Super Savings Saturday: A wreath and freebies

by crystal on January 27, 2008

Instead of my usual grocery pictures, I wanted to share a great deal I got on a wreath for our front door.

For a number of months, I’ve been looking around for the "perfect" wreath for our front door. I just love wreaths–I think they make everything feel so warm and inviting! But I’ve quickly learned that nice wreaths are expensive and the deals on them seem to be far and few between. So for the last little while, I’ve been pricing them and waiting and hoping to spot a good deal.

I was thrilled as can be to discover this wreath on sale at JoAnn’s for only $12.99, originally priced at $29.99…

Now I just have to figure out how to get it up on the door–that’s one of the projects on the to-do list for Saturday!

I also received a few fun freebies in the mail this week including a Schick razor, a book from PaperBackSwap that I’ve been wanting for ages, magazines, and some tea from Celestial Seasonings. I loves me some freebies!

Free Playtex Drop-Ins Original Nurser and more!

by crystal on January 23, 2008

I thought this was a cool freebie from Freebies 4 Mom:

Get a free sample of the Playtex Drop-Ins Original Nurser System. Playtex is offering this sample because they are trying to spread the word that their system is BPA free.

More freebies:

Free sample of Prilosec
Free sample of GoodNights
Free sample of NatureMade Triple Flex

Restaurant Freebies:

Sign up for Coco’s E-club and get a coupon for a free dessert at any Coco’s restaurant.
Sign up for TGI Friday’s email newsletter and get a coupon for a free dessert or appetizer.

Have you checked out Freebie Friday yet today?

Keeping frugality fun: Strategic “splurging”

by crystal on January 21, 2008

There is nothing that will squelch the joy in frugality faster than pinching your pennies so hard that you never have any fun. And if you’re planning to practice thrift for the long haul, you need to strategically come up with ways to keep life interesting, exciting, and fresh.

Just because you don’t have a lot of money or are trying to live on little doesn’t mean you can’t find ways to have fun and splurge a little without breaking your budget. Here are a few things we’ve done:

-Go out for dessert and coffee. Or, if you’re really strapped for cash, skip the dessert and split a latte. We used to do this at Barnes and Noble back in our law school barebones budget days. We’d browse books, buy a drink and split it (often paying for it with a card I’d earned through reading emails from MyPoints!), and then sit and read and talk for awhile. It made for a very relaxing evening that cost us next to nothing!

-Take your children to the pet store and then to McDonald’s for $0.99 cones. (Use the seasonal free cone coupons–if you have them–to save even more!)

-Plan one nicer dinner each week. If beans and rice make up a large part of your diet, plan ahead so that one night per week, you have “feast”. It doesn’t have to be anything elaborate–maybe something like meat loaf, a potato dish, some homemade bread, veggies, and a dessert. Or if you can’t even afford that, add a dessert to your normal fare and bring out the nice dishes or add a centerpiece. A dessert and a candle can make you feel like you’re having a gourmet dinner even if it’s hamburger helper!

-Ride your bikes or put the kids in the wagon and walk to the nearest ice cream shop and order a few cones to split.

-Have a progressive dinner at your own home. Decorate four different rooms with four different themes and then serve a coordinating menu item for each.

-Rent a movie with a free code from RedBox (or the library), make some special snacks, and watch the movie together under blankets in the living room.

-Plan a CVS “date.” Have extra ECBs to spend? Why not make a fun evening of it? Let each person pick one treat for under $3 to buy and then go to the park and share the goodies!

-Go yard-saling or thrift store shopping as a family or couple. Give each person a small amount of cash to spend and see who gets the most bang for their buck!

-Go to the library as a family (or as a couple, for date night!) and browse different books that you usually don’t get a chance to look at and check some out. You’ll feel like you went shopping and you won’t have spent anything!

-Have a “Loose Change Date.” Take all of the loose change you can find in the house and figure out a creative way to maximize it. Divvy it up between the family members and let each person decide how they want to spend their part for a family evening out.

-Find out if any nearby bowling alleys have $0.99 night or discount nights (many do). When we were first married, we’d go on $0.99 night and rent our shoes for $0.99 each and play two games at $0.99 each–and it was such a fun outing and it only cost us around $6!

This week’s shopping trip and $40 menu

by crystal on January 19, 2008

Because we had a little bit more time on Saturday, we hit more stores than normal: Aldi, CVS, Price Chopper, Hen House, and Wal-Mart. Our total was right around $39.80!


