Jewel-Osco: Free Post cereal

Jewel

Jewel-Osco currently has Post cereals on sale 2 for $3. In addition, they are also running the Post catalina deal that Albertson's is (Buy 5 boxes of Post cereal, Get a $5 catalina coupon off your next shopping order. Good through April 19, 2009.)

Combining these two deals with coupons can net you free Post cereal this week. Here's how:

Buy five boxes of Post cereal
Use two $1/2 coupons from the 3/29 SmartSource insert
Use one $0.55/1 coupon from the 3/1 insert (or, use 5 $0.55/1 coupons–if you have that many)
Pay $4.95 out of pocket
Get a $5 catalina back

If you have more coupons, you can repeat this deal and use the catalina you earned on your last order to pay for your next order making your out-of-pocket expense $0. Stock up!

And even if you don't have a lot of coupons, the cereal would still be only $0.50/box for every five boxes you buy after the sale and catalina–which is a great deal!

Thanks, Mercedes!

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Guest Post: The Little Things Make a Big Difference

Guest Post by Beth from Recipes and Deals

Do you ever sit down to pay bills and think, “Where did the money go?”

That used to be me every month. I was nervous to have anything automatically withdrawn from our checking account because I didn’t want to write a check and not have money to pay a bill, yet I felt like all I did was pay bills!

We had recently made the transition from two salaries to one and we found it to be a big challenge. Plus, we had two children 20 months apart. Both were in diapers for awhile and both have food allergies which necessitate the purchase of more expensive grocery items.

After several attempts at setting budget and falling behind we finally took advantage of our church’s class offer of Dave Ramsey’s Financial Peace University. We began a hard, long, and ongoing conversation about where our money was going and we’ve learned a number of things along the way. Here are just a few of the things which have made a big change in our finances:

1) Always use cash when possible. Making the change to pay with cash
as opposed to using a debit or credit card has made such a huge
difference for us. We use the Envelope System outlined here. When the
envelope is empty, it’s empty.

2) Look for extra ways to make money. I am a certified swimming instructor and now that our boys are older, I’ve been able to slowly begin teaching again part-time in the Summer. The extra money goes to our emergency fund or other extra expenses we have. 

I sell our children’s clothing to a local consignment store and have made a few hundred dollars doing so. In addition, we have a garage sale once a year. Throughout the year, as we outgrow things or find we no longer need them, I price them and add them to our garage sale boxes in the basement. In the past 3 years, I’ve made over a thousand dollars selling old furniture, baby items, and clothes at our yearly garage sale.

3) Find an accountability partner. This is vital! My sister-in-law and I are of the same mindset. With children 4 months apart in age, we are in the same life stage, and have the same desires to be good stewards of our money and bodies. We talk several times a week, exchange recipes, coupons, and tips. Most importantly, we celebrate each other’s successes and encourage each other in the frustrating times.

Since October, we have been aggressively paying down school debt and have been committed to paying cash for all expenses. As of April 1, we will have approximately $7,000 less debt than we had in October! We have truly seen how often it’s the little things which make a big difference in the long run!

Beth is a stay-at-home mom and lives in a small town in the Midwest. You can see her weekly menus, recipes, and deals at her blog.

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Worth Reading: Bread stores and bath towels

::Meredith's post here on buying bread from bread/bakery outlets was very helpful. I've done this myself many a time and found the prices to be almost unparalleled. Now if I could just find a bread outlet which was close to my usual shopping route so I could do this again!

::Marie walks you through a helpful tutorial here on how to make a hooded bath towel. If you're a little bit savvy with a sewing machine and are able to find a great deal on towels, this could make for a very inexpensive gift. We've been given one of these for each of our children and I personally just love them!

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