Comments on: Living like no one else http://moneysavingmom.com/2008/07/living-like-no.html Helping You Be a Better Home Economist Sun, 21 Mar 2010 16:10:40 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: Living like no one else :: Money Saving Mom « Run your car with Waterhttp://moneysavingmom.com/2008/07/living-like-no.html#comment-300918 Living like no one else :: Money Saving Mom « Run your car with Water Sat, 30 Jan 2010 14:43:49 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-300918 [...] Today found this great post, here is a quick excerpt : We had money to pay for the car repairs, we don’t have money to pay for a new vehicle right now. We’re very hopeful that the mechanic will have our van in good working order by tonight and we’re very hopeful that after replacing just … Read the rest of this great post Here [...] [...] Today found this great post, here is a quick excerpt : We had money to pay for the car repairs, we don’t have money to pay for a new vehicle right now. We’re very hopeful that the mechanic will have our van in good working order by tonight and we’re very hopeful that after replacing just … Read the rest of this great post Here [...]

]]> By: kellyhttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284188 kelly Wed, 30 Jul 2008 21:40:27 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284188 I like your idea of "living like no one else". I think as parents - we need to be leaders in our homes, and set the standards. We have chosen to live frugally on one income. My husband is a professional. One day I woke up in debt and realized that were weren't keeping up with the Joneses-- we were the Joneses!! I changed that morning. We have taken a radically different path-- and I feel so much freer. I don't really care if someone thinks I should have a new car. My old Saab runs just fine thank you very much. I think that I am more easygoing now and can relax a bit more and really enjoy my kids more. We live frugally now- but better. We eat better quality food, which is cheaper than processed food. We play in the park and go swimming in the river and fly kites & today I picked blueberries. I guess I would just encourage people to take a risk and just follow your heart. Being able to afford staying home to raise my kids has been such a blessing for our family. We sacrificed my income-- but we gained so much more. I like your idea of “living like no one else”. I think as parents – we need to be leaders in our homes, and set the standards. We have chosen to live frugally on one income. My husband is a professional. One day I woke up in debt and realized that were weren’t keeping up with the Joneses– we were the Joneses!! I changed that morning. We have taken a radically different path– and I feel so much freer. I don’t really care if someone thinks I should have a new car. My old Saab runs just fine thank you very much. I think that I am more easygoing now and can relax a bit more and really enjoy my kids more. We live frugally now- but better. We eat better quality food, which is cheaper than processed food. We play in the park and go swimming in the river and fly kites & today I picked blueberries. I guess I would just encourage people to take a risk and just follow your heart. Being able to afford staying home to raise my kids has been such a blessing for our family. We sacrificed my income– but we gained so much more.

]]> By: Melinda Gustafson Gervasihttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284187 Melinda Gustafson Gervasi Tue, 29 Jul 2008 09:30:41 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284187 I can relate to your situation, and I think you made the right choice. I too am an attorney, and people do automatically think we "get paid the big bucks". Oddly, they never seem to focus on how much it cost me to get to be an attorney. I graduated in 2001 with $97K in student loans, and it was paid off, while working for a low-paying government job, by Sept. 2006!!! Now I am married, have my own solo practice, and we live debt free. We rent (it is half the price of owning) and are saving to buy a home without a mortgage. We are a one car family; my husband commutes via bike year-round (and we live in Madison, Wis). Keep with your plan, but accept that the majority of Americans will be puzzled and possibly hostile. It is worth it though, once the bills are gone and the funds start rising, a calm peace of mind takes over. Best wishes! I can relate to your situation, and I think you made the right choice. I too am an attorney, and people do automatically think we “get paid the big bucks”. Oddly, they never seem to focus on how much it cost me to get to be an attorney. I graduated in 2001 with $97K in student loans, and it was paid off, while working for a low-paying government job, by Sept. 2006!!! Now I am married, have my own solo practice, and we live debt free. We rent (it is half the price of owning) and are saving to buy a home without a mortgage. We are a one car family; my husband commutes via bike year-round (and we live in Madison, Wis). Keep with your plan, but accept that the majority of Americans will be puzzled and possibly hostile. It is worth it though, once the bills are gone and the funds start rising, a calm peace of mind takes over. Best wishes!