This week’s menu:

Breakfasts
Whole-wheat pancakes, freshly-made juice
Oatmeal, fresh juice
Cereal, carrot/orange/banana/flax seed smoothie
Baked oatmeal, fruit
Homemade cinnamon rolls, fruit

Lunches
Split peas, brown rice, carrots
PB&J, pears
Mixed green salad, hard boiled eggs, toast
Leftovers
Baked potatoes, broccoli, cheese

Dinners
Chicken broccoli rice casserole, homemade whole-wheat bread, salad, green beans, grapefruit
Chili, apple slices, homemade bread, cheese slices (We’re likely going to be having this twice this week since I made such a big pot of it! If so, we’ll serve it over rice with cheese sprinkled on top the second night!)
Meatloaf, mashed potatoes, green beans, biscuits, mixed green salad
Broccoli and cheddar crepes, homemade cinnamon rolls, fruit salad
Barbecue beef pizza, corn on the cob, grapefruit

Free Yogi Tea samples

by crystal on January 18, 2008

Get three different samples of Yogi Tea here.

More freebies (Thanks, Tanya!):

Play the Natural Ingredients game and get a free Dog Food sample
Free Life’s Abundance pet food sample
Free Yappy Treats pet treat sample
Free LaCoste perfume sample

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Free Dove GoFresh Deodorant sample and more

by crystal on January 16, 2008

Get it here. (Note: This is a Costco sample but you do not need to be a Costco member to receive it. Just leave the Member ID blank if you’re not a member.)

More freebies:
Free sample Laci Le Beau super dieter’s tea
Free sample of Tetley British Blend tea

Freebie offers have been rather slow recently–I hope they pick back up soon! In the mean time, though, I have been receiving some fun things in the mail. Like the mailer with 10 or so double-packets of Celestial Seasonings tea I received last week for signing up for the Celestial Seasonings book club starter kit (they are all out of freebies now, though!).

My friends from Living on a Dime have put together a special offer for my readers.

You can get all 17 of their practical, money-saving ebooks for only a $1 each! This ebook package will help you learn new strategies to stretch your paycheck, get out of debt, and fight high prices.

The regular price of all of these ebooks put together is $119, but through Thursday of this week, you can get them all in one big package for one low price–only $17! With the rising price of gas and groceries, it’s good to know that some prices are actually going down!

Click here to check out this money-saving package!

Free subscription to Good Housekeeping

by crystal on January 08, 2008

I received a free subscription to Good Housekeeping awhile back and have enjoyed it–especially the coupons which are often in the issues!

You can earn a free one-year subscription to Good Housekeeping by watching about 15-minutes of video ads from AdPerk. Go here and here. Learn more about AdPerk here.

Thanks, Pam!

(Note: I try to be careful what I post here to make sure it is completely family-friendly, but I didn’t watch all the commercials so if you find anything objectionable, please let me know.)

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How to Accumulate a Nice Stash of Coupons

by crystal on January 04, 2008


One question I am often asked is “Where do you find all your coupons you use?” Well, I don’t have any super secret source, but I have come across many different ideas for accumulating coupons. Here are just a few ideas that I’ve personally used or heard about from others:

1) Subscribe to your local newspaper.
This is the simplest way to get started couponing – getting it delivered to your door every week! We pay around $1.00/week for this and it has been worth every penny. I waited until I could get it that cheap before I would subscribe, though. Unless you already get the paper anyway, if you are buying the paper solely for the coupons, don’t pay more than $2/week maximum for it. Also, see if you can subscribe to a Sunday-only edition or at least a weekend-only edition.

Other things to look into: Check and see if you can get more than one copy of the paper and get a discount. Or, call around to other local towns/cities – especially larger cities – and see if they offer any discounts on newspaper subscriptions for out-of-town folks. You might also call and ask about them just letting you purchase the coupon inserts. And always ask for a discount – there’s usually a way to get one!

There are a few other online sites, including eBay and The Coupon Clippers or The Coupon Master where you can routinely buy extra coupons from for a fraction of the cost. I encourage you to be cautious when doing this, though, as you can easily go overboard. However, if it’s a really good deal and going to save you lots of money and you’re able to afford it in your grocery budget, then go for it! I know many people who have saved hundreds of dollars buying coupons from The Coupon Clippers or The Coupon Master.

