about it after this one because I don&#039;t want to hijack the topic (but based on all the feedback, maybe it&#039;s a possible topic???).

Anyway, to answer Heather&#039;s question (at 11:37 a.m.), yes, I should qualify for Cobra coverage when I leave my job (I&#039;m still there at the moment). I have been leaning toward wanting to have a baby sooner rather than later so that we can do Cobra for a short period, have the baby on it, then switch to an individual plan. Then we&#039;ll have time to get settled into a new plan before the next one (probably). My husband is just so absurdly weary of Cobra; he doesn&#039;t seem to understand that it probably would cost less than individual coverage (possibly lower premium but DEFINITELY lower hospital bill--the cost estimator under my current plan would be about $3,000 which is about double what we paid for our son, but is nowhere near having only $1,000 in coverage towards maternity).

I think I&#039;m starting to pull him to this side of the fence. :)
</description>
		<content:encoded><![CDATA[<p>Thank you to everyone who has chimed in about individual health plans! I won&#8217;t post any more about it after this one because I don&#8217;t want to hijack the topic (but based on all the feedback, maybe it&#8217;s a possible topic???).</p>
<p>Anyway, to answer Heather&#8217;s question (at 11:37 a.m.), yes, I should qualify for Cobra coverage when I leave my job (I&#8217;m still there at the moment). I have been leaning toward wanting to have a baby sooner rather than later so that we can do Cobra for a short period, have the baby on it, then switch to an individual plan. Then we&#8217;ll have time to get settled into a new plan before the next one (probably). My husband is just so absurdly weary of Cobra; he doesn&#8217;t seem to understand that it probably would cost less than individual coverage (possibly lower premium but DEFINITELY lower hospital bill&#8211;the cost estimator under my current plan would be about $3,000 which is about double what we paid for our son, but is nowhere near having only $1,000 in coverage towards maternity).</p>
<p>I think I&#8217;m starting to pull him to this side of the fence. <img src='http://moneysavingmom.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Dawn</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149512</link>
		<dc:creator>Dawn</dc:creator>
		<pubDate>Tue, 06 Oct 2009 13:50:56 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149512</guid>
		<description>I&#039;ve been working from home for over 20 years and homeschooling for alot of that time.  When the kids were little I was part of a homeschool group and was able to have my kids homeschooled by a very good friend of mine so I could get more work done.  As they got older, they learned to let Mommy have lots of time to herself and not bother her unless it was an emergency or they had a question with their schoolwork they could not find anywhere else.  This taught them how to be self-sufficient and patient.  I only have one child at home now that I&#039;m homeschooling and sometimes I miss those days of lots of little heads busy over their books!
</description>
		<content:encoded><![CDATA[<p>I&#8217;ve been working from home for over 20 years and homeschooling for alot of that time.  When the kids were little I was part of a homeschool group and was able to have my kids homeschooled by a very good friend of mine so I could get more work done.  As they got older, they learned to let Mommy have lots of time to herself and not bother her unless it was an emergency or they had a question with their schoolwork they could not find anywhere else.  This taught them how to be self-sufficient and patient.  I only have one child at home now that I&#8217;m homeschooling and sometimes I miss those days of lots of little heads busy over their books!</p>
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		<title>By: Laura</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149511</link>
		<dc:creator>Laura</dc:creator>
		<pubDate>Tue, 06 Oct 2009 12:48:20 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149511</guid>
		<description>I am so excited that you are doing this!  I currently am teaching and will continue to teach until we have children.  My husband wants to build us a house before we have kids.  We have been saving like crazy, so that we can pay for it out of pocket, but it might still be another few years.  I really want to be able to quit teaching after I have my first, but this could be fairly difficult, since my husband makes less than I do and his employer does not provide insurance.  If I am able to come up with a way to make some extra income on the side, it might speed things along, and maybe in the future I can stay at home.  Thanks so much for all of your help and encouragement!
</description>
		<content:encoded><![CDATA[<p>I am so excited that you are doing this!  I currently am teaching and will continue to teach until we have children.  My husband wants to build us a house before we have kids.  We have been saving like crazy, so that we can pay for it out of pocket, but it might still be another few years.  I really want to be able to quit teaching after I have my first, but this could be fairly difficult, since my husband makes less than I do and his employer does not provide insurance.  If I am able to come up with a way to make some extra income on the side, it might speed things along, and maybe in the future I can stay at home.  Thanks so much for all of your help and encouragement!</p>
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		<title>By: Stacey</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149510</link>
		<dc:creator>Stacey</dc:creator>
		<pubDate>Tue, 06 Oct 2009 12:09:13 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149510</guid>
		<description>Thanks for doing the series!  I am excited to hear about how you are making it as a work at home mom.  Currently I am in an internship with moms talk radio network and can&#039;t wait to get started with my own business.  I look forward to your series and learning lots!!!
</description>
		<content:encoded><![CDATA[<p>Thanks for doing the series!  I am excited to hear about how you are making it as a work at home mom.  Currently I am in an internship with moms talk radio network and can&#8217;t wait to get started with my own business.  I look forward to your series and learning lots!!!</p>
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		<title>By: Kristin</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149509</link>
		<dc:creator>Kristin</dc:creator>
		<pubDate>Tue, 06 Oct 2009 11:39:44 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149509</guid>
		<description>I can&#039;t wait to read this series. Thank you so much for doing this. As a new mom (just had my first 6 months ago) I have been desperately searching for ways to stay home with my baby instead of working outside of the home. So far, we just aren&#039;t there financially and we have to come up with some way for me to have some sort of income. I am looking forward to learning more from you and hope to find the inspiration we need to make it work.

I would be interested in reading tips for getting started on this process -- what resources are available for those looking to transition to working from home? Also, how do you balance working at home with taking care of kids/family?
</description>
		<content:encoded><![CDATA[<p>I can&#8217;t wait to read this series. Thank you so much for doing this. As a new mom (just had my first 6 months ago) I have been desperately searching for ways to stay home with my baby instead of working outside of the home. So far, we just aren&#8217;t there financially and we have to come up with some way for me to have some sort of income. I am looking forward to learning more from you and hope to find the inspiration we need to make it work.</p>
<p>I would be interested in reading tips for getting started on this process &#8212; what resources are available for those looking to transition to working from home? Also, how do you balance working at home with taking care of kids/family?</p>
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		<title>By: Jenn</title>
		<link>http://moneysavingmom.com/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html/comment-page-3#comment-149508</link>
		<dc:creator>Jenn</dc:creator>
		<pubDate>Tue, 06 Oct 2009 11:33:22 +0000</pubDate>
		<guid isPermaLink="false">http://moneysavingmom.net/2009/10/as-you-probably-know-if-youve-read-here-with-any-consistency-my-husband-and-i-tend-to-be-out-of-the-box-thinkers-we-dont-li.html#comment-149508</guid>
		<description>Your contact (and other) tabs aren&#039;t showing up on your header...I&#039;d be interested in a guest post (well, I don&#039;t know that I&#039;d have enough for a whole post on my own). Anyway, email me if you need someone to fill a little space:)
</description>
		<content:encoded><![CDATA[<p>Your contact (and other) tabs aren&#8217;t showing up on your header&#8230;I&#8217;d be interested in a guest post (well, I don&#8217;t know that I&#8217;d have enough for a whole post on my own). Anyway, email me if you need someone to fill a little space:)</p>
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