]]> By: mama khttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284186 mama k Mon, 21 Jul 2008 20:32:30 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284186 Thanks for this post. We have always lived finantially responsibly and I admit, it gets old sometimes. There is no major debt hanging over our heads (just the mortgage and some old student loans w/ a low low rate), but there is also no money for much other that the bare basics. It is easy to feel like a "have not" sometimes because we really are living like "no one else." I just keep reminding myself that I wanted to stay home and raise my son and that is the most imporant luxury of all! Thanks for this post. We have always lived finantially responsibly and I admit, it gets old sometimes. There is no major debt hanging over our heads (just the mortgage and some old student loans w/ a low low rate), but there is also no money for much other that the bare basics. It is easy to feel like a “have not” sometimes because we really are living like “no one else.” I just keep reminding myself that I wanted to stay home and raise my son and that is the most imporant luxury of all!

]]> By: Jenhttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284185 Jen Mon, 21 Jul 2008 17:00:26 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284185 I agree with you totally! People think we are nuts because we live in a trailer (mobile home), have two used cars, no cable, no cell phone (trac phone for emergencies) and don't have a lot of credit card debt. But then I laugh at people I work with who HAVE to work overtime (up to 80 hours a week) just to make their MINIMUM payments.Thanks for being brave! God Bless! I agree with you totally! People think we are nuts because we live in a trailer (mobile home), have two used cars, no cable, no cell phone (trac phone for emergencies) and don’t have a lot of credit card debt. But then I laugh at people I work with who HAVE to work overtime (up to 80 hours a week) just to make their MINIMUM payments.

Thanks for being brave! God Bless!

]]> By: Rocks In My Dryerhttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284184 Rocks In My Dryer Mon, 21 Jul 2008 00:43:11 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284184 Chin up, my friend. You're doing just the right thing. Chin up, my friend. You’re doing just the right thing.

]]> By: Amyhttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284183 Amy Sun, 20 Jul 2008 20:13:49 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284183 Can I just say that it saddens me that you would get ANY mean comments with all the good that you are trying to do here? We also are trying to live like no one else and we make choices that I am sure people might not understand, but that is perfectly ok. We love our life just the way it is and I am proud of you for being so willing to share your heart with us! Can I just say that it saddens me that you would get ANY mean comments with all the good that you are trying to do here? We also are trying to live like no one else and we make choices that I am sure people might not understand, but that is perfectly ok. We love our life just the way it is and I am proud of you for being so willing to share your heart with us!

]]> By: Karihttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284182 Kari Sun, 20 Jul 2008 19:15:20 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284182 Good for you Crystal!! My husband and I are in a similar situation - he is an engineer and I am a stay at home mom to our little girl with a second blessing on the way. Of my mommy friends, I was the only one who even considered not going back to work as soon as my maternity leave was up (we get one year in Canada). I constantly get comments from everyone on how "lucky" I am to be able to stay home, as they don't realize that engineers don't make a boat load of money, either, and that we make use of coupons and deals and frugal habits to allow me to stay home. And we only have one vehicle, which is definitely an anomaly to everyone we know. We find it difficult when even things like going out to dinner come up (when we have not budgeted for the expense). Thanks for the encouragement, and knowing that we're not alone in the pursuit of serving the Lord first and not looking to others to determine what we "need". :) Good for you Crystal!! My husband and I are in a similar situation – he is an engineer and I am a stay at home mom to our little girl with a second blessing on the way. Of my mommy friends, I was the only one who even considered not going back to work as soon as my maternity leave was up (we get one year in Canada). I constantly get comments from everyone on how “lucky” I am to be able to stay home, as they don’t realize that engineers don’t make a boat load of money, either, and that we make use of coupons and deals and frugal habits to allow me to stay home. And we only have one vehicle, which is definitely an anomaly to everyone we know. We find it difficult when even things like going out to dinner come up (when we have not budgeted for the expense). Thanks for the encouragement, and knowing that we’re not alone in the pursuit of serving the Lord first and not looking to others to determine what we “need”. :)

]]> By: Susanhttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284181 Susan Sun, 20 Jul 2008 19:11:33 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284181 It is unfortunate that the "normal" thinking of people is to go buy new cars, bigger houses, etc. when you get a good raise or have a promising career. I believe that is why our country is in the financial shape it is in. My husband earns a substantial amount; and we could have purchased a house twice as big and replaced his 21 year old car. Instead like you, we have chosen to keep the car, live in a smaller house and SAVE our money. Good for you not letting the rude comments influence you. Those are usually stated by those who are either not content or unsatisfied with their own life. God Bless you & keep up the great work! It is unfortunate that the “normal” thinking of people is to go buy new cars, bigger houses, etc. when you get a good raise or have a promising career. I believe that is why our country is in the financial shape it is in. My husband earns a substantial amount; and we could have purchased a house twice as big and replaced his 21 year old car. Instead like you, we have chosen to keep the car, live in a smaller house and SAVE our money. Good for you not letting the rude comments influence you. Those are usually stated by those who are either not content or unsatisfied with their own life. God Bless you & keep up the great work!