2) Ask friends, relatives, and co-workers for their extra papers.
Let it be known that you are an avid couponer and will gladly accept any extra coupon inserts from anyone who doesn’t use them. You might be surprised how many you can collect this way. Elderly neighbors seem to be especially eager to save their coupons for others, so be sure to ask them. Also, if you know of anyone who has a newspaper route, this might be another avenue for having access to free coupons. It depends upon the policy of the newspaper company, but sometimes they will allow you to have the extras.

3) Check out your local recycling bin.
I’d heard of this method for awhile but never investigated it until a few years ago. Let me tell you – it really works! In the town where we used to live, I discovered where some very clean newspaper recycling bins were located and hit them on my way home from the store, if I had time. In 15 minutes, I could usually salvage 10-15 coupon inserts.

4) Get coupons at the store.
Keep your eyes peeled at the store and pick up any coupons you find on tearpads or in the blinking dispensers. If there are extras, pick up multiple copies of these. A lot of times, this very item will be on an exceptional sale just a few weeks later and you’ll be more than glad you picked up that handful of coupons!

5) Print coupons out online.
If your store accepts “printables,” this can be a great source of coupons. You can do a search for “printable coupons” and it will bring up many different coupons. You can also search for a specific item and see if there are any printable coupons. Most of these sites allow you to print two coupons per computer every few weeks. The coupons offered on these sites usually change every month. Check out the list on the sidebar for some of my favorite links to printable coupon websites.

There are also many other options for obtaining coupons like trading coupons with others online or offline or coupon trading boxes available at some stores or libraries, and other ways. Start actively looking for coupons and you’ll soon find more sources than you can use!

Reader Tip: Write companies and praise their product and request any coupons they might have to offer.

Reader Rachel wrote and said:

If there is a product we really like, I email the contact email on the package and let them know how much we like it.

My recent success was with Mission tortillas and wraps. They are our favorite because they are always fresh and soft, and we go through a couple packs a month. I emailed them and raved about their product and wrote something like this, “I am a single adoptive mom on a tight budget. Would you have any coupons to help us afford our favorite wraps?”

Today I received two coupons, each for a free pack of wraps. Not bad for about a minute of my time! – Rachel

What are your best methods for obtaining coupons?

Q&A: Making CVS work for you

by crystal on January 03, 2008

Crystal, Thank you for
teaching us how to shop better. I love your ideas, but I’m having
trouble creating ones that work for me. Our original money strategy was
to buy generic because it can be several dollars cheaper.

At first glance, CVS seems expensive compared to our generics. We don’t seem to use many of the items that are on often on sale.  Our
first try we only bought the NB Vitamins. B1G1 for $12.99 and another
for $9.99 (we thought it was $6, oops). We used a $2/$10, a $2/1 MC and
$3 ECBs. We still paid 17.24 and got $6 ECBs. Now we have $6 ECBs (exp
1/30) to work with, but I have no idea where to go from here. We don’t
need anything on the ECB reward list this month.

My
husband hates buying things we don’t need. He says it is just clutter.
Do you ever buy fillers that you don’t need to round out your purchase?
For example candy, we don’t eat it. Actually, we do need diet pop and
toilet paper but I think I will come out with less ECBs if I figured it
right.
  Does this make sense?  Can you help me? I am hoping to get this figured out. -Jennifer

First
off, thanks for a great question. I’ve been wanting to write up a post
further explaining how to make CVS work for you so you have given me
the incentive! Here are some thoughts:

1) Make a game plan for your CVS shopping
- My purpose for shopping at CVS is to greatly reduce our grocery bill
by getting mostly all of our household products (medicines, paper
products, shampoo, conditioner, deodorant, feminine products,
cosmetics, toothpaste, toothbrushes, etc.) for free and then using the
overage I’m able to come up with in ECBs to buy anything else off our
grocery list I can buy and pay for diapers, wipes, and extra fun stuff
or treats (See how Catherine used some of her CVS overage to pay for
most of her daughter’s birthday gifts here.).

In
order to accomplish this, I’ve found that usually every week I’ll buy
at least a few items which we might not use or need but which I can
donate to charity, give away to friends and family, or sell in our
twice-a-year garage sales. These help roll over our ECBs so that I can
always have at least $15-$20 ECBs to work the deals with.

2) Base your shopping trips primarily around what you need.
Although some of my shopping trips might seem like random purchases, I
usually have a calculated plan for buying what I do. I plan my shopping
trips based upon what we need first of all.

I
look over the list of deals each week and decide which items we could
use most. For instance, we’re running low on toothpaste and
toothbrushes and shampoo right now, so buying the Colgate deal and the
Fructis deal was first on my list. I also needed to buy some sandwich
bread and a pack of Pampers and was hoping to work these purchases in
with my ECB overage.