]]> By: Chrishttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284180 Chris Wed, 16 Jul 2008 09:05:47 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284180 Good for you guys. Dave would be proud. Good for you guys. Dave would be proud.

]]> By: Pattyhttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284179 Patty Mon, 14 Jul 2008 07:49:42 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284179 People say ugly things when they are jealous. Hopefully we can all pray for that person that they will find real happiness. People say ugly things when they are jealous. Hopefully we can all pray for that person that they will find real happiness.

]]> By: Eden C.http://moneysavingmom.com/2008/07/living-like-no.html#comment-284178 Eden C. Mon, 14 Jul 2008 07:26:28 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284178 amen! and we don't think you are crazy! you go girl! amen! and we don’t think you are crazy! you go girl!

]]> By: Evahttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284177 Eva Mon, 14 Jul 2008 06:10:44 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284177 First of all I have to say it's none of the rude posters business how much money you have. Sometimes people speak or type before they think.Your doing a great job. I commend you. First of all I have to say it’s none of the rude posters business how much money you have. Sometimes people speak or type before they think.

Your doing a great job. I commend you.

]]> By: Precioushttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284176 Precious Sun, 13 Jul 2008 16:53:00 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284176 I am so sorry that this person was rude to you. I am APPLAUDING you for your lifestyle and all of you young people that GET IT! My DH and I retired at 54 and 53 with no debt what so ever- a paid off brand new home and car and plenty of money to get us to the ages of 100 without worry - even in this rough economy right now. We lived on our own terms and didn't care about what the JONES were doing. Although I often wonder if the JONES are retired early or even now. Bet they aren't! So Crystal and everyone else who GETS IT, do your own thing and be proud of it! I am so sorry that this person was rude to you. I am APPLAUDING you for your lifestyle and all of you young people that GET IT! My DH and I retired at 54 and 53 with no debt what so ever- a paid off brand new home and car and plenty of money to get us to the ages of 100 without worry – even in this rough economy right now. We lived on our own terms and didn’t care about what the JONES were doing. Although I often wonder if the JONES are retired early or even now. Bet they aren’t! So Crystal and everyone else who GETS IT, do your own thing and be proud of it!

]]> By: Laura @ Laura Williams' Musingshttp://moneysavingmom.com/2008/07/living-like-no.html#comment-284175 Laura @ Laura Williams' Musings Sun, 13 Jul 2008 14:19:37 +0000 http://moneysavingmom.net/2008/07/living-like-no.html#comment-284175 Amen Sister!Having been on the side of having credit/loans for cars, house, etc. and then in one fell swoop having a good paying job yanked out from dh's feet with NO savings was a HUGE wakeup for us. We lost one vehicle, almost lost the other, and most importantly almost lost our home. We ended up in bankruptcy. Not a pretty road to travel down.It's was a long 5 years ... read as struggling from paycheck to paycheck. We still have our house mortgage to pay but that's it now. I am going back to the frugality mindset I once had before the loans and such came into effect. We now drive a used 12 passenger van that we paid cash for ($1,500) and hubby has a company truck he drives to work. He has a farm truck that was given to us by a former boss that he usually around the property occasionally.I've always been frugal but I got lax on it for a while honestly and I am determined to stay on track now.We still don't have savings but that will change too as we will start doing our best to put money into it as well as stickign to a budget (regardless).Frugality isn't always easy but it can be fulfilling to know that you're not "blowing" money for something just because you can get credit or whatever. (we couldn't right now if we wanted too... that's a blessing that we can't!) Amen Sister!

Having been on the side of having credit/loans for cars, house, etc. and then in one fell swoop having a good paying job yanked out from dh’s feet with NO savings was a HUGE wakeup for us. We lost one vehicle, almost lost the other, and most importantly almost lost our home. We ended up in bankruptcy. Not a pretty road to travel down.

It’s was a long 5 years … read as struggling from paycheck to paycheck. We still have our house mortgage to pay but that’s it now. I am going back to the frugality mindset I once had before the loans and such came into effect. We now drive a used 12 passenger van that we paid cash for ($1,500) and hubby has a company truck he drives to work. He has a farm truck that was given to us by a former boss that he usually around the property occasionally.

I’ve always been frugal but I got lax on it for a while honestly and I am determined to stay on track now.

We still don’t have savings but that will change too as we will start doing our best to put money into it as well as stickign to a budget (regardless).

Frugality isn’t always easy but it can be fulfilling to know that you’re not “blowing” money for something just because you can get credit or whatever. (we couldn’t right now if we wanted too… that’s a blessing that we can’t!)

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