With this in mind, I sat down and briefly
looked through my coupons and ECBs and wrote up a simple game plan for
what I needed to buy and how to best work the deals based upon that. I
added in fillers, as needed, to roll over my ECBs and help accumulate a
few more.

If there are enough good deals, like this week, I
might break my shopping list up into two trips. If there are not hardly
any good deals and nothing that we need, I’ll just skip a week.

The CVS "game" is first and foremost about making it work for you and your family. Think about what your purpose for shopping at CVS is and what your needs are and then plan your shopping trips accordingly.

3) Stock up with 3-6 month’s worth of household items when you can get them free. For those who are saying, "I look at those lists of deals and don’t see anything we need,"
let me stretch your thinking a little bit: Do you use shampoo,
conditioner, or hairspray? Do you use toothbrushes? Do you use
toothpaste? Do you use deodorant? Do you use feminine products
(tampons, pads)? Do you use medicine? Do you use make-up? Soap? Body
wash? Lotion? Batteries? Hand sanitizer? Tissues? Mouthwash? Baby
wipes? Razors and shaving cream? Dish detergent? Do you eat cereal,
crackers, chips, chocolate? Drink soda, bottled water, energy drinks,
or flavored water?

You probably don’t use all of the above, but
I’m guessing there are at least a few things on the list above (and
probably more than a few) that you use regularly. If you never paid
anything out of pocket anymore for any of those things, would that help
reduce your grocery budget? If so, then shopping at CVS is definitely
for you because the above list is just a sampling of some of the things
you could have gotten free or more than free in the last 6 months.

The
secret is that you start stocking up on items you need or will need in
advance – while you can get them for free or more than free. That way,
when you need them, you won’t have to add them to your grocery list,
you’ll just go get another bottle or box or container out of your small
stockpile stash.

Instead of thinking that you shouldn’t buy
shampoo until you’ve used up the entire bottle and then buying the
generic brand at full price, plan ahead a little bit try to always keep
at least a few extra bottles on hand. Think about the savings to be had
by a little planning ahead. It adds up very fast, especially since some
of these free items are some of the costliest purchases in the grocery
budget.

4) Have a budget for your time and money allocated to CVS-ing and stick within these parameters.
I can’t stress this point enough. Getting bargains can be a whole lot
of fun – so much fun, sometimes, that it begins to consume too much
time and effort. If your house is falling apart because you’ve been
running to CVS three times a day, you need to step back and reevaluate
things.

We have a $35/week grocery budget. All of our CVS
purchases are included in this. Since I rarely pay more than $1 out of
pocket for our CVS trips, it doesn’t really dent the budget much. But
knowing I only have a few dollars to work with every week really helps
me to keep my spending in check and maximize the savings.

My
personal rule of thumb is that I rarely go to CVS more than twice a
week. Normally, I only make one trip per week – these keeps things
simple, helps me be efficient, and saves time. If the deals are
exceptional, like this week, I might make more than one trip. However,
even though our CVS is just right down the street, I try to never go
more than three times a week. This just ensures I don’t get out of
balance in bargain shopping.

I love getting great deals and I
love saving money, but I want to have my priorities in order and not
devote too much time, thought, and energy to this.

5) Purpose to stick with CVS-shopping for at least 3 months before giving up.
When you first start out CVS shopping, it can be really overwhelming.
Believe me, I well remember. When I first stumbled upon this whole
phenomenon on a deal forum over two and a half years ago, I spent about
four hours researching and reading and studying about how the program
works. It was daunting, to say the least and it took me a number of
shopping trips to really get the hang of it. My CVS store was an Osco
Drug store just changing over and no one in there had a clue
about the ECB program and none of the deals were advertised anywhere.
To make things more difficult, I didn’t know anyone else who knew
anything about it either. So, I just read the forums and started
testing things out to see how it worked. Little did I ever know that
someday I’d be introducing thousands of people to it!

At
any rate, it takes time to learn and understand and time to figure out
how to best work the deals for your own family’s needs. So I recommend
you don’t just try it once and decide against it. Stick with it for
three months and then reevaluate whether it is working for your family
and saving you money.

Those were just some general thoughts
which I hope will be helpful to you, Jennifer, and anyone else
struggling to figure out the CVS "game." I’d love to hear others’ input on this and how they’ve made CVS work for